Wise

aid: wise
url: https://raw.githubusercontent.com/api-evangelist/wise/refs/heads/main/apis.yml
name: Wise
kind: company
description: Wise (formerly TransferWise) provides cross-border payments and multi-currency
  accounts for personal and business customers. The Wise Platform API exposes profiles,
  balances, transfers, recipients, quotes, multi-currency accounts, cards, statements,
  and webhooks.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- FX
- Cross-Border
- Banking
- Multi-Currency
created: '2026-05-08'
modified: '2026-05-30'
specificationVersion: '0.19'
apis:
- aid: wise:profiles
  name: Wise Profiles API
  description: Manages Wise user identity records. A profile represents either a personal
    or business entity that owns balances, can send and receive money, and can hold
    recipients. Profiles are the root resource that other Wise Platform API calls
    are scoped against.
  humanURL: https://docs.wise.com/api-docs/api-reference/profile
  baseURL: https://api.wise.com/v2
  tags:
  - Profiles
  - Identity
  - KYC
  properties:
  - type: Documentation
    url: https://docs.wise.com/api-docs/api-reference/profile
  - type: Sandbox
    url: https://api.sandbox.transferwise.tech
  - type: OpenAPI
    url: openapi/wise-platform-openapi.yml
  - url: graphql/wise-graphql.md
    type: GraphQL
- aid: wise:recipients
  name: Wise Recipients API
  description: Manages beneficiary bank account records. Recipients store the destination
    account details (name, currency, account number, routing/IBAN/SWIFT details) used
    as the target of a transfer. The API supports creating, retrieving, listing, and
    deleting recipient accounts across 70+ supported currencies.
  humanURL: https://docs.wise.com/api-docs/api-reference/recipient
  baseURL: https://api.wise.com/v1
  tags:
  - Recipients
  - Beneficiaries
  - Bank Accounts
  properties:
  - type: Documentation
    url: https://docs.wise.com/api-docs/api-reference/recipient
  - type: OpenAPI
    url: openapi/wise-platform-openapi.yml
- aid: wise:quotes
  name: Wise Quotes API
  description: Calculates the exchange rate, fees, and estimated delivery time for
    a prospective transfer between two currencies. A quote pins the FX rate for a
    short window and is a required prerequisite to creating a transfer. Supports source-amount,
    target-amount, and pay-in option variations.
  humanURL: https://docs.wise.com/api-docs/api-reference/quote
  baseURL: https://api.wise.com/v3
  tags:
  - Quotes
  - FX
  - Pricing
  properties:
  - type: Documentation
    url: https://docs.wise.com/api-docs/api-reference/quote
  - type: OpenAPI
    url: openapi/wise-platform-openapi.yml
- aid: wise:transfers
  name: Wise Transfers API
  description: Creates and tracks cross-border money movements. A transfer ties a
    quote to a recipient and is funded from a source balance or pay-in method. The
    API exposes create, fund, cancel, list, and detail operations along with status
    events.
  humanURL: https://docs.wise.com/api-docs/api-reference/transfer
  baseURL: https://api.wise.com/v1
  tags:
  - Transfers
  - Payments
  - Cross-Border
  properties:
  - type: Documentation
    url: https://docs.wise.com/api-docs/api-reference/transfer
  - type: OpenAPI
    url: openapi/wise-platform-openapi.yml
- aid: wise:balances
  name: Wise Balances API
  description: Manages multi-currency balances held inside a profile. Supports listing
    balances, retrieving the available and reserved amounts per currency, opening
    and closing currency balances, and moving funds between balances within the same
    profile.
  humanURL: https://docs.wise.com/api-docs/api-reference/balance
  baseURL: https://api.wise.com/v4
  tags:
  - Balances
  - Multi-Currency
  - Wallets
  properties:
  - type: Documentation
    url: https://docs.wise.com/api-docs/api-reference/balance
  - type: OpenAPI
    url: openapi/wise-platform-openapi.yml
- aid: wise:multi-currency-account
  name: Wise Multi-Currency Account API
  description: Provisions local bank account details (account number / routing / IBAN
    / SWIFT) for a profile across the supported receiving currencies, allowing a customer
    to receive money like a local in 56+ currencies.
  humanURL: https://docs.wise.com/api-docs/api-reference/multi-currency-account
  baseURL: https://api.wise.com/v1
  tags:
  - Multi-Currency Account
  - Receive Money
  - Local Bank Details
  properties:
  - type: Documentation
    url: https://docs.wise.com/api-docs/api-reference/multi-currency-account
  - type: OpenAPI
    url: openapi/wise-platform-openapi.yml
- aid: wise:statements
  name: Wise Statements API
  description: Generates and downloads transaction statements for a balance over an
    arbitrary date range. Output formats include JSON, CSV, PDF, and MT940, supporting
    reconciliation and accounting workflows.
  humanURL: https://docs.wise.com/api-docs/api-reference/balance-statement
  baseURL: https://api.wise.com/v1
  tags:
  - Statements
  - Reporting
  - Accounting
  properties:
  - type: Documentation
    url: https://docs.wise.com/api-docs/api-reference/balance-statement
  - type: OpenAPI
    url: openapi/wise-platform-openapi.yml
- aid: wise:cards
  name: Wise Cards API
  description: Issues, lists, and manages Wise debit cards linked to a profile balance.
    Includes operations for retrieving card details, freezing/unfreezing, replacing
    cards, and managing spending controls.
  humanURL: https://docs.wise.com/api-docs/api-reference/card
  baseURL: https://api.wise.com/v3
  tags:
  - Cards
  - Issuing
  - Spending Controls
  properties:
  - type: Documentation
    url: https://docs.wise.com/api-docs/api-reference/card
  - type: OpenAPI
    url: openapi/wise-platform-openapi.yml
- aid: wise:webhooks
  name: Wise Webhooks API
  description: Subscribes a partner application to event notifications for transfers,
    balances, cards, and profile-state changes. Supports creating, listing, and deleting
    webhook subscriptions and verifying signed payloads.
  humanURL: https://docs.wise.com/api-docs/api-reference/subscription
  baseURL: https://api.wise.com/v3
  tags:
  - Webhooks
  - Events
  - Notifications
  properties:
  - type: Documentation
    url: https://docs.wise.com/api-docs/api-reference/subscription
  - type: OpenAPI
    url: openapi/wise-platform-openapi.yml
  - type: AsyncAPI
    url: asyncapi/wise-webhooks-asyncapi.yml
- aid: wise:simulation
  name: Wise Simulation API
  description: Sandbox-only endpoints for advancing the lifecycle of test transfers
    (simulating funding, processing, completion, and failure paths) without moving
    real money. Used to exercise integration logic end-to-end against api.sandbox.transferwise.tech.
  humanURL: https://docs.wise.com/api-docs/api-reference/simulation
  baseURL: https://api.sandbox.transferwise.tech
  tags:
  - Simulation
  - Sandbox
  - Testing
  properties:
  - type: Documentation
    url: https://docs.wise.com/api-docs/api-reference/simulation
  - type: OpenAPI
    url: openapi/wise-platform-openapi.yml
common:
- type: GitHubOrganization
  url: https://github.com/transferwise
- type: LinkedIn
  url: https://www.linkedin.com/company/wiseaccount
- type: Website
  url: https://wise.com/
- type: Documentation
  url: https://docs.wise.com/
- type: Sandbox
  url: https://api.sandbox.transferwise.tech
- type: Plans
  url: plans/wise-plans-pricing.yml
- type: RateLimits
  url: rate-limits/wise-rate-limits.yml
- type: FinOps
  url: finops/wise-finops.yml
- type: LLMsTxt
  url: https://docs.wise.com/llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com