WIBMO

Wibmo is a full-stack PayTech company (acquired by PayU / Naspers in 2019) providing payment security, digital payments, and digital financial services to banks, fintechs, and businesses worldwide. Its platforms and products include the Areion Payment Gateway, Token Hub tokenization, Trident FRM fraud risk management, Tridentity identity and multi-factor authentication, the ACCOSA IVS 3-D Secure authentication server, and a white-label digital wallet and prepaid card-issuing platform. The Wibmo developer portal documents Token Hub, Payment Gateway (3-D Secure authentication and authorization), Prepaid card issuance and lifecycle management, Fraud Risk Management, DFS/Wallet, and Android and iOS MFA (Tridentity) SDKs.

WIBMO publishes 1 API on the APIs.io network. Tagged areas include Company, Consumer, Payments, Fintech, and Payment Gateway.

WIBMO’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, authentication, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub
28.4/100 emerging ▬ flat Agent 10/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
1 APIs
CompanyConsumerPaymentsFintechPayment GatewayTokenizationFraud Detection3-D SecureAuthenticationDigital WalletPrepaid CardsIndia

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 28.4/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 11.7 / 20
Commercial Clarity 3.7 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 8.0 / 10
Agent readiness — 10/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/wibmo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Wibmo Developer Platform

Documented product APIs across Token Hub tokenization, the Areion Payment Gateway (3-D Secure authentication and authorization), Prepaid card issuance/lifecycle/transaction mana...

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Wibmo Authentication

payload-encryption · 1 scheme

SECURITY

Wibmo Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance

Build 2

SDKs, sample code, and the tooling you integrate with

Packages
Packages
 SDKs
SDKs

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 Compliance
Compliance

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: wibmo
name: WIBMO
description: Wibmo is a full-stack PayTech company (acquired by PayU / Naspers in 2019) providing payment security, digital
  payments, and digital financial services to banks, fintechs, and businesses worldwide. Its platforms and products include
  the Areion Payment Gateway, Token Hub tokenization, Trident FRM fraud risk management, Tridentity identity and multi-factor
  authentication, the ACCOSA IVS 3-D Secure authentication server, and a white-label digital wallet and prepaid card-issuing
  platform. The Wibmo developer portal documents Token Hub, Payment Gateway (3-D Secure authentication and authorization),
  Prepaid card issuance and lifecycle management, Fraud Risk Management, DFS/Wallet, and Android and iOS MFA (Tridentity)
  SDKs.
url: https://raw.githubusercontent.com/api-evangelist/wibmo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
image: https://wibmo.com/wp-content/uploads/2023/01/wibmo-logo.png
tags:
- Company
- Consumer
- Payments
- Fintech
- Payment Gateway
- Tokenization
- Fraud Detection
- 3-D Secure
- Authentication
- Digital Wallet
- Prepaid Cards
- India
apis:
- name: Wibmo Developer Platform
  description: Documented product APIs across Token Hub tokenization, the Areion Payment Gateway (3-D Secure authentication
    and authorization), Prepaid card issuance/lifecycle/transaction management, Fraud Risk Management, and DFS/Wallet, plus
    Android and iOS Tridentity MFA SDKs. Requests use a payload encrypt/decrypt pattern (per-operation Encrypt and Decrypt
    APIs).
  humanURL: https://developer.wibmo.com/reference
  properties:
  - type: Documentation
    url: https://developer.wibmo.com/docs
  - type: APIReference
    url: https://developer.wibmo.com/reference
  - type: GettingStarted
    url: https://developer.wibmo.com/docs/getting-started
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/wibmo-domain-security.yml
- type: Website
  url: https://wibmo.com/
- type: DeveloperPortal
  url: https://developer.wibmo.com/
- type: Documentation
  url: https://developer.wibmo.com/docs
- type: APIReference
  url: https://developer.wibmo.com/reference
- type: GettingStarted
  url: https://developer.wibmo.com/docs/getting-started
- type: Blog
  url: https://wibmo.co/blogs/
- type: Support
  url: https://wibmo.co/contact-us/
- type: PrivacyPolicy
  url: https://wibmo.co/privacy-policy/
- type: LLMsTxt
  url: llms/wibmo-llms.txt
- type: Authentication
  url: authentication/wibmo-authentication.yml
- type: Conformance
  url: conformance/wibmo-conformance.yml
- type: Compliance
  url: https://wibmo.co/security-and-privacy/
- type: Packages
  url: packages/wibmo-packages.yml
- type: SDKs
  url: packages/wibmo-packages.yml
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 5
  pass: local-v1