Green Dot Corporation (NYSE: GDOT) is a US fintech and bank holding company whose subsidiary Green Dot Bank is a chartered, FDIC-insured member bank. Its Green Dot Arc embedded-finance / Banking-as-a-Service (BaaS) platform lets brands and fintech partners embed banking and payments — account enrollment, KYC/KYB, DDA and prepaid accounts, ACH, transfers, bill pay, card issuing, cash deposits, mobile check deposit, disbursements, and P2P — through a REST API surface. The public developer portal (developer.greendot.com) documents 300+ JSON/OAuth2 endpoints; production access, credentials, and the full Swagger definition are provisioned per-partner after a commercial onboarding.
Green Dot is listed with 17 APIs on the APIs.io network. Tagged areas include Fintech, Banking as a Service, Embedded Finance, Prepaid Cards, and Banking.
The Green Dot catalog on APIs.io includes 1 event-driven AsyncAPI specification.
Green Dot’s developer surface includes documentation, API reference, authentication, engineering blog, changelog, sandbox, and 26 more developer resources.
Regulatory Posture applies to this provider. Its tags matched the
Payments regime, so
Regulatory Posture carries 15 points of the composite.
If this regime is wrong for your business, say so on your
provider repo — the
applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for
this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero:
never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and
several others — scorable at all.
The six quality facets above are damped to 85 points between them,
because the conditional facet above carries the other
15. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 85% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site.
It updates itself when the score changes. Paste this where you link to your API docs:
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Agent readiness — checks not met, largest first (exact, from this profile):
MCP Server+12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Delegated User Identity+6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
6 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
The Enrollments API is typically the first API used in a partner integration and establishes the initial banking relationship for a new end user. It covers account creation, ide...
Account and user management endpoints for the BaaS platform: retrieve and update account details, manage account status and terms acceptances, manage users on an account, joint ...
Transaction history and enrichment endpoints for retrieving posted and pending transactions on an account, transaction events, and transaction categorization. Used by partner ap...
Transfers APIs enable customers to move funds to and from internal accounts, purses, and external bank accounts. Includes single- and multi-phase transfers, instant transfer ser...
ACH APIs support ACH transfers into and out of BaaS accounts, including retrieval and filtering of ACH transfers by status and date range, external account linking, and ACH tran...
The BillPay API enables bill payment functionality within partner applications, allowing end users to pay billers from their embedded account. Covers payee/biller management, pa...
Payment Instruments APIs manage the cards and tokens tied to an account — issuing and managing payment instruments, custom card options, PCI data access (Full PCI Data Access V2...
External Card Management APIs let account holders link, list, and remove external debit or credit cards, and support card-funded flows. Used to attach outside cards to a BaaS ac...
The Disbursements API supports paying out funds to recipients — creating recipients, linking payee accounts, executing single-phase transfers with webhook confirmation, and quer...
Cash Deposits and Payments APIs — Green Dot's retail cash network capability — let end users add cash or make cash payments at retail locations. Covers eCash, barcode generation...
Closed Loop P2P (Peer-to-Peer) APIs move money between two account holders within the same program. Endpoints retrieve individual and listed P2P transfers, track states (accepte...
Webhooks provide asynchronous event notifications to partner systems for account updates, transactions, and money-movement events. Documented with webhook samples, transaction w...
Interest Rate APIs add and manage interest rates on primary and savings purses and process accrued-interest calculations for a program, including interest-bearing statement deta...
Cashback Rewards APIs manage cashback rewards programs on partner accounts — creating and managing rewards, plus related eGift capability. Lets partners layer loyalty and reward...
Customer Care APIs create and manage customer support cases, customize UI for customer support, and enable customers to open support cases directly. Includes dispute automation ...
ATM & Retail Locator APIs locate nearby ATMs and Green Dot retail locations for cash deposits, withdrawals, and reload, returning geospatial location and store data. Used to sur...
Not yet checked against Green Dot's own pricing page. Compiled by API Evangelist on 2026-05-05 from www.greendot.com; confirm before you rely on a figure.
aid: green-dot
url: https://raw.githubusercontent.com/api-evangelist/green-dot/refs/heads/main/apis.yml
name: Green Dot
kind: company
description: 'Green Dot Corporation (NYSE: GDOT) is a US fintech and bank holding company whose subsidiary Green Dot Bank
is a chartered, FDIC-insured member bank. Its Green Dot Arc embedded-finance / Banking-as-a-Service (BaaS) platform lets
brands and fintech partners embed banking and payments — account enrollment, KYC/KYB, DDA and prepaid accounts, ACH, transfers,
bill pay, card issuing, cash deposits, mobile check deposit, disbursements, and P2P — through a REST API surface. The public
developer portal (developer.greendot.com) documents 300+ JSON/OAuth2 endpoints; production access, credentials, and the
full Swagger definition are provisioned per-partner after a commercial onboarding.'
deliveryModel:
model: saas
open_source: false
commercial: true
callable_host: false
label: Hosted service · you call their endpoint
confidence: medium
source:
- pricing
generated: '2026-08-28'
method: derived
accessModel:
pricing: enterprise
onboarding: unknown
trial: false
try_now: false
public: false
label: Enterprise
confidence: high
source:
- plans
- authentication
- scopes
- security
- sandbox
generated: '2026-11-06'
method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/green-dot.png
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-03
tags:
- Fintech
- Banking as a Service
- Embedded Finance
- Prepaid Cards
- Banking
- Payments
- Money Movement
- United States
created: '2026-04-19'
modified: '2026-07-23'
specificationVersion: '0.23'
apis:
- aid: green-dot:enrollments-api
name: Green Dot Enrollments API
description: The Enrollments API is typically the first API used in a partner integration and establishes the initial banking
relationship for a new end user. It covers account creation, identity capture, KYC (Know Your Customer) / OFAC screening,
KYB (Know Your Business) for small-business owners, ITIN/Matricula handling, and Socure SDK-assisted document verification.
Requests use JSON with OAuth 2.0 authorization and field-level encryption for sensitive identity data.
humanURL: https://developer.greendot.com/embedded-finance/docs/enrollments-api-endpoints
tags:
- Enrollment
- KYC
- KYB
- Onboarding
- Identity
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/enrollments-1
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/kyc-1
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:accounts-users-api
name: Green Dot Accounts & Users API
description: 'Account and user management endpoints for the BaaS platform: retrieve and update account details, manage account
status and terms acceptances, manage users on an account, joint accounts, purses (primary/savings spend buckets), external
linked accounts, account fee summaries, statements and tax documents (eStatements, INT-1099), and account lookups by partner
consumer identifier. This is the core account-servicing surface used throughout the lifecycle of a customer relationship.'
humanURL: https://developer.greendot.com/embedded-finance/docs/account-user-management-overview
tags:
- Account
- User
- Account Management
- Statements
- Banking as a Service
- United States
tags_raw:
- Accounts
- Users
- Account Management
- Statements
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/accounts
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/users-1
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/purses
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:transaction-history-api
name: Green Dot Transaction History API
description: Transaction history and enrichment endpoints for retrieving posted and pending transactions on an account,
transaction events, and transaction categorization. Used by partner applications to render account activity, spend insights,
and statements. Returns JSON over OAuth 2.0 with the platform's standard headers and idempotency conventions.
humanURL: https://developer.greendot.com/embedded-finance/docs/transaction-history
tags:
- Transaction
- Transaction History
- Insights
- Banking as a Service
- United States
tags_raw:
- Transactions
- Transaction History
- Insights
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/transaction-history
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:transfers-money-movement-api
name: Green Dot Transfers & Money Movement API
description: Transfers APIs enable customers to move funds to and from internal accounts, purses, and external bank accounts.
Includes single- and multi-phase transfers, instant transfer service, auto money movement rules, and balance adjustments
(promo, instruction credit/debit, disbursement, and their reversals — each configured per program code). Money movement
is a foundational capability nearly every partner integration relies on.
humanURL: https://developer.greendot.com/embedded-finance/docs/transfers-1
tags:
- Transfers
- Money Movement
- Payments
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/transfers-1
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/instant-transfer-service
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/auto-money-movement
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:ach-api
name: Green Dot ACH API
description: ACH APIs support ACH transfers into and out of BaaS accounts, including retrieval and filtering of ACH transfers
by status and date range, external account linking, and ACH transfer methods. Supports the ACH money-movement rails behind
direct deposit, funding, and disbursement flows on the Green Dot Arc platform.
humanURL: https://developer.greendot.com/embedded-finance/docs/ach
tags:
- ACH
- Money Movement
- External Accounts
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/ach
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/external-accounts
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/direct-deposit-switch
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:billpay-api
name: Green Dot BillPay API
description: The BillPay API enables bill payment functionality within partner applications, allowing end users to pay billers
from their embedded account. Covers payee/biller management, payment scheduling, and payment status. Delivered as JSON
over OAuth 2.0 as part of the BaaS foundational API set.
humanURL: https://developer.greendot.com/embedded-finance/docs/billpay-1
tags:
- Bill Pay
- Payments
- Money Movement
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/billpay-1
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:payment-instruments-api
name: Green Dot Payment Instruments API
description: Payment Instruments APIs manage the cards and tokens tied to an account — issuing and managing payment instruments,
custom card options, PCI data access (Full PCI Data Access V2), payment-instrument tokens, eWallet tokens for pushing
cards to Apple Pay / Google Pay, and card inventory / order management. Handles the sensitive card-data surface with encryption
and tokenization.
humanURL: https://developer.greendot.com/embedded-finance/docs/payment-instruments
tags:
- Card Issuing
- Payment Instruments
- Tokenization
- Digital Wallet
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/payment-instruments
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/ewallet-tokens
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/full-pci-data-access-v2
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:external-card-management-api
name: Green Dot External Card Management API
description: External Card Management APIs let account holders link, list, and remove external debit or credit cards, and
support card-funded flows. Used to attach outside cards to a BaaS account for funding and money movement, returning card
details and status per linked card.
humanURL: https://developer.greendot.com/embedded-finance/docs/external-card-management
tags:
- External Cards
- Card Linking
- Funding
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/external-card-management
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:disbursements-api
name: Green Dot Disbursements API
description: The Disbursements API supports paying out funds to recipients — creating recipients, linking payee accounts,
executing single-phase transfers with webhook confirmation, and querying maintenance/status. Used for payouts, gig/earned-wage
disbursements, refunds, and other outbound money movement to end recipients.
humanURL: https://developer.greendot.com/embedded-finance/docs/disbursements-overview
tags:
- Disbursements
- Payouts
- Money Movement
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/disbursements-overview
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/create-recipients
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/executing-transfers
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:cash-deposits-ecash-api
name: Green Dot Cash Deposits & eCash API
description: Cash Deposits and Payments APIs — Green Dot's retail cash network capability — let end users add cash or make
cash payments at retail locations. Covers eCash, barcode generation and lookup, retailer and store metadata, and PNT (pay-near-me)
methods, backed by Green Dot's nationwide retail footprint. Returns barcodes and retailer/store information for in-store
cash transactions.
humanURL: https://developer.greendot.com/embedded-finance/docs/cash-deposits-and-payments-overview
tags:
- Cash Deposits
- Ecash
- Barcodes
- Retail Network
- Banking as a Service
- United States
tags_raw:
- Cash Deposits
- eCash
- Barcode
- Retail Network
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/ecash-1
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/barcode-generation-1
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/retailers
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:mrdc-check-deposit-api
name: Green Dot MRDC (Mobile Check Deposit) API
description: MRDC (Mobile Remote Deposit Capture) APIs manage mobile check deposits — submitting checks, retrieving MRDC
transfers and lists, check images, on-hold transfers, MRDC funding, and paper checks. Includes accept/cancel flows for
pending or in-review deposits and fund-fulfillment transfer handling.
humanURL: https://developer.greendot.com/embedded-finance/docs/mrdc
tags:
- Mobile Check Deposit
- MRDC
- Paper Checks
- Money Movement
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/mrdc
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/mrdc-funding
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/paper-checks
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:closed-loop-p2p-api
name: Green Dot Closed Loop P2P API
description: Closed Loop P2P (Peer-to-Peer) APIs move money between two account holders within the same program. Endpoints
retrieve individual and listed P2P transfers, track states (accepted, cancelled, rejected, expired), and reverse a disbursement.
Enables in-app person-to-person payments inside a partner's closed-loop ecosystem.
humanURL: https://developer.greendot.com/embedded-finance/docs/p2p
tags:
- P2P
- Peer-to-Peer
- Payments
- Money Movement
- Banking as a Service
- United States
tags_raw:
- P2P
- Peer to Peer
- Payments
- Money Movement
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/p2p
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:webhooks-api
name: Green Dot Webhooks & Event Notifications
description: Webhooks provide asynchronous event notifications to partner systems for account updates, transactions, and
money-movement events. Documented with webhook samples, transaction webhook samples, and callback methods so partners
can keep their systems synchronized with the BaaS platform in near real time rather than polling.
humanURL: https://developer.greendot.com/embedded-finance/docs/webhooks-overview
tags:
- Webhook
- Event
- Notification
- Banking as a Service
- United States
tags_raw:
- Webhooks
- Events
- Notifications
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/webhooks-overview
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/webhook-samples
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/transaction-webhooks
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:interest-rate-api
name: Green Dot Interest Rate & Accrued Interest API
description: Interest Rate APIs add and manage interest rates on primary and savings purses and process accrued-interest
calculations for a program, including interest-bearing statement details and INT-1099 tax reporting for accounts earning
$10 or more per year. Supports high-yield savings and interest features in partner programs.
humanURL: https://developer.greendot.com/embedded-finance/docs/interest-rate
tags:
- Interest
- Savings
- Banking as a Service
- Money Movement
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/interest-rate
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:cashback-rewards-api
name: Green Dot Cashback Rewards API
description: Cashback Rewards APIs manage cashback rewards programs on partner accounts — creating and managing rewards,
plus related eGift capability. Lets partners layer loyalty and rewards experiences on top of the underlying banking account.
humanURL: https://developer.greendot.com/embedded-finance/docs/cashback-rewards
tags:
- Rewards
- Cashback
- Loyalty
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/cashback-rewards
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:customer-care-api
name: Green Dot Customer Care API
description: Customer Care APIs create and manage customer support cases, customize UI for customer support, and enable
customers to open support cases directly. Includes dispute automation endpoints so partners can manage disputes and care
interactions programmatically within their own experience.
humanURL: https://developer.greendot.com/embedded-finance/docs/customer-care
tags:
- Customer Care
- Support
- Disputes
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/customer-care
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- aid: green-dot:atm-retail-locators-api
name: Green Dot ATM & Retail Locators API
description: ATM & Retail Locator APIs locate nearby ATMs and Green Dot retail locations for cash deposits, withdrawals,
and reload, returning geospatial location and store data. Used to surface the nearest network access points inside a partner
application.
humanURL: https://developer.greendot.com/embedded-finance/docs/retail-atm-locators
tags:
- Locators
- ATM
- Retail Network
- Banking as a Service
- United States
properties:
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/retail-atm-locators
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
common:
- type: Plans
url: plans/green-dot-plans-pricing.yml
- type: RateLimits
url: rate-limits/green-dot-rate-limits.yml
- type: FinOps
url: finops/green-dot-finops.yml
- type: AgentSkill
url: skills/green-dot-disburse-funds.md
- type: Login
url: https://secure.greendot.com/greendot/login
- type: DomainSecurity
url: security/green-dot-domain-security.yml
- type: Website
url: https://www.greendot.com
- type: DeveloperPortal
url: https://developer.greendot.com
- type: Documentation
url: https://developer.greendot.com/embedded-finance/docs/apis-overview
- type: APIReference
url: https://developer.greendot.com/embedded-finance/reference/getting-started-with-your-api
- type: Authentication
url: https://developer.greendot.com/embedded-finance/docs/baas-api-authentication
- type: TermsOfService
url: https://developer.greendot.com/embedded-finance/docs/terms-of-use
- type: GitHubOrganization
url: https://github.com/Green-Dot-Corporation
- type: LinkedIn
url: https://www.linkedin.com/company/green-dot-corporation
- type: LlmsText
url: https://developer.greendot.com/llms.txt
- type: LLMsTxt
url: llms/green-dot-llms.txt
- type: Blog
url: https://www.greendot.com/blog
- type: PrivacyPolicy
url: https://secure.greendot.com/greendot/account/technology-privacy-statement
- type: ChangeLog
url: https://developer.greendot.com/embedded-finance/changelog
- type: Conventions
url: conventions/green-dot-conventions.yml
- type: Idempotency
url: conventions/green-dot-conventions.yml
- type: Authentication
url: authentication/green-dot-authentication.yml
- type: OAuthScopes
url: scopes/green-dot-scopes.yml
- type: Sandbox
url: sandbox/green-dot-sandbox.yml
- type: ErrorCatalog
url: errors/green-dot-error-codes.yml
- type: Lifecycle
url: lifecycle/green-dot-lifecycle.yml
- type: DeprecationPolicy
url: https://developer.greendot.com/embedded-finance/docs/release-notes
- type: Webhooks
url: asyncapi/green-dot-webhooks.yml
- type: Conformance
url: conformance/green-dot-conformance.yml
- type: DataModel
url: data-model/green-dot-data-model.yml
- type: AgentSkills
url: skills/_index.yml
- type: ChangeLog
url: changelog/green-dot-changelog.yml
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
x-legal-name: Green Dot Corporation
Green Dot API — frequently asked questions
Does Green Dot have an API?
Yes. APIs.io lists 17 APIs from Green Dot, including Green Dot Enrollments API, Green Dot Accounts & Users API and Green Dot Transaction History API, and 14 more.
How do I authenticate with the Green Dot API?
Green Dot uses bearer-token authentication (oauth2/http · 2 schemes). The details are profiled on APIs.io as Green Dot Authentication.
How much does the Green Dot API cost?
APIs.io lists 1 pricing plan for Green Dot, with each plan's price, limits and inclusions under Pricing on this page.
Is the Green Dot API ready for AI agents?
Green Dot has a Kin Score of 41.4 out of 100 (developing) and an Agent Readiness score of 27.4 (agent-aware), scored by API Evangelist on 2026-11-06.
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