DOKU
DOKU (PT Nusa Satu Inti Artha) is Indonesia's pioneering payment gateway, founded in 2007 and licensed by Bank Indonesia as a Category 1 Payment Service Provider. Its developer platform exposes a hosted Checkout API plus a full suite of Bank Indonesia SNAP (Standar Nasional Open API Pembayaran) endpoints for Virtual Account, e-Wallet, Direct Debit, QRIS, and Kirim (payout/disbursement), all settling in Indonesian Rupiah (IDR).
DOKU publishes 6 API contracts indexed on the APIs.io network, including Access Token API, Checkout API, Direct Debit & e-Wallet API, and 3 more. Tagged areas include Payments, Payment Gateway, Fintech, Indonesia, and SEA.
The DOKU catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
DOKU’s developer surface includes authentication, documentation, engineering blog, sandbox, getting-started guide, support, pricing, and 32 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Gulf and Southeast Asia Open Finance | mixed | 33.7 | - | - |
| Southeast Asia and National Fintech Registers (Taiwan, UAE, Malaysia remittance, Indonesia SNAP) | mixed | 33.7 | - | - |
| Official SDKs on Packagist, pub.dev and Hex | mixed | 33.7 | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 1
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 6
Individual APIs this provider publishes, each with its own machine-readable definition.
DOKU Access Token API
SNAP B2B / B2B2C access-token issuance.
DOKU Checkout API
DOKU-hosted checkout page (non-SNAP).
DOKU Direct Debit & e-Wallet API
SNAP account binding and host-to-host debit for e-wallets and bank direct debit.
DOKU Payout API
Kirim DOKU disbursement to bank accounts.
DOKU QRIS API
SNAP QRIS Merchant-Presented Mode.
DOKU Virtual Account API
SNAP BI-SNAP Virtual Account lifecycle.
Postman Collections 6
Ready-to-run Postman collections for exercising this provider's APIs.
Open Collections 6
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
DOKU Payment Access Token API
OPEN COLLECTIONDOKU Payment Access Token Checkout API
OPEN COLLECTIONDOKU Payment Access Token Direct Debit & e-Wallet API
OPEN COLLECTIONDOKU Payment Access Token Payout API
OPEN COLLECTIONDOKU Payment Access Token QRIS API
OPEN COLLECTIONDOKU Payment Access Token Virtual Account API
OPEN COLLECTIONMCP Servers 1
Model Context Protocol servers that expose these APIs to AI agents.
DOKU MCP Server
DOKU's official hosted Model Context Protocol server. It exposes DOKU's payment operations as MCP tools so AI agents can create payments on demand (checkout links, Virtual Accou...
MCP SERVERAgent Skills 5
Packaged agent skills for driving this provider's APIs from an AI assistant.
Bind an e-wallet and charge host-to-host
AGENT SKILLCreate a DOKU-hosted checkout page
AGENT SKILLDisburse funds with Kirim payout
AGENT SKILLGenerate and reconcile a QRIS payment
AGENT SKILLIssue and reconcile a SNAP Virtual Account
AGENT SKILLDOKU API pricing
Prices published by DOKU, read 2026-10-28 from www.doku.com/en-us/pricing. A free plan or tier is listed.
| Plan | Price |
|---|---|
| Card | 2.80% + IDR 2,000 Includes: all upfront payment *Amex: 3.5% + IDR 2,000 |
| Card installment 3 months (Visa & Mastercard) | 5% + IDR 2,000 |
| Card installment 6 months | 7% + IDR 2,000 |
| Card installment 12 months | 9% + IDR 2,000 |
| Bank Transfer (Virtual Account) | IDR 4,000 Includes: *BCA: Rp4,500 |
| QR Payment | 0.7% Includes: *0% for transactions of IDR 0–IDR 100,000 |
| e-Wallet (DOKU e-Wallet, DANA) | 1.5% |
| e-Wallet OVO | 2% - 3.18% |
All 29 plans, limits and sources →
Rate limits
- SNAP Access Token TTL: 900 seconds token lifetime
- Idempotency (X-EXTERNAL-ID): unique per transaction per day unique identifier
- Per-endpoint request rate: see merchant agreement requests
Compiled by API Evangelist, not yet checked against DOKU's documentation. Rate-limit details →
Billed by: transaction · FinOps profile →
Pricing Plans 2
Published pricing tiers and plan structures.
Doku Plans Pricing
PLANSDoku Price Estimates
PLANSRate Limits 1
Documented rate limits and quota policies.
Doku Rate Limits
RATE LIMITSService Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
DOKU
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Doku Finops
FINOPSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Doku Webhooks
ASYNCAPISpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
DOKU API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Doku Overlay
DERIVEDSecurity Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Doku Trust Center
PCI DSS Level 1 Service Provider, ISO/IEC 27001, AES-256 encryption standard
SECURITYAgentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 4
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll for all 7
Build 5
SDKs, sample code, and the tooling you integrate with
Access & Security 5
Authentication, authorization, and security posture
Operate 4
Status, limits, changes, and where to get help
Commercial 5
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
DOKU API — frequently asked questions
Does DOKU have an API?
Yes. APIs.io lists 6 APIs from DOKU, including DOKU Access Token API, DOKU Checkout API and DOKU Direct Debit & e-Wallet API, and 3 more.
Is there an OpenAPI specification for the DOKU API?
Yes. APIs.io indexes 6 OpenAPI specifications for DOKU, each linked for download from this page.
How do I authenticate with the DOKU API?
DOKU uses bearer-token authentication (apiKey/http · 4 schemes). The details are profiled on APIs.io as Doku Authentication.
How much does the DOKU API cost?
DOKU publishes its prices; its Card plan is 2.80% + IDR 2,000 as of 2026-10-28. APIs.io lists 29 pricing plans for DOKU, with each plan's price, limits and inclusions under Pricing on this page.
Does DOKU have an MCP server?
Yes. APIs.io lists 1 MCP server for DOKU: DOKU's official hosted Model Context Protocol server. It exposes DOKU's payment operations as MCP tools so AI agents can create payments on demand (checkout links, Virtual Account numbers, QRIS codes)
Is the DOKU API ready for AI agents?
DOKU has a Kin Score of 66.4 out of 100 (strong) and an Agent Readiness score of 32.8 (agent-ready), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.