Apple Pay

Apple Pay enables secure, frictionless payments in apps and on the web using the payment cards stored in users' Apple Wallet. It supports Touch ID, Face ID, and Apple Watch authentication for both in-person and online payments. Apple Pay is available on iOS, watchOS, macOS, and via Safari on the web through the Apple Pay JS API, with a PassKit native framework for iOS/watchOS app integration.

Apple Pay publishes 4 APIs on the APIs.io network, including Merchant Registration API, Merchant Validation API, Payment Processing API, and 1 more. Tagged areas include Apple, Contactless Payments, Digital Wallet, E-Commerce, and Mobile Payments.

The Apple Pay catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Apple Pay’s developer surface includes authentication, developer portal, support, getting-started guide, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

55.3/100 developing ▼ -5.1 Agent 38/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessFreemiumApproval

5 APIs 8 Features 5 Use Cases

AppleContactless PaymentsDigital WalletE-CommerceMobile PaymentsPayments

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 55.3/100 · developing

Contract Quality 19.3 / 25

Developer Ergonomics 7.8 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 6.2 / 13

Governance 8.3 / 12

Discoverability 8.2 / 10

Agent readiness — 38/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/apple-pay: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Apple Pay Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Apple Pay Finops

FINOPS

Features 8

Notable capabilities this provider offers.

Touch ID and Face ID Authentication

Users authorize payments using biometric authentication on Apple devices

In-App Payments

Native iOS and watchOS integration via PassKit framework

Web Payments

Safari-based Apple Pay checkout via the ApplePaySession JavaScript API

Apple Watch Support

Contactless payments from Apple Watch without needing iPhone

Multiple Card Networks

Supports Visa, Mastercard, Amex, Discover, JCB, UnionPay, and more

Merchant Domain Verification

Domain verification ensures only registered merchants can use Apple Pay

Recurring Payments

Subscription and automatic payment support via automatic payment requests

Deferred Payments

Support for deferred billing like hotel deposits and pre-orders

Scroll for all 8

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Examples 2

Example request and response payloads for these APIs.

Use Cases 5

What developers build with this provider.

E-Commerce Checkout

One-tap checkout on web and mobile using saved payment cards

In-App Purchases

Native iOS app purchases with Face ID or Touch ID authentication

Subscription Billing

Setting up recurring subscription payments authorized by the user

Contactless In-Store Payments

Tap-to-pay at point-of-sale terminals using iPhone or Apple Watch

Transit Payments

Paying for transit and transportation with Express Mode

Integrations 6

Pre-built integrations with other platforms and tools.

Stripe

Stripe Elements and Stripe.js support Apple Pay via the Payment Request Button

Braintree

PayPal's Braintree SDK provides Apple Pay integration for iOS and web

Square

Square's iOS SDK supports Apple Pay for in-app and contactless payments

Adyen

Adyen payment platform supports Apple Pay for web and mobile checkout

Shopify

Shopify natively supports Apple Pay for accelerated checkout

WooCommerce

WooCommerce Stripe plugin enables Apple Pay on WordPress stores

Resources

Get Started 2

Portal, sign-up, and the first successful call

Portal

Portal

GettingStarted

GettingStarted

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

JSONLD

JSONLD

SpectralRules

SpectralRules

Vocabulary

Vocabulary

Build 1

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

Access & Security 3

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 2

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

Commercial 1

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

Other 1

Properties that don't map to a standard resource type

Branding

Branding

Source (apis.yml)

name: Apple Pay
description: Apple Pay enables secure, frictionless payments in apps and on the web using the payment cards stored in users'
  Apple Wallet. It supports Touch ID, Face ID, and Apple Watch authentication for both in-person and online payments. Apple
  Pay is available on iOS, watchOS, macOS, and via Safari on the web through the Apple Pay JS API, with a PassKit native framework
  for iOS/watchOS app integration.
accessModel:
  pricing: freemium
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Freemium · Requires approval
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://developer.apple.com/assets/elements/icons/apple-pay/apple-pay-96x96.png
created: '2024-01-01'
modified: '2026-05-19'
url: https://developer.apple.com/apple-pay/
specificationVersion: '0.18'
tags:
- Apple
- Contactless Payments
- Digital Wallet
- E-Commerce
- Mobile Payments
- Payments
apis:
- name: PassKit Framework (Apple Pay)
  description: Native iOS, watchOS, and macOS framework for integrating Apple Pay into mobile and desktop applications. Provides
    PKPaymentRequest and PKPaymentAuthorizationViewController for in-app Apple Pay checkout.
  image: https://developer.apple.com/assets/elements/icons/apple-pay/apple-pay-96x96.png
  humanURL: https://developer.apple.com/documentation/passkit
  baseURL: Native Framework
  tags:
  - iOS
  - Mobile
  - Native
  - Swift
  properties:
  - type: Documentation
    url: https://developer.apple.com/documentation/passkit/apple_pay
  - type: APIReference
    url: https://developer.apple.com/documentation/passkit/pkpaymentrequest
  - type: CodeExamples
    url: https://developer.apple.com/documentation/passkit/apple_pay/offering_apple_pay
    title: Sample Code
  - type: YouTube
    url: https://developer.apple.com/videos/frameworks/wallet-and-apple-pay
- aid: apple-pay:apple-pay-merchant-registration-api
  name: Apple Pay Merchant Registration API
  description: Register and manage merchant domains for Apple Pay on the Web
  humanURL: https://developer.apple.com/documentation/apple_pay_on_the_web
  baseURL: https://apple-pay-gateway.apple.com
  tags:
  - Merchant Registration
  properties:
  - type: OpenAPI
    url: openapi/apple-pay-merchant-registration-api-openapi.yml
  - type: Documentation
    url: https://developer.apple.com/documentation/apple_pay_on_the_web
  - type: GettingStarted
    url: https://developer.apple.com/apple-pay/implementation/
  - type: APIReference
    url: https://developer.apple.com/documentation/apple_pay_on_the_web/applepaypaymentrequest
  - type: Sandbox
    url: https://developer.apple.com/apple-pay/sandbox-testing/
  - type: JSONSchema
    url: json-schema/apple-pay-payment-request-schema.json
  - type: Documentation
    url: https://developer.apple.com/documentation/passkit/apple_pay/payment_token_format_reference
  - type: JSONSchema
    url: json-schema/apple-pay-payment-token-schema.json
- aid: apple-pay:apple-pay-merchant-validation-api
  name: Apple Pay Merchant Validation API
  description: Validate merchant identity and obtain payment sessions
  humanURL: https://developer.apple.com/documentation/apple_pay_on_the_web
  baseURL: https://apple-pay-gateway.apple.com
  tags:
  - Merchant Validation
  properties:
  - type: OpenAPI
    url: openapi/apple-pay-merchant-validation-api-openapi.yml
  - type: Documentation
    url: https://developer.apple.com/documentation/apple_pay_on_the_web
  - type: GettingStarted
    url: https://developer.apple.com/apple-pay/implementation/
  - type: APIReference
    url: https://developer.apple.com/documentation/apple_pay_on_the_web/applepaypaymentrequest
  - type: Sandbox
    url: https://developer.apple.com/apple-pay/sandbox-testing/
  - type: JSONSchema
    url: json-schema/apple-pay-payment-request-schema.json
  - type: Documentation
    url: https://developer.apple.com/documentation/passkit/apple_pay/payment_token_format_reference
  - type: JSONSchema
    url: json-schema/apple-pay-payment-token-schema.json
- aid: apple-pay:apple-pay-payment-processing-api
  name: Apple Pay Payment Processing API
  description: Endpoints for receiving and processing Apple Pay payment tokens
  humanURL: https://developer.apple.com/documentation/apple_pay_on_the_web
  baseURL: https://apple-pay-gateway.apple.com
  tags:
  - Payment Processing
  properties:
  - type: OpenAPI
    url: openapi/apple-pay-payment-processing-api-openapi.yml
  - type: Documentation
    url: https://developer.apple.com/documentation/apple_pay_on_the_web
  - type: GettingStarted
    url: https://developer.apple.com/apple-pay/implementation/
  - type: APIReference
    url: https://developer.apple.com/documentation/apple_pay_on_the_web/applepaypaymentrequest
  - type: Sandbox
    url: https://developer.apple.com/apple-pay/sandbox-testing/
  - type: JSONSchema
    url: json-schema/apple-pay-payment-request-schema.json
  - type: Documentation
    url: https://developer.apple.com/documentation/passkit/apple_pay/payment_token_format_reference
  - type: JSONSchema
    url: json-schema/apple-pay-payment-token-schema.json
- aid: apple-pay:apple-pay-payment-status-api
  name: Apple Pay Payment Status API
  description: Endpoints for checking payment transaction status
  humanURL: https://developer.apple.com/documentation/apple_pay_on_the_web
  baseURL: https://apple-pay-gateway.apple.com
  tags:
  - Payment Status
  properties:
  - type: OpenAPI
    url: openapi/apple-pay-payment-status-api-openapi.yml
  - type: Documentation
    url: https://developer.apple.com/documentation/apple_pay_on_the_web
  - type: GettingStarted
    url: https://developer.apple.com/apple-pay/implementation/
  - type: APIReference
    url: https://developer.apple.com/documentation/apple_pay_on_the_web/applepaypaymentrequest
  - type: Sandbox
    url: https://developer.apple.com/apple-pay/sandbox-testing/
  - type: JSONSchema
    url: json-schema/apple-pay-payment-request-schema.json
  - type: Documentation
    url: https://developer.apple.com/documentation/passkit/apple_pay/payment_token_format_reference
  - type: JSONSchema
    url: json-schema/apple-pay-payment-token-schema.json
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/apple-pay/overview
- type: AgenticAccess
  url: agentic-access/apple-pay-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/apple-pay-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/apple-pay-domain-security.yml
- type: Authentication
  url: authentication/apple-pay-authentication.yml
- type: Portal
  url: https://developer.apple.com/account/
- type: Support
  url: https://developer.apple.com/support/apple-pay/
- type: TermsOfService
  url: https://developer.apple.com/apple-pay/acceptable-use-guidelines/
- type: GettingStarted
  url: https://developer.apple.com/apple-pay/get-started/
- type: Branding
  url: https://developer.apple.com/apple-pay/marketing/
- type: StatusPage
  url: https://developer.apple.com/system-status/
- type: JSONLD
  url: json-ld/apple-pay-context.jsonld
- type: SpectralRules
  url: rules/apple-pay-spectral-rules.yml
- type: Vocabulary
  url: vocabulary/apple-pay-vocabulary.yaml
- type: Features
  data:
  - name: Touch ID and Face ID Authentication
    description: Users authorize payments using biometric authentication on Apple devices
  - name: In-App Payments
    description: Native iOS and watchOS integration via PassKit framework
  - name: Web Payments
    description: Safari-based Apple Pay checkout via the ApplePaySession JavaScript API
  - name: Apple Watch Support
    description: Contactless payments from Apple Watch without needing iPhone
  - name: Multiple Card Networks
    description: Supports Visa, Mastercard, Amex, Discover, JCB, UnionPay, and more
  - name: Merchant Domain Verification
    description: Domain verification ensures only registered merchants can use Apple Pay
  - name: Recurring Payments
    description: Subscription and automatic payment support via automatic payment requests
  - name: Deferred Payments
    description: Support for deferred billing like hotel deposits and pre-orders
- type: UseCases
  data:
  - name: E-Commerce Checkout
    description: One-tap checkout on web and mobile using saved payment cards
  - name: In-App Purchases
    description: Native iOS app purchases with Face ID or Touch ID authentication
  - name: Subscription Billing
    description: Setting up recurring subscription payments authorized by the user
  - name: Contactless In-Store Payments
    description: Tap-to-pay at point-of-sale terminals using iPhone or Apple Watch
  - name: Transit Payments
    description: Paying for transit and transportation with Express Mode
- type: Integrations
  data:
  - name: Stripe
    description: Stripe Elements and Stripe.js support Apple Pay via the Payment Request Button
  - name: Braintree
    description: PayPal's Braintree SDK provides Apple Pay integration for iOS and web
  - name: Square
    description: Square's iOS SDK supports Apple Pay for in-app and contactless payments
  - name: Adyen
    description: Adyen payment platform supports Apple Pay for web and mobile checkout
  - name: Shopify
    description: Shopify natively supports Apple Pay for accelerated checkout
  - name: WooCommerce
    description: WooCommerce Stripe plugin enables Apple Pay on WordPress stores