bKash

bKash is Bangladesh's largest mobile financial services (MFS) provider, offering a Payment Gateway (PGW) that lets online and mobile merchants accept bKash wallet payments through secure REST APIs. The developer platform (developer.bka.sh, public beta "Inferno Dragon") documents Checkout (hosted iframe/URL), Tokenized Checkout (agreement-based PIN-only payments), Instant Payout (B2C disbursement), Add Wallet, Auth and Capture, Subscriptions, and real-time webhook Instant Payment Notifications. Integration follows a token-based flow — Grant Token, Create Payment, Execute Payment, Query, Refund — with a self-service sandbox (service-name.sandbox.bka.sh) and production (service-name.pay.bka.sh) environments. bKash is a portfolio company associated with the SoftBank Vision Fund and is majority owned by BRAC Bank, with investment from Ant Group, the Bill & Melinda Gates Foundation, and IFC.

bKash publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, Payments, Payment Gateway, and Mobile Financial Services.

The bKash catalog on APIs.io includes 1 event-driven AsyncAPI specification.

bKash’s developer surface includes documentation, API reference, getting-started guide, changelog, authentication, sandbox, pricing, and 16 more developer resources.

30.3/100 thin Agent 43/100 agent aware Full breakdown ↓
scored 2026-07-20 · rubric v0.4
1 APIs 1 MCP Servers 0 Features
CompanyFintechPaymentsPayment GatewayMobile Financial ServicesDigital WalletBangladeshCheckoutWebhooks

API Rating

API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-20 · rubric v0.4
Composite quality — 30.3/100 · thin
Contract Quality 0.0 / 25
Developer Ergonomics 13.0 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 3.8 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 43/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bkash: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs

bKash Payment Gateway (PGW)

REST API for accepting bKash payments — token-based auth (Grant/Refresh Token), Checkout and Tokenized Checkout (create/execute/query payment, create/execute agreement), Refund,...

MCP Servers

bkash-mcp.yml

MCP SERVER

Event Specifications

Bkash Webhooks

ASYNCAPI

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Scroll for all 8

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Source (apis.yml)

apis.yml Raw ↑
aid: bkash
name: bKash
description: bKash is Bangladesh's largest mobile financial services (MFS) provider, offering a Payment Gateway (PGW) that
  lets online and mobile merchants accept bKash wallet payments through secure REST APIs. The developer platform (developer.bka.sh,
  public beta "Inferno Dragon") documents Checkout (hosted iframe/URL), Tokenized Checkout (agreement-based PIN-only payments),
  Instant Payout (B2C disbursement), Add Wallet, Auth and Capture, Subscriptions, and real-time webhook Instant Payment Notifications.
  Integration follows a token-based flow — Grant Token, Create Payment, Execute Payment, Query, Refund — with a self-service
  sandbox (service-name.sandbox.bka.sh) and production (service-name.pay.bka.sh) environments. bKash is a portfolio company
  associated with the SoftBank Vision Fund and is majority owned by BRAC Bank, with investment from Ant Group, the Bill &
  Melinda Gates Foundation, and IFC.
url: https://raw.githubusercontent.com/api-evangelist/bkash/refs/heads/main/apis.yml
image: https://developer.bka.sh/favicon.ico
x-type: company
x-source: vc-portfolio
x-backed-by:
- softbank-vision-fund
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Payments
- Payment Gateway
- Mobile Financial Services
- Digital Wallet
- Bangladesh
- Checkout
- Webhooks
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- name: bKash Payment Gateway (PGW)
  description: REST API for accepting bKash payments — token-based auth (Grant/Refresh Token), Checkout and Tokenized Checkout
    (create/execute/query payment, create/execute agreement), Refund, Instant Payout (B2C), and webhook Instant Payment Notifications.
  humanURL: https://developer.bka.sh/
  baseURL: https://tokenized.pay.bka.sh
  tags:
  - Payments
  - Checkout
  - Tokenized Checkout
  - Refund
  - Payout
  properties:
  - type: Documentation
    url: https://developer.bka.sh/docs
  - type: APIReference
    url: https://developer.bka.sh/reference
  - type: GettingStarted
    url: https://developer.bka.sh/docs
  - type: Authentication
    url: authentication/bkash-authentication.yml
  - type: ErrorCatalog
    url: errors/bkash-error-codes.yml
  - type: Webhooks
    url: asyncapi/bkash-webhooks.yml
  - type: Sandbox
    url: sandbox/bkash-sandbox.yml
  - type: Conventions
    url: conventions/bkash-conventions.yml
  - type: Lifecycle
    url: lifecycle/bkash-lifecycle.yml
  - type: DataModel
    url: data-model/bkash-data-model.yml
  - type: MCPServer
    url: mcp/bkash-mcp.yml
common:
- type: DomainSecurity
  url: security/bkash-domain-security.yml
- type: DeveloperPortal
  url: https://developer.bka.sh/
- type: Documentation
  url: https://developer.bka.sh/docs
- type: APIReference
  url: https://developer.bka.sh/reference
- type: GettingStarted
  url: https://developer.bka.sh/docs
- type: GitHubOrganization
  url: https://github.com/bKash-developer
- type: ChangeLog
  url: changelog/bkash-changelog.yml
- type: LLMsTxt
  url: llms/bkash-llms.txt
- type: Authentication
  url: authentication/bkash-authentication.yml
- type: ErrorCatalog
  url: errors/bkash-error-codes.yml
- type: Webhooks
  url: asyncapi/bkash-webhooks.yml
- type: Sandbox
  url: sandbox/bkash-sandbox.yml
- type: Conventions
  url: conventions/bkash-conventions.yml
- type: Idempotency
  url: conventions/bkash-conventions.yml
- type: Lifecycle
  url: lifecycle/bkash-lifecycle.yml
- type: Conformance
  url: conformance/bkash-conformance.yml
- type: DataModel
  url: data-model/bkash-data-model.yml
- type: Components
  url: components/bkash-components.yml
- type: Packages
  url: packages/bkash-packages.yml
- type: MCPServer
  url: mcp/bkash-mcp.yml
- type: Pricing
  url: https://developer.bka.sh/usage-plan
- type: Support
  url: https://www.bkash.com/en/support
- type: TermsOfService
  url: https://www.bkash.com/en/page/tokenized_checkout
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence