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OpenAPI Specification

openapi: 3.2.0
info:
  contact:
    name: API Support
    email: support@novopayment.com
    url: https://developer.novopayment.com/
  description: The Real-time payments API leverage the newest technologies to pull/push payments amongst VISA or MasterCard branded products such as debit, prepaid, and credit cards to manage transactions between individual banked consumers (P2P).
  version: v1.0.0
  title: Real-Time Payments Summary API
servers:
- description: Sandbox
  url: https://sandbox-api.novopayment.com/realtimepayments/v1
security:
- oAuth2ClientCredentials: []
tags:
- name: Summary
  description: Transaction Summary
paths:
  /transactions/summary:
    post:
      summary: Transaction Summary
      operationId: summary
      tags:
      - Summary
      description: shows the information of the transaction to be carried out
      requestBody:
        $ref: '#/components/requestBodies/RQTransactionSummary'
      responses:
        '200':
          $ref: '#/components/responses/RSTransactionSummary200'
        '400':
          $ref: '#/components/responses/RSSummary400'
        '401':
          $ref: '#/components/responses/RS401'
        '500':
          $ref: '#/components/responses/RS500'
        default:
          $ref: '#/components/responses/RS500'
components:
  examples:
    InvalidAccessToken:
      value:
        code: 401.08.990
        message: Invalid Access Token
        datetime: '2020-01-03T16:05:56.517Z'
    InvalidSignature:
      value:
        code: 401.08.992
        message: Invalid signature
        datetime: '2020-01-03T16:05:56.517Z'
    ParamsRequired:
      value:
        code: 400.08.003
        message: Params required
        datetime: '2020-01-03T16:05:56.517Z'
        data:
          errors:
          - message: if you want to search by rrn, the field stan is mandatory
    InvalidParameters:
      value:
        code: 400.08.396
        message: Invalid parameters
        datetime: '2020-01-03T16:05:56.517Z'
        data:
          errors:
          - message: 'Field fielName: must not be blank'
    InternalServerError:
      value:
        code: 500.08.001
        message: Internal Server Error
        datetime: '2020-01-03T16:05:56.517Z'
    RQEndpointTransactionSummary:
      value:
        amount: 1000
        sourceCurrency: INR
        destinationCurrency: INR
        transaction:
          operationType: MONEY
          brandType: VISA
          transactionCode: 08
          applyTo: SOURCE
        surchargeInfo:
          countrySender: IND
          countryRecipient: IND
    RQEndpointTransactionSummaryFX:
      value:
        amount: 1000
        sourceCurrency: INR
        destinationCurrency: ZAR
        transaction:
          operationType: MONEY
          brandType: VISA
          transactionCode: 08
          applyTo: SOURCE
        surchargeInfo:
          countrySender: IND
          countryRecipient: ZAF
    AccessTokenExpired:
      value:
        code: 401.08.993
        message: Access token expired
        datetime: '2020-01-03T16:05:56.517Z'
    AccessTokenNotApproved:
      value:
        code: 401.08.991
        message: Access Token not approved
        datetime: '2020-01-03T16:05:56.517Z'
  responses:
    RS401:
      description: Unauthorized (AP)
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/RS401'
          examples:
            Invalid Access Token:
              $ref: '#/components/examples/InvalidAccessToken'
            Access Token Not Approved:
              $ref: '#/components/examples/AccessTokenNotApproved'
            Invalid Signature:
              $ref: '#/components/examples/InvalidSignature'
            Access Token Expired:
              $ref: '#/components/examples/AccessTokenExpired'
    RSSummary400:
      description: Bad Request
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/RSGenericResponse'
          examples:
            Invalid Parameters:
              $ref: '#/components/examples/InvalidParameters'
            Params Required:
              $ref: '#/components/examples/ParamsRequired'
    RS500:
      description: Internal Server Error (AP*)
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/RS500'
          examples:
            Internal Server Error:
              $ref: '#/components/examples/InternalServerError'
    RSTransactionSummary200:
      description: OK
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/TransactionSummaryResponse'
          examples:
            Transaction Summary FX:
              value:
                code: 200.08.000
                datetime: '2022-09-23T20:52:14.861Z'
                message: Process Ok
                data:
                  destinationAmount: '909.09'
                  surcharge: '100'
                  markupRateApplied: '10'
                  totalWithFee: '1100'
                  destionationCurrencyCode: ZAR
                  sourceAmountWithoutMarkup: '909.09'
                  conversionRate: '1.0'
            Transaction Summary Not FX:
              value:
                code: 200.08.000
                datetime: '2022-09-23T20:52:15.861Z'
                message: Process Ok
                data:
                  destinationAmount: '1000'
                  surcharge: '100'
                  markupRateApplied: '0'
                  totalWithFee: '1100'
                  destionationCurrencyCode: IND
                  sourceAmountWithoutMarkup: '1000'
                  conversionRate: '0'
  schemas:
    RS500:
      type: object
      additionalProperties: false
      required:
      - code
      - message
      - datetime
      properties:
        code:
          type: string
          example: 500.08.999
          description: Operation response code
          minLength: 10
          maxLength: 10
          pattern: ^[0-9]{3}.[0-9]{2}.[0-9]{3}$
        message:
          type: string
          example: Internal Server Error
          description: Response code description
          minLength: 1
          maxLength: 140
          pattern: '[a-zA-Z0-9:.\s]{1,140}'
        datetime:
          type: string
          example: '2020-01-03T16:05:56.517Z'
          format: date-time
          maxLength: 29
    RS401:
      type: object
      additionalProperties: false
      required:
      - code
      - message
      - datetime
      properties:
        code:
          type: string
          example: 401.08.990
          description: Operation response code
          minLength: 10
          maxLength: 10
          pattern: ^[0-9]{3}.[0-9]{2}.[0-9]{3}$
        message:
          type: string
          example: Invalid Access Token
          description: Response code description
          minLength: 1
          maxLength: 140
          pattern: '[a-zA-Z0-9:.\s]{1,140}'
        datetime:
          type: string
          example: '2020-01-03T16:05:56.517Z'
          format: date-time
          minLength: 1
          maxLength: 29
    RSGenericResponse:
      type: object
      additionalProperties: false
      required:
      - code
      - message
      - datetime
      properties:
        code:
          type: string
          description: Operation response code
          minLength: 10
          maxLength: 10
          pattern: ^[0-9]{3}.[0-9]{2}.[0-9]{3}$
        message:
          type: string
          description: Response code description
          maxLength: 140
          minLength: 1
          pattern: '[a-zA-Z0-9:.,\s]{1,140}'
        datetime:
          type: string
          example: '2020-01-03T16:05:56.517Z'
          format: date-time
          maxLength: 29
        data:
          type: object
          additionalProperties: false
          properties:
            errors:
              type: array
              maxItems: 50
              items:
                type: object
                additionalProperties: false
                properties:
                  message:
                    type: string
                    description: Error Detail
                    maxLength: 300
                    pattern: ^[a-zA-Z0-9:.,\s]{1,300}$
    TransactionSummaryRequest:
      type: object
      additionalProperties: false
      required:
      - amount
      - sourceCurrency
      - destinationCurrency
      - transaction
      - surchargeInfo
      properties:
        amount:
          description: 'The amount of the transaction

            '
          type: number
          format: double
          example: 1000
          minimum: 1
          maximum: 9999999
        sourceCurrency:
          description: 'Source currency code. Use a 3-character alpha or numeric currency code for currency of the sender.

            '
          type: string
          example: INR
          maxLength: 3
          minLength: 3
        destinationCurrency:
          description: 'Destination currency code. Use a 3-character alpha or numeric currency code for currency of the recipient.

            '
          type: string
          example: INR
          maxLength: 3
          minLength: 3
        transaction:
          type: object
          additionalProperties: false
          required:
          - operationType
          - brandType
          - transactionCode
          properties:
            operationType:
              type: string
              description: type of operation (AFT, OCT, MONEY)
              example: OCT
              enum:
              - AFT
              - OCT
              - MONEY
            brandType:
              type: string
              description: Card brand type.
              example: VISA
              enum:
              - VISA
              - MASTERCARD
              - AMEX
            transactionCode:
              type: string
              description: 'Type of operation, Allowed values: 02: Person to Person (PP). 08: Account to Account (AA). 17(AFT)'
              example: 08
              enum:
              - '02'
              - 08
              - '17'
            applyTo:
              description: Indicates whether the conversion rate is to the destination or source currency.
              type: string
              example: SOURCE
        surchargeInfo:
          type: object
          additionalProperties: false
          required:
          - countrySender
          - countryRecipient
          properties:
            countrySender:
              description: country sender in alpha code
              type: string
              example: IND
              maxLength: 3
              minLength: 3
            countryRecipient:
              description: country recipient in alpha code
              type: string
              example: IND
              maxLength: 3
              minLength: 3
            surcharge:
              description: Is required when transaction.operationType is equal to OCT
              type: number
              format: double
              example: 5
              maximum: 9999999
    TransactionSummary:
      description: The transaction Detail
      type: object
      additionalProperties: false
      required:
      - destinationAmount
      - surcharge
      - markupRateApplied
      - totalWithFee
      - destionationCurrencyCode
      - sourceAmountWithoutMarkup
      - conversionRate
      properties:
        destinationAmount:
          type: string
          example: '216.7'
          description: Amount in destination currency.
          minLength: 1
        surcharge:
          type: string
          example: '100'
          description: The surcharge of the transaction
        markupRateApplied:
          type: string
          example: '2.0'
          description: Percentage of commission applied.
        totalWithFee:
          type: string
          example: '1200'
          description: Total amount with fee and surcharge
        destionationCurrencyCode:
          type: string
          example: ZAR
          description: currency code of the destination
        sourceAmountWithoutMarkup:
          type: string
          example: '980.39'
          description: Source amount whit mark up
        conversionRate:
          type: string
          example: '1.0'
          description: This is the conversion Rate.
    TransactionSummaryResponse:
      type: object
      additionalProperties: false
      required:
      - code
      - message
      - datetime
      properties:
        code:
          type: string
          example: 200.08.000
          description: Operation response code
          minLength: 10
          maxLength: 10
          pattern: ^[0-9]{3}.[0-9]{2}.[0-9]{3}$
        message:
          type: string
          example: Process Ok
          description: Response code description
          maxLength: 140
          minLength: 1
          pattern: '[a-zA-Z0-9:.\s]{1,140}'
        datetime:
          type: string
          example: '2020-01-03T16:05:56.517Z'
          description: Operation Time Stamp in ISO 8601 format
          format: date-time
          minLength: 1
          maxLength: 24
        data:
          $ref: '#/components/schemas/TransactionSummary'
  requestBodies:
    RQTransactionSummary:
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/TransactionSummaryRequest'
          examples:
            Transaction Summary:
              $ref: '#/components/examples/RQEndpointTransactionSummary'
            Transaction Summary With FX:
              $ref: '#/components/examples/RQEndpointTransactionSummaryFX'
      required: true
  securitySchemes:
    oAuth2ClientCredentials:
      type: oauth2
      description: 'See [Oauth2 API](https://developer.novopayment.com/api/authentication-method-and-encryption/oauth2-api)

        '
      flows:
        clientCredentials:
          tokenUrl: https://sandbox-api.novopayment.com/oauth2/token
          scopes: {}