Macquarie Bank

aid: macquarie-bank
url: https://raw.githubusercontent.com/api-evangelist/macquarie-bank/refs/heads/main/apis.yml
name: Macquarie Bank
kind: company
description: Macquarie Bank Limited is an Australian authorised deposit-taking institution (ADI) and the retail and business
  banking arm of Macquarie Group Limited, the ASX-listed (ASX:MQG) global financial services group headquartered in Sydney.
  It is not a mutual or customer-owned bank; it is a wholly-owned, shareholder-owned subsidiary of a publicly listed parent.
  Its digital bank offers transaction and savings accounts, home loans, credit and charge cards, term deposits, overdrafts
  and business lending. As a designated data holder under Australia's Consumer Data Right (CDR / Open Banking), Macquarie
  Bank exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Consumer Data Standards (CDS),
  alongside accredited-data-recipient data sharing and a registered developer portal that documents its DEFT payments platform.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/macquarie-bank.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Australia
- Product Reference Data
- Payments
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: macquarie-bank:macquarie-connectivity-data-api
  name: Macquarie Connectivity & Data API
  tags:
  - Payments
  - Accounts
  - Business Banking
  - Developer Portal
  - Connectivity
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.macquariebank.io/devportal/
  properties:
  - url: https://developer.macquariebank.io/devportal/
    type: DeveloperPortal
  - url: https://www.macquarie.com.au/help/business/manage-your-accounts/connectivity-services-and-open-banking/macquarie-connectivity-solutions.html
    type: Documentation
  description: Macquarie's connectivity / data APIs for business, documented through the registered Macquarie developer portal,
    let approved businesses and software partners automate account information retrieval and payment operations (balances,
    transaction history, payment automation) as an alternative to file-based banking. Partner-gated - access, credentials
    and the OpenAPI/Swagger reference are only available after registration and approval through the developer portal (the
    portal is edge-protected and returns HTTP 403 to unauthenticated requests); no public, downloadable spec is published,
    so none is fabricated here.
- aid: macquarie-bank:macquarie-deft-payments-api
  name: Macquarie DEFT Payments API
  tags:
  - Payments
  - Direct Debit
  - Developer Portal
  - Business Banking
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.macquariebank.io/devportal/
  properties:
  - url: https://developer.macquariebank.io/devportal/
    type: DeveloperPortal
  - url: https://www.macquarie.com.au/help/business/deft.html
    type: Documentation
  description: Macquarie's DEFT payments platform, surfaced through the registered Macquarie developer portal, lets businesses
    build branded payment experiences with tokenised credit card, bank account and direct debit APIs, payment schedules and
    one-off payments. Documentation and access require registration through the developer portal (no unauthenticated public
    base URL is published).
- aid: macquarie-bank:macquarie-bank-banking-account-balances-api
  name: Macquarie Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/macquarie-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.macquarie.com.au/digital-banking/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#common-apis_common-apis_get-status
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-payees
- aid: macquarie-bank:macquarie-bank-banking-account-direct-debits-api
  name: Macquarie Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/macquarie-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.macquarie.com.au/digital-banking/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#common-apis_common-apis_get-status
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-payees
- aid: macquarie-bank:macquarie-bank-banking-account-scheduled-payments-api
  name: Macquarie Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/macquarie-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.macquarie.com.au/digital-banking/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#common-apis_common-apis_get-status
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-payees
- aid: macquarie-bank:macquarie-bank-banking-account-transactions-api
  name: Macquarie Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/macquarie-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.macquarie.com.au/digital-banking/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#common-apis_common-apis_get-status
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-payees
- aid: macquarie-bank:macquarie-bank-banking-accounts-api
  name: Macquarie Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/macquarie-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.macquarie.com.au/digital-banking/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#common-apis_common-apis_get-status
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-payees
- aid: macquarie-bank:macquarie-bank-banking-payees-api
  name: Macquarie Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/macquarie-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.macquarie.com.au/digital-banking/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#common-apis_common-apis_get-status
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-payees
- aid: macquarie-bank:macquarie-bank-banking-products-api
  name: Macquarie Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.macquarie.com.au/digital-banking/open-banking.html
  baseURL: https://api.macquariebank.io/cds-au/v1/banking
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/macquarie-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.macquarie.com.au/digital-banking/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#common-apis_common-apis_get-status
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking-apis_get-payees
common:
- type: DomainSecurity
  url: security/macquarie-bank-domain-security.yml
- type: AgenticAccess
  url: agentic-access/macquarie-bank-agentic-access.yml
- type: Authentication
  url: authentication/macquarie-bank-authentication.yml
- type: OAuthScopes
  url: scopes/macquarie-bank-scopes.yml
- type: Conformance
  url: conformance/macquarie-bank-conformance.yml
- type: ErrorCatalog
  url: errors/macquarie-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/macquarie-bank-lifecycle.yml
- type: StatusPage
  url: https://api.macquariebank.io/cds-au/v1/discovery/status
- type: Deprecation
  url: lifecycle/macquarie-bank-lifecycle.yml
- type: Conventions
  url: conventions/macquarie-bank-conventions.yml
- type: DataModel
  url: data-model/macquarie-bank-data-model.yml
- type: MCPServer
  url: mcp/macquarie-bank-mcp.yml
- type: Overlay
  url: overlays/macquarie-bank-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/macquarie-bank-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Sandbox
  url: sandbox/macquarie-bank-sandbox.yml
- type: Website
  url: https://www.macquarie.com.au/
- type: DeveloperPortal
  url: https://developer.macquariebank.io/devportal/
- type: Documentation
  url: https://www.macquarie.com.au/digital-banking/open-banking.html
- type: LinkedIn
  url: https://www.linkedin.com/company/macquarie-group/
- type: CDRRegister
  url: https://www.cdr.gov.au/find-a-provider
- type: Support
  url: https://www.macquarie.com.au/help.html
- type: PrivacyPolicy
  url: https://www.macquarie.com.au/privacy-and-security.html
- type: TermsOfService
  url: https://www.macquarie.com.au/terms-and-conditions.html
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api
- type: VulnerabilityDisclosure
  url: security/macquarie-bank-vulnerability-disclosure.yml
- type: Security
  url: https://www.macquarie.com/us/en/disclosures/cybersecurity.html
- type: Compliance
  url: https://www.macquarie.com/us/en/disclosures/cybersecurity.html
- type: SignUp
  url: https://developer.macquariebank.io/devportal/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com