bKash

bKash is Bangladesh's leading mobile financial services (MFS) provider, offering send money, payments, cash-out and a tokenized checkout API for merchants to accept bKash payments. The Payment Gateway (PGW) exposes token management, checkout and tokenized checkout, refunds and B2C instant payout over a REST/JSON interface. Backed by BRAC Bank and Ant Group.

bKash is listed with 1 API on the APIs.io network. Tagged areas include Payments, Mobile Financial Services, Fintech, Checkout, and Bangladesh.

The bKash catalog on APIs.io includes 1 event-driven AsyncAPI specification.

bKash’s developer surface includes engineering blog, documentation, and 7 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

32.2/100 thin ▬ flat Agent 29/100 agent ready Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

1 API 1 MCP Servers

PaymentsMobile Financial ServicesFintech Checkout Bangladesh Digital Wallet Payment Gateway

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 32.2/100 · thin

Contract Quality 8.3 / 21

Developer Ergonomics 8.1 / 17

Access Clarity 0.0 / 17

Operational Transparency 5.5 / 11

Contract Governance 0.5 / 10

Discoverability 5.5 / 9

Regulatory Posture 2.3 / 15

Agent readiness — 29/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 0.0 — up to +20.0 composite points
Contract Quality scores 39.0 — up to +15.3 composite points
Contract Governance scores 4.5 — up to +11.5 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/bkash/apis.yml: open an issue on github.com/api-evangelist/bkash to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

bKash Tokenized Checkout API

Merchant payment API for accepting bKash payments — create, execute, query and refund tokenized payments; grant/refresh token auth.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

bKash MCP Server

Candidate MCP server tool surface derived from bKash Payment Gateway documented operations. bKash publishes no official hosted/remote MCP server; this is a starting point (not a...

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Bkash Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Bkash Rate Limits

2 limits

RATE LIMITS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Bkash Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bkash Authentication

token/apiKey · 2 schemes

SECURITY

Bkash Domain Security

TLSv1.3 · HSTS

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 1

Pricing, plans, and the legal terms of use

Plans

Plans

Company 2

The organization behind the API

Blog

Blog

Website

Website

Source (apis.yml)

aid: bkash
name: bKash
description: bKash is Bangladesh's leading mobile financial services (MFS) provider, offering send money, payments, cash-out
  and a tokenized checkout API for merchants to accept bKash payments. The Payment Gateway (PGW) exposes token management,
  checkout and tokenized checkout, refunds and B2C instant payout over a REST/JSON interface. Backed by BRAC Bank and Ant
  Group.
type: Index
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/bkash/refs/heads/main/apis.yml
created: '2026-09-16'
modified: '2026-10-06'
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-09-20
tags:
- Payments
- Mobile Financial Services
- Fintech
- Checkout
- Bangladesh
- Digital Wallet
- Payment Gateway
apis:
- name: bKash Tokenized Checkout API
  description: Merchant payment API for accepting bKash payments — create, execute, query and refund tokenized payments; grant/refresh
    token auth.
  humanURL: https://developer.bka.sh/
  baseURL: https://tokenized.pay.bka.sh
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  properties:
  - type: Documentation
    url: https://developer.bka.sh/docs
  - type: APIReference
    url: https://developer.bka.sh/docs
  - type: Authentication
    url: authentication/bkash-authentication.yml
  - type: Conventions
    url: conventions/bkash-conventions.yml
  - type: Idempotency
    url: conventions/bkash-conventions.yml
  - type: ErrorCatalog
    url: errors/bkash-error-codes.yml
  - type: DataModel
    url: data-model/bkash-data-model.yml
  - type: Sandbox
    url: sandbox/bkash-sandbox.yml
  - type: RateLimits
    url: rate-limits/bkash-rate-limits.yml
  - type: Webhooks
    url: asyncapi/bkash-webhooks.yml
  - type: MCPServer
    url: mcp/bkash-mcp.yml
  - type: Components
    url: components/bkash-components.yml
  - type: Conformance
    url: conformance/bkash-conformance.yml
  - type: Lifecycle
    url: lifecycle/bkash-lifecycle.yml
  - type: ChangeLog
    url: changelog/bkash-changelog.yml
  - type: Plans
    url: plans/bkash-plans-pricing.yml
  - type: Packages
    url: packages/bkash-packages.yml
common:
- type: Plans
  url: plans/bkash-plans-pricing.yml
- type: RateLimits
  url: rate-limits/bkash-rate-limits.yml
- url: https://www.bkash.com/blog
  type: Blog
- type: Website
  url: https://www.bkash.com
- type: DeveloperPortal
  url: https://developer.bka.sh/
- type: Documentation
  url: https://developer.bka.sh/docs
- type: GitHubOrganization
  url: https://github.com/bKash-developer
- type: LLMsTxt
  url: llms/bkash-llms.txt
- type: DomainSecurity
  url: security/bkash-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-09-16'
  status: enriched
  artifacts_added: 2
  pass: local-v3

bKash API — frequently asked questions

Does bKash have an API?

Yes. APIs.io lists 1 API from bKash, including bKash Tokenized Checkout API.

How do I authenticate with the bKash API?

bKash uses bearer-token authentication (token/apiKey · 2 schemes). The details are profiled on APIs.io as Bkash Authentication.

Does bKash have an MCP server?

Yes. APIs.io lists 1 MCP server for bKash: Candidate MCP server tool surface derived from bKash Payment Gateway documented operations. bKash publishes no official hosted/remote MCP server; this is a starting point (not authoritative), one tool

Is the bKash API ready for AI agents?

bKash has a Kin Score of 32.2 out of 100 (thin) and an Agent Readiness score of 29.3 (agent-ready), scored by API Evangelist on 2026-10-31.

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