Consumer Banking
Retail BankingPersonal BankingConsumer Banking
Providers using this tag (87)
Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.
Exemplar 1 Complete, well-documented, and agent-ready
Strong 5 Solid coverage with minor gaps
Developing 20 Usable, with meaningful gaps to close
Thin 35 Limited public surface area
Emerging 10 Early or largely undocumented
Minimal 16 Almost no public developer surface
APIs with this tag (10)
Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →
Developing 1 Usable, with meaningful gaps to close
Thin 1 Limited public surface area
Emerging 7 Early or largely undocumented
Minimal 1 Almost no public developer surface
Companies reaching this through an API (2)
These companies publish an API, specification or operation carrying “Consumer Banking” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.
Score breakdown
Where this tag sits
Related tags
Where this tag comes from
Markets provisional
Kin Score markets whose measured providers carry this tag. Share is the fraction of the market's measured providers that carry it — it describes the market, not this tag.
| Market | Share of the market's providers |
|---|---|
| US Open Banking (FDX) | 24% |
Cohort brief
Auto-generatedThe 68 providers in the APIs.io catalog tagged Consumer Banking, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.
| Facet | This cohort | Catalog | Difference | Scored |
|---|---|---|---|---|
| Contract Quality | 35 | 17.6 | +17.4 | 68 |
| Developer Ergonomics | 35.4 | 23.2 | +12.2 | 68 |
| Discoverability | 68.1 | 58.1 | +10 | 68 |
| Contract Governance | 8.7 | 6.3 | +2.4 | 68 |
| Operational Transparency | 11.8 | 13.7 | -1.9 | 68 |
| Access Clarity | 23.5 | 26.5 | -3 | 68 |
A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.
| Artifact | This cohort | Catalog | Difference |
|---|---|---|---|
| MCP server (any) | 0% | 14% | -14 |
| MCP server (first-party) | 0% | 12% | -12 |
| Agent Skills | 0% | 0% | 0 |
| OAuth scopes | 65% | 11% | +54 |
| Security | 100% | 98% | +2 |
| Arazzo workflows | 7% | 2% | +5 |
| Governance rules | 7% | 14% | -7 |
mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.
- 1 St.George Bank 50.3
- 2 Up 50.1
- 3 Westpac 46
- 4 Alliance Data Systems (Bread Financial Holdings) 44.1
- 5 TD Bank 43.7
- 6 Bank First 42.2
- 7 BankSA 42
- 8 BankVic 41.3
- 9 Hume Bank 41.1
- 10 Teachers Mutual Bank 40.9
- 1 Up 48.4
- 2 Bendigo and Adelaide Bank 44.1
- 3 IMB Bank 39.4
- 4 Suncorp Bank 36.5
- 5 HSBC Bank Australia 36.5
- 6 Alex Bank 36.5
- 7 Great Southern Bank 34.7
- 8 Newcastle Permanent Building Society 34.7
- 9 National Australia Bank 34.7
- 10 Gateway Bank 32.2
Coverage caveat. 63 of 68 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 5 October 2026, across 29093 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.
Work with this as data
Every tag here is available over the APIs.io API and to AI agents over MCP.