Australia AFS, Credit and ADI Registers (ASIC + APRA licensing)
Regulated register market (asic afs + credit licences, apra adi + general insurer authorisations). The Kin Score Market layer reads each provider in its market: who it integrates with, how deep those integrations go, and where the market publishes its own structure. Methodology.
Where this market publishes its structure
- ASIC AFS licensees (data.gov.au CKAN asic-afs-licensee, afs_lic_202610.csv) machine-readable, 6539 licensees, names + ABN, no domains; 41 linked
- ASIC credit licensees (data.gov.au CKAN asic-credit-licensee, credit_lic_202610.csv) machine-readable, 4307 licensees (APPR + 7 SUSP), names only; 26 linked
- APRA register of authorised deposit-taking institutions (apra.gov.au) machine-readable, 126 ADIs in 4 sections; 50 foreign bank branches held; 25 linked
- APRA registered general insurers (apra.gov.au/registers/list-registered-general-insurers) machine-readable, 206 insurers; the task URL /register-of-general-insurers answers 404; 1 linked, 5 held
- ASIC Connect professional registers search (asic.gov.au) not machine-readable: per-name portal; the bulk data.gov.au extracts read instead
Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.
Taxonomy how this market maps onto apis.io
Derived 2026-10-23 from the 125 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.
| Tags | Australia 98%, Open Banking 46%, CDR 41%, Finance 40%, Consumer Banking 40%, Banks 40%, Product Reference Data 34%, Payments 22% |
|---|---|
| Tag groups | Finance 98%, Fintech 37%, Insurance 27% |
| Industries | Banking & Open Banking 46%, Payments & Money Movement 20% |
| Capabilities | Banking Product Management 36%, Payments & Card Management 28% |
share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py
Leaders by position (provisional)
Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.
gravity 1 · other companies invest to build on it
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Rest Super | 11.5 thin | 1 | 0 / 1 | 0 | 0 | 0 | partner-built 100% |
builds-on 4 · publishes apps on other platforms' stores
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Airwallex | 54.0 | 50 | 0 / 50 | 0 | 4 | 31 | ipaas-bridge 67%, contract 9%, builds-on-platform 15%, distribution 9% |
| eWAY | 36.4 | 6 | 0 / 6 | 0 | 4 | 0 | builds-on-platform 33%, distribution 67% |
| Codafication | 17.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | builds-on-platform 100% |
| Limepay | 17.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | builds-on-platform 100% |
coverage 1 · reaches banks, carriers, systems or channels (an aggregator)
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Steadfast Group | 30.7 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, coverage 50% |
covered 3 · reached mainly through aggregators
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| BTC Markets | 27.9 thin | 2 | 0 / 2 | 0 | 0 | 0 | covered 100% |
| QBE Insurance | 17.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | covered 100% |
| CoinSpot | 9.6 thin | 1 | 0 / 1 | 0 | 0 | 0 | covered 100% |
regulated 60 · named in a regulator's register or partners' contracts
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Alex Bank | 57.5 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| AMP Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Australian Military Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Bank Australia | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Bank of Queensland | 57.5 | 5 | 0 / 5 | 0 | 0 | 0 | contract 100% |
| Bank of Sydney | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Bendigo and Adelaide Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Beyond Bank Australia | 57.5 | 5 | 0 / 5 | 0 | 0 | 0 | contract 100% |
| Defence Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Gateway Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| HSBC Bank Australia | 57.5 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Hume Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Judo Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Macquarie Bank | 57.5 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| MyState Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| National Australia Bank | 57.5 | 5 | 0 / 5 | 0 | 0 | 0 | contract 100% |
| P&N Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Police Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Rabobank Australia | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Regional Australia Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Teachers Mutual Bank | 57.5 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Westpac | 56.7 | 7 | 0 / 7 | 0 | 0 | 0 | contract 86%, standard 14% |
| Australia and New Zealand Banking Group (ANZ) | 56.4 | 5 | 0 / 5 | 0 | 0 | 0 | contract 80%, standard 20% |
| Commonwealth Bank | 56.2 | 9 | 0 / 9 | 0 | 0 | 0 | contract 80%, standard 20% |
| Tyro Payments | 56.1 | 4 | 0 / 4 | 0 | 0 | 0 | contract 80%, standard 20% |
| Auswide Bank | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Avenue Bank | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Cuscal | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Great Southern Bank | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| MOVE Bank | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Unity Bank | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Youi | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Till Payments | 36.4 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, builds-on-platform 50% |
| Up | 36.4 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, standard 50% |
| Aware Super | 28.8 thin | 2 | 0 / 2 | 0 | 1 | 0 | contract 50%, distribution 50% |
| Australian Retirement Trust | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| AustralianSuper | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Bank First | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Bank of Melbourne | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Bank of us | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| BankSA | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| BankVic | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Bankwest | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| BCU Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Cover Genius | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| G&C Mutual Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Greater Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Honey Insurance | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Hostplus | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| IMB Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Newcastle Permanent Building Society | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| PayMate | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| People First Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Pinnacle Investment Management | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Qudos Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| RACQ Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| St.George Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Summerland Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Suncorp Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| UniSuper | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
core 2 · builds the connectors its customers need
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Zip | 21.6 | 14 | 0 / 14 | 0 | 1 | 0 | partner-built 12%, provider-built 50%, own-page 19%, builds-on-platform 12%, distribution 6% |
| Assembly Payments | 4.0 thin | 1 | 0 / 1 | 0 | 0 | 0 | provider-built 100% |
list 6 · a long list on its own page, mostly unevidenced
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Afterpay | 36.8 | 29 | 0 / 29 | 0 | 1 | 1 | own-page 90%, ipaas-bridge 3%, contract 3%, distribution 3% |
| Basiq | 22.7 | 12 | 0 / 12 | 0 | 1 | 0 | own-page 75%, contract 17%, distribution 8% |
| Bupa Australia | 9.0 | 3 | 0 / 3 | 0 | 0 | 0 | own-page 100% |
| Pin Payments | 9.0 | 47 | 0 / 47 | 0 | 0 | 0 | own-page 100% |
| Suncorp Group | 6.0 thin | 2 | 0 / 2 | 0 | 0 | 0 | own-page 100% |
| Insignia Financial | 3.0 thin | 1 | 0 / 1 | 0 | 0 | 0 | own-page 100% |
long-tail 1 · reached only through iPaaS bridges
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Pinch Payments | 2.5 thin | 1 | 0 / 1 | 0 | 0 | 1 | ipaas-bridge 100% |
distribution 5 · only sells through cloud marketplaces
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Challenger | 28.8 | 3 | 0 / 3 | 0 | 3 | 0 | distribution 100% |
| Fat Zebra | 19.2 thin | 2 | 0 / 2 | 0 | 2 | 0 | distribution 100% |
| nib | 9.6 thin | 1 | 0 / 1 | 0 | 1 | 0 | distribution 100% |
| PropertyMe | 9.6 thin | 1 | 0 / 1 | 0 | 1 | 0 | distribution 100% |
| Ray White | 9.6 thin | 1 | 0 / 1 | 0 | 1 | 0 | distribution 100% |
undeclared 42 · declares nothing we can read: no number
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Ailo | undeclared | - | - | - | - | - | |
| APRA | undeclared | - | - | - | - | - | |
| ASX | undeclared | - | - | - | - | - | |
| AUB Group | undeclared | - | - | - | - | - | |
| Australian Unity Bank | undeclared | - | - | - | - | - | |
| Azupay | undeclared | - | - | - | - | - | |
| Billhero | undeclared | - | - | - | - | - | |
| Budget Direct | undeclared | - | - | - | - | - | |
| Butn | undeclared | - | - | - | - | - | |
| Console Group | undeclared | - | - | - | - | - | |
| CoreLogic Australia | undeclared | - | - | - | - | - | |
| Deterra Royalties | undeclared | - | - | - | - | - | |
| Ensurance | undeclared | - | - | - | - | - | |
| Evari | undeclared | - | - | - | - | - | |
| Generation Development Group | undeclared | - | - | - | - | - | |
| HCF | undeclared | - | - | - | - | - | |
| Hnry | undeclared | - | - | - | - | - | |
| HUB24 | undeclared | - | - | - | - | - | |
| Insurance Australia Group | undeclared | - | - | - | - | - | |
| ING Australia | undeclared | - | - | - | - | - | |
| Insurance Council of Australia | undeclared | - | - | - | - | - | |
| LJ Hooker | undeclared | - | - | - | - | - | |
| Magellan Financial Group | undeclared | - | - | - | - | - | |
| McGrath | undeclared | - | - | - | - | - | |
| Medibank | undeclared | - | - | - | - | - | |
| Monoova | undeclared | - | - | - | - | - | |
| NPP Australia (AP+) | undeclared | - | - | - | - | - | |
| Open | undeclared | - | - | - | - | - | |
| PayTo | undeclared | - | - | - | - | - | |
| Perpetual | undeclared | - | - | - | - | - | |
| PEXA | undeclared | - | - | - | - | - | |
| Premier Investments | undeclared | - | - | - | - | - | |
| Pricefinder | undeclared | - | - | - | - | - | |
| PSC Insurance | undeclared | - | - | - | - | - | |
| Region Group | undeclared | - | - | - | - | - | |
| Soul Patts | undeclared | - | - | - | - | - | |
| TAL | undeclared | - | - | - | - | - | |
| ubank | undeclared | - | - | - | - | - | |
| Weel | undeclared | - | - | - | - | - | |
| Zai | undeclared | - | - | - | - | - | |
| Zeller | undeclared | - | - | - | - | - | |
| Zepto | undeclared | - | - | - | - | - |
Top workflows by market votes
Workflows (Arazzo) and their phrasing are generated by API Evangelist, ranked by market votes (integration edges in the graph, weighted by channel).
In-market workflows only: a step on the market provider's side maps to this market's business capabilities (), and the partner is not a generic export/notify app. Other workflows are counted as bridges (including any whose steps do not resolve to a capability yet). Methodology. In-market: 1; bridges: 0.
Generated 2026-10-24 from API Evangelist's own files; nothing on this page is a model's judgement. Provisional and unweighted; not part of the Kin Score composite or agent readiness. Read the Market layer methodology. Disagree with an edge? Every edge cites its evidence and can be corrected through the normal correction path.