Romit

Romit was a bank-agnostic digital wallet and payment-gateway platform for the card-not-present merchant-acquiring industry, built by a team of ex-Robocoin (bitcoin ATM) founders and backed by the 500 Global (500 Startups) accelerator. The Romit Merchant Suite let merchants stop chargebacks, reduce fraud and resolve disputes, while its consumer wallet let customers securely store payment methods, view transactions and communicate with merchants. Its OAuth2 REST API (api.romit.io/v1) exposed Banking (cards + linked bank accounts), Identity/KYC, Transfer (authorize/capture/refund/void money movement), Subscription, Plan and Invoice resources. Romit (romit.io) has since ceased operations; this profile captures the API surface derived from the surviving public evidence.

Romit publishes 9 API contracts indexed on the APIs.io network, including Application API, Banking API, Identity API, and 6 more. Tagged areas include Company, Payments, Fintech, Digital Wallet, and Payment Gateway.

The Romit catalog on APIs.io includes 1 Spectral governance ruleset.

Romit’s developer surface includes authentication, sandbox, and 8 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

0.0/100 minimal ▬ flat Agent 0/100 human only library Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessSelf serve

1 published contract

Company Payments Fintech Digital Wallet Payment Gateway Merchant Services Chargebacks Fraud Prevention Invoicing Subscription Defunct

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 0.0/100 · minimal

Contract Quality 0.0 / 19

Developer Ergonomics 0.0 / 15

Access Clarity 0.0 / 15

Operational Transparency 0.0 / 10

Contract Governance 0.0 / 9

Discoverability 0.0 / 8

Regulatory Posture 3.6 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 0.0 — up to +20.0 composite points
Access Clarity scores 0.0 — up to +20.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/romit/apis.yml: open an issue on github.com/api-evangelist/romit to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Romit Application API

The Application API from Romit — 1 operation(s) for application.

Romit Banking API

The Banking API from Romit — 8 operation(s) for banking.

Romit Identity API

The Identity API from Romit — 9 operation(s) for identity.

Romit Invoice API

The Invoice API from Romit — 3 operation(s) for invoice.

Romit Plan API

The Plan API from Romit — 3 operation(s) for plan.

Romit Subscription API

The Subscription API from Romit — 3 operation(s) for subscription.

Romit Transfer API

The Transfer API from Romit — 5 operation(s) for transfer.

Romit User API

The User API from Romit — 2 operation(s) for user.

Romit O Auth API

The OAuth API from Romit — 2 operation(s) for oauth.

Scroll for all 9

Open Collections 9

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Romit Application API

OPEN COLLECTION

Romit Application Banking API

OPEN COLLECTION

Romit Application Identity API

OPEN COLLECTION

Romit Application Invoice API

OPEN COLLECTION

Romit Application OAuth API

OPEN COLLECTION

Romit Application Plan API

OPEN COLLECTION

Romit Application Subscription API

OPEN COLLECTION

Romit Application Transfer API

OPEN COLLECTION

Romit Application User API

OPEN COLLECTION

Scroll for all 9

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Romit API Rules

45 rules · 43 errors 1 warnings 1 info

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Romit Authentication

oauth2 · 1 scheme

SECURITY

Romit Domain Security

no transport/DNS hardening detected

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Romit Scopes

15 scopes · authorizationCode/clientCredentials

15 scopes

SCOPES

Resources

Get Started 1

Portal, sign-up, and the first successful call

Sandbox

Sandbox

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

ErrorCatalog

Conventions

DataModel

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

Packages

Packages

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

OAuthScopes

OAuthScopes

DomainSecurity

DomainSecurity

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: romit
deliveryModel:
  model: library
  open_source: false
  commercial: false
  callable_host: false
  label: Library · distributed through package registries, no callable service
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Self-serve signup
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/romit.png
name: Romit
description: Romit was a bank-agnostic digital wallet and payment-gateway platform for the card-not-present merchant-acquiring
  industry, built by a team of ex-Robocoin (bitcoin ATM) founders and backed by the 500 Global (500 Startups) accelerator.
  The Romit Merchant Suite let merchants stop chargebacks, reduce fraud and resolve disputes, while its consumer wallet let
  customers securely store payment methods, view transactions and communicate with merchants. Its OAuth2 REST API (api.romit.io/v1)
  exposed Banking (cards + linked bank accounts), Identity/KYC, Transfer (authorize/capture/refund/void money movement), Subscription,
  Plan and Invoice resources. Romit (romit.io) has since ceased operations; this profile captures the API surface derived
  from the surviving public evidence.
url: https://raw.githubusercontent.com/api-evangelist/romit/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
x-status: defunct
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-09-16'
tags:
- Company
- Payments
- Fintech
- Digital Wallet
- Payment Gateway
- Merchant Services
- Chargebacks
- Fraud Prevention
- Invoicing
- Subscription
- Defunct
tags_raw:
- Company
- Payments
- Fintech
- Digital Wallet
- Payment Gateway
- Merchant Services
- Chargebacks
- Fraud Prevention
- Invoicing
- Subscriptions
- Defunct
apis:
- aid: romit:romit-application-api
  name: Romit Application API
  description: The Application API from Romit — 1 operation(s) for application.
  humanURL: https://romit.io
  baseURL: https://api.romit.io/v1
  tags:
  - Application
  properties:
  - type: OpenAPI
    url: openapi/romit-application-api-openapi.yml
- aid: romit:romit-banking-api
  name: Romit Banking API
  description: The Banking API from Romit — 8 operation(s) for banking.
  humanURL: https://romit.io
  baseURL: https://api.romit.io/v1
  tags:
  - Banking
  properties:
  - type: OpenAPI
    url: openapi/romit-banking-api-openapi.yml
- aid: romit:romit-identity-api
  name: Romit Identity API
  description: The Identity API from Romit — 9 operation(s) for identity.
  humanURL: https://romit.io
  baseURL: https://api.romit.io/v1
  tags:
  - Identity
  properties:
  - type: OpenAPI
    url: openapi/romit-identity-api-openapi.yml
- aid: romit:romit-invoice-api
  name: Romit Invoice API
  description: The Invoice API from Romit — 3 operation(s) for invoice.
  humanURL: https://romit.io
  baseURL: https://api.romit.io/v1
  tags:
  - Invoices
  tags_raw:
  - Invoice
  properties:
  - type: OpenAPI
    url: openapi/romit-invoice-api-openapi.yml
- aid: romit:romit-plan-api
  name: Romit Plan API
  description: The Plan API from Romit — 3 operation(s) for plan.
  humanURL: https://romit.io
  baseURL: https://api.romit.io/v1
  tags:
  - Plan
  properties:
  - type: OpenAPI
    url: openapi/romit-plan-api-openapi.yml
- aid: romit:romit-subscription-api
  name: Romit Subscription API
  description: The Subscription API from Romit — 3 operation(s) for subscription.
  humanURL: https://romit.io
  baseURL: https://api.romit.io/v1
  tags:
  - Subscription
  properties:
  - type: OpenAPI
    url: openapi/romit-subscription-api-openapi.yml
- aid: romit:romit-transfer-api
  name: Romit Transfer API
  description: The Transfer API from Romit — 5 operation(s) for transfer.
  humanURL: https://romit.io
  baseURL: https://api.romit.io/v1
  tags:
  - Transfer
  properties:
  - type: OpenAPI
    url: openapi/romit-transfer-api-openapi.yml
- aid: romit:romit-user-api
  name: Romit User API
  description: The User API from Romit — 2 operation(s) for user.
  humanURL: https://romit.io
  baseURL: https://api.romit.io/v1
  tags:
  - User
  properties:
  - type: OpenAPI
    url: openapi/romit-user-api-openapi.yml
- aid: romit:romit-oauth-api
  name: Romit O Auth API
  description: The OAuth API from Romit — 2 operation(s) for oauth.
  humanURL: https://romit.io
  baseURL: https://api.romit.io/v1
  tags:
  - OAuth
  - Authentication
  tags_raw:
  - OAuth
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/romit-oauth-api-openapi.yml
common:
- type: Website
  url: https://romit.io
- type: Authentication
  url: authentication/romit-authentication.yml
- type: OAuthScopes
  url: scopes/romit-scopes.yml
- type: ErrorCatalog
  url: errors/romit-problem-types.yml
- type: Conventions
  url: conventions/romit-conventions.yml
- type: DataModel
  url: data-model/romit-data-model.yml
- type: Packages
  url: packages/romit-packages.yml
- type: Sandbox
  url: sandbox/romit-sandbox.yml
- type: Conformance
  url: conformance/romit-conformance.yml
- type: DomainSecurity
  url: security/romit-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 10
  pass: local-v1
x-lifecycle:
  state: shuttered
  reason: domain-does-not-resolve
  observed: '2026-09-27'
  detail: The company's own domain returned no A or AAAA record when probed. This is an observation about the domain, not
    a request from the company.
  indexed: false

Romit API — frequently asked questions

Does Romit have an API?

Yes. APIs.io lists 9 APIs from Romit, including Romit Application API, Romit Banking API and Romit Identity API, and 6 more.

Is there an OpenAPI specification for the Romit API?

Yes. APIs.io indexes 9 OpenAPI specifications for Romit, each linked for download from this page.

How do I authenticate with the Romit API?

Romit documents its authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Romit Authentication.

Is the Romit API ready for AI agents?

Romit has a Kin Score of 0.0 out of 100 (minimal) and an Agent Readiness score of 0.0 (human-only), scored by API Evangelist on 2026-11-06.

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