DOKU

DOKU (PT Nusa Satu Inti Artha) is Indonesia's pioneering payment gateway, founded in 2007 and licensed by Bank Indonesia as a Category 1 Payment Service Provider. Its developer platform exposes a hosted Checkout API plus a full suite of Bank Indonesia SNAP (Standar Nasional Open API Pembayaran) endpoints for Virtual Account, e-Wallet, Direct Debit, QRIS, and Kirim (payout/disbursement), all settling in Indonesian Rupiah (IDR).

DOKU publishes 6 APIs on the APIs.io network, including Access Token API, Checkout API, Direct Debit & e-Wallet API, and 3 more. Tagged areas include Payments, Payment Gateway, Fintech, Indonesia, and SEA.

The DOKU catalog on APIs.io includes 1 event-driven AsyncAPI specification.

DOKU’s developer surface includes authentication, documentation, engineering blog, sandbox, getting-started guide, support, pricing, and 30 more developer resources.

🌐 Visit website 📡 Source on GitHub

71.4/100 exemplar ▬ flat Agent 87/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessFreemiumSelf serve⚡ Free to try

6 APIs 1 MCP Servers

PaymentsPayment GatewayFintechIndonesiaSEASNAPVirtual AccountE-WalletQRISDirect DebitPayouts

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 71.4/100 · exemplar

Contract Quality 16.5 / 25

Developer Ergonomics 14.8 / 20

Commercial Clarity 20.0 / 20

Operational Transparency 8.9 / 13

Governance 0.0 / 12

Discoverability 10.0 / 10

Agent readiness — 87/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/doku: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Rate Limits 1

Documented rate limits and quota policies.

Doku Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

Sandbox

DeveloperPortal

GettingStarted

SignUp

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

MCPServer

LLMsTxt

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Conformance

Lifecycle

DataModel

Webhooks

Scroll for all 7

Build 4

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

Packages

SDKs

DeclineCodes

Access & Security 5

Authentication, authorization, and security posture

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

Compliance

Compliance

Operate 4

Status, limits, changes, and where to get help

RateLimits

StatusPage

Deprecation

Support

Commercial 5

Pricing, plans, and the legal terms of use

Plans

FinOps

Pricing

TermsOfService

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: doku
url: https://raw.githubusercontent.com/api-evangelist/doku/refs/heads/main/apis.yml
name: DOKU
kind: company
description: DOKU (PT Nusa Satu Inti Artha) is Indonesia's pioneering payment gateway, founded in 2007 and licensed by Bank
  Indonesia as a Category 1 Payment Service Provider. Its developer platform exposes a hosted Checkout API plus a full suite
  of Bank Indonesia SNAP (Standar Nasional Open API Pembayaran) endpoints for Virtual Account, e-Wallet, Direct Debit, QRIS,
  and Kirim (payout/disbursement), all settling in Indonesian Rupiah (IDR).
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/doku.png
tags:
- Payments
- Payment Gateway
- Fintech
- Indonesia
- SEA
- SNAP
- Virtual Account
- E-Wallet
- QRIS
- Direct Debit
- Payouts
created: '2026-07-17'
modified: '2026-07-17'
specificationVersion: '0.19'
apis:
- aid: doku:doku-access-token-api
  name: DOKU Access Token API
  description: SNAP B2B / B2B2C access-token issuance.
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - Access Token
  properties:
  - type: OpenAPI
    url: openapi/doku-access-token-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
- aid: doku:doku-checkout-api
  name: DOKU Checkout API
  description: DOKU-hosted checkout page (non-SNAP).
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - Checkout
  properties:
  - type: OpenAPI
    url: openapi/doku-checkout-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
- aid: doku:doku-direct-debit-e-wallet-api
  name: DOKU Direct Debit & e-Wallet API
  description: SNAP account binding and host-to-host debit for e-wallets and bank direct debit.
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - Direct Debit & e-Wallet
  properties:
  - type: OpenAPI
    url: openapi/doku-direct-debit-e-wallet-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
- aid: doku:doku-payout-api
  name: DOKU Payout API
  description: Kirim DOKU disbursement to bank accounts.
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - Payout
  properties:
  - type: OpenAPI
    url: openapi/doku-payout-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
- aid: doku:doku-qris-api
  name: DOKU QRIS API
  description: SNAP QRIS Merchant-Presented Mode.
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - QRIS
  properties:
  - type: OpenAPI
    url: openapi/doku-qris-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
- aid: doku:doku-virtual-account-api
  name: DOKU Virtual Account API
  description: SNAP BI-SNAP Virtual Account lifecycle.
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - Virtual Account
  properties:
  - type: OpenAPI
    url: openapi/doku-virtual-account-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
common:
- type: AgenticAccess
  url: agentic-access/doku-agentic-access.yml
- type: TrustCenter
  url: security/doku-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/doku-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/doku-domain-security.yml
- type: Authentication
  url: authentication/doku-authentication.yml
- type: GitHubOrganization
  url: https://github.com/PTNUSASATUINTIARTHA-DOKU
- type: Website
  url: https://www.doku.com/
- type: Documentation
  url: https://developers.doku.com/
- type: Plans
  url: plans/doku-plans-pricing.yml
- type: RateLimits
  url: rate-limits/doku-rate-limits.yml
- type: FinOps
  url: finops/doku-finops.yml
- url: https://www.doku.com/en-us/blog
  type: Blog
- type: Packages
  url: packages/doku-packages.yml
- type: SDKs
  url: packages/doku-packages.yml
- type: MCPServer
  url: mcp/doku-mcp.yml
- type: LLMsTxt
  url: llms/doku-llms.txt
- type: Overlay
  url: overlays/doku-overlay.yaml
- type: Conventions
  url: conventions/doku-conventions.yml
- type: Idempotency
  url: conventions/doku-conventions.yml
- type: ErrorCatalog
  url: errors/doku-problem-types.yml
- type: DeclineCodes
  url: errors/doku-decline-codes.yml
- type: Conformance
  url: conformance/doku-conformance.yml
- type: Compliance
  url: https://docs.doku.com/security/licenses
- type: Lifecycle
  url: lifecycle/doku-lifecycle.yml
- type: StatusPage
  url: https://status.doku.com
- type: Deprecation
  url: https://docs.doku.com/miscellaneous/snap-migration
- type: Sandbox
  url: sandbox/doku-sandbox.yml
- type: DataModel
  url: data-model/doku-data-model.yml
- type: Webhooks
  url: asyncapi/doku-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DeveloperPortal
  url: https://developers.doku.com/
- type: GettingStarted
  url: https://developers.doku.com/get-started-with-doku-api/user-registration
- type: Support
  url: https://help.doku.com/en/support/home
- type: Pricing
  url: https://www.doku.com/en-us/pricing
- type: SignUp
  url: https://dashboard.doku.com/bo/registration
- type: TermsOfService
  url: https://dashboard.doku.com/doku-agreement/terms-and-conditions
- type: PrivacyPolicy
  url: https://dashboard.doku.com/doku-agreement/privacy-policy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

DOKU

Kin Score

APIs 6

DOKU Access Token API

DOKU Checkout API

DOKU Direct Debit & e-Wallet API

DOKU Payout API

DOKU QRIS API

DOKU Virtual Account API

MCP Servers 1

doku-mcp.yml

Pricing Plans 1

Doku Plans Pricing

Rate Limits 1

Doku Rate Limits

FinOps 1

Doku Finops

Event Specifications 1

Doku Webhooks

Security Posture 4

Doku Authentication

Doku Domain Security

Doku Vulnerability Disclosure

Doku Trust Center

Agentic Access 1

Doku Agentic Access