Markets · bedrock market · provisional

Australia Consumer Data Right register (accredited data recipients; banking, energy, non-bank lending)

Regulator register (cdr data holders reused from open-banking; accredited data recipients new). The Kin Score Market layer reads each provider in its market: who it integrates with, how deep those integrations go, and where the market publishes its own structure. Methodology.

56providers measured
6 (10.7%)declare their own
50 (89.3%)covered by others only
0 (0.0%)undeclared
1declare compatibility (report only, not weighted)
5in-market workflows shown
Provisional. Provisional and unweighted: the Market layer is not part of the composite or agent readiness. Leader lists are read within a position, never as one ranking. A provider that declares nothing we can read is shown as undeclared, with no number: we never infer integrations.

Where this market publishes its structure

Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.

Taxonomy how this market maps onto apis.io

Derived 2026-10-23 from the 56 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.

share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py

Leaders by position (provisional)

Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.

coverage 1 · reaches banks, carriers, systems or channels (an aggregator)

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
TrueLayer 54.2 68 0 / 68 0 0 0 contract 4%, coverage 96%

covered 5 · reached mainly through aggregators

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
AGL Energy 37.7 thin 2 0 / 2 0 0 0 contract 50%, covered 50%
Alinta Energy 37.7 thin 2 0 / 2 0 0 0 contract 50%, covered 50%
EnergyAustralia 37.7 thin 2 0 / 2 0 0 0 contract 50%, covered 50%
Powershop 37.7 thin 2 0 / 2 0 0 0 contract 50%, covered 50%
Red Energy 36.4 thin 2 0 / 2 0 0 0 contract 50%, covered 50%

regulated 47 · named in a regulator's register or partners' contracts

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Revolut 61.7 22 0 / 22 0 2 2 provider-built 12%, ipaas-bridge 8%, contract 46%, standard 12%, covered 8%, builds-on-platform 4%, distribution 8%
AMP Bank 57.5 4 0 / 4 0 0 0 contract 100%
Australian Military Bank 57.5 4 0 / 4 0 0 0 contract 100%
Bank Australia 57.5 4 0 / 4 0 0 0 contract 100%
Bank of Queensland 57.5 5 0 / 5 0 0 0 contract 100%
Bank of Sydney 57.5 4 0 / 4 0 0 0 contract 100%
Bendigo and Adelaide Bank 57.5 4 0 / 4 0 0 0 contract 100%
Beyond Bank Australia 57.5 5 0 / 5 0 0 0 contract 100%
Defence Bank 57.5 4 0 / 4 0 0 0 contract 100%
Gateway Bank 57.5 4 0 / 4 0 0 0 contract 100%
HSBC Bank Australia 57.5 3 0 / 3 0 0 0 contract 100%
Hume Bank 57.5 4 0 / 4 0 0 0 contract 100%
Judo Bank 57.5 4 0 / 4 0 0 0 contract 100%
MyState Bank 57.5 4 0 / 4 0 0 0 contract 100%
National Australia Bank 57.5 5 0 / 5 0 0 0 contract 100%
P&N Bank 57.5 4 0 / 4 0 0 0 contract 100%
Police Bank 57.5 4 0 / 4 0 0 0 contract 100%
Rabobank Australia 57.5 4 0 / 4 0 0 0 contract 100%
Regional Australia Bank 57.5 4 0 / 4 0 0 0 contract 100%
Yodlee 57.0 4 0 / 4 0 0 0 contract 50%, standard 50%
Westpac 56.7 7 0 / 7 0 0 0 contract 86%, standard 14%
Australia and New Zealand Banking Group (ANZ) 56.4 5 0 / 5 0 0 0 contract 80%, standard 20%
Commonwealth Bank 56.2 9 0 / 9 0 0 0 contract 80%, standard 20%
Tyro Payments 56.1 4 0 / 4 0 0 0 contract 80%, standard 20%
Auswide Bank 38.3 thin 2 0 / 2 0 0 0 contract 100%
Cuscal 38.3 thin 2 0 / 2 0 0 0 contract 100%
Great Southern Bank 38.3 thin 2 0 / 2 0 0 0 contract 100%
Origin Energy 36.4 thin 2 0 / 2 0 0 0 contract 50%, standard 50%
Up 36.4 thin 2 0 / 2 0 0 0 contract 50%, standard 50%
Amber Electric 23.7 thin 2 0 / 2 1 0 0 contract 50%, unknown 50%
Bank First 19.2 thin 1 0 / 1 0 0 0 contract 100%
Bank of Melbourne 19.2 thin 1 0 / 1 0 0 0 contract 100%
Bank of us 19.2 thin 1 0 / 1 0 0 0 contract 100%
BankSA 19.2 thin 1 0 / 1 0 0 0 contract 100%
BankVic 19.2 thin 1 0 / 1 0 0 0 contract 100%
Bankwest 19.2 thin 1 0 / 1 0 0 0 contract 100%
BCU Bank 19.2 thin 1 0 / 1 0 0 0 contract 100%
G&C Mutual Bank 19.2 thin 1 0 / 1 0 0 0 contract 100%
Greater Bank 19.2 thin 1 0 / 1 0 0 0 contract 100%
IMB Bank 19.2 thin 1 0 / 1 0 0 0 contract 100%
Newcastle Permanent Building Society 19.2 thin 1 0 / 1 0 0 0 contract 100%
People First Bank 19.2 thin 1 0 / 1 0 0 0 contract 100%
Qudos Bank 19.2 thin 1 0 / 1 0 0 0 contract 100%
RACQ Bank 19.2 thin 1 0 / 1 0 0 0 contract 100%
St.George Bank 19.2 thin 1 0 / 1 0 0 0 contract 100%
Summerland Bank 19.2 thin 1 0 / 1 0 0 0 contract 100%
Suncorp Bank 19.2 thin 1 0 / 1 0 0 0 contract 100%

mixed 2 · no single mode dominates

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
PayPal 57.8 62 0 / 62 0 0 36 ipaas-bridge 60%, contract 15%, standard 12%, covered 2%, builds-on-platform 12%
Intuit 57.0 11 0 / 11 0 0 0 contract 18%, standard 36%, builds-on-platform 45%

list 1 · a long list on its own page, mostly unevidenced

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Basiq 22.7 12 0 / 12 0 1 0 own-page 75%, contract 17%, distribution 8%

Top workflows by market votes

Workflows (Arazzo) and their phrasing are generated by API Evangelist, ranked by market votes (integration edges in the graph, weighted by channel).

In-market workflows only: a step on the market provider's side maps to this market's business capabilities (), and the partner is not a generic export/notify app. Other workflows are counted as bridges (including any whose steps do not resolve to a capability yet). Methodology. In-market: 5; bridges: 0.

WorkflowBetweenVotesWeightedArazzo
justt
PayPal ↔ Justt 1 0.9 workflow generated by API Evangelist
stripe
PayPal ↔ Stripe 1 0.9 workflow generated by API Evangelist
stripe
Revolut ↔ Stripe 1 0.9 workflow generated by API Evangelist
Apple Pay
Revolut ↔ Apple Pay 1 0.0 workflow generated by API Evangelist
Codat
Basiq ↔ Codat 0 0.0 workflow generated by API Evangelist

Generated 2026-10-24 from API Evangelist's own files; nothing on this page is a model's judgement. Provisional and unweighted; not part of the Kin Score composite or agent readiness. Read the Market layer methodology. Disagree with an edge? Every edge cites its evidence and can be corrected through the normal correction path.