Venmo

Venmo is a US mobile payments service owned by PayPal that lets people send, receive, and split money with friends, pay approved businesses, and hold a balance backed by a debit and credit card. For developers, Venmo does not publish a standalone first-party public API; the historical developer.venmo.com OAuth API is no longer offered to new developers. Instead, "Pay with Venmo" is exposed to US merchants through PayPal Braintree via its GraphQL API and the Android, iOS, and JavaScript SDKs, with webhooks and a Braintree sandbox for testing. Venmo's compliance and vulnerability-disclosure posture is inherited from PayPal (Level 1 PCI DSS, SOC 2 Type 2, PayPal Bug Bounty on HackerOne).

Venmo is profiled on the APIs.io network. Tagged areas include Company, Consumer, Payments, Fintech, and Mobile Payments.

Venmo’s developer surface includes signup flow, documentation, API reference, and 15 more developer resources.

31.1/100 thin ▬ flat Agent 5/100 human only saas Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
0 APIs
CompanyConsumerPaymentsFintechMobile PaymentsP2P PaymentsMoney TransferDigital Wallet

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 31.1/100 · thin
Contract Quality 0.0 / 21
Developer Ergonomics 6.5 / 17
Access Clarity 8.5 / 17
Operational Transparency 2.9 / 11
Contract Governance 1.9 / 10
Discoverability 4.9 / 9
Regulatory Posture 7.0 / 15
Agent readiness — 5/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/venmo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Venmo Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Venmo Trust Center

PCI DSS, SOC 2 Type 2

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 5

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: venmo
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-11'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/venmo.png
name: Venmo
description: Venmo is a US mobile payments service owned by PayPal that lets people send, receive, and split money with friends,
  pay approved businesses, and hold a balance backed by a debit and credit card. For developers, Venmo does not publish a
  standalone first-party public API; the historical developer.venmo.com OAuth API is no longer offered to new developers.
  Instead, "Pay with Venmo" is exposed to US merchants through PayPal Braintree via its GraphQL API and the Android, iOS,
  and JavaScript SDKs, with webhooks and a Braintree sandbox for testing. Venmo's compliance and vulnerability-disclosure
  posture is inherited from PayPal (Level 1 PCI DSS, SOC 2 Type 2, PayPal Bug Bounty on HackerOne).
url: https://raw.githubusercontent.com/api-evangelist/venmo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Consumer
- Payments
- Fintech
- Mobile Payments
- P2P Payments
- Money Transfer
- Digital Wallet
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: ParentCompany
  name: PayPal
  url: https://www.paypal.com/
- type: Webhooks
  url: https://developer.paypal.com/api/rest/webhooks/
- type: DeprecationPolicy
  url: https://developer.paypal.com/braintree/docs/guides/client-sdk/deprecation-policy/
- type: SDKs
  url: https://developer.paypal.com/sdk/ios/
- type: Signup
  url: https://account.venmo.com/signup
- type: Website
  url: https://www.venmo.com
- type: DeveloperPortal
  url: https://developer.paypal.com/braintree/docs/guides/venmo/overview
- type: Documentation
  url: https://developer.paypal.com/braintree/docs/guides/venmo/overview
- type: APIReference
  url: https://developer.paypal.com/braintree/graphql/integration_guides/venmo/
- type: HelpCenter
  url: https://help.venmo.com/cs/home
- type: TermsOfService
  url: https://venmo.com/legal/us-user-agreement
- type: PrivacyPolicy
  url: https://venmo.com/legal/us-privacy-policy
- type: DomainSecurity
  url: security/venmo-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/venmo-vulnerability-disclosure.yml
- type: Security
  url: security/venmo-vulnerability-disclosure.yml
- type: TrustCenter
  url: security/venmo-trust-center.yml
- type: Conformance
  url: conformance/venmo-conformance.yml
- type: Compliance
  url: conformance/venmo-conformance.yml
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 5
  pass: local-v1