emerging · 0.7 market industry

Consumer Banking

Score 20.6 / 100 90 providers +2 via APIs 10 APIs Search apis.io →
Variants seen in the corpus: Retail BankingPersonal BankingConsumer Banking

Providers using this tag (90)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 1 Complete, well-documented, and agent-ready
Strong 4 Solid coverage with minor gaps
Developing 27 Usable, with meaningful gaps to close
St.George BankFinanceBanksOpen BankingCDR1 API52.5AMP BankFinanceBanksOpen BankingCDR1 API51.5Macquarie BankFinanceBanksOpen BankingCDR1 API50.2Starling BankFinancial ServicesBankingOpen BankingPSD21 API47.9Bank of QueenslandFinanceBanksOpen BankingCDR1 API46.9BankVicFinanceBanksOpen BankingCDR1 API46.0National Australia BankFinanceBanksOpen BankingCDR2 APIs45.2Hume BankFinanceBanksOpen BankingCDR1 API44.3BankSAFinanceBanksOpen BankingCDR1 API44.2Bank FirstFinanceBanksOpen BankingCDR1 API43.9Wells FargoFortune 100Banking2 APIs42.9Teachers Mutual BankFinanceBanksOpen BankingCDR1 API42.5Regional Australia BankFinanceBanksOpen BankingCDR1 API41.9Suncorp BankFinanceBanksOpen BankingCDR1 API41.8IMB BankFinanceBanksOpen BankingCDR1 API41.6Qudos BankFinanceBanksOpen BankingCDR1 API41.4Australia and New Zealand Banking Group (ANZ)FinanceBanksOpen BankingCDR1 API41.1Great Southern BankFinanceBanksOpen BankingCDR1 API41.0Commonwealth BankFinanceBanksBusiness Banking8 APIs40.9Newcastle Permanent Building SocietyFinanceBanksOpen BankingCDR3 APIs40.9MonzoCompanyBankingFintechFinancial Services1 API40.8Truist FinancialBankingFinancial ServicesOpen BankingCommercial Banking4 APIs40.7BCU BankFinanceBanksOpen BankingCDR1 API40.5HSBC Bank AustraliaFinanceBanksOpen BankingCDR1 API40.3Beyond Bank AustraliaFinanceBanksOpen BankingCDR1 API39.6Summerland BankFinanceBanksOpen BankingCDR1 API39.6Alliance Data Systems (Bread Financial Holdings)Financial ServicesFintechBuy Now Pay LaterBread Pay2 APIs39.5
Thin 30 Limited public surface area
ING AustraliaFinanceBanksOpen BankingCDR1 API38.9Bank of AmericaBankingCorporate BankingFinancePayments2 APIs38.3ChimeFintechNeobankBankingChecking Accounts1 API36.1RACQ BankFinanceBanksOpen BankingCDR1 API36.1P&N BankFinanceBanksOpen BankingCDR1 API34.0Bank AustraliaFinanceBanksOpen BankingCDR1 API38.9Defence BankFinanceBanksOpen BankingCDR1 API38.9Unity BankFinanceBanksOpen BankingCDR1 API38.6Alex BankFinanceBanksOpen BankingCDR1 API37.9BankwestFinanceBanksOpen BankingCDR1 API37.1Bank of usFinanceBanksOpen BankingCDR1 API36.7Rabobank AustraliaFinanceBanksOpen BankingCDR1 API36.3Gateway BankFinanceBanksOpen BankingCDR1 API36.1People First BankFinanceBanksOpen BankingCDR1 API35.9TD BankAccount AggregationAMLAkoyaBanking8 APIs35.6Greater BankFinanceBanksOpen BankingCDR1 API35.5Australian Military BankFinanceBanksOpen BankingCDR1 API35.2Auswide BankFinanceBanksOpen BankingCDR1 API34.9Judo BankFinanceBanksOpen BankingCDR1 API34.8ubankFinanceBanksBankingOpen Banking1 API34.1ChaseAccount AggregationBankingConsentCredit Cards5 APIs33.4MyState BankFinanceBanksOpen BankingCDR2 APIs32.1Bank of SydneyFinanceBanksOpen BankingCDR1 API32.0Capital OneAuto FinanceAuthorizationBankingCredit Cards14 APIs32.0G&C Mutual BankFinanceBanksOpen BankingCDR1 API29.7MOVE BankFinanceBanksOpen BankingCDR1 API28.7US BancorpBankingFinanceFortune 500Corporate Banking4 APIs28.0Bank of MelbourneFinanceBanksOpen BankingCDR5 APIs27.8Regions Financial CorporationBankingFinancial ServicesOpen BankingFDX1 API27.3Australian Unity BankFinanceBanksOpen BankingCDR1 API26.2
Emerging 10 Early or largely undocumented
Minimal 18 Almost no public developer surface

APIs with this tag (10)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Developing 1 Usable, with meaningful gaps to close
Thin 1 Limited public surface area
Emerging 7 Early or largely undocumented
Minimal 1 Almost no public developer surface

Companies reaching this through an API (2)

These companies publish an API, specification or operation carrying “Consumer Banking” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Citigroup Wintrust Financial

Score breakdown

Frequency
51.5
log-scaled weighted occurrences
Breadth
1.3
spread across providers
Quality lift
36.8
mean composite of providers using it
Cohesion
0.0
strength of nearest seed neighbor

Where this tag sits

Banking broader

Related tags

CDR 50 co-occurrences

Where this tag comes from

Provider tag90
Api tag10

Markets provisional

Kin Score markets whose measured providers carry this tag. Share is the fraction of the market's measured providers that carry it — it describes the market, not this tag.

Cohort brief

Auto-generated

The 86 providers in the APIs.io catalog tagged Consumer Banking, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
86
of 90 in the catalog
Mean Kin Score
31.9
+9.1 vs catalog 22.8
Mean Agent Readiness
21.8
+8.5 vs catalog 13.3
Spread
1.6–68.8
median 36.1 · σ 15.8
How the 86 split by band
Exemplar 1Strong 4Developing 27Thin 30Emerging 9Minimal 15
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Contract Quality 33.9 18.2 +15.7 86
Developer Ergonomics 33.9 22.1 +11.8 86
Discoverability 67 57.9 +9.1 86
Contract Governance 17.4 9.4 +8 86
Operational Transparency 15.9 12.4 +3.5 86
Access Clarity 24.2 25 -0.8 86

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 2% 16% -14
MCP server (first-party) 2% 14% -12
Agent Skills 0% 0% 0
OAuth scopes 58% 13% +45
Security 100% 98% +2
Arazzo workflows 6% 2% +4
Governance rules 70% 35% +35

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Revolut 68.8
  2. 2 SoFi Technologies 62.4
  3. 3 Up 61.5
  4. 4 Westpac 59.6
  5. 5 Bendigo and Adelaide Bank 56.4
  6. 6 St.George Bank 52.5
  7. 7 AMP Bank 51.5
  8. 8 Macquarie Bank 50.2
  9. 9 Starling Bank 47.9
  10. 10 Bank of Queensland 46.9
Top by Agent Readiness
  1. 1 National Australia Bank 55.5
  2. 2 SoFi Technologies 53.6
  3. 3 Revolut 52
  4. 4 Up 49.5
  5. 5 Bendigo and Adelaide Bank 49.5
  6. 6 IMB Bank 40.7
  7. 7 Suncorp Bank 37.9
  8. 8 HSBC Bank Australia 37.9
  9. 9 Alex Bank 37.9
  10. 10 Great Southern Bank 36.1
All 90 members of this roster resolve to a provider in the catalog; 86 carry a score (96%). The figures above describe the scored members only.
Coverage caveat. 71 of 86 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 7 November 2026, across 38912 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

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curl "https://apis.io/api/v1/tags/consumer-banking"
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curl "https://apis.io/api/v1/tags?limit=25"
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