NovoPayment

NovoPayment is a Miami-headquartered banking-as-a-service and embedded-finance platform serving banks, fintechs, retailers and payment companies across the Americas. Its developer hub publishes an OAuth2-secured REST API suite spanning six product families — Card Solutions, Digital Banking, Digital Acquiring, Digital Wallets, Payments and Tokenization — covering card issuing and processing, digital account opening, KYC and compliance checks, customer and profile management, alias directories, real-time P2P payments, merchant-presented QR acceptance, payment authorization, and Visa/Mastercard token service provisioning including push provisioning to Apple Pay, Google Pay and Samsung Pay. Access runs through a self-service sandbox, with UAT and production promoted by request after project review.

NovoPayment publishes 47 API contracts indexed on the APIs.io network, including Accounts API, Alias Admin API, Balances API, and 44 more. Tagged areas include Payments, Banking as a Service, Embedded Finance, Card Issuing, and Digital Wallet.

The NovoPayment catalog on APIs.io includes 1 event-driven AsyncAPI specification.

NovoPayment’s developer surface includes authentication, documentation, API reference, getting-started guide, signup flow, support, sandbox, and 41 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

50.2/100 developing ▬ flat Agent 32/100 agent ready Front door AI 3/6 light Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

AccessFreemium

15 published contracts 4 Agent Skills

Payments Banking as a Service Embedded Finance Card Issuing Digital Wallet Tokenization Real-Time Payments Onboarding KYC Latin America Fintech Digital Banking

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Customer Relationship Management

BC-420

Individuals

POST /individuals

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 50.2/100 · developing

Contract Quality 11.6 / 21

Developer Ergonomics 12.0 / 17

Access Clarity 7.2 / 17

Operational Transparency 1.5 / 11

Contract Governance 1.9 / 10

Discoverability 6.1 / 9

Regulatory Posture 5.9 / 15

Agent readiness — 32/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 42.1 — up to +11.6 composite points
Contract Quality scores 54.6 — up to +11.4 composite points
Operational Transparency scores 13.2 — up to +11.3 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/novopayment/apis.yml: open an issue on github.com/api-evangelist/novopayment to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
RegTech, AML/KYC and Money Transmission	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 47

Individual APIs this provider publishes, each with its own machine-readable definition.

NovoPayment Accounts API

The Accounts API from NovoPayment — 12 operation(s) for accounts.

NovoPayment Alias Admin API

Alias Administrator

NovoPayment Balances API

The Balances API from NovoPayment — 6 operation(s) for balances.

NovoPayment Card Batch API

The Card Batch API from NovoPayment — 3 operation(s) for card batch.

NovoPayment Commercial API

The Commercial API from NovoPayment — 1 operation(s) for commercial.

NovoPayment Credentials API

The Credentials API from NovoPayment — 9 operation(s) for credentials.

NovoPayment Customer API

The Customer API from NovoPayment — 1 operation(s) for customer.

NovoPayment Customers API

The Customers API from NovoPayment — 11 operation(s) for customers.

NovoPayment Decoderqr API

The Decoderqr API from NovoPayment — 1 operation(s) for decoderqr.

NovoPayment Device API

The Device API from NovoPayment — 2 operation(s) for device.

NovoPayment Documents API

The Documents API from NovoPayment — 2 operation(s) for documents.

NovoPayment Expectedactivity API

The Expectedactivity API from NovoPayment — 1 operation(s) for expectedactivity.

NovoPayment Favorites API

Favorites management

NovoPayment Generateqr API

The Generateqr API from NovoPayment — 1 operation(s) for generateqr.

NovoPayment Income API

The Income API from NovoPayment — 1 operation(s) for income.

NovoPayment Individuals API

The Individuals API from NovoPayment — 1 operation(s) for individuals.

NovoPayment Issuance API

The Issuance API from NovoPayment — 6 operation(s) for issuance.

NovoPayment Life Cycle Management API

The Life Cycle Management API from NovoPayment — 5 operation(s) for life cycle management.

NovoPayment Merchant API

The Merchant API from NovoPayment — 1 operation(s) for merchant.

NovoPayment Movements API

The Movements API from NovoPayment — 3 operation(s) for movements.

NovoPayment Notifications API

The Notifications API from NovoPayment — 1 operation(s) for notifications.

NovoPayment Novopayment Account Cards API

The Novopayment Account Cards API from NovoPayment — 14 operation(s) for novopayment account cards.

NovoPayment Occupation API

The Occupation API from NovoPayment — 2 operation(s) for occupation.

NovoPayment Onboarding API

The Onboarding API from NovoPayment — 1 operation(s) for onboarding.

NovoPayment Payment API

The Payment API from NovoPayment — 1 operation(s) for payment.

NovoPayment Payment Instruments API

Payment Instruments, cards management

NovoPayment Paymentreverse API

The Paymentreverse API from NovoPayment — 1 operation(s) for paymentreverse.

NovoPayment Payments API

The Payments API from NovoPayment — 3 operation(s) for payments.

NovoPayment Personal API

The Personal API from NovoPayment — 8 operation(s) for personal.

NovoPayment Query API

Query Status Transaction

NovoPayment Recipients API

The Recipients API from NovoPayment — 1 operation(s) for recipients.

NovoPayment Regulatoryassessment API

The Regulatoryassessment API from NovoPayment — 1 operation(s) for regulatoryassessment.

NovoPayment Reverse API

Rtp reverse

NovoPayment Rtp Send API

Rtp Send Money operations

NovoPayment Sendpayment API

The Sendpayment API from NovoPayment — 1 operation(s) for sendpayment.

NovoPayment Session API

The Session API from NovoPayment — 2 operation(s) for session.

NovoPayment Settings API

The Settings API from NovoPayment — 4 operation(s) for settings.

NovoPayment Summary API

Transaction Summary

NovoPayment Support API

The Support API from NovoPayment — 4 operation(s) for support.

NovoPayment Terms API

The Terms API from NovoPayment — 1 operation(s) for terms.

NovoPayment Token API

The Token API from NovoPayment — 1 operation(s) for token.

NovoPayment Tokenization Process API

The Tokenization Process API from NovoPayment — 11 operation(s) for tokenization process.

NovoPayment Transaction API

The Transaction API from NovoPayment — 1 operation(s) for transaction.

NovoPayment Try it out! API

The Try it out! API from NovoPayment — 6 operation(s) for try it out!.

NovoPayment Universal API

The Universal API from NovoPayment — 1 operation(s) for universal.

NovoPayment User API

The User API from NovoPayment — 1 operation(s) for user.

NovoPayment Usercreation API

The Usercreation API from NovoPayment — 1 operation(s) for usercreation.

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Agent Skills 4

Packaged agent skills for driving this provider's APIs from an AI assistant.

novopayment-alias-real-time-payment

AGENT SKILL

novopayment-card-issuing-lifecycle

AGENT SKILL

novopayment-digital-account-onboarding

AGENT SKILL

novopayment-merchant-payment-acceptance

AGENT SKILL

Pricing Plans 1

Published pricing tiers and plan structures.

Novopayment Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Novopayment Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Novopayment Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Novopayment Webhooks

ASYNCAPI

OpenAPI Overlays 15

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Novopayment Accounts Overlay

4 actions · update · novopayment-accounts-openapi.yml

DERIVED

Novopayment Alias Directory Overlay

3 actions · update · novopayment-alias-directory-openapi.yml

DERIVED

Novopayment Cards Overlay

4 actions · update · novopayment-cards-openapi.yml

DERIVED

Novopayment Compliance Overlay

4 actions · update · novopayment-compliance-openapi.yml

DERIVED

Novopayment Customers Overlay

4 actions · update · novopayment-customers-openapi.yml

DERIVED

Novopayment Issuer Tokenization Overlay

4 actions · update · novopayment-issuer-tokenization-openapi.yml

DERIVED

Novopayment Mastercard Issuer Tokenization Overlay

4 actions · update · novopayment-mastercard-issuer-tokenization-openapi.yml

DERIVED

Novopayment Merchant Presented Qr Overlay

4 actions · update · novopayment-merchant-presented-qr-openapi.yml

DERIVED

Novopayment Oauth2 Data Encryption Overlay

4 actions · update · novopayment-oauth2-data-encryption-openapi.yml

DERIVED

Novopayment Onboarding Overlay

4 actions · update · novopayment-onboarding-openapi.yml

DERIVED

Novopayment Operations Overlay

4 actions · update · novopayment-operations-openapi.yml

DERIVED

Novopayment Payment Authorizer Overlay

4 actions · update · novopayment-payment-authorizer-openapi.yml

DERIVED

Novopayment Profile Overlay

4 actions · update · novopayment-profile-openapi.yml

DERIVED

Novopayment Push Provisioning Overlay

4 actions · update · novopayment-push-provisioning-openapi.yml

DERIVED

Novopayment Real Time Payments Overlay

3 actions · update · novopayment-real-time-payments-openapi.yml

DERIVED

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Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Novopayment Authentication

oauth2 · 1 scheme

SECURITY

Novopayment Domain Security

TLSv1.3 · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Novopayment Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

DataModel

Webhooks

Build 4

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

Packages

SDKs

DeclineCodes

Access & Security 4

Authentication, authorization, and security posture

OAuthScopes

Authentication

DomainSecurity

Compliance

Operate 2

Status, limits, changes, and where to get help

Support

Support

RateLimits

RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

TermsOfService

PrivacyPolicy

Plans

FinOps

Company 2

The organization behind the API

LinkedIn

Website

Website

Other 16

Properties that don't map to a standard resource type

CapabilityMap

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Scroll for all 16

Source (apis.yml)

aid: novopayment
name: NovoPayment
description: NovoPayment is a Miami-headquartered banking-as-a-service and embedded-finance platform serving banks, fintechs,
  retailers and payment companies across the Americas. Its developer hub publishes an OAuth2-secured REST API suite spanning
  six product families — Card Solutions, Digital Banking, Digital Acquiring, Digital Wallets, Payments and Tokenization —
  covering card issuing and processing, digital account opening, KYC and compliance checks, customer and profile management,
  alias directories, real-time P2P payments, merchant-presented QR acceptance, payment authorization, and Visa/Mastercard
  token service provisioning including push provisioning to Apple Pay, Google Pay and Samsung Pay. Access runs through a self-service
  sandbox, with UAT and production promoted by request after project review.
type: Index
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
position: Producing
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/novopayment.png
tags:
- Payments
- Banking as a Service
- Embedded Finance
- Card Issuing
- Digital Wallet
- Tokenization
- Real-Time Payments
- Onboarding
- KYC
- Latin America
- Fintech
- Digital Banking
tags_raw:
- Payments
- Banking as a Service
- Embedded Finance
- Card Issuing
- Digital Wallets
- Tokenization
- Real-Time Payments
- Onboarding
- KYC
- Latin America
- Fintech
- Digital Banking
created: '2025-02-17'
modified: '2026-09-17'
url: https://raw.githubusercontent.com/api-evangelist/novopayment/refs/heads/main/apis.yml
specificationVersion: '0.23'
common:
- type: CapabilityMap
  url: capabilities/novopayment-capability-edges.yml
  name: NovoPayment Business Capability Map
- type: Overlay
  url: overlays/novopayment-accounts-overlay.yaml
- type: Overlay
  url: overlays/novopayment-alias-directory-overlay.yaml
- type: Overlay
  url: overlays/novopayment-cards-overlay.yaml
- type: Overlay
  url: overlays/novopayment-compliance-overlay.yaml
- type: Overlay
  url: overlays/novopayment-customers-overlay.yaml
- type: Overlay
  url: overlays/novopayment-issuer-tokenization-overlay.yaml
- type: Overlay
  url: overlays/novopayment-mastercard-issuer-tokenization-overlay.yaml
- type: Overlay
  url: overlays/novopayment-merchant-presented-qr-overlay.yaml
- type: Overlay
  url: overlays/novopayment-oauth2-data-encryption-overlay.yaml
- type: Overlay
  url: overlays/novopayment-onboarding-overlay.yaml
- type: Overlay
  url: overlays/novopayment-operations-overlay.yaml
- type: Overlay
  url: overlays/novopayment-payment-authorizer-overlay.yaml
- type: Overlay
  url: overlays/novopayment-profile-overlay.yaml
- type: Overlay
  url: overlays/novopayment-push-provisioning-overlay.yaml
- type: Overlay
  url: overlays/novopayment-real-time-payments-overlay.yaml
- type: OAuthScopes
  url: scopes/novopayment-scopes.yml
- type: Authentication
  url: authentication/novopayment-authentication.yml
- type: DomainSecurity
  url: security/novopayment-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/novopayment
- type: LinkedIn
  url: https://www.linkedin.com/company/novopayment_2/
- type: Website
  url: https://novopayment.com/
- type: DeveloperPortal
  url: https://developer.novopayment.com/
- type: Documentation
  url: https://developer.novopayment.com/api
- type: APIReference
  url: https://developer.novopayment.com/api
- type: GettingStarted
  url: https://developer.novopayment.com/guides/quick-start
- type: SignUp
  url: https://developer.novopayment.com/user/register
- type: Login
  url: https://developer.novopayment.com/user
- type: Support
  url: https://novopayment.com/contact/
- type: TermsOfService
  url: https://developer.novopayment.com/terms-and-conditions-use
- type: PrivacyPolicy
  url: https://developer.novopayment.com/privacy-policy
- type: Packages
  url: packages/novopayment-packages.yml
- type: SDKs
  url: packages/novopayment-packages.yml
- type: LLMsTxt
  url: llms/novopayment-llms.txt
- type: X-MCPServerCandidate
  url: mcp/novopayment-mcp.yml
- type: Conformance
  url: conformance/novopayment-conformance.yml
- type: Compliance
  url: conformance/novopayment-conformance.yml
- type: ErrorCatalog
  url: errors/novopayment-error-codes.yml
- type: DeclineCodes
  url: errors/novopayment-decline-codes.yml
- type: Lifecycle
  url: lifecycle/novopayment-lifecycle.yml
- type: Conventions
  url: conventions/novopayment-conventions.yml
- type: DataModel
  url: data-model/novopayment-data-model.yml
- type: Sandbox
  url: sandbox/novopayment-sandbox.yml
- type: Webhooks
  url: asyncapi/novopayment-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Plans
  url: plans/novopayment-plans-pricing.yml
- type: RateLimits
  url: rate-limits/novopayment-rate-limits.yml
- type: FinOps
  url: finops/novopayment-finops.yml
apis:
- aid: novopayment:novopayment-accounts-api
  name: NovoPayment Accounts API
  description: The Accounts API from NovoPayment — 12 operation(s) for accounts.
  humanURL: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  baseURL: https://sandbox-api.novopayment.com/accounts/v1
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/novopayment-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: APIReference
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
- aid: novopayment:novopayment-alias-admin-api
  name: NovoPayment Alias Admin API
  description: Alias Administrator
  humanURL: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  baseURL: https://sandbox-api.novopayment.com/accounts/v1
  tags:
  - Alias Admin
  properties:
  - type: OpenAPI
    url: openapi/novopayment-alias-admin-api-openapi.yml
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: APIReference
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
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    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
- aid: novopayment:novopayment-balances-api
  name: NovoPayment Balances API
  description: The Balances API from NovoPayment — 6 operation(s) for balances.
  humanURL: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  baseURL: https://sandbox-api.novopayment.com/accounts/v1
  tags:
  - Balances
  properties:
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    url: openapi/novopayment-balances-api-openapi.yml
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: APIReference
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
- aid: novopayment:novopayment-card-batch-api
  name: NovoPayment Card Batch API
  description: The Card Batch API from NovoPayment — 3 operation(s) for card batch.
  humanURL: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  baseURL: https://sandbox-api.novopayment.com/accounts/v1
  tags:
  - Card Batch
  properties:
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    url: openapi/novopayment-card-batch-api-openapi.yml
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: APIReference
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
- aid: novopayment:novopayment-commercial-api
  name: NovoPayment Commercial API
  description: The Commercial API from NovoPayment — 1 operation(s) for commercial.
  humanURL: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  baseURL: https://sandbox-api.novopayment.com/accounts/v1
  tags:
  - Commercial
  properties:
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    url: openapi/novopayment-commercial-api-openapi.yml
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: APIReference
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
- aid: novopayment:novopayment-credentials-api
  name: NovoPayment Credentials API
  description: The Credentials API from NovoPayment — 9 operation(s) for credentials.
  humanURL: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  baseURL: https://sandbox-api.novopayment.com/accounts/v1
  tags:
  - Credentials
  properties:
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    url: openapi/novopayment-credentials-api-openapi.yml
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: APIReference
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
- aid: novopayment:novopayment-customer-api
  name: NovoPayment Customer API
  description: The Customer API from NovoPayment — 1 operation(s) for customer.
  humanURL: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  baseURL: https://sandbox-api.novopayment.com/accounts/v1
  tags:
  - Customers
  tags_raw:
  - Customer
  properties:
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    url: openapi/novopayment-customer-api-openapi.yml
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: APIReference
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/tokenization/mastercard-issuer-tokenization-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/merchant-presented-qr-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/data-encryption/oauth2-data-encryption-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/onboarding-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/operations-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-acquiring/payment-authorizer-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/profile-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-wallets/push-provisioning-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/real-time-payments-api-v1.0
- aid: novopayment:novopayment-customers-api
  name: NovoPayment Customers API
  description: The Customers API from NovoPayment — 11 operation(s) for customers.
  humanURL: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  baseURL: https://sandbox-api.novopayment.com/accounts/v1
  tags:
  - Customers
  properties:
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    url: openapi/novopayment-customers-api-openapi.yml
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/accounts-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/payments/alias-directory-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: APIReference
    url: https://developer.novopayment.com/api/card-solutions/cards-api-v1.3
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/compliance-api-v1.0
  - type: Documentation
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0
  - type: APIReference
    url: https://developer.novopayment.com/api/digital-banking/customers-api-v1.0


# --- truncated at 32 KB (177 KB total) ---
# Full source: https://artifacts.apis.io/novopayment/apis.yml

NovoPayment API — frequently asked questions

Does NovoPayment have an API?

Yes. APIs.io lists 47 APIs from NovoPayment, including NovoPayment Accounts API, NovoPayment Alias Admin API and NovoPayment Balances API, and 44 more.

Is there an OpenAPI specification for the NovoPayment API?

Yes. APIs.io indexes 47 OpenAPI specifications for NovoPayment, each linked for download from this page.

How do I authenticate with the NovoPayment API?

NovoPayment documents its authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Novopayment Authentication.

Is the NovoPayment API ready for AI agents?

NovoPayment has a Kin Score of 50.2 out of 100 (developing) and an Agent Readiness score of 31.5 (agent-ready), scored by API Evangelist on 2026-10-31.

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