HSBC Bank Australia

HSBC Bank Australia Limited is the Australian banking subsidiary of the global HSBC Group (HSBC Holdings plc), operating as an Authorised Deposit-taking Institution (ADI) regulated by APRA and ASIC. It is a wholly owned, shareholder-owned bank (not a customer-owned mutual) offering home loans, everyday and savings accounts, credit cards, term deposits, and business and international banking across Australia. As a designated data holder under Australia's Consumer Data Right (CDR / Open Banking), HSBC Australia exposes a public, unauthenticated Product Reference Data (PRD) API plus the full authenticated CDR Banking surface - accounts, balances, transactions, direct debits, scheduled payments, and payees - conforming to the DSB Consumer Data Standards CDR Banking API (v1.36.0). The public product endpoints are on https://public.ob.hsbc.com.au/cds-au/v1 and the consumer-authorized endpoints on the MTLS host https://mtls.ob.hsbc.com.au/cds-au/v1, accessible only to Accredited Data Recipients under the CDR ADR model. HSBC is presently a data holder only and is not accredited to receive third-party banking data. Beyond the Australian CDR surface, HSBC Group operates a global developer portal at develop.hsbc.com covering commercial/corporate banking APIs and non-Australian Open Banking markets.

HSBC Bank Australia publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Data Right.

HSBC Bank Australia’s developer surface includes documentation, getting-started guide, support, authentication, and 20 more developer resources.

🌐 Visit website 📡 Source on GitHub

45.5/100 developing ▬ flat Agent 69/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessSelf serve

8 APIs 1 MCP Servers

FinancialBanksOpen BankingCDRConsumer Data RightConsumer BankingAustraliaProduct Reference Data

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 45.5/100 · developing

Contract Quality 13.5 / 25

Developer Ergonomics 11.7 / 20

Commercial Clarity 4.2 / 20

Operational Transparency 0.7 / 13

Governance 0.0 / 12

Discoverability 10.0 / 10

Agent readiness — 69/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/hsbc-australia: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Hsbc Australia Scopes

10 scopes · authorizationCode

10 scopes

SCOPES

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

WellKnown

MCPServer

LLMsTxt

AgentSkill

AgenticAccess

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

DataModel

Arazzo

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

OpenIDConnect

OpenIDConnect

Source (apis.yml)

aid: hsbc-australia
url: https://raw.githubusercontent.com/api-evangelist/hsbc-australia/refs/heads/main/apis.yml
name: HSBC Bank Australia
kind: company
description: HSBC Bank Australia Limited is the Australian banking subsidiary of the global HSBC Group (HSBC Holdings plc),
  operating as an Authorised Deposit-taking Institution (ADI) regulated by APRA and ASIC. It is a wholly owned, shareholder-owned
  bank (not a customer-owned mutual) offering home loans, everyday and savings accounts, credit cards, term deposits, and
  business and international banking across Australia. As a designated data holder under Australia's Consumer Data Right (CDR
  / Open Banking), HSBC Australia exposes a public, unauthenticated Product Reference Data (PRD) API plus the full authenticated
  CDR Banking surface - accounts, balances, transactions, direct debits, scheduled payments, and payees - conforming to the
  DSB Consumer Data Standards CDR Banking API (v1.36.0). The public product endpoints are on https://public.ob.hsbc.com.au/cds-au/v1
  and the consumer-authorized endpoints on the MTLS host https://mtls.ob.hsbc.com.au/cds-au/v1, accessible only to Accredited
  Data Recipients under the CDR ADR model. HSBC is presently a data holder only and is not accredited to receive third-party
  banking data. Beyond the Australian CDR surface, HSBC Group operates a global developer portal at develop.hsbc.com covering
  commercial/corporate banking APIs and non-Australian Open Banking markets.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/hsbc-australia.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Australia
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: hsbc-australia:hsbc-developer-portal-commercial-apis
  name: HSBC Developer Portal - Commercial APIs (HSBC Group, partner-gated)
  tags:
  - Commercial Banking
  - Corporate Banking
  - Developer Portal
  - Partner Gated
  - HSBC Group
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://develop.hsbc.com/apis
  baseURL: https://develop.hsbc.com/apis
  properties:
  - url: https://develop.hsbc.com/
    type: DeveloperPortal
  - url: https://develop.hsbc.com/apis
    type: APIReference
  - url: https://develop.hsbc.com/knowledge-article/get-started-open-banking-apis
    type: GettingStarted
  description: HSBC Group's global developer portal (develop.hsbc.com) documents commercial / corporate-banking APIs available
    to HSBC's business and corporate clients, alongside Open Banking APIs for non-Australian markets (UK, Hong Kong, Europe,
    Mexico). This is a group-level, registration-gated portal - not an Australia-specific developer program - and the commercial
    API catalogue is partner-gated with no public downloadable OpenAPI/Swagger; sandbox and technical documentation require
    account registration. Listed here for completeness because HSBC Bank Australia's business/corporate customers are served
    by HSBC Group connectivity; HSBC Australia's own regulated, publicly documented API surface is the Consumer Data Right
    family above, not this portal. No public spec harvested (partner-gated).
- aid: hsbc-australia:hsbc-australia-banking-account-balances-api
  name: HSBC Bank Australia Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.hsbc.com.au/help/open-banking/
  baseURL: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/hsbc-australia-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.hsbc.com.au/help/open-banking/
  - type: APIReference
    url: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
- aid: hsbc-australia:hsbc-australia-banking-account-direct-debits-api
  name: HSBC Bank Australia Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.hsbc.com.au/help/open-banking/
  baseURL: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/hsbc-australia-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.hsbc.com.au/help/open-banking/
  - type: APIReference
    url: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
- aid: hsbc-australia:hsbc-australia-banking-account-scheduled-payments-api
  name: HSBC Bank Australia Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.hsbc.com.au/help/open-banking/
  baseURL: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/hsbc-australia-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.hsbc.com.au/help/open-banking/
  - type: APIReference
    url: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
- aid: hsbc-australia:hsbc-australia-banking-account-transactions-api
  name: HSBC Bank Australia Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.hsbc.com.au/help/open-banking/
  baseURL: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/hsbc-australia-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.hsbc.com.au/help/open-banking/
  - type: APIReference
    url: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
- aid: hsbc-australia:hsbc-australia-banking-accounts-api
  name: HSBC Bank Australia Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.hsbc.com.au/help/open-banking/
  baseURL: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/hsbc-australia-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.hsbc.com.au/help/open-banking/
  - type: APIReference
    url: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
- aid: hsbc-australia:hsbc-australia-banking-payees-api
  name: HSBC Bank Australia Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.hsbc.com.au/help/open-banking/
  baseURL: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/hsbc-australia-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.hsbc.com.au/help/open-banking/
  - type: APIReference
    url: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
- aid: hsbc-australia:hsbc-australia-banking-products-api
  name: HSBC Bank Australia Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.hsbc.com.au/help/open-banking/
  baseURL: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/hsbc-australia-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.hsbc.com.au/help/open-banking/
  - type: APIReference
    url: https://public.ob.hsbc.com.au/cds-au/v1/banking/products
common:
- type: DomainSecurity
  url: security/hsbc-australia-domain-security.yml
- type: Website
  url: https://www.hsbc.com.au/
- type: DeveloperPortal
  url: https://develop.hsbc.com/
- type: Documentation
  url: https://www.hsbc.com.au/help/open-banking/
- type: GettingStarted
  url: https://www.hsbc.com.au/help/open-banking/faq/
- type: PrivacyPolicy
  url: https://www.hsbc.com.au/privacy/
- type: TermsOfService
  url: https://www.hsbc.com.au/legal/consumer-data-right-policy/
- type: GitHubOrganization
  url: https://github.com/hsbc
- type: LinkedIn
  url: https://www.linkedin.com/company/hsbc
- type: Support
  url: mailto:openbankingsupport@hsbc.com
- type: WellKnown
  url: well-known/hsbc-australia-well-known.yml
- type: OpenIDConnect
  url: well-known/hsbc-australia-openid-configuration.json
- type: Authentication
  url: authentication/hsbc-australia-authentication.yml
- type: OAuthScopes
  url: scopes/hsbc-australia-scopes.yml
- type: Conformance
  url: conformance/hsbc-australia-conformance.yml
- type: ErrorCatalog
  url: errors/hsbc-australia-problem-types.yml
- type: Lifecycle
  url: lifecycle/hsbc-australia-lifecycle.yml
- type: Conventions
  url: conventions/hsbc-australia-conventions.yml
- type: MCPServer
  url: mcp/hsbc-australia-mcp.yml
- type: LLMsTxt
  url: llms/hsbc-australia-llms.txt
- type: DataModel
  url: data-model/hsbc-australia-data-model.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Arazzo
  name: Browse Products and Get Detail
  url: arazzo/hsbc-australia-browse-products.yml
- type: AgenticAccess
  url: agentic-access/hsbc-australia-agentic-access.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

HSBC Bank Australia

Kin Score

APIs 8

HSBC Developer Portal - Commercial APIs (HSBC Group, partner-gated)

HSBC Bank Australia Banking Account Balances API

HSBC Bank Australia Banking Account Direct Debits API

HSBC Bank Australia Banking Account Scheduled Payments API

HSBC Bank Australia Banking Account Transactions API

HSBC Bank Australia Banking Accounts API

HSBC Bank Australia Banking Payees API

HSBC Bank Australia Banking Products API

Arazzo Workflows 2

_Index

HSBC Australia CDR - Browse Products

MCP Servers 1

hsbc-australia-mcp.yml

Security Posture 2

Hsbc Australia Authentication

Hsbc Australia Domain Security