Visa Acceptance website screenshot

Visa Acceptance

Visa Acceptance Solutions (powered by CyberSource) is the developer platform for accepting payments online, in-person, and via mobile. The platform provides REST APIs for payment authorization, capture, refund, void, reversal, invoicing, and pay-by-link. Authentication uses JWT with RSA key pairs, with support for Intelligent Commerce APIs enabling AI agent-initiated payments.

Visa Acceptance publishes 6 APIs on the APIs.io network, including Captures API, Invoices API, Pay by Link API, and 3 more. Tagged areas include Payments, E-Commerce, Fintech, Credit Cards, and Invoicing.

The Visa Acceptance catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Visa Acceptance’s developer surface includes authentication, documentation, sandbox, support, and 11 more developer resources.

45.6/100 developing ▬ flat Agent 34/100 agent aware Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
AccessEnterpriseSelf serve
6 APIs
PaymentsE-CommerceFintechCredit CardsInvoicingPayment LinksDigital Wallets

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 45.6/100 · developing
Contract Quality 17.9 / 25
Developer Ergonomics 6.1 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 3.4 / 13
Governance 8.3 / 12
Discoverability 6.5 / 10
Agent readiness — 34/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/visa-acceptance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Visa Acceptance Captures API

Capture previously authorized payments

Visa Acceptance Invoices API

Create and manage invoices for payment collection

Visa Acceptance Pay by Link API

Generate and manage payment links

Visa Acceptance Payments API

Payment authorization, capture, sale, and reversal

Visa Acceptance Refunds API

Refund and credit operations

Visa Acceptance Voids API

Void authorized, captured, or credited transactions

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Visa Acceptance Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Visa Acceptance Context

0 classes · 25 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Visa Acceptance API Rules

5 rules · 3 warnings 2 info

SPECTRAL

Visa Acceptance API Rules

8 rules · 3 errors 4 warnings 1 info

SPECTRAL

JSON Schema 1

Standalone JSON Schema definitions for this provider's data models.

Visa Acceptance Payment

7 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Visa Acceptance Payment Structure

0 properties

JSON STRUCTURE

Examples 5

Example request and response payloads for these APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Visa Acceptance Authentication

http · 1 scheme

SECURITY

Visa Acceptance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Visa Acceptance Agentic Access

13 operations · 9 acting

13 operations · 9 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: visa-acceptance
name: Visa Acceptance
description: Visa Acceptance Solutions (powered by CyberSource) is the developer platform for accepting payments online, in-person,
  and via mobile. The platform provides REST APIs for payment authorization, capture, refund, void, reversal, invoicing, and
  pay-by-link. Authentication uses JWT with RSA key pairs, with support for Intelligent Commerce APIs enabling AI agent-initiated
  payments.
type: Index
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
position: Consumer
access: 3rd-Party
url: https://raw.githubusercontent.com/api-evangelist/visa-acceptance/refs/heads/main/apis.yml
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/visa-acceptance.png
tags:
- Payments
- E-Commerce
- Fintech
- Credit Cards
- Invoicing
- Payment Links
- Digital Wallets
created: '2025-02-17'
modified: '2026-05-19'
specificationVersion: '0.19'
apis:
- aid: visa-acceptance:visa-acceptance-captures-api
  name: Visa Acceptance Captures API
  description: Capture previously authorized payments
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Captures
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-captures-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
- aid: visa-acceptance:visa-acceptance-invoices-api
  name: Visa Acceptance Invoices API
  description: Create and manage invoices for payment collection
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-invoices-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
- aid: visa-acceptance:visa-acceptance-pay-by-link-api
  name: Visa Acceptance Pay by Link API
  description: Generate and manage payment links
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Pay by Link
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-pay-by-link-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
- aid: visa-acceptance:visa-acceptance-payments-api
  name: Visa Acceptance Payments API
  description: Payment authorization, capture, sale, and reversal
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
- aid: visa-acceptance:visa-acceptance-refunds-api
  name: Visa Acceptance Refunds API
  description: Refund and credit operations
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-refunds-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
- aid: visa-acceptance:visa-acceptance-voids-api
  name: Visa Acceptance Voids API
  description: Void authorized, captured, or credited transactions
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Voids
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-voids-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
common:
- type: AgenticAccess
  url: agentic-access/visa-acceptance-agentic-access.yml
- type: DomainSecurity
  url: security/visa-acceptance-domain-security.yml
- type: Authentication
  url: authentication/visa-acceptance-authentication.yml
- type: GitHubOrganization
  url: https://github.com/visaacceptance
- type: LinkedIn
  url: https://www.linkedin.com/company/visa-acceptance-solutions
- type: Website
  url: https://developer.visaacceptance.com/
- type: Documentation
  url: https://developer.visaacceptance.com/docs.html
- type: Sandbox
  url: https://developer.visaacceptance.com/hello-world/sandbox.html
- type: Support
  url: https://developer.visaacceptance.com/support/contact-us.html
- type: ResponseCodes
  url: https://developer.visaacceptance.com/api/reference/response-codes.html
- type: JSONSchema
  url: json-schema/visa-acceptance-payment-schema.json
- type: JSONLD
  url: json-ld/visa-acceptance-context.jsonld
- type: Vocabulary
  url: vocabulary/visa-acceptance-vocabulary.yml
- type: SpectralRules
  url: rules/visa-acceptance-rules.yml
- type: LlmsText
  url: https://developer.visaacceptance.com/llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com