MNT-Halan

MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed Mohsen (CTO). MNT-Halan operates a financial super app ("Halan") and a vertically integrated digital ecosystem covering micro-finance and SME lending, consumer credit, e-payments and money transfers, an e-wallet, prepaid and installment cards, payroll advances, investment and gold-installment products, and e-commerce (electronics, appliances, FMCG, e-grocer). Lending products span nano loans up to EGP 2,000, microloans, consumer loans up to EGP 500,000 over 36 installments, SME loans from EGP 200,000 up to EGP 15 million, education and home financing up to EGP 4 million, light-vehicle financing, and buy-now-pay-later. The Halan app and its supporting agent network reportedly serve 5–7 million customers, have disbursed in excess of USD 4 billion in loans across 3 million borrowers, and process 100+ million USD in monthly payments and 50+ million USD in monthly e-commerce sales. After raising USD 400 million in 2023 to cross unicorn status and an additional USD 157.5 million in 2024 (including an IFC investment), MNT-Halan expanded beyond Egypt into Turkey (via the August 2024 acquisition of Tam Finans), the UAE (December 2024 launch), and Pakistan. MNT-Halan's revenue model is interest and fees on lending, merchant and payment fees, e-commerce gross margin, and card interchange; the company markets directly to consumers and SMEs through its Halan app and physical outlets, and does not publish a public developer API, SDK, partner sandbox, or open-source code repository.

MNT-Halan is profiled on the APIs.io network. Tagged areas include Financial Services, Fintech, Micro-Finance, Consumer Lending, and SME Lending.

MNT-Halan’s developer surface includes product news, engineering blog, and 13 more developer resources.

🌐 Visit website 📡 Source on GitHub

7.2/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

Financial ServicesFintechMicro-FinanceConsumer LendingSME LendingDigital PaymentsE-WalletMobile WalletPrepaid CardsInstallment CardsBuy Now Pay LaterPayroll AdvanceSavingsInvestmentsE-CommerceSuper AppFinancial InclusionUnbankedEgyptMENATurkeyUAEPakistan

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 7.2/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.4 / 20

Commercial Clarity 0.0 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/mnt-halan: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Contact

Contact

Company 8

The organization behind the API

Website

About

Investors

News

ConsumerNews

Twitter

LinkedIn

Blog

Blog

Scroll for all 8

Other 5

Properties that don't map to a standard resource type

ConsumerApp

Services

HalanLife

iOSApp

AndroidApp

Source (apis.yml)

aid: mnt-halan
name: MNT-Halan
description: MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn,
  founded in 2017 by Mounir Nakhla (CEO) and Ahmed Mohsen (CTO). MNT-Halan operates a financial super app ("Halan") and a
  vertically integrated digital ecosystem covering micro-finance and SME lending, consumer credit, e-payments and money transfers,
  an e-wallet, prepaid and installment cards, payroll advances, investment and gold-installment products, and e-commerce (electronics,
  appliances, FMCG, e-grocer). Lending products span nano loans up to EGP 2,000, microloans, consumer loans up to EGP 500,000
  over 36 installments, SME loans from EGP 200,000 up to EGP 15 million, education and home financing up to EGP 4 million,
  light-vehicle financing, and buy-now-pay-later. The Halan app and its supporting agent network reportedly serve 5–7 million
  customers, have disbursed in excess of USD 4 billion in loans across 3 million borrowers, and process 100+ million USD in
  monthly payments and 50+ million USD in monthly e-commerce sales. After raising USD 400 million in 2023 to cross unicorn
  status and an additional USD 157.5 million in 2024 (including an IFC investment), MNT-Halan expanded beyond Egypt into Turkey
  (via the August 2024 acquisition of Tam Finans), the UAE (December 2024 launch), and Pakistan. MNT-Halan's revenue model
  is interest and fees on lending, merchant and payment fees, e-commerce gross margin, and card interchange; the company markets
  directly to consumers and SMEs through its Halan app and physical outlets, and does not publish a public developer API,
  SDK, partner sandbox, or open-source code repository.
type: Index
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/mnt-halan.png
tags:
- Financial Services
- Fintech
- Micro-Finance
- Consumer Lending
- SME Lending
- Digital Payments
- E-Wallet
- Mobile Wallet
- Prepaid Cards
- Installment Cards
- Buy Now Pay Later
- Payroll Advance
- Savings
- Investments
- E-Commerce
- Super App
- Financial Inclusion
- Unbanked
- Egypt
- MENA
- Turkey
- UAE
- Pakistan
url: https://raw.githubusercontent.com/api-evangelist/mnt-halan/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.20'
apis: []
common:
- type: DomainSecurity
  url: security/mnt-halan-domain-security.yml
- type: Website
  url: https://mnt-halan.com
- type: ConsumerApp
  url: https://halan.com
- type: About
  url: https://halan.com/about/
- type: Services
  url: https://mnt-halan.com/#services
- type: Investors
  url: https://mnt-halan.com/#investors
- type: News
  url: https://mnt-halan.com/#news
- type: ConsumerNews
  url: https://halan.com/news/
- type: HalanLife
  url: https://halan.com/halan-life/
- type: Contact
  url: https://halan.com/contact-us-2/
- type: iOSApp
  url: https://apps.apple.com/eg/app/halan/id1490416042
- type: AndroidApp
  url: https://play.google.com/store/apps/details?id=com.halan.halan
- type: Twitter
  url: https://twitter.com/mnt_halan
- type: LinkedIn
  url: https://www.linkedin.com/company/mnt-halan
- url: https://mnt-halan.com/feed
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com