Visa Payment Transaction Structure
Core structure of a Visa payment transaction across Visa Direct and other payment APIs
Type:
Properties: 0
AccountBankingCredit CardsDigital CommerceDigital WalletFintechForeign ExchangeFraud PreventionMerchantsMoney MovementPaymentsTokenizationFortune 500
VisaPaymentTransaction is a JSON Structure definition published by Visa.
{
"name": "VisaPaymentTransaction",
"description": "Core structure of a Visa payment transaction across Visa Direct and other payment APIs",
"fields": [
{
"name": "systemsTraceAuditNumber",
"type": "string",
"description": "Unique 6-digit trace number assigned by the merchant for each transaction",
"required": true
},
{
"name": "retrievalReferenceNumber",
"type": "string",
"description": "12-digit reference number used for transaction retrieval",
"required": true
},
{
"name": "localTransactionDateTime",
"type": "string",
"description": "Transaction date and time in local merchant timezone (ISO 8601)",
"required": true
},
{
"name": "amount",
"type": "string",
"description": "Transaction amount as decimal string",
"required": true
},
{
"name": "transactionCurrencyCode",
"type": "string",
"description": "ISO 4217 numeric currency code",
"required": true
},
{
"name": "acquiringBin",
"type": "string",
"description": "Bank Identification Number of the acquiring institution",
"required": true
},
{
"name": "acquirerCountryCode",
"type": "string",
"description": "ISO 3166-1 numeric country code of the acquiring institution",
"required": true
},
{
"name": "cardAcceptor",
"type": "object",
"description": "Information about the merchant or card acceptor",
"required": true,
"fields": [
{
"name": "name",
"type": "string",
"description": "Merchant name"
},
{
"name": "idCode",
"type": "string",
"description": "Merchant ID code"
},
{
"name": "terminalId",
"type": "string",
"description": "Terminal ID"
},
{
"name": "address",
"type": "object",
"description": "Merchant address details"
}
]
},
{
"name": "primaryAccountNumber",
"type": "string",
"description": "Cardholder's Primary Account Number (PAN)",
"required": false
},
{
"name": "actionCode",
"type": "string",
"description": "Response code from the issuer (00 = approved)",
"required": false
},
{
"name": "approvalCode",
"type": "string",
"description": "Authorization approval code",
"required": false
},
{
"name": "transactionIdentifier",
"type": "string",
"description": "Unique VisaNet transaction identifier",
"required": false
},
{
"name": "businessApplicationId",
"type": "string",
"description": "Business application identifier (PP=person-to-person, AA=account-to-account)",
"required": false
}
]
}
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