Australia Consumer Data Right register (accredited data recipients; banking, energy, non-bank lending)
Regulator register (cdr data holders reused from open-banking; accredited data recipients new). The Kin Score Market layer reads each provider in its market: who it integrates with, how deep those integrations go, and where the market publishes its own structure. Methodology.
Where this market publishes its structure
- CDR Register accredited data recipients (api.cdr.gov.au/cdr-register/v1/all/data-recipients, x-v 3) machine-readable, 39 legal entities (31 active, 8 surrendered), 42 brands, 268 software products; 13 in-market providers linked (TrueLayer, Intuit Inc surrendered = lapsed)
- CDR Register data holder brands (/all/, /banking/, /energy/ brands/summary, x-v 2) machine-readable, 378 brands; ALREADY read by open-banking (sweep-standard-registers.py, 49 repos); edges reused, sector context only, no new holder edges
- CDR Register /banking/ and /energy/ data-recipients machine-readable, return the same 39 entities as /all/; the register does not scope recipients by sector
Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.
Taxonomy how this market maps onto apis.io
Derived 2026-10-23 from the 56 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.
| Tags | Australia 91%, CDR 82%, Open Banking 80%, Finance 75%, Consumer Banking 75%, Banks 73%, Product Reference Data 66%, Consumer Data Right 30%, Mutual Bank 23% |
|---|---|
| Tag groups | Finance 96% |
| Industries | Banking & Open Banking 89% |
| Capabilities | Banking Product Management 68%, Payments & Card Management 52% |
share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py
Leaders by position (provisional)
Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.
coverage 1 · reaches banks, carriers, systems or channels (an aggregator)
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| TrueLayer | 54.2 | 68 | 0 / 68 | 0 | 0 | 0 | contract 4%, coverage 96% |
covered 5 · reached mainly through aggregators
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| AGL Energy | 37.7 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, covered 50% |
| Alinta Energy | 37.7 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, covered 50% |
| EnergyAustralia | 37.7 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, covered 50% |
| Powershop | 37.7 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, covered 50% |
| Red Energy | 36.4 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, covered 50% |
regulated 47 · named in a regulator's register or partners' contracts
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Revolut | 61.7 | 22 | 0 / 22 | 0 | 2 | 2 | provider-built 12%, ipaas-bridge 8%, contract 46%, standard 12%, covered 8%, builds-on-platform 4%, distribution 8% |
| AMP Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Australian Military Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Bank Australia | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Bank of Queensland | 57.5 | 5 | 0 / 5 | 0 | 0 | 0 | contract 100% |
| Bank of Sydney | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Bendigo and Adelaide Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Beyond Bank Australia | 57.5 | 5 | 0 / 5 | 0 | 0 | 0 | contract 100% |
| Defence Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Gateway Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| HSBC Bank Australia | 57.5 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Hume Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Judo Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| MyState Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| National Australia Bank | 57.5 | 5 | 0 / 5 | 0 | 0 | 0 | contract 100% |
| P&N Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Police Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Rabobank Australia | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Regional Australia Bank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Yodlee | 57.0 | 4 | 0 / 4 | 0 | 0 | 0 | contract 50%, standard 50% |
| Westpac | 56.7 | 7 | 0 / 7 | 0 | 0 | 0 | contract 86%, standard 14% |
| Australia and New Zealand Banking Group (ANZ) | 56.4 | 5 | 0 / 5 | 0 | 0 | 0 | contract 80%, standard 20% |
| Commonwealth Bank | 56.2 | 9 | 0 / 9 | 0 | 0 | 0 | contract 80%, standard 20% |
| Tyro Payments | 56.1 | 4 | 0 / 4 | 0 | 0 | 0 | contract 80%, standard 20% |
| Auswide Bank | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Cuscal | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Great Southern Bank | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Origin Energy | 36.4 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, standard 50% |
| Up | 36.4 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, standard 50% |
| Amber Electric | 23.7 thin | 2 | 0 / 2 | 1 | 0 | 0 | contract 50%, unknown 50% |
| Bank First | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Bank of Melbourne | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Bank of us | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| BankSA | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| BankVic | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Bankwest | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| BCU Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| G&C Mutual Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Greater Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| IMB Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Newcastle Permanent Building Society | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| People First Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Qudos Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| RACQ Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| St.George Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Summerland Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Suncorp Bank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
mixed 2 · no single mode dominates
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| PayPal | 57.8 | 62 | 0 / 62 | 0 | 0 | 36 | ipaas-bridge 60%, contract 15%, standard 12%, covered 2%, builds-on-platform 12% |
| Intuit | 57.0 | 11 | 0 / 11 | 0 | 0 | 0 | contract 18%, standard 36%, builds-on-platform 45% |
list 1 · a long list on its own page, mostly unevidenced
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Basiq | 22.7 | 12 | 0 / 12 | 0 | 1 | 0 | own-page 75%, contract 17%, distribution 8% |
Top workflows by market votes
Workflows (Arazzo) and their phrasing are generated by API Evangelist, ranked by market votes (integration edges in the graph, weighted by channel).
In-market workflows only: a step on the market provider's side maps to this market's business capabilities (), and the partner is not a generic export/notify app. Other workflows are counted as bridges (including any whose steps do not resolve to a capability yet). Methodology. In-market: 5; bridges: 0.
| Workflow | Between | Votes | Weighted | Arazzo |
|---|---|---|---|---|
| justt |
PayPal ↔ Justt | 1 | 0.9 | workflow generated by API Evangelist |
| stripe |
PayPal ↔ Stripe | 1 | 0.9 | workflow generated by API Evangelist |
| stripe |
Revolut ↔ Stripe | 1 | 0.9 | workflow generated by API Evangelist |
| Apple Pay |
Revolut ↔ Apple Pay | 1 | 0.0 | workflow generated by API Evangelist |
| Codat |
Basiq ↔ Codat | 0 | 0.0 | workflow generated by API Evangelist |
Generated 2026-10-24 from API Evangelist's own files; nothing on this page is a model's judgement. Provisional and unweighted; not part of the Kin Score composite or agent readiness. Read the Market layer methodology. Disagree with an edge? Every edge cites its evidence and can be corrected through the normal correction path.