Auswide Bank website screenshot

Auswide Bank

Auswide Bank Ltd is an Australian authorised deposit-taking institution (ADI) headquartered in Bundaberg, Queensland, offering home loans, savings and transaction accounts, term deposits, credit cards, and personal and business banking. Formerly Wide Bay Australia and previously ASX-listed (ABA), Auswide is now a division of MyState Bank Limited, a wholly owned subsidiary of the ASX-listed MyState Limited (ASX MYS) following the 2025 merger. As an active CDR data holder under Australia's Consumer Data Right (Open Banking), Auswide exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the DSB Consumer Data Standards, alongside the accredited-data-recipient consumer data sharing channels required of every Australian bank.

Auswide Bank publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

Auswide Bank’s developer surface includes authentication, documentation, support, and 16 more developer resources.

🌐 Visit website 📡 Source on GitHub
42.3/100 thin ▬ flat Agent 51/100 agent ready Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
7 APIs 1 MCP Servers
FinancialBanksOpen BankingCDRConsumer BankingAustraliaProduct Reference DataADI

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 42.3/100 · thin
Contract Quality 13.3 / 25
Developer Ergonomics 7.8 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 51/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/auswide-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Auswide Bank Banking Account Balances API

Banking Account Balance endpoints

Auswide Bank Banking Account Direct Debits API

Banking Account Direct Debit endpoints

Auswide Bank Banking Account Scheduled Payments API

Banking Account Scheduled Payment endpoints

Auswide Bank Banking Account Transactions API

Banking Account Transaction endpoints

Auswide Bank Banking Accounts API

Banking Account endpoints

Auswide Bank Banking Payees API

Banking Payee endpoints

Auswide Bank Banking Products API

Banking Product endpoints

Scroll for all 7

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

auswide-bank-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Auswide Bank Authentication

none/oauth2/openIdConnect/mutualTLS · 4 schemes

SECURITY

Auswide Bank Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Auswide Bank Scopes

5 scopes · authorizationCode

5 scopes

SCOPES

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 MCPServer
MCPServer
 AgentSkill
AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conventions
Conventions
 DataModel
DataModel

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 OAuthScopes
OAuthScopes

Operate 2

Status, limits, changes, and where to get help

Deprecation
Deprecation
 Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 2

The organization behind the API

Website
Website
 LinkedIn
LinkedIn

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: auswide-bank
url: https://raw.githubusercontent.com/api-evangelist/auswide-bank/refs/heads/main/apis.yml
name: Auswide Bank
kind: company
description: Auswide Bank Ltd is an Australian authorised deposit-taking institution (ADI) headquartered in Bundaberg, Queensland,
  offering home loans, savings and transaction accounts, term deposits, credit cards, and personal and business banking. Formerly
  Wide Bay Australia and previously ASX-listed (ABA), Auswide is now a division of MyState Bank Limited, a wholly owned subsidiary
  of the ASX-listed MyState Limited (ASX MYS) following the 2025 merger. As an active CDR data holder under Australia's Consumer
  Data Right (Open Banking), Auswide exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the
  DSB Consumer Data Standards, alongside the accredited-data-recipient consumer data sharing channels required of every Australian
  bank.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/auswide-bank.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Product Reference Data
- ADI
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: auswide-bank:auswide-bank-banking-account-balances-api
  name: Auswide Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.auswidebank.com.au/help/banking-support/open-banking/
  baseURL: https://api.auswidebank.com.au/openbanking/cds-au/v1
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/auswide-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.auswidebank.com.au/help/banking-support/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis
- aid: auswide-bank:auswide-bank-banking-account-direct-debits-api
  name: Auswide Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.auswidebank.com.au/help/banking-support/open-banking/
  baseURL: https://api.auswidebank.com.au/openbanking/cds-au/v1
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/auswide-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.auswidebank.com.au/help/banking-support/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis
- aid: auswide-bank:auswide-bank-banking-account-scheduled-payments-api
  name: Auswide Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.auswidebank.com.au/help/banking-support/open-banking/
  baseURL: https://api.auswidebank.com.au/openbanking/cds-au/v1
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/auswide-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.auswidebank.com.au/help/banking-support/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis
- aid: auswide-bank:auswide-bank-banking-account-transactions-api
  name: Auswide Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.auswidebank.com.au/help/banking-support/open-banking/
  baseURL: https://api.auswidebank.com.au/openbanking/cds-au/v1
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/auswide-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.auswidebank.com.au/help/banking-support/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis
- aid: auswide-bank:auswide-bank-banking-accounts-api
  name: Auswide Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.auswidebank.com.au/help/banking-support/open-banking/
  baseURL: https://api.auswidebank.com.au/openbanking/cds-au/v1
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/auswide-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.auswidebank.com.au/help/banking-support/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis
- aid: auswide-bank:auswide-bank-banking-payees-api
  name: Auswide Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.auswidebank.com.au/help/banking-support/open-banking/
  baseURL: https://api.auswidebank.com.au/openbanking/cds-au/v1
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/auswide-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.auswidebank.com.au/help/banking-support/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis
- aid: auswide-bank:auswide-bank-banking-products-api
  name: Auswide Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.auswidebank.com.au/help/banking-support/open-banking/
  baseURL: https://api.auswidebank.com.au/openbanking/cds-au/v1
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/auswide-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.auswidebank.com.au/help/banking-support/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis
common:
- type: DomainSecurity
  url: security/auswide-bank-domain-security.yml
- type: Authentication
  url: authentication/auswide-bank-authentication.yml
- type: OAuthScopes
  url: scopes/auswide-bank-scopes.yml
- type: Conformance
  url: conformance/auswide-bank-conformance.yml
- type: ErrorCatalog
  url: errors/auswide-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/auswide-bank-lifecycle.yml
- type: Deprecation
  url: lifecycle/auswide-bank-lifecycle.yml
- type: Conventions
  url: conventions/auswide-bank-conventions.yml
- type: DataModel
  url: data-model/auswide-bank-data-model.yml
- type: Overlay
  url: overlays/auswide-bank-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/auswide-bank-llms.txt
- type: MCPServer
  url: mcp/auswide-bank-mcp.yml
- type: AgentSkill
  url: skills/auswide-bank-product-lookup.md
- type: Website
  url: https://www.auswidebank.com.au/
- type: Documentation
  url: https://www.auswidebank.com.au/help/banking-support/open-banking/
- type: LinkedIn
  url: https://www.linkedin.com/company/auswide-bank-ltd/
- type: PrivacyPolicy
  url: https://www.auswidebank.com.au/about/privacy-policy/
- type: TermsOfService
  url: https://www.auswidebank.com.au/about/website-terms-of-use/
- type: Support
  url: https://www.auswidebank.com.au/about/contact-us/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com