Visa Acceptance

Visa Acceptance Solutions (powered by CyberSource) is the developer platform for accepting payments online, in-person, and via mobile. The platform provides REST APIs for payment authorization, capture, refund, void, reversal, invoicing, and pay-by-link. Authentication uses JWT with RSA key pairs, with support for Intelligent Commerce APIs enabling AI agent-initiated payments.

Visa Acceptance publishes 6 APIs on the APIs.io network, including Captures API, Invoices API, Pay by Link API, and 3 more. Tagged areas include Payments, E-Commerce, Fintech, Credit Cards, and Invoicing.

The Visa Acceptance catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Visa Acceptance’s developer surface includes authentication, documentation, sandbox, support, and 11 more developer resources.

🌐 Visit website 📡 Source on GitHub

36.8/100 thin ▬ flat Agent 27/100 agent aware Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0

AccessEnterpriseSelf serve

6 APIs

Payments E-Commerce Fintech Credit Cards Invoicing Payment Links Digital Wallet

Kin Score

Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0

Composite quality — 36.8/100 · thin

Contract Quality 13.4 / 21

Developer Ergonomics 5.7 / 17

Access Clarity 2.2 / 17

Operational Transparency 0.9 / 11

Contract Governance 2.9 / 10

Discoverability 6.1 / 9

Regulatory Posture 4.9 / 15

Agent readiness — 27/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/visa-acceptance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Visa Acceptance Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

JSON Schema 1

Standalone JSON Schema definitions for this provider's data models.

Examples 5

Example request and response payloads for these APIs.

Get Started 1

Portal, sign-up, and the first successful call

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

JSONSchema

JSONSchema

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LlmsText

LlmsText

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

JSONLD

JSONLD

Vocabulary

Vocabulary

SpectralRules

SpectralRules

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

ResponseCodes

ResponseCodes

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

Support

Support

Company 2

The organization behind the API

LinkedIn

Website

Website

Source (apis.yml)

aid: visa-acceptance
name: Visa Acceptance
description: Visa Acceptance Solutions (powered by CyberSource) is the developer platform for accepting payments online, in-person,
  and via mobile. The platform provides REST APIs for payment authorization, capture, refund, void, reversal, invoicing, and
  pay-by-link. Authentication uses JWT with RSA key pairs, with support for Intelligent Commerce APIs enabling AI agent-initiated
  payments.
type: Index
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
position: Consumer
access: 3rd-Party
url: https://raw.githubusercontent.com/api-evangelist/visa-acceptance/refs/heads/main/apis.yml
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/visa-acceptance.png
tags:
- Payments
- E-Commerce
- Fintech
- Credit Cards
- Invoicing
- Payment Links
- Digital Wallet
tags_raw:
- Payments
- E-Commerce
- Fintech
- Credit Cards
- Invoicing
- Payment Links
- Digital Wallets
created: '2025-02-17'
modified: '2026-05-19'
specificationVersion: '0.23'
apis:
- aid: visa-acceptance:visa-acceptance-captures-api
  name: Visa Acceptance Captures API
  description: Capture previously authorized payments
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Capture
  tags_raw:
  - Captures
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-captures-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
- aid: visa-acceptance:visa-acceptance-invoices-api
  name: Visa Acceptance Invoices API
  description: Create and manage invoices for payment collection
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-invoices-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
- aid: visa-acceptance:visa-acceptance-pay-by-link-api
  name: Visa Acceptance Pay by Link API
  description: Generate and manage payment links
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Pay by Link
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-pay-by-link-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
- aid: visa-acceptance:visa-acceptance-payments-api
  name: Visa Acceptance Payments API
  description: Payment authorization, capture, sale, and reversal
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
- aid: visa-acceptance:visa-acceptance-refunds-api
  name: Visa Acceptance Refunds API
  description: Refund and credit operations
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-refunds-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
- aid: visa-acceptance:visa-acceptance-voids-api
  name: Visa Acceptance Voids API
  description: Void authorized, captured, or credited transactions
  humanURL: https://developer.visaacceptance.com/
  tags:
  - Voids
  properties:
  - type: OpenAPI
    url: openapi/visa-acceptance-voids-api-openapi.yml
  - type: Documentation
    url: https://developer.visaacceptance.com/docs.html
  - type: GettingStarted
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Authentication
    url: https://developer.visaacceptance.com/docs/vas/en-us/platform/developer/all/rest/rest-getting-started/restgs-intro.html
  - type: Sandbox
    url: https://developer.visaacceptance.com/hello-world/sandbox.html
  - type: Testing
    url: https://developer.visaacceptance.com/hello-world/testing-guide.html
  - type: Documentation
    url: https://developer.visaacceptance.com/docs/vas/en-us/agent-toolkit/quick-start/all/na/agent-toolkit/agent-toolkit-intro.html
common:
- type: AgenticAccess
  url: agentic-access/visa-acceptance-agentic-access.yml
- type: DomainSecurity
  url: security/visa-acceptance-domain-security.yml
- type: Authentication
  url: authentication/visa-acceptance-authentication.yml
- type: GitHubOrganization
  url: https://github.com/visaacceptance
- type: LinkedIn
  url: https://www.linkedin.com/company/visa-acceptance-solutions
- type: Website
  url: https://developer.visaacceptance.com/
- type: Documentation
  url: https://developer.visaacceptance.com/docs.html
- type: Sandbox
  url: https://developer.visaacceptance.com/hello-world/sandbox.html
- type: Support
  url: https://developer.visaacceptance.com/support/contact-us.html
- type: ResponseCodes
  url: https://developer.visaacceptance.com/api/reference/response-codes.html
- type: JSONSchema
  url: json-schema/visa-acceptance-payment-schema.json
- type: JSONLD
  url: json-ld/visa-acceptance-context.jsonld
- type: Vocabulary
  url: vocabulary/visa-acceptance-vocabulary.yml
- type: SpectralRules
  url: rules/visa-acceptance-rules.yml
- type: LlmsText
  url: https://developer.visaacceptance.com/llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/visa-acceptance"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/visa-acceptance/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/visa-acceptance/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.