DOKU

DOKU (PT Nusa Satu Inti Artha) is Indonesia's pioneering payment gateway, founded in 2007 and licensed by Bank Indonesia as a Category 1 Payment Service Provider. Its developer platform exposes a hosted Checkout API plus a full suite of Bank Indonesia SNAP (Standar Nasional Open API Pembayaran) endpoints for Virtual Account, e-Wallet, Direct Debit, QRIS, and Kirim (payout/disbursement), all settling in Indonesian Rupiah (IDR).

DOKU publishes 6 APIs on the APIs.io network, including Access Token API, Checkout API, Direct Debit & e-Wallet API, and 3 more. Tagged areas include Payments, Payment Gateway, Fintech, Indonesia, and SEA.

The DOKU catalog on APIs.io includes 1 event-driven AsyncAPI specification.

DOKU’s developer surface includes authentication, documentation, engineering blog, sandbox, getting-started guide, support, pricing, and 31 more developer resources.

🌐 Visit website 📡 Source on GitHub

68.4/100 exemplar ▬ flat Agent 59/100 agent native Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0

AccessFreemiumSelf serve⚡ Free to try

6 APIs 1 MCP Servers

PaymentsPayment GatewayFintechIndonesiaSEASNAPVirtual AccountE-WalletQRISDirect DebitPayouts

Kin Score

Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0

Composite quality — 68.4/100 · exemplar

Contract Quality 13.9 / 21

Developer Ergonomics 12.5 / 17

Commercial Clarity 17.0 / 17

Operational Transparency 7.6 / 11

Governance 2.1 / 10

Discoverability 6.9 / 9

Regulatory Posture 8.4 / 15

Agent readiness — 59/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/doku: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Rate Limits 1

Documented rate limits and quota policies.

Doku Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

Sandbox

DeveloperPortal

GettingStarted

SignUp

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

MCPServer

LLMsTxt

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Conformance

Lifecycle

DataModel

Webhooks

Scroll for all 7

Build 5

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

GitHubOrganization

Packages

SDKs

DeclineCodes

Access & Security 5

Authentication, authorization, and security posture

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

Compliance

Compliance

Operate 4

Status, limits, changes, and where to get help

RateLimits

StatusPage

Deprecation

Support

Commercial 5

Pricing, plans, and the legal terms of use

Plans

FinOps

Pricing

TermsOfService

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: doku
url: https://raw.githubusercontent.com/api-evangelist/doku/refs/heads/main/apis.yml
name: DOKU
kind: company
description: DOKU (PT Nusa Satu Inti Artha) is Indonesia's pioneering payment gateway, founded in 2007 and licensed by Bank
  Indonesia as a Category 1 Payment Service Provider. Its developer platform exposes a hosted Checkout API plus a full suite
  of Bank Indonesia SNAP (Standar Nasional Open API Pembayaran) endpoints for Virtual Account, e-Wallet, Direct Debit, QRIS,
  and Kirim (payout/disbursement), all settling in Indonesian Rupiah (IDR).
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/doku.png
tags:
- Payments
- Payment Gateway
- Fintech
- Indonesia
- SEA
- SNAP
- Virtual Account
- E-Wallet
- QRIS
- Direct Debit
- Payouts
created: '2026-07-17'
modified: '2026-07-17'
specificationVersion: '0.19'
apis:
- aid: doku:doku-access-token-api
  name: DOKU Access Token API
  description: SNAP B2B / B2B2C access-token issuance.
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - Access Token
  properties:
  - type: OpenAPI
    url: openapi/doku-access-token-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
- aid: doku:doku-checkout-api
  name: DOKU Checkout API
  description: DOKU-hosted checkout page (non-SNAP).
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - Checkout
  properties:
  - type: OpenAPI
    url: openapi/doku-checkout-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
- aid: doku:doku-direct-debit-e-wallet-api
  name: DOKU Direct Debit & e-Wallet API
  description: SNAP account binding and host-to-host debit for e-wallets and bank direct debit.
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - Direct Debit & e-Wallet
  properties:
  - type: OpenAPI
    url: openapi/doku-direct-debit-e-wallet-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
- aid: doku:doku-payout-api
  name: DOKU Payout API
  description: Kirim DOKU disbursement to bank accounts.
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - Payout
  properties:
  - type: OpenAPI
    url: openapi/doku-payout-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
- aid: doku:doku-qris-api
  name: DOKU QRIS API
  description: SNAP QRIS Merchant-Presented Mode.
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - QRIS
  properties:
  - type: OpenAPI
    url: openapi/doku-qris-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
- aid: doku:doku-virtual-account-api
  name: DOKU Virtual Account API
  description: SNAP BI-SNAP Virtual Account lifecycle.
  humanURL: https://developers.doku.com/accept-payments/doku-checkout
  baseURL: https://api.doku.com
  tags:
  - Virtual Account
  properties:
  - type: OpenAPI
    url: openapi/doku-virtual-account-api-openapi.yml
  - type: Documentation
    url: https://developers.doku.com/accept-payments/doku-checkout
  - type: APIReference
    url: https://developers.doku.com/accept-payments/doku-checkout/integration-guide/backend-integration
  - type: PostmanCollection
    url: collections/doku.postman_collection.json
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/get-token-api/b2b
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/virtual-account/bca-virtual-account
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/e-wallet/ovo
  - type: Documentation
    url: https://developers.doku.com/accept-payments/direct-api/snap/integration-guide/qris
  - type: Documentation
    url: https://developers.doku.com/payout/kirim-doku
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/doku/overview
- type: AgenticAccess
  url: agentic-access/doku-agentic-access.yml
- type: TrustCenter
  url: security/doku-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/doku-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/doku-domain-security.yml
- type: Authentication
  url: authentication/doku-authentication.yml
- type: GitHubOrganization
  url: https://github.com/PTNUSASATUINTIARTHA-DOKU
- type: Website
  url: https://www.doku.com/
- type: Documentation
  url: https://developers.doku.com/
- type: Plans
  url: plans/doku-plans-pricing.yml
- type: RateLimits
  url: rate-limits/doku-rate-limits.yml
- type: FinOps
  url: finops/doku-finops.yml
- url: https://www.doku.com/en-us/blog
  type: Blog
- type: Packages
  url: packages/doku-packages.yml
- type: SDKs
  url: packages/doku-packages.yml
- type: MCPServer
  url: mcp/doku-mcp.yml
- type: LLMsTxt
  url: llms/doku-llms.txt
- type: Overlay
  url: overlays/doku-overlay.yaml
- type: Conventions
  url: conventions/doku-conventions.yml
- type: Idempotency
  url: conventions/doku-conventions.yml
- type: ErrorCatalog
  url: errors/doku-problem-types.yml
- type: DeclineCodes
  url: errors/doku-decline-codes.yml
- type: Conformance
  url: conformance/doku-conformance.yml
- type: Compliance
  url: https://docs.doku.com/security/licenses
- type: Lifecycle
  url: lifecycle/doku-lifecycle.yml
- type: StatusPage
  url: https://status.doku.com
- type: Deprecation
  url: https://docs.doku.com/miscellaneous/snap-migration
- type: Sandbox
  url: sandbox/doku-sandbox.yml
- type: DataModel
  url: data-model/doku-data-model.yml
- type: Webhooks
  url: asyncapi/doku-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DeveloperPortal
  url: https://developers.doku.com/
- type: GettingStarted
  url: https://developers.doku.com/get-started-with-doku-api/user-registration
- type: Support
  url: https://help.doku.com/en/support/home
- type: Pricing
  url: https://www.doku.com/en-us/pricing
- type: SignUp
  url: https://dashboard.doku.com/bo/registration
- type: TermsOfService
  url: https://dashboard.doku.com/doku-agreement/terms-and-conditions
- type: PrivacyPolicy
  url: https://dashboard.doku.com/doku-agreement/privacy-policy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com