Wise Balance API

Create and manage balance accounts within a multi-currency account. Each profile can hold multiple balance accounts in different currencies. A `STANDARD` balance is limited to one per currency, while `SAVINGS` balances (Jars) allow multiple in the same currency. Creating the first balance for a profile automatically creates the multi-currency account. Balances include an `investmentState` field. Only balances with `NOT_INVESTED` can be operated on via the API. Invested balances should be shown but not actionable. For a complete guide on multi-currency accounts, see [Multi-Currency Accounts](/guides/product/accounts).

Business capability
Deposit Account Management BC-1330.10

Operations 12

POST /v4/profiles/{profileId}/balances Create a Balance Account #
GET /v4/profiles/{profileId}/balances List Balances for a Profile #
GET /v4/profiles/{profileId}/balances/{balanceId} Retrieve a Balance by ID #
DELETE /v4/profiles/{profileId}/balances/{balanceId} Remove a Balance Account #
POST /v2/profiles/{profileId}/balance-movements Convert or Move Money Between Balances #
GET /v1/profiles/{profileId}/balance-capacity Retrieve Deposit Limits #
POST /v1/profiles/{profileId}/excess-money-account Add an Excess Money Account #
GET /v1/profiles/{profileId}/total-funds/{currency} Get Total Funds #
GET /v1/borderless-accounts Get account balance (v1) #
POST /v1/borderless-accounts/{borderlessAccountId}/conversions Convert currencies between balances (v1) #
POST /v1/profiles/{profileId}/balances/hold-limit-breach List hold limit breaches #
POST /v1/profiles/{profileId}/balances/hold-limit-breach/{holdLimitBreachId} Close a hold limit breach #

Work with this as data

Every API here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for apis

7 MCP tools reach this
  • find_apisBrowse and filter every API in the catalog.
  • get_api_artifactsOne API's artifacts, grouped by type.
  • get_openapiThe primary OpenAPI for this API.
  • find_similar_apisAPIs that look like this one.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This API
curl "https://apis.io/api/v1/apis/wise-balance-api"
All apis
curl "https://apis.io/api/v1/apis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.

OpenAPI Specification

wise-balance-api-openapi.yml Raw ↑
openapi: 3.2.0
info:
  title: Wise Platform Balance API
  version: ''
  description: The Wise Platform API is a REST-based interface that enables programmatic access to Wise's payment infrastructure.
servers:
- url: https://api.wise.com
  description: Production Environment
- url: https://api.wise-sandbox.com
  description: Sandbox Environment
tags:


# --- truncated at 32 KB (67 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/wise/refs/heads/main/openapi/wise-balance-api-openapi.yml