Visa website screenshot

Visa

Visa is a global payment technology company that facilitates electronic funds transfers by providing consumers, businesses, and governments with secure, convenient, and reliable payment solutions. Through its network of financial institutions and partners, Visa enables individuals to make purchases, transfer money, and access other financial services in over 200 countries and territories worldwide. The Visa Developer platform provides APIs for money movement (Visa Direct), merchant intelligence, account validation, transaction controls, foreign exchange, digital wallets, tokenization, and more.

Visa publishes 54 APIs on the APIs.io network, including Government Insights Hub, Payment Account Reference Inquiry, Pilot Program Enablement, and 51 more. Tagged areas include Accounts, Banking, Credit Cards, Digital Commerce, and Digital Wallets.

The Visa catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Visa’s developer surface includes authentication, getting-started guide, support, and 13 more developer resources.

42.0/100 developing ▬ flat Agent 53/100 agent ready Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
AccessEnterpriseApproval
84 APIs 3 Features
AccountsBankingCredit CardsDigital CommerceDigital WalletsFintechForeign ExchangeFraud PreventionMerchantsMoney MovementPaymentsTokenizationFortune 500

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 42.0/100 · developing
Contract Quality 16.1 / 25
Developer Ergonomics 5.2 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 3.4 / 13
Governance 8.3 / 12
Discoverability 5.9 / 10
Agent readiness — 53/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/visa: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 84

Individual APIs this provider publishes, each with its own machine-readable definition.

Visa Government Insights Hub

The Visa Government Insights Hub is a platform that provides government agencies with valuable information and resources to help them make informed decisions and improve their o...

Visa Payment Account Reference Inquiry

Visa Payment Account Reference Inquiry is a service that allows financial institutions and merchants to access useful information about a customer's Visa account. This tool prov...

Visa Pilot Program Enablement

Visa Pilot Program Enablement is a service that allows businesses to easily launch and manage pilot programs for new Visa products or services. This includes providing support a...

Visa Underwriting Intelligence Solutions

Visa Underwriting Intelligence Solutions is a leading provider of data analytics and risk management solutions for financial institutions. With a focus on using advanced technol...

VCA Data Exchange

VCA Data Exchange is a platform that allows businesses to securely exchange data with their partners, customers, and suppliers. Whether it's sharing customer information, produc...

Visa Practical Money Skills Financial Education Platform

Visa Practical Money Skills Financial Education Platform is an online resource that provides valuable tools and information to help individuals improve their financial knowledge...

Visa Resolve Online

Visa Resolve Online is a platform developed by Visa that enables financial institutions and merchants to streamline the process of resolving disputed transactions. It provides a...

Visa Europe Payment Stop Service

Visa Europe Payment Stop Service is a feature offered by Visa that allows cardholders to temporarily suspend or cancel any recurring or future payments set up with their Visa ca...

Visa Subscription Manager

Visa Subscription Manager is a service that allows consumers to easily manage and control their recurring payments and subscriptions. With this platform, users can view all of t...

Order Insight Digital

When cardholders are reviewing their card statement, confusion over if a purchase is legitimate is one of the most common occurrances. A cardholders first reaction when this occ...

Visa dCVV2 Generate

Visa dCVV2 Generate is a tool designed to help businesses generate dynamic card verification values (dCVV2) for online transactions. This security feature adds an extra layer of...

Visa Risk Manager

Visa Risk Manager is a web portal that provides a comprehensive suite of fraud and risk management tools that can be accessed through Visa Online 24/7. It is specifically design...

Visa Token Service

Visa Token Service is a technology solution that aims to enhance the security and convenience of digital payments. It replaces sensitive card information with a unique digital i...

Visa Token Service Provisioning and Credential Management

Visa Token Service Provisioning and Credential Management is a secure platform that allows consumers to make purchases using a tokenized payment method, which replaces sensitive...

Visa Offers Platform

Visas Customers can get access to near real-time transaction data via the Visa Offers Platform to execute and manage their card-linked programs. For cardholders who have consen...

Installment Transaction Service

The Installments Transaction Service allows you to offer Buy Now Pay Later (BNPL) plans to your customers through a set of APIs or on ISO. The plans can be offered pre-purchase,...

Kernel in the Cloud

Kernel in the Cloud is pioneering innovation via a software-based cloud infrastructure to democratize acceptance. It provides a secure, modular and service architecture-oriented...

Visa Direct Request to Pay

Send and receive payment requests with Visa Direct request to payInnovate and simplify services for you and your clients with our secure, fast and convenient messaging framework.

Visa Mobile

Product integrates with a new e-commerce payment methodVisa Mobile is the new UX for cards e-commerce payments, that is mobile, quicker yet safe - builds on SRC and regular CNP ...

Receiver Directed Payouts

Securely capture, validate, verify and store a receivers payment credentials within the Alias Directory Service, without the burden of being PCI compliant.

Visa Direct Account and Wallet

Visa Direct Account and Wallet is built to help businesses deliver money to billions of endpoints worldwide through ACH, and faster payment networks1 via a single integration. S...

Visa Direct Connect

Visa Direct Connect reduces the effort to integrate with money movement methods, routes and endpoints supported by Visa Direct.

Visa Chip L3 Testing Report Upload

Streamline L3 testing through the use of these APIs.

Visa Travel Notification

Visa Travel Notification Service helps you avoid mistaken purchase declines while your cardholders are traveling by incorporating cardholder self-reported travel plans into the ...

DPS Card and Account

Enable issuers to manage their cardholders card and account informationDPS Card and Account Services supports a set of debit, credit, and prepaid card and account services. The_...

DPS Digital Services

DPS Digital Services partners with third-party service providers, integrating with their unique offerings to provide comprehensive business solutions and richer service offering...

DPS Forward

The best of Visa DPS issuer processing capabilities are accessible through a suite of APIs designed for digital banking platforms. Use DPS Forward to create powerful card produc...

Visa Tokenized Asset Platform (VTAP)

VTAP provides the tools and infrastructure for banks to tokenize fiat currencies on blockchain networks. Clients can access and test VTAP capabilities through an API layer that ...

Visa B2B Payment Controls

Visa B2B Payment Controls offers authorization-based payment controls solutions for B2B market segments such as Government, Corporate, Commercial and Small Business. This servic...

Visa Flexible Credential (VFC)

Visa Flexible Credential (VFC) enables Issuers and Fintechs to broaden the services they can provide to new and existing cardholders by enabling easy access to multiple funding ...

Visa Alias Directory

Visa Alias Directory Service is built to help simplify payments, improve the user experience, and protect sensitive payment credential information by using Aliases._Alias Direct...

Visa Installment Management

The Installment Management Service allows you to provide installment offers to all participating merchants at point-of-sale, online or in-store, giving your cardholders access t...

Visa Faster Payments Gateway

Visa Faster Payments Gateway_supports both send and receive capabilities for credit transfers and request for return of funds. We set up the digital infrastructure - your partic...

VisaNet Connect

VisaNet Connect APIs enable Visa clients -- such as acquirers, acquirer-processors, and approved technology partners -- to process in-store, in-app, and online payments through ...

VisaNet Connect - Issuing

VisaNet Connect Issuing APIs are a portfolio of VisaNet Connect APIs that provide direct connectivity to VisaNet for issuers to approve and decline payments requested by their c...

Visa Account Management service API

The Account Management web services are used to manage payment controls for existing card accounts and to request virtual accounts while setting controls. The endpoints allow th...

Visa Alert History API API

Retrieve notification history for accounts and manage customer profiles for alert delivery.

Visa Alerts Preference Management API API

Manage cardholder alert delivery preferences including mobile numbers, email addresses, and device identifiers for notification delivery.

Visa ATM Locator API API

Search for Visa and Plus ATM locations by geographic coordinates, address, or other criteria to help cardholders find nearby cash access points.

Visa Authorization Data API API

Data API will provide the APIs to expose the commercial data (i.e. card financial, invoice data) and authorization data through RESTful Services. The idea is to create an Enterp...

Visa B2B Connect API API

Initiate, track, and manage large-value cross-border B2B payment transactions with direct settlement capabilities.

Visa BIN File Transfer API

Transfer Account/Token Range File

Visa BIN Files Metadata API

Get Bin Files Metadata including number of files, file names, sizes, checksum, creation date.

Visa Business Data Corporate Setup API API

Commercial Data API will provide the APIs to expose the commercial data i.e. card financial and invoice data through RESTful Services. The idea is to create an Enterprise Servic...

Visa Business Data Transactions API API

Commercial Data API will provide the APIs to expose the commercial data i.e. card financial and invoice data through RESTful Services. The idea is to create an Enterprise Servic...

Visa Buyer Management Service API

The Buyer Service provides self-service capabilities that simplify and reduce the implementation process for new VPA buyers (and other downstream systems). Buyers can be created...

Visa Card on File Data Inquiry API API

Retrieve information about where a cardholder's Visa payment credentials are stored on file with participating merchants.

Visa CTP Checkout API API

The Click to Pay Checkout API enables merchants to initiate and complete checkout transactions using stored Visa credentials, providing consumers with a seamless and secure paym...

Visa CTP Consumer Management API API

The Consumer Management API allows SRC Initiators to manage consumer profiles, including enrollment, identity verification, and credential management within the Click to Pay eco...

Visa Customer Rules API API

Register consumer accounts and manage payment rules and thresholds that define which transaction types to block or alert on.

Visa Data Tokens API API

Retrieve tokenized data signals and insights from Visa's payment network for use in personalization, risk assessment, and business analytics.

Visa Foreign Exchange Rates API API

The Foreign Exchange Rates API provides an easy access to the Visas currency conversion rate for a given currency pair.

Visa Full BIN List API

Access a complete list of all of the Visa BINs and their associated BIN Attributes

Visa Funds Transfer API API

Push and pull funds to and from Visa accounts for real-time money movement use cases including person-to-person transfers, business disbursements, and account funding transactions.

Visa Funds Transfer Attributes Inquiry API API

The Funds Transfer Attributes Inquiry API is often used with a funds transfer to/from a Visa payment account to determine key characteristics of a recipient card before initiati...

Visa In-App Provisioning for Apple Pay API

In-App Provisioning for Apple Pay

Visa In-App Provisioning for Google Pay API

In-App Provisioning for Google Pay

Visa In-App Provisioning for Samsung Pay API

In-App Provisioning for Samsung Pay

Visa Issuer API API

API that enables issuers to source acquirer BIN data directly from Visa

Visa Issuer Stop Advice API API

Issuers can place stop advices in VAU to block specific merchants from receiving an automatic VAU credential update (e.g., following reported fraud) while still allowing their c...

Visa Merchant Search API API

Search for merchants by name and location to retrieve Visa merchant identifiers and related details.

Visa Nearby Merchants API API

Discover nearby Visa-accepting merchants based on geographic coordinates or address information.

Visa Offers Data API API

Retrieve offer data available to the caller, filtered by various offer attributes such as merchant, category, location, and date range.

Visa Payment Account Validation API API

The Payment Account Validation API allows applications to run validations of the payment account before processing a transaction ensuring greater probability of success and allo...

Visa Payment Service API

The Payment web service is used for processing payments and sending payment remittance information to the appropriate suppliers.

Visa Push Authorization Data API API

PushNotification is a generic data channel to send Commercial Data to the end user over VDP. This API has capability to send Authorization data sets, Enhanced Data , Transaction...

Visa Reference Data API API

Retrieve reference data values used for offer filtering criteria including merchant categories, countries, and offer types.

Visa Registered User Details Service API

Self Registration web services are used to register the new users.

Visa Single BIN Lookup API

Lookup BIN Attributes for a single Payment Account or BIN

Visa Single Use Account Pool Maintenance Service API

The Proxy web service is used for managing a pool of Single-Use Accounts (SUAs) linked to a proxy. With this web service, you can create proxy pool(s) for a buyer, update detail...

Visa Supplier Service API

The Supplier web service is used for creating and maintaining a supplier.

Visa Termination Inquiry APIs API

Termination Inquiry API allows Acquirers to identify Merchants and Agents terminated by other Acquirers and pull the termination details directly from the Terminated Listing Dat...

Visa Transaction Enrichment API API

Enrich transaction data with additional merchant information including street addresses, URLs, logos, and contact details.

Visa Universal Card Enrollment API

Universal Card Enrollment

Visa URL Generation API API

URL Generation API

Visa VCS Enrollment API API

The API is used to onboard and register companies, users and cards in Commercial Space

Visa Visa Account Updater Acquirer API API

Visa Account Updater Acquirer API

Visa Visa Account Updater Merchant API API

Visa Account Updater Merchant API for merchant enrollment and search.

Visa Visa Card Program Enrollment API

VCPE supports issuers that want to offer instant/digital issuance or re-issuance; as well as allow their cardholders to upgrade and downgrade cards in their banking app and enjo...

Visa Visa Consent Management API API

Visa Consent Management API

Visa Visa Supplier Matching Service API API

Visa Supplier Matching Service

Visa Visa Supplier Matching Service Bulk API API

VISA Supplier Matching Service

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Open Collections 21

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Card on File Data Inquiry

OPEN COLLECTION

API Collection

OPEN COLLECTION

Visa B2B Connect

OPEN COLLECTION

Visa Click to Pay

OPEN COLLECTION

Visa Data Tokens

OPEN COLLECTION

Visa Direct

OPEN COLLECTION

Visa Global ATM Locator

OPEN COLLECTION

API Collection

OPEN COLLECTION

Visa Merchant Search

OPEN COLLECTION

API Collection

OPEN COLLECTION

API Collection

OPEN COLLECTION

API Collection

OPEN COLLECTION

Visa Transaction Controls

OPEN COLLECTION

API Collection

OPEN COLLECTION

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GraphQL 1

GraphQL schemas published by this provider.

Visa GraphQL Schema

Visa does not offer a native public GraphQL API. The Visa Developer Platform exposes its capabilities through REST APIs secured via mutual TLS (mTLS) and OAuth 2.0, available to...

GRAPHQL

Pricing Plans 1

Published pricing tiers and plan structures.

Visa Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Visa Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Visa Finops

FINOPS

Features 3

Notable capabilities this provider offers.

Visa: API access via partner / B2B contracts only
No public API pricing published — contact enterprise sales
Visa Developer Platform APIs (Visa Direct, Token Service, Acceptance) require commercial agreements via Visa partner sales.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Visa Context

0 classes · 8 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Visa API Rules

6 rules · 4 warnings 2 info

SPECTRAL

Visa API Rules

10 rules · 4 errors 5 warnings 1 info

SPECTRAL

JSON Schema 3

Standalone JSON Schema definitions for this provider's data models.

Visa Payment Account

16 properties

JSON SCHEMA

Visa Merchant

17 properties

JSON SCHEMA

Visa Payment Transaction

17 properties

JSON SCHEMA

JSON Structure 2

JSON Structure definitions describing this provider's data shapes.

Visa Merchant Structure

0 properties

JSON STRUCTURE

Visa Payment Transaction Structure

0 properties

JSON STRUCTURE

Examples 6

Example request and response payloads for these APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Visa Authentication

mutualTLS · 1 scheme

SECURITY

Visa Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Visa Agentic Access

106 operations · 92 acting · 11 human-in-the-loop

106 operations · 92 acting

AGENTIC

Press 5

Recent news and press coverage referencing this provider.

Visa launches new AI tools to manage the charge dispute ...

2026-05-25

Visa Opens the Door to AI-Driven Shopping for Businesses ...

2026-05-25

Visa Defines the Next Era of Commerce: When AI Becomes ...

2026-05-25

Enabling AI agents to buy securely and seamlessly | Visa

2026-05-25

Visa's 30-Year AI Legacy Fuels Launch of New Global AI ...

2026-05-25

Resources

Get Started 1

Portal, sign-up, and the first successful call

Documentation 3

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: visa
url: https://raw.githubusercontent.com/api-search/visa/refs/heads/main/apis.yml
apis:
- aid: visa:visa-government-insights-hub
  name: Visa Government Insights Hub
  tags:
  - Government
  - Insights
  humanURL: https://developer.visa.com/capabilities/visa-government-insights-hub
  properties:
  - url: https://developer.visa.com/capabilities/visa-government-insights-hub
    name: Visa Government Insights Hub
    type: Documentation
    description: Visa Government Insights Hub enable tailored, efficient, and agile decision-making with a differentiated
      payments insights solution.
  - url: graphql/visa-graphql.md
    type: GraphQL
  description: The Visa Government Insights Hub is a platform that provides government agencies with valuable information
    and resources to help them make informed decisions and improve their operations. Through data-driven analysis and research,
    the hub offers insights into consumer spending behavior, trends in payment technology, and best practices for implementing
    digital payments.
- aid: visa:visa-payment-account-reference-inquiry
  name: Visa Payment Account Reference Inquiry
  tags:
  - Payment Account Reference
  - Primary Account Number
  humanURL: https://developer.visa.com/capabilities/visa-par-inquiry
  properties:
  - url: https://developer.visa.com/capabilities/visa-par-inquiry/docs
    name: Visa Payment Account Reference Inquiry
    type: Documentation
  description: Visa Payment Account Reference Inquiry is a service that allows financial institutions and merchants to access
    useful information about a customer's Visa account. This tool provides real-time data on account status, balances, transactions,
    and more, which enables businesses to efficiently process payments and minimize fraud risk. By utilizing Visa Payment
    Account Reference Inquiry, companies can securely verify customer information and ensure smooth, hassle-free transactions.
- aid: visa:visa-pilot-program-enablement
  name: Visa Pilot Program Enablement
  tags:
  - Pilots
  humanURL: https://developer.visa.com/capabilities/vdp-pilot-program
  properties:
  - url: https://developer.visa.com/capabilities/vdp-pilot-program/docs-getting-started
    name: Getting Started
    type: Documentation
  description: Visa Pilot Program Enablement is a service that allows businesses to easily launch and manage pilot programs
    for new Visa products or services. This includes providing support and resources for program strategy, implementation,
    and evaluation. By utilizing Visa Pilot Program Enablement, businesses can quickly and efficiently test out new ideas
    and innovations in a controlled environment before fully committing to a widespread rollout.
- aid: visa:visa-underwriting-intelligence-solutions
  name: Visa Underwriting Intelligence Solutions
  tags:
  - Intelligence
  - Underwriting
  humanURL: https://developer.visa.com/capabilities/visa-underwriting-intelligence-solutions
  properties:
  - url: https://developer.visa.com/capabilities/visa-underwriting-intelligence-solutions/docs
    name: Visa Underwriting Intelligence Solutions
    type: Documentation
  description: Visa Underwriting Intelligence Solutions is a leading provider of data analytics and risk management solutions
    for financial institutions. With a focus on using advanced technology and algorithms to assess creditworthiness and streamline
    the underwriting process, Visa Underwriting Intelligence Solutions helps lenders make more informed decisions quickly
    and efficiently.
- aid: visa:vca-data-exchange
  name: VCA Data Exchange
  tags:
  - Data
  - Insights
  humanURL: https://developer.visa.com/capabilities/vca-data-exchange
  properties:
  - url: https://developer.visa.com/capabilities/vca-data-exchange/docs
    name: VCA Data Exchange
    type: Documentation
  description: VCA Data Exchange is a platform that allows businesses to securely exchange data with their partners, customers,
    and suppliers. Whether it's sharing customer information, product catalogs, or financial data, VCA Data Exchange provides
    a streamlined solution for securely transferring and managing data. By centralizing data exchange processes, VCA Data
    Exchange helps organizations improve efficiency, reduce errors, and enhance collaboration with external stakeholders.
- aid: visa:visa-practical-money-skills-financial-education-platform
  name: Visa Practical Money Skills Financial Education Platform
  tags: []
  humanURL: https://developer.visa.com/capabilities/practical-money-skills
  properties:
  - url: https://developer.visa.com/capabilities/practical-money-skills/docs-getting-started
    name: Getting Started with Visa Practical Money Skills
    type: GettingStarted
  - url: https://developer.visa.com/capabilities/practical-money-skills/docs-authentication
    name: Authentication Method for Visa Practical Money Skills
    type: Authentication
  - url: https://developer.visa.com/capabilities/practical-money-skills/product-terms
    name: Visa Practical Money Skills Terms
    type: TermsOfService
  description: Visa Practical Money Skills Financial Education Platform is an online resource that provides valuable tools
    and information to help individuals improve their financial knowledge and skills. The platform offers a wide range of
    resources, including articles, videos, calculators, and games, to help users learn about budgeting, credit management,
    savings, investing, and more.
- aid: visa:visa-resolve-online
  name: Visa Resolve Online
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-resolve-online
  properties:
  - type: Documentation
    url: https://developer.visa.com/capabilities/visa-resolve-online
  description: Visa Resolve Online is a platform developed by Visa that enables financial institutions and merchants to streamline
    the process of resolving disputed transactions. It provides a centralized system for submitting and managing disputes,
    allowing for efficient communication and collaboration between all parties involved. With Visa Resolve Online, users can
    track the status of disputes in real-time, access relevant documentation and evidence, and ultimately reach a timely resolution.
- aid: visa:visa-europe-payment-stop-service
  name: Visa Europe Payment Stop Service
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-stop-payment-service
  properties:
  - type: Documentation
    url: https://developer.visa.com/capabilities/visa-stop-payment-service/docs-getting-started
  description: Visa Europe Payment Stop Service is a feature offered by Visa that allows cardholders to temporarily suspend
    or cancel any recurring or future payments set up with their Visa card. This can be helpful in cases where cardholders
    have lost their card, suspect fraudulent activity, or simply want to pause payments for a period of time.
- aid: visa:visa-subscription-manager
  name: Visa Subscription Manager
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-subscription-manager
  properties:
  - type: Documentation
    url: https://developer.visa.com/capabilities/visa-subscription-manager
  description: Visa Subscription Manager is a service that allows consumers to easily manage and control their recurring payments
    and subscriptions. With this platform, users can view all of their recurring charges in one place, set reminders for upcoming
    payments, and easily cancel or change subscriptions as needed. This tool provides consumers with greater transparency
    and control over their spending, helping them to better manage their finances and avoid unexpected charges.
- aid: visa:order-insight-digital
  name: Order Insight Digital
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-cardholder-purchase-inquiry
  properties:
  - type: Documentation
    url: https://developer.visa.com/capabilities/visa-cardholder-purchase-inquiry
  description: When cardholders are reviewing their card statement, confusion over if a purchase is legitimate is one of the
    most common occurrances. A cardholders first reaction when this occurs is typically to pick up the phone to contact the
    issuing bank, tying up valuable issuer resources in an attempt to identify this purchase and/or pursue a dispute.
- aid: visa:visa-dcvv2-generate
  name: Visa dCVV2 Generate
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-dcvv2-generate
  properties:
  - type: Documentation
    url: https://developer.visa.com/capabilities/visa-dcvv2-generate/docs-getting-started
  description: Visa dCVV2 Generate is a tool designed to help businesses generate dynamic card verification values (dCVV2)
    for online transactions. This security feature adds an extra layer of protection by providing a unique code that is only
    valid for a short period of time, making it more difficult for fraudsters to use stolen card information for unauthorized
    purchases.
- aid: visa:visa-risk-manager
  name: Visa Risk Manager
  tags: []
  humanURL: https://developer.visa.com/capabilities/vrm
  properties:
  - type: Documentation
    url: https://developer.visa.com/capabilities/vrm
  description: Visa Risk Manager is a web portal that provides a comprehensive suite of fraud and risk management tools that
    can be accessed through Visa Online 24/7. It is specifically designed to help issuers optimize fraud loss prevention and
    maximize profitability by providing clients with an effective transaction risk management decisioning system.
- aid: visa:visa-token-service
  name: Visa Token Service
  tags: []
  humanURL: https://developer.visa.com/capabilities/vts
  properties:
  - type: Documentation
    url: https://developer.visa.com/capabilities/vts/docs
  description: Visa Token Service is a technology solution that aims to enhance the security and convenience of digital payments.
    It replaces sensitive card information with a unique digital identifier, called a token, which is used for payment transactions.
    This ensures that actual card details are not shared during the transaction process, reducing the risk of fraud and unauthorized
    access to payment information.
- aid: visa:visa-token-service-provisioning-and-credential-management
  name: Visa Token Service Provisioning and Credential Management
  tags: []
  humanURL: https://developer.visa.com/capabilities/token-service-provisioning
  properties:
  - type: Documentation
    url: https://developer.visa.com/capabilities/token-service-provisioning
  description: Visa Token Service Provisioning and Credential Management is a secure platform that allows consumers to make
    purchases using a tokenized payment method, which replaces sensitive payment information with a unique token. This platform
    provisions tokens to mobile devices, wearables, and other connected devices, enabling consumers to make fast and secure
    payments without exposing their actual payment card details.
- aid: visa:visa-b2b-connect-is-built-on-visa-s-capabilities-and-formidable-core-payments-experience-with-distributed-ledger-technology-to-provide-direct-settlements-of-large-value-transactions-visa-b2b-connect-can-help-financial-institutions-and-their-clients-overcome-costly-processes-and-geographic-barriers-which-translates-to-an-improved-seamless-end-to-end-experience-
  name: Visa B2B Connect is built on Visa's capabilities and formidable core payments experience with distributed ledger technology
    to provide direct settlements of large-value transactions. Visa B2B Connect can help financial institutions and their
    clients overcome costly processes and geographic barriers, which translates to an improved, seamless end-to-end experience.
  tags: []
  humanURL: https://developer.visa.com/capabilities/vces
  properties: []
  description: Visa Card Eligibility Service (VCES) is an account eligibility verification product enabling our issuers, merchants,
    partners, and developers to check eligibility/access rights to exclusive benefits, offers, and promotions, subject to
    terms and restrictions, in real-time.
- aid: visa:visa-offers-platform
  name: Visa Offers Platform
  tags: []
  humanURL: https://developer.visa.com/capabilities/vop
  properties:
  - type: Documentation
    url: https://developer.visa.com/capabilities/vop
  description: "Visa\x19s Customers can get access to near real-time transaction data via the Visa Offers Platform to execute\
    \ and manage their card-linked programs. For cardholders who have consented to take part in the Customer\x19s program,\
    \ VOP can access the VisaNet authorization and settlement stream to qualify transactions and send the relevant notifications\
    \ to the Customer in near real-time. Using the VOP APIs, Customers can leverage capabilities to enhance their own web\
    \ and mobile applications."
- aid: visa:installment-transaction-service
  name: Installment Transaction Service
  tags: []
  humanURL: https://developer.visa.com/capabilities/installment-transaction-service
  properties:
  - type: Documentation
    url: https://developer.visa.com/capabilities/installment-transaction-service/docs
  description: The Installments Transaction Service allows you to offer Buy Now Pay Later (BNPL) plans to your customers through
    a set of APIs or on ISO. The plans can be offered pre-purchase, during, or post-purchase and give consumers the opportunity
    to pay for qualifying purchases over time. For you, it means attracting and retaining a larger customer base with a seamless
    user experience that is scalable and cost effective.
- aid: visa:kernel-in-the-cloud
  name: Kernel in the Cloud
  tags: []
  humanURL: https://developer.visa.com/capabilities/kernel-in-the-cloud
  properties: []
  description: Kernel in the Cloud is pioneering innovation via a software-based cloud infrastructure to democratize acceptance.
    It provides a secure, modular and service architecture-oriented solution to enable acceptance. This solution eliminates
    traditional hardware constraints and enables faster and easier deployment of value-added services at the point-of-sale.
- aid: visa:visa-direct-request-to-pay
  name: Visa Direct Request to Pay
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-direct-request-to-pay
  properties: []
  description: Send and receive payment requests with Visa Direct request to payInnovate and simplify services for you and
    your clients with our secure, fast and convenient messaging framework.
- aid: visa:visa-mobile
  name: Visa Mobile
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-mobile
  properties: []
  description: Product integrates with a new e-commerce payment methodVisa Mobile is the new UX for cards e-commerce payments,
    that is mobile, quicker yet safe - builds on SRC and regular CNP transactions rails.
- aid: visa:receiver-directed-payouts
  name: Receiver Directed Payouts
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-receiver-directed-payouts
  properties: []
  description: Securely capture, validate, verify and store a receivers payment credentials within the Alias Directory Service,
    without the burden of being PCI compliant.
- aid: visa:visa-direct-account-and-wallet
  name: Visa Direct Account and Wallet
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-direct-account-and-wallet
  properties: []
  description: Visa Direct Account and Wallet is built to help businesses deliver money to billions of endpoints worldwide
    through ACH, and faster payment networks1 via a single integration. Support your clients with a payment solution that
    can help meet their operational, commercial, and regulatory needs.
- aid: visa:visa-direct-connect
  name: Visa Direct Connect
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-direct-connect
  properties: []
  description: Visa Direct Connect reduces the effort to integrate with money movement methods, routes and endpoints supported
    by Visa Direct.
- aid: visa:visa-chip-l3-testing-report-upload
  name: Visa Chip L3 Testing Report Upload
  tags: []
  humanURL: https://developer.visa.com/capabilities/l3-chip-compliance
  properties: []
  description: Streamline L3 testing through the use of these APIs.
- aid: visa:visa-travel-notification
  name: Visa Travel Notification
  tags: []
  humanURL: https://developer.visa.com/capabilities/tns
  properties: []
  description: Visa Travel Notification Service helps you avoid mistaken purchase declines while your cardholders are traveling
    by incorporating cardholder self-reported travel plans into the VisaNet authorization message. With Visa Travel Notification
    Service, Visa informs you whether your cardholder is transacting during the travel dates and at the travel destination
    they reported, helping you more confidently approve transactions when your cardholders make purchases while travelling.
- aid: visa:dps-card-and-account
  name: DPS Card and Account
  tags: []
  humanURL: https://developer.visa.com/capabilities/dps-card-and-account-services
  properties: []
  description: Enable issuers to manage their cardholders card and account informationDPS Card and Account Services supports
    a set of debit, credit, and prepaid card and account services. The_DPS Card and Account Services APIs can be used by any
    developer in the sandbox._.
- aid: visa:dps-digital-services
  name: DPS Digital Services
  tags: []
  humanURL: https://developer.visa.com/capabilities/dps-digital-services
  properties: []
  description: DPS Digital Services partners with third-party service providers, integrating with their unique offerings to
    provide comprehensive business solutions and richer service offerings for issuers.
- aid: visa:dps-forward
  name: DPS Forward
  tags: []
  humanURL: https://developer.visa.com/capabilities/dps-forward-services
  properties: []
  description: The best of Visa DPS issuer processing capabilities are accessible through a suite of APIs designed for digital
    banking platforms. Use DPS Forward to create powerful card products and digital payment solutions._.
- aid: visa:visa-tokenized-asset-platform-vtap-
  name: Visa Tokenized Asset Platform (VTAP)
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-tokenized-asset-platform
  properties: []
  description: VTAP provides the tools and infrastructure for banks to tokenize fiat currencies on blockchain networks. Clients
    can access and test VTAP capabilities through an API layer that connects to blockchain infrastructure and utilizes a Visa-developed
    standard for issuing fiat-backed tokens. Clients can access VTAP in a nonvalue Sandbox testing phase that can be used
    for different tokenization use cases._.
- aid: visa:visa-b2b-payment-controls
  name: Visa B2B Payment Controls
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-b2b-payment-controls
  properties: []
  description: Visa B2B Payment Controls offers authorization-based payment controls solutions for B2B market segments such
    as Government, Corporate, Commercial and Small Business. This service allows more security and safety for commercial payments
    and provides issuers and their third-party providers with spend protection mechanisms.
- aid: visa:visa-flexible-credential-vfc-
  name: Visa Flexible Credential (VFC)
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-flexible-credential
  properties: []
  description: Visa Flexible Credential (VFC) enables Issuers and Fintechs to broaden the services they can provide to new
    and existing cardholders by enabling easy access to multiple funding sources through a single Visa credential.
- aid: visa:visa-alias-directory
  name: Visa Alias Directory
  tags: []
  humanURL: https://developer.visa.com/capabilities/alias-directory-service
  properties: []
  description: Visa Alias Directory Service is built to help simplify payments, improve the user experience, and protect sensitive
    payment credential information by using Aliases._Alias Directory offers capabilities for clients to link Aliases, such
    as mobile numbers or email addresses, to payment credentials such as cards or bank accounts. Clients can manage the lifecycle
    of an Alias and resolve an Alias to receive the associated payment credential.
- aid: visa:visa-installment-management
  name: Visa Installment Management
  tags: []
  humanURL: https://developer.visa.com/capabilities/installment-management-service
  properties: []
  description: The Installment Management Service allows you to provide installment offers to all participating merchants
    at point-of-sale, online or in-store, giving your cardholders access to a new payment method._.
- aid: visa:visa-faster-payments-gateway
  name: Visa Faster Payments Gateway
  tags: []
  humanURL: https://developer.visa.com/capabilities/visa-faster-payments-gateway
  properties: []
  description: Visa Faster Payments Gateway_supports both send and receive capabilities for credit transfers and request for
    return of funds. We set up the digital infrastructure - your participating account holders send and receive payments any
    time of day, every day, including holidays and weekends.
- aid: visa:visanet-connect
  name: VisaNet Connect
  tags: []
  humanURL: https://developer.visa.com/capabilities/visanet-connect-acceptance
  properties: []
  description: VisaNet Connect APIs enable Visa clients -- such as acquirers, acquirer-processors, and approved technology
    partners -- to process in-store, in-app, and online payments through a direct interface to Visas global payment system.
    Clients can quickly and securely process these and other payments solutions over a simple internet connection to VisaNet,
    eliminating the need for installing hardware at the clients site._.
- aid: visa:visanet-connect-issuing
  name: VisaNet Connect - Issuing
  tags: []
  humanURL: https://developer.visa.com/capabilities/visanet-connect-issuing
  properties: []
  description: VisaNet Connect  Issuing APIs are a portfolio of VisaNet Connect APIs that provide direct connectivity to VisaNet
    for issuers to approve and decline payments requested by their cardholders or process clearing requests submitted by acquirers.
    The VisaNet Connect  Issuing APIs support a broad range of payment types, including point-of-sale, ecommerce, digital
    wallets, and ATMs. Connectivity to VisaNet is provided via a lightweight, easy-to-integrate set of RESTful APIs.
- aid: visa:visa-account-management-service-api
  name: Visa Account Management service API
  description: The Account Management web services are used to manage payment controls for existing card accounts and to request
    virtual accounts while setting controls. The endpoints allow the user to retrieve the status of new account requests,
    view authorization rules, submit virtual card requisitions for an employee , and retrieve security code (CVV2) details
    of an existing account.
  humanURL: https://developer.visa.com/capabilities/visa-government-insights-hub
  tags:
  - Account Management service
  properties:
  - type: OpenAPI
    url: openapi/visa-account-management-service-api-openapi.yml
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/pav/docs
  - type: Authentication
    url: https://developer.visa.com/capabilities/pav/docs-authentication
  - type: ErrorCodes
    url: https://developer.visa.com/pages/visa-developer-error-codes
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/suppliermatchingservice/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/suppliermatchingservice/docs-authentication
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/suppliermatchingservice/product-terms
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/vcms/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/vcms/docs-authentication
  - type: ErrorCodes
    url: https://developer.visa.com/capabilities/vcms/error-codes
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/vcms/product-terms
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/card-on-file-data-inquiry/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/card-on-file-data-inquiry/docs-authentication
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/foreign_exchange/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/foreign_exchange/docs-authentication
  - type: Documentation
    url: https://developer.visa.com/capabilities/foreign_exchange/reference#tag/Foreign-Exchange-Rates-API/operation/ForeignExchangeRates_v2%20-%20Latest
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/paai/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/paai/docs-authentication
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/paai/product-terms
  - type: Documentation
    url: https://developer.visa.com/capabilities/paai/reference#tag/Funds-Transfer-Attributes-Inquiry-API/operation/Funds%20Transfer%20Inquiry_v5%20-%20Latest
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/vau/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/vau/docs-authentication
  - type: FAQ
    url: https://developer.visa.com/capabilities/vau/vau-faq
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/vau/product-terms
  - type: Documentation
    url: https://developer.visa.com/capabilities/vau/reference#tag/Issuer-Stop-Advice-API/operation/stopAdviceUsingPOST_v1%20-%20Latest
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/visa-bin-attribute-sharing-service/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/visa-bin-attribute-sharing-service/docs-authentication
  - type: FAQ
    url: https://developer.visa.com/capabilities/visa-bin-attribute-sharing-service/faq
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/visa-bin-attribute-sharing-service/product-terms
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/vbds/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/vbds/docs-authentication
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/vbds/product-terms
  - type: Documentation
    url: https://developer.visa.com/capabilities/vbds/reference#tag/Authorization-Data-API/operation/getAuthDataUsingPOST_v1%20-%20Latest
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/vcpm/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/vcpm/docs-authentication
  - type: ErrorCodes
    url: https://developer.visa.com/capabilities/vcpm/docs-error-codes
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/vcpm/product-terms
  - type: Documentation
    url: https://developer.visa.com/capabilities/vcpm/reference#tag/Visa-Card-Program-Enrollment/operation/enrollmentV2UsingPOST_v2%20-%20Latest
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/visa-secure-remote-commerce/docs-getting-started
  - type: Glossary
    url: https://developer.visa.com/capabilities/visa-secure-remote-commerce/docs-glossary
  - type: Documentation
    url: https://developer.visa.com/capabilities/visa-secure-remote-commerce/reference#tag/CTP-Checkout-API/operation/CTP%20Checkout%20API_v1%20-%20Latest
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/visa-digital-enablement-lite/product-terms
  - type: Documentation
    url: https://developer.visa.com/capabilities/visa-digital-enablement-lite/reference#tag/URL-Generation-API_/paths/1inapp1provision1appclip1url/post_v1%20-%20Latest
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/visa-merchant-screening-service/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/visa-merchant-screening-service/docs-authentication
  - type: Documentation
    url: https://developer.visa.com/capabilities/visa-merchant-screening-service/reference#tag/Termination-Inquiry-APIs/operation/RetroActive%20Alert%20of%20Terminated%20Merchants%20or%20Agent_v2%20-%20Latest
  - type: Documentation
    url: https://developer.visa.com/capabilities/vpa
  - type: Documentation
    url: https://developer.visa.com/capabilities/visa-in-app-provisioning
  - type: Documentation
    url: https://developer.visa.com/capabilities/merchant_search/docs
  - type: Documentation
    url: https://developer.visa.com/capabilities/vba/docs
  - type: Documentation
    url: https://developer.visa.com/capabilities/vmorc/docs
  - type: Documentation
    url: https://developer.visa.com/capabilities/visa_direct/docs
  - type: Documentation
    url: https://developer.visa.com/capabilities/atmlocator/docs
  - type: Documentation
    url: https://developer.visa.com/capabilities/vctc/docs
- aid: visa:visa-alert-history-api-api
  name: Visa Alert History API API
  description: Retrieve notification history for accounts and manage customer profiles for alert delivery.
  humanURL: https://developer.visa.com/capabilities/visa-government-insights-hub
  tags:
  - Alert History API
  properties:
  - type: OpenAPI
    url: openapi/visa-alert-history-api-api-openapi.yml
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/pav/docs
  - type: Authentication
    url: https://developer.visa.com/capabilities/pav/docs-authentication
  - type: ErrorCodes
    url: https://developer.visa.com/pages/visa-developer-error-codes
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/suppliermatchingservice/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/suppliermatchingservice/docs-authentication
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/suppliermatchingservice/product-terms
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/vcms/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/vcms/docs-authentication
  - type: ErrorCodes
    url: https://developer.visa.com/capabilities/vcms/error-codes
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/vcms/product-terms
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/card-on-file-data-inquiry/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/card-on-file-data-inquiry/docs-authentication
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/foreign_exchange/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/foreign_exchange/docs-authentication
  - type: Documentation
    url: https://developer.visa.com/capabilities/foreign_exchange/reference#tag/Foreign-Exchange-Rates-API/operation/ForeignExchangeRates_v2%20-%20Latest
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/paai/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/paai/docs-authentication
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/paai/product-terms
  - type: Documentation
    url: https://developer.visa.com/capabilities/paai/reference#tag/Funds-Transfer-Attributes-Inquiry-API/operation/Funds%20Transfer%20Inquiry_v5%20-%20Latest
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/vau/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/vau/docs-authentication
  - type: FAQ
    url: https://developer.visa.com/capabilities/vau/vau-faq
  - type: TermsOfService
    url: https://developer.visa.com/capabilities/vau/product-terms
  - type: Documentation
    url: https://developer.visa.com/capabilities/vau/reference#tag/Issuer-Stop-Advice-API/operation/stopAdviceUsingPOST_v1%20-%20Latest
  - type: GettingStarted
    url: https://developer.visa.com/capabilities/visa-bin-attribute-sharing-service/docs-getting-started
  - type: Authentication
    url: https://developer.visa.com/capabilities/visa-bin-attribute-sharing-service/docs-authentication
  - type: FAQ
    url: https://developer.visa.com/capabilities/visa-bin-attribute-sharing-service/faq
  - type: TermsOfService
   

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# Full source: https://raw.githubusercontent.com/api-evangelist/visa/refs/heads/main/apis.yml