HSBC Bank Australia
HSBC Bank Australia Limited is the Australian banking subsidiary of the global HSBC Group (HSBC Holdings plc), operating as an Authorised Deposit-taking Institution (ADI) regulated by APRA and ASIC. It is a wholly owned, shareholder-owned bank (not a customer-owned mutual) offering home loans, everyday and savings accounts, credit cards, term deposits, and business and international banking across Australia. As a designated data holder under Australia's Consumer Data Right (CDR / Open Banking), HSBC Australia exposes a public, unauthenticated Product Reference Data (PRD) API plus the full authenticated CDR Banking surface - accounts, balances, transactions, direct debits, scheduled payments, and payees - conforming to the DSB Consumer Data Standards CDR Banking API (v1.36.0). The public product endpoints are on https://public.ob.hsbc.com.au/cds-au/v1 and the consumer-authorized endpoints on the MTLS host https://mtls.ob.hsbc.com.au/cds-au/v1, accessible only to Accredited Data Recipients under the CDR ADR model. HSBC is presently a data holder only and is not accredited to receive third-party banking data. Beyond the Australian CDR surface, HSBC Group operates a global developer portal at develop.hsbc.com covering commercial/corporate banking APIs and non-Australian Open Banking markets.
HSBC Bank Australia publishes 8 API contracts indexed on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 5 more. Tagged areas include Finance, Banks, Open Banking, CDR, and Consumer Data Right.
The HSBC Bank Australia catalog on APIs.io includes 1 Spectral governance ruleset.
HSBC Bank Australia’s developer surface includes documentation, getting-started guide, support, authentication, and 22 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Australia Consumer Data Right register (accredited data recipients; banking, energy, non-bank lending) | regulated | 57.5 | - | - |
| Australia AFS, Credit and ADI Registers (ASIC + APRA licensing) | regulated | 57.5 | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 6
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 8
Individual APIs this provider publishes, each with its own machine-readable definition.
HSBC Developer Portal - Commercial APIs (HSBC Group, partner-gated)
HSBC Group's global developer portal (develop.hsbc.com) documents commercial / corporate-banking APIs available to HSBC's business and corporate clients, alongside Open Banking ...
HSBC Bank Australia Banking Account Balances API
Banking Account Balance endpoints
HSBC Bank Australia Banking Account Direct Debits API
Banking Account Direct Debit endpoints
HSBC Bank Australia Banking Account Scheduled Payments API
Banking Account Scheduled Payment endpoints
HSBC Bank Australia Banking Account Transactions API
Banking Account Transaction endpoints
HSBC Bank Australia Banking Accounts API
Banking Account endpoints
HSBC Bank Australia Banking Payees API
Banking Payee endpoints
HSBC Bank Australia Banking Products API
Banking Product endpoints
Scroll for all 8
Open Collections 7
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
CDR Banking Banking Account Balances API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Accounts API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Payees API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Products API
OPEN COLLECTIONScroll for all 7
Arazzo Workflows 1
Multi-step API workflows described with the Arazzo specification.
HSBC Australia CDR - Browse Products
Browse the HSBC Bank Australia public Consumer Data Right Product Reference Data catalog, then fetch the full detail of the first product returned. Both operations are public an...
ARAZZOAgent Skills 2
Packaged agent skills for driving this provider's APIs from an AI assistant.
Browse HSBC Australia banking products
AGENT SKILLGet HSBC Australia product detail
AGENT SKILLSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
HSBC Bank Australia API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 2
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 3
Properties that don't map to a standard resource type
Source (apis.yml)
HSBC Bank Australia API — frequently asked questions
Does HSBC Bank Australia have an API?
Yes. APIs.io lists 8 APIs from HSBC Bank Australia, including HSBC Developer Portal - Commercial APIs (HSBC Group, partner-gated), HSBC Bank Australia Banking Account Balances API and HSBC Bank Australia Banking Account Direct Debits API, and 5 more.
Is there an OpenAPI specification for the HSBC Bank Australia API?
Yes. APIs.io indexes 7 OpenAPI specifications for HSBC Bank Australia, each linked for download from this page.
How do I authenticate with the HSBC Bank Australia API?
HSBC Bank Australia documents its authentication (none/openIdConnect/oauth2/mutualTLS · 3 schemes). The details are profiled on APIs.io as Hsbc Australia Authentication.
Is the HSBC Bank Australia API ready for AI agents?
HSBC Bank Australia has a Kin Score of 40.3 out of 100 (developing) and an Agent Readiness score of 37.9 (agent-ready), scored by API Evangelist on 2026-11-06.
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