emerging · -0.1

Consumer Banking

Score 20.8 / 100 69 providers +1 via APIs 3 APIs Search apis.io →

Providers using this tag (69)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Developing 18 Usable, with meaningful gaps to close
Thin 34 Limited public surface area
Newcastle Permanent Building SocietyFinanceBanksOpen BankingCDR3 APIs39.2AMP BankFinanceBanksOpen BankingCDR1 API38.8Bank of QueenslandFinanceBanksOpen BankingCDR1 API38.8BCU BankFinanceBanksOpen BankingCDR1 API38.8Commonwealth BankFinanceBanksBusiness Banking8 APIs38.8HSBC Bank AustraliaFinanceBanksOpen BankingCDR1 API38.7Macquarie BankFinanceBanksOpen BankingCDR1 API38.4Beyond Bank AustraliaFinanceBanksOpen BankingCDR1 API37.9Summerland BankFinanceBanksOpen BankingCDR1 API37.9Defence BankFinanceBanksOpen BankingCDR1 API37.3Bank AustraliaFinanceBanksOpen BankingCDR1 API37.2ING AustraliaFinanceBanksOpen BankingCDR1 API37.2Unity BankFinanceBanksOpen BankingCDR1 API37.0Alex BankFinanceBanksOpen BankingCDR1 API36.2BankwestFinanceBanksOpen BankingCDR1 API35.4Bank of usFinanceBanksOpen BankingCDR1 API35.0Rabobank AustraliaFinanceBanksOpen BankingCDR1 API34.7Gateway BankFinanceBanksOpen BankingCDR1 API34.4RACQ BankFinanceBanksOpen BankingCDR1 API34.4People First BankFinanceBanksOpen BankingCDR1 API34.2Greater BankFinanceBanksOpen BankingCDR1 API33.9Auswide BankFinanceBanksOpen BankingCDR1 API33.2Australian Military BankFinanceBanksOpen BankingCDR1 API33.1National Australia BankFinanceBanksOpen BankingCDR1 API32.4P&N BankFinanceBanksOpen BankingCDR1 API31.9ubankFinanceBanksBankingOpen Banking1 API31.9MyState BankFinanceBanksOpen BankingCDR2 APIs30.5Bank of SydneyFinanceBanksOpen BankingCDR1 API30.4US BancorpBankingFinanceFortune 500Corporate Banking4 APIs29.6Regions Financial CorporationBankingFinancial ServicesOpen BankingFDX1 API28.9G&C Mutual BankFinanceBanksOpen BankingCDR1 API28.0Bank of MelbourneFinanceBanksOpen BankingCDR5 APIs27.8MOVE BankFinanceBanksOpen BankingCDR1 API27.1Judo BankFinanceBanksOpen BankingCDR1 API26.2
Emerging 9 Early or largely undocumented
Minimal 8 Almost no public developer surface

APIs with this tag (3)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Emerging 3 Early or largely undocumented

Companies reaching this through an API (1)

These companies publish an API, specification or operation carrying “Consumer Banking” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Wintrust Financial

Score breakdown

Frequency
51.4
log-scaled weighted occurrences
Breadth
1.9
spread across providers
Quality lift
37.4
mean composite of providers using it
Cohesion
0.0
strength of nearest seed neighbor

Where this tag sits

Banking broader

Related tags

CDR 50 co-occurrences

Where this tag comes from

Provider tag69
Api tag3

Cohort brief

Auto-generated

The 68 providers in the APIs.io catalog tagged Consumer Banking, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
68
all scored
Mean Kin Score
31
+8 vs catalog 23
Mean Agent Readiness
21.5
+9.3 vs catalog 12.2
Spread
1.5–50.3
median 34.9 · σ 12.3
How the 68 split by band
Exemplar 0Strong 0Developing 18Thin 34Emerging 9Minimal 7
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Contract Quality 35 17.8 +17.2 68
Developer Ergonomics 35.4 23.3 +12.1 68
Discoverability 68.1 58 +10.1 68
Contract Governance 8.7 6.3 +2.4 68
Operational Transparency 11.8 13.8 -2 68
Access Clarity 23.5 26.5 -3 68

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 0% 15% -15
MCP server (first-party) 0% 13% -13
Agent Skills 0% 0% 0
OAuth scopes 65% 12% +53
Security 100% 98% +2
Arazzo workflows 7% 2% +5
Governance rules 7% 13% -6

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 St.George Bank 50.3
  2. 2 Up 50.1
  3. 3 Westpac 46
  4. 4 Alliance Data Systems (Bread Financial Holdings) 44.1
  5. 5 TD Bank 43.7
  6. 6 Bank First 42.2
  7. 7 BankSA 42
  8. 8 BankVic 41.3
  9. 9 Hume Bank 41.1
  10. 10 Teachers Mutual Bank 40.9
Top by Agent Readiness
  1. 1 Up 48.4
  2. 2 Bendigo and Adelaide Bank 44.1
  3. 3 IMB Bank 39.4
  4. 4 Suncorp Bank 36.5
  5. 5 HSBC Bank Australia 36.5
  6. 6 Alex Bank 36.5
  7. 7 Great Southern Bank 34.7
  8. 8 Newcastle Permanent Building Society 34.7
  9. 9 National Australia Bank 34.7
  10. 10 Gateway Bank 32.2
All 69 members of this roster resolve to a scored provider in the catalog.Generated from the catalog build of 26 September 2026, across 27598 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This tag
curl "https://apis.io/api/v1/tags/consumer-banking"
All tags
curl "https://apis.io/api/v1/tags?limit=25"
As a scored cohort
curl "https://apis.io/api/v1/cohorts/tag/consumer-banking"
The distribution (Pro)
curl "https://apis.io/api/v1/cohorts/tag/consumer-banking/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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