Deposits & Savings Management

BC-1330 Level 1 Banking & Capital Markets 49 providers 65 API surfaces 9 rated strong or better

Current accounts, savings, term deposits lifecycle.

Deposits & Savings Management (BC-1330) is a level-1 business capability in the Banking & Capital Markets model. The catalog holds 65 API surface(s) from 49 provider(s) that can perform some part of it, 9 of them rated strong or better. Reach is the vendor surface that lands on this capability — it is not a claim about what any particular organisation has deployed.

Where this capability definition comes from. This capability is part of a published business-architecture model that API Evangelist did not author. It is redistributed here under CC-BY-4.0. Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 Changes: Consolidated from 333 per-L1 YAML files into one JSON; English only (upstream i18n/ omitted); descriptions whitespace-normalised. No capability was added, removed, renamed or re-parented. Source repository · NOTICE and third-party framework attributions

Sub-capabilities

Deposit Account Management BC-1330.10

Demand deposit accounts, current accounts.

40 providers, 47 API surfaces

Savings Product Management BC-1330.20

Savings, regular savings, ISAs, tax-advantaged products.

no catalog coverage

Term Deposit Management BC-1330.30

Time deposits, CDs, structured deposits.

1 provider, 1 API surface

Account Lifecycle Operations Management BC-1330.40

Account opening, dormancy, closure operations.

9 providers, 9 API surfaces

Deposit Pricing & Interest Management BC-1330.50

Interest rates, statements, accruals.

3 providers, 3 API surfaces

Providers that reach this capability

Ordered by rating band. Reach means a provider publishes an API surface that can perform some part of this capability — it is not a claim that any particular organisation has deployed it.

Exemplar 1 Complete, well-documented, and agent-ready
UnitAccounts1 API70.3
Strong 8 Solid coverage with minor gaps
SlashAccount1 API65.8WeavrManaged Accounts1 API63.6RevolutAccounts1 API62.3GriffinBank accounts1 API60.6iBanFirstAccounts1 API59.5TemenosAccountsDeposits2 APIs57.0ModulrAccounts1 API56.7Allica BankAccounts1 API54.5
Developing 27 Usable, with meaningful gaps to close
JPMorgan ChaseAccount InformationAccounts2 APIs53.4ToqioAccountDelete Account2 APIs51.4IncreaseAccount NumbersAccountsIntrafi Account Enrollments3 APIs49.7AugustusAccounts1 API48.6Jack Henry & AssociatesDeposit Accounts1 API45.7C. Hoare & Co.Accounts1 API45.5Wells FargoAccounts1 API45.2ModernFiAccountspricingGroups2 APIs44.6IMB BankBanking Account Balances1 API44.3Temenos TransactAccountsDeposits2 APIs44.3Great Southern BankBanking Accounts1 API43.1MontranVirtual Accounts1 API42.7AMP BankBanking Account BalancesBanking Accounts2 APIs42.2Coventry Building SocietyAccounts1 API42.1Macquarie BankBanking Account Balances1 API42.0MercuryStatements1 API41.8KrooAccounts1 API41.4Fifth Third BancorpCustodial Accounts1 API41.3Chase UKAccountsBalances2 APIs41.2Wisebalancebank-account-details2 APIs41.2Cashplus BankAccounts1 API41.0Customers BankAccountsInterestPaymentsSubaccounts3 APIs40.9LorumAccounts1 API40.8ING AustraliaBanking Account BalancesBanking Accounts2 APIs40.6TellerAccounts1 API40.5Tandem BankAccounts1 API39.7zopaAccounts1 API39.4
Thin 11 Limited public surface area
ScotiabankAccounts1 API39.1KanastraAccounts1 API38.3ColumnAccount NumbersBank Accounts2 APIs37.9bunqMonetary Account1 API37.7Treasury PrimeAccountsTransactions2 APIs37.6DecentroVirtual Accounts1 API34.0Bank of ScotlandBalances1 API33.3US BancorpAccounts1 API32.2Huntington BancsharesAccounts1 API31.5MOVE BankBanking Account BalancesBanking Accounts2 APIs29.9Police BankBanking Accounts1 API26.8
Emerging 2 Early or largely undocumented
SyncteraAccounts1 API26.0MeowAccounts1 API25.8

Workflows that realise this capability

Arazzo workflows whose own sourceDescriptions call APIs that carry this capability. The link is derived, not asserted: each workflow declares x-realizes-capability-ids with the spec and confidence behind it.

This page carries no rating. Capabilities are not rated. A capability is a description of what a business does, not a thing a company publishes, so a Kin Score would have nothing to measure.
The edge table is a Pro feature. This page shows which providers and tags reach Deposits & Savings Management. The underlying tag → capability edges — each with the quoted fragment of the provider's own OpenAPI that evidences it, a calibrated confidence score, and the contract-provenance gate it passed — are available through the API, along with company-level capability maps. Only edges at confidence ≥ 0.7 with evidence found verbatim in the source contract are published at all.

See plans →  ·  How the edges are graded →