BankSA

BankSA is a South Australian retail and business banking brand operating as a division of Westpac Banking Corporation (ABN 33 007 457 141, AFSL and Australian credit licence 233714). It is not a mutual or independent ADI - it shares the Westpac Group core banking platform alongside sibling brands St.George and Bank of Melbourne. Under Australia's Consumer Data Right (CDR / Open Banking) regime, BankSA exposes a live, public, unauthenticated Product Reference Data (PRD) API conforming to the DSB Consumer Data Standards, hosted at digital-api.banksa.com.au. Consumer and account data sharing beyond product reference data runs on the accredited-data-recipient (ADR) model with OAuth2 / OpenID Connect (FAPI) authorization; BankSA does not publish an open self-service developer portal for third-party integration outside the CDR channel.

BankSA publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Data Right.

BankSA’s developer surface includes authentication, API reference, support, documentation, and 21 more developer resources.

🌐 Visit website 📡 Source on GitHub

44.0/100 thin ▬ flat Agent 65/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessSelf serve

7 APIs 1 MCP Servers

FinancialBanksOpen BankingCDRConsumer Data RightConsumer BankingAustraliaProduct Reference Data

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 44.0/100 · thin

Contract Quality 14.0 / 25

Developer Ergonomics 9.1 / 20

Commercial Clarity 2.1 / 20

Operational Transparency 2.4 / 13

Governance 0.0 / 12

Discoverability 10.0 / 10

Agent readiness — 65/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/banksa: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Banksa Scopes

9 scopes · authorizationCode

9 scopes

SCOPES

Documentation 2

Reference material describing how the API behaves

APIReference

APIReference

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

MCPServer

AgentSkill

LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Conformance

Lifecycle

DataModel

ErrorMapping

Access & Security 6

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

DomainSecurity

Authentication

OAuthScopes

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Deprecation

Deprecation

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 2

Properties that don't map to a standard resource type

Overlay

Overlay

OpenBanking

OpenBanking

Source (apis.yml)

aid: banksa
url: https://raw.githubusercontent.com/api-evangelist/banksa/refs/heads/main/apis.yml
name: BankSA
kind: company
description: BankSA is a South Australian retail and business banking brand operating as a division of Westpac Banking Corporation
  (ABN 33 007 457 141, AFSL and Australian credit licence 233714). It is not a mutual or independent ADI - it shares the Westpac
  Group core banking platform alongside sibling brands St.George and Bank of Melbourne. Under Australia's Consumer Data Right
  (CDR / Open Banking) regime, BankSA exposes a live, public, unauthenticated Product Reference Data (PRD) API conforming
  to the DSB Consumer Data Standards, hosted at digital-api.banksa.com.au. Consumer and account data sharing beyond product
  reference data runs on the accredited-data-recipient (ADR) model with OAuth2 / OpenID Connect (FAPI) authorization; BankSA
  does not publish an open self-service developer portal for third-party integration outside the CDR channel.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/banksa.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Australia
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: banksa:banksa-banking-account-balances-api
  name: BankSA Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-account-direct-debits-api
  name: BankSA Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-account-scheduled-payments-api
  name: BankSA Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-account-transactions-api
  name: BankSA Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-accounts-api
  name: BankSA Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-payees-api
  name: BankSA Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-products-api
  name: BankSA Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
common:
- type: AgenticAccess
  url: agentic-access/banksa-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/banksa-vulnerability-disclosure.yml
- type: Security
  url: https://www.banksa.com.au/online-services/security-centre
- type: DomainSecurity
  url: security/banksa-domain-security.yml
- type: Authentication
  url: authentication/banksa-authentication.yml
- type: OAuthScopes
  url: scopes/banksa-scopes.yml
- type: Conventions
  url: conventions/banksa-conventions.yml
- type: ErrorCatalog
  url: errors/banksa-problem-types.yml
- type: Conformance
  url: conformance/banksa-conformance.yml
- type: Lifecycle
  url: lifecycle/banksa-lifecycle.yml
- type: Deprecation
  url: lifecycle/banksa-lifecycle.yml
- type: DataModel
  url: data-model/banksa-data-model.yml
- type: MCPServer
  url: mcp/banksa-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/banksa-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/banksa-llms.txt
- type: Website
  url: https://www.banksa.com.au/
- type: OpenBanking
  url: https://www.banksa.com.au/online-services/open-banking
- type: APIReference
  url: https://www.banksa.com.au/online-services/open-banking/product-api
- type: ErrorMapping
  url: https://www.banksa.com.au/online-services/open-banking/error-mapping
- type: PrivacyPolicy
  url: https://www.banksa.com.au/privacy/privacy-statement
- type: DomainSecurity
  url: https://www.banksa.com.au/security
- type: Support
  url: https://www.banksa.com.au/help
- type: LinkedIn
  url: https://www.linkedin.com/company/bank-sa
- type: Documentation
  url: https://consumerdatastandardsaustralia.github.io/standards/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

BankSA

Kin Score

APIs 7

BankSA Banking Account Balances API

BankSA Banking Account Direct Debits API

BankSA Banking Account Scheduled Payments API

BankSA Banking Account Transactions API

BankSA Banking Accounts API

BankSA Banking Payees API

BankSA Banking Products API

MCP Servers 1

banksa-mcp.yml

Security Posture 3

Banksa Authentication

Banksa Domain Security

Banksa Vulnerability Disclosure