Bank of us
Bank of us is Tasmania's only customer-owned bank, a mutual authorised deposit-taking institution (ADI) trading as B&E Ltd (brand "BNE LTD") and headquartered in Launceston, Tasmania. Formed from the former Bass & Equitable Building Society and rebranded to Bank of us in 2016, it is owned by its members rather than shareholders and offers home loans, personal and business banking, savings, and term deposits. As a regulated ADI it participates in Australia's Consumer Data Right (CDR / Open Banking) as a data holder, exposing a public, unauthenticated Product Reference Data (PRD) API that conforms to the Data Standards Body (DSB) Consumer Data Standards, and enabling customers to share account and transaction data with accredited data recipients under ACCC oversight.
Bank of us publishes 7 API contracts indexed on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Finance, Banks, Open Banking, CDR, and Consumer Banking.
The Bank of us catalog on APIs.io includes 1 Spectral governance ruleset.
Bank of us’ developer surface includes authentication, documentation, API reference, engineering blog, support, and 22 more developer resources.
What this lets a business do 2
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Australia Consumer Data Right register (accredited data recipients; banking, energy, non-bank lending) | regulated | 19.2 (thin) | - | - |
| Australia AFS, Credit and ADI Registers (ASIC + APRA licensing) | regulated | 19.2 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 4
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 7
Individual APIs this provider publishes, each with its own machine-readable definition.
Bank of us Banking Account Balances API
Banking Account Balance endpoints
Bank of us Banking Account Direct Debits API
Banking Account Direct Debit endpoints
Bank of us Banking Account Scheduled Payments API
Banking Account Scheduled Payment endpoints
Bank of us Banking Account Transactions API
Banking Account Transaction endpoints
Bank of us Banking Accounts API
Banking Account endpoints
Bank of us Banking Payees API
Banking Payee endpoints
Bank of us Banking Products API
Banking Product endpoints
Scroll for all 7
Open Collections 7
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
CDR Banking Banking Account Balances API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Accounts API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Payees API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Products API
OPEN COLLECTIONScroll for all 7
Agent Skills 1
Packaged agent skills for driving this provider's APIs from an AI assistant.
Look up Bank of us banking products
AGENT SKILLSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Bank of us API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Security Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 1
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Access & Security 6
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Bank of us API — frequently asked questions
Does Bank of us have an API?
Yes. APIs.io lists 7 APIs from Bank of us, including Bank of us Banking Account Balances API, Bank of us Banking Account Direct Debits API and Bank of us Banking Account Scheduled Payments API, and 4 more.
Is there an OpenAPI specification for the Bank of us API?
Yes. APIs.io indexes 7 OpenAPI specifications for Bank of us, each linked for download from this page.
How do I authenticate with the Bank of us API?
Bank of us uses bearer-token authentication (none/oauth2/openIdConnect/mutualTLS · 4 schemes). The details are profiled on APIs.io as Bank Of Us Authentication.
Is the Bank of us API ready for AI agents?
Bank of us has a Kin Score of 36.7 out of 100 (thin) and an Agent Readiness score of 25.5 (agent-aware), scored by API Evangelist on 2026-11-06.
Work with this as data
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