Deposits & Savings Management

BC-1330 Level 1 Banking & Capital Markets 49 providers 65 API surfaces 6 rated strong or better

Current accounts, savings, term deposits lifecycle.

Deposits & Savings Management (BC-1330) is a level-1 business capability in the Banking & Capital Markets model. The catalog holds 65 API surface(s) from 49 provider(s) that can perform some part of it, 6 of them rated strong or better. Reach is the vendor surface that lands on this capability — it is not a claim about what any particular organisation has deployed.

Where this capability definition comes from. This capability is part of a published business-architecture model that API Evangelist did not author. It is redistributed here under CC-BY-4.0. Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 Changes: Consolidated from 333 per-L1 YAML files into one JSON; English only (upstream i18n/ omitted); descriptions whitespace-normalised. No capability was added, removed, renamed or re-parented. Source repository · NOTICE and third-party framework attributions

Sub-capabilities

Deposit Account Management BC-1330.10

Demand deposit accounts, current accounts.

40 providers, 47 API surfaces

Savings Product Management BC-1330.20

Savings, regular savings, ISAs, tax-advantaged products.

no catalog coverage

Term Deposit Management BC-1330.30

Time deposits, CDs, structured deposits.

1 provider, 1 API surface

Account Lifecycle Operations Management BC-1330.40

Account opening, dormancy, closure operations.

9 providers, 9 API surfaces

Deposit Pricing & Interest Management BC-1330.50

Interest rates, statements, accruals.

3 providers, 3 API surfaces

Providers that reach this capability

Ordered by rating band. Reach means a provider publishes an API surface that can perform some part of this capability — it is not a claim that any particular organisation has deployed it.

Strong 6 Solid coverage with minor gaps
UnitAccounts1 API65.0SlashAccount1 API61.0RevolutAccounts1 API59.8WeavrManaged Accounts1 API59.4GriffinBank accounts1 API58.5iBanFirstAccounts1 API57.1
Developing 20 Usable, with meaningful gaps to close
ModulrAccounts1 API53.9TemenosAccountsDeposits2 APIs53.9JPMorgan ChaseAccount InformationAccounts2 APIs52.3Allica BankAccounts1 API50.6IncreaseAccount NumbersAccountsIntrafi Account Enrollments3 APIs48.1ToqioAccountDelete Account2 APIs47.2AugustusAccounts1 API45.6Jack Henry & AssociatesDeposit Accounts1 API44.3Wells FargoAccounts1 API44.0Temenos TransactAccountsDeposits2 APIs42.5ModernFiAccountspricingGroups2 APIs42.4C. Hoare & Co.Accounts1 API41.6Fifth Third BancorpCustodial Accounts1 API40.9MercuryStatements1 API40.2IMB BankBanking Account Balances1 API40.0MontranVirtual Accounts1 API39.7Wisebalancebank-account-details2 APIs39.6AMP BankBanking Account BalancesBanking Accounts2 APIs39.3Great Southern BankBanking Accounts1 API39.3TellerAccounts1 API39.3
Thin 20 Limited public surface area
LorumAccounts1 API39.2Customers BankAccountsInterestPaymentsSubaccounts3 APIs38.8Macquarie BankBanking Account Balances1 API38.4Coventry Building SocietyAccounts1 API38.2KrooAccounts1 API37.5Chase UKAccountsBalances2 APIs37.4ColumnAccount NumbersBank Accounts2 APIs37.3ING AustraliaBanking Account BalancesBanking Accounts2 APIs37.2Cashplus BankAccounts1 API37.1ScotiabankAccounts1 API36.3Tandem BankAccounts1 API36.1bunqMonetary Account1 API36.0Treasury PrimeAccountsTransactions2 APIs36.0KanastraAccounts1 API35.6zopaAccounts1 API35.1DecentroVirtual Accounts1 API32.5Bank of ScotlandBalances1 API30.9US BancorpAccounts1 API29.6Huntington BancsharesAccounts1 API29.1MOVE BankBanking Account BalancesBanking Accounts2 APIs27.1
Emerging 3 Early or largely undocumented
SyncteraAccounts1 API25.6Police BankBanking Accounts1 API24.4MeowAccounts1 API23.9

Workflows that realise this capability

Arazzo workflows whose own sourceDescriptions call APIs that carry this capability. The link is derived, not asserted: each workflow declares x-realizes-capability-ids with the spec and confidence behind it.

This page carries no rating. Capabilities are not rated. A capability is a description of what a business does, not a thing a company publishes, so a Kin Score would have nothing to measure.
The edge table is a Pro feature. This page shows which providers and tags reach Deposits & Savings Management. The underlying tag → capability edges — each with the quoted fragment of the provider's own OpenAPI that evidences it, a calibrated confidence score, and the contract-provenance gate it passed — are available through the API, along with company-level capability maps. Only edges at confidence ≥ 0.7 with evidence found verbatim in the source contract are published at all.

See plans →  ·  How the edges are graded →