BankSA

BankSA is a South Australian retail and business banking brand operating as a division of Westpac Banking Corporation (ABN 33 007 457 141, AFSL and Australian credit licence 233714). It is not a mutual or independent ADI - it shares the Westpac Group core banking platform alongside sibling brands St.George and Bank of Melbourne. Under Australia's Consumer Data Right (CDR / Open Banking) regime, BankSA exposes a live, public, unauthenticated Product Reference Data (PRD) API conforming to the DSB Consumer Data Standards, hosted at digital-api.banksa.com.au. Consumer and account data sharing beyond product reference data runs on the accredited-data-recipient (ADR) model with OAuth2 / OpenID Connect (FAPI) authorization; BankSA does not publish an open self-service developer portal for third-party integration outside the CDR channel.

BankSA publishes 7 API contracts indexed on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Finance, Banks, Open Banking, CDR, and Consumer Data Right.

The BankSA catalog on APIs.io includes 1 Spectral governance ruleset.

BankSA’s developer surface includes pricing, authentication, API reference, support, documentation, and 23 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

44.2/100 developing ▬ flat Agent 26/100 agent aware Front door AI 2/6 trace Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 published contract 2 Agent Skills

Finance Banks Open Banking CDR Consumer Data Right Consumer Banking Australia Product Reference Data

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Personal Finance & Consumer Money

AE-190

Banking Account BalancesBanking Account Direct DebitsBanking Account TransactionsBanking AccountsBanking Payees

GET /banking/accounts/{accountId}/balance GET /banking/accounts/{accountId}/transactions GET /banking/accounts GET /banking/accounts/{accountId}

Banking Product Management

BC-1310

Banking Products

GET /banking/products

Payments & Card Management

BC-1340

Banking Account Scheduled Payments

GET /banking/accounts/{accountId}/payments/scheduled

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 44.2/100 · developing

Contract Quality 8.4 / 19

Developer Ergonomics 5.3 / 15

Access Clarity 8.3 / 15

Operational Transparency 1.8 / 10

Contract Governance 1.6 / 9

Discoverability 5.5 / 8

Regulatory Posture 6.9 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 26/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 44.7 — up to +13.8 composite points
Developer Ergonomics scores 35.1 — up to +13.0 composite points
Operational Transparency scores 18.4 — up to +10.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/banksa/apis.yml: open an issue on github.com/api-evangelist/banksa to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Australia Consumer Data Right register (accredited data recipients; banking, energy, non-bank lending)	regulated	19.2 (thin)	-	-
Australia AFS, Credit and ADI Registers (ASIC + APRA licensing)	regulated	19.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 5

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Consumer Data Standards

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

OpenID Connect

measured — observed by APIs.io (declared)

Mutual TLS

measured — observed by APIs.io (declared)

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

BankSA Banking Account Balances API

Banking Account Balance endpoints

BankSA Banking Account Direct Debits API

Banking Account Direct Debit endpoints

BankSA Banking Account Scheduled Payments API

Banking Account Scheduled Payment endpoints

BankSA Banking Account Transactions API

Banking Account Transaction endpoints

BankSA Banking Accounts API

Banking Account endpoints

BankSA Banking Payees API

Banking Payee endpoints

BankSA Banking Products API

Banking Product endpoints

Scroll for all 7

Open Collections 7

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

CDR Banking Banking Account Balances API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Account Direct Debits API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Account Scheduled Payments API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Account Transactions API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Accounts API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Payees API

OPEN COLLECTION

CDR Banking Banking Account Balances Banking Products API

OPEN COLLECTION

Scroll for all 7

Agent Skills 2

Packaged agent skills for driving this provider's APIs from an AI assistant.

Browse BankSA public banking products

AGENT SKILL

Read a consumer's BankSA account data (CDR)

AGENT SKILL

BankSA API pricing

Prices published by BankSA, read 2026-09-20 from www.banksa.com.au/business/payment-solutions/eftpos-fees.

Plan	Price
Flat transaction rate	1.2% per transaction Includes: Charged on all eftpos, Mastercard®, Visa® and UnionPay transactions
EFTPOS Now monthly terminal fee	$24.75 a month terminal fee Includes: Providing and maintaining your terminal, including 24/7 helpdesk support
EFTPOS Connect monthly terminal fee	$27.50 a month terminal fee Includes: Integrates with Linkly POS
Equipment not returned/damaged fee	$550 (maximum fee charged.)
Chargeback fee	$0 Includes: However, we may charge if disputes are excessive

Plan details, limits and sources →

Billed by: terminal · FinOps profile →

Pricing Plans 2

Published pricing tiers and plan structures.

Banksa Plans Pricing

5 plans

PLANS

Banksa Price Estimates

0 plans

PLANS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

BankSA

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Banksa Finops

FINOPS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

BankSA API Rules

68 rules · 62 errors 5 warnings 1 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Banksa Cds Banking Products Overlay

4 actions · update · banksa-cds-banking-products-openapi.yml

DERIVED

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Banksa Authentication

none/oauth2/openIdConnect/mutualTLS · 4 schemes

SECURITY

Banksa Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Banksa Vulnerability Disclosure

no policy recorded

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Banksa Scopes

9 scopes · authorizationCode

9 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Banksa Agentic Access

19 operations

19 operations · 0 acting

AGENTIC

Resources

Documentation 2

Reference material describing how the API behaves

APIReference

APIReference

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

LLMsTxt

LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Conformance

Lifecycle

DataModel

ErrorMapping

Access & Security 6

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

DomainSecurity

Authentication

OAuthScopes

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Deprecation

Deprecation

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 3

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

OpenBanking

OpenBanking

Source (apis.yml)

aid: banksa
url: https://raw.githubusercontent.com/api-evangelist/banksa/refs/heads/main/apis.yml
name: BankSA
kind: company
description: BankSA is a South Australian retail and business banking brand operating as a division of Westpac Banking Corporation
  (ABN 33 007 457 141, AFSL and Australian credit licence 233714). It is not a mutual or independent ADI - it shares the Westpac
  Group core banking platform alongside sibling brands St.George and Bank of Melbourne. Under Australia's Consumer Data Right
  (CDR / Open Banking) regime, BankSA exposes a live, public, unauthenticated Product Reference Data (PRD) API conforming
  to the DSB Consumer Data Standards, hosted at digital-api.banksa.com.au. Consumer and account data sharing beyond product
  reference data runs on the accredited-data-recipient (ADR) model with OAuth2 / OpenID Connect (FAPI) authorization; BankSA
  does not publish an open self-service developer portal for third-party integration outside the CDR channel.
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  - scopes
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/banksa.png
tags:
- Finance
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Australia
- Product Reference Data
tags_raw:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Australia
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.23'
apis:
- aid: banksa:banksa-banking-account-balances-api
  name: BankSA Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-account-direct-debits-api
  name: BankSA Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-account-scheduled-payments-api
  name: BankSA Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-account-transactions-api
  name: BankSA Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-accounts-api
  name: BankSA Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-payees-api
  name: BankSA Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: banksa:banksa-banking-products-api
  name: BankSA Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/banksa-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.banksa.com.au/online-services/open-banking
  - type: APIReference
    url: https://www.banksa.com.au/online-services/open-banking/product-api
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: Specification
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
common:
- type: Pricing
  url: https://www.banksa.com.au/business/payment-solutions/eftpos-fees
- type: Plans
  url: plans/banksa-plans-pricing.yml
- type: CapabilityMap
  url: capabilities/banksa-capability-edges.yml
  name: BankSA Business Capability Map
- type: AgenticAccess
  url: agentic-access/banksa-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/banksa-vulnerability-disclosure.yml
- type: Security
  url: https://www.banksa.com.au/online-services/security-centre
- type: DomainSecurity
  url: security/banksa-domain-security.yml
- type: Authentication
  url: authentication/banksa-authentication.yml
- type: OAuthScopes
  url: scopes/banksa-scopes.yml
- type: Conventions
  url: conventions/banksa-conventions.yml
- type: ErrorCatalog
  url: errors/banksa-problem-types.yml
- type: Conformance
  url: conformance/banksa-conformance.yml
- type: Lifecycle
  url: lifecycle/banksa-lifecycle.yml
- type: Deprecation
  url: lifecycle/banksa-lifecycle.yml
- type: DataModel
  url: data-model/banksa-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/banksa-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/banksa-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/banksa-llms.txt
- type: Website
  url: https://www.banksa.com.au/
- type: OpenBanking
  url: https://www.banksa.com.au/online-services/open-banking
- type: APIReference
  url: https://www.banksa.com.au/online-services/open-banking/product-api
- type: ErrorMapping
  url: https://www.banksa.com.au/online-services/open-banking/error-mapping
- type: PrivacyPolicy
  url: https://www.banksa.com.au/privacy/privacy-statement
- type: DomainSecurity
  url: https://www.banksa.com.au/security
- type: Support
  url: https://www.banksa.com.au/help
- type: LinkedIn
  url: https://www.linkedin.com/company/bank-sa
- type: Documentation
  url: https://consumerdatastandardsaustralia.github.io/standards/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

BankSA API — frequently asked questions

Does BankSA have an API?

Yes. APIs.io lists 7 APIs from BankSA, including BankSA Banking Account Balances API, BankSA Banking Account Direct Debits API and BankSA Banking Account Scheduled Payments API, and 4 more.

Is there an OpenAPI specification for the BankSA API?

Yes. APIs.io indexes 7 OpenAPI specifications for BankSA, each linked for download from this page.

How do I authenticate with the BankSA API?

BankSA uses bearer-token authentication (none/oauth2/openIdConnect/mutualTLS · 4 schemes). The details are profiled on APIs.io as Banksa Authentication.

How much does the BankSA API cost?

BankSA publishes its prices; its Flat transaction rate plan is 1.2% per transaction as of 2026-09-20. APIs.io lists 5 pricing plans for BankSA, with each plan's price, limits and inclusions under Pricing on this page.

Is the BankSA API ready for AI agents?

BankSA has a Kin Score of 44.2 out of 100 (developing) and an Agent Readiness score of 25.5 (agent-aware), scored by API Evangelist on 2026-11-06.

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