Suncorp Bank

Suncorp Bank is an Australian retail and business bank headquartered in Brisbane, Queensland, offering transaction and savings accounts, home and personal lending, credit cards, and business banking. Formerly the banking arm of Suncorp Group, it was acquired by Australia and New Zealand Banking Group (ANZ) on 31 July 2024 and now operates as a division of ANZ while retaining the Suncorp Bank brand under a multi-year transition. As an authorised deposit-taking institution (ADI) it is a data holder under Australia's Consumer Data Right (CDR / Open Banking) and exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Consumer Data Standards, powered by the Frollo PRD portal.

Suncorp Bank publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

Suncorp Bank’s developer surface includes authentication, documentation, support, and 22 more developer resources.

🌐 Visit website 📡 Source on GitHub

49.6/100 developing ▬ flat Agent 69/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessSelf serve

8 APIs 1 MCP Servers

FinancialBanksOpen BankingCDRConsumer BankingAustraliaProduct Reference DataConsumer Data Right

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 49.6/100 · developing

Contract Quality 14.0 / 25

Developer Ergonomics 9.6 / 20

Commercial Clarity 5.8 / 20

Operational Transparency 3.8 / 13

Governance 0.0 / 12

Discoverability 10.0 / 10

Agent readiness — 69/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/suncorp-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Suncorp Bank Scopes

10 scopes · authorizationCode/clientCredentials

10 scopes

SCOPES

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

WellKnown

MCPServer

LLMsTxt

AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

DataModel

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

Authentication

OAuthScopes

Compliance

Operate 3

Status, limits, changes, and where to get help

StatusPage

StatusPage

Deprecation

Deprecation

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: suncorp-bank
url: https://raw.githubusercontent.com/api-evangelist/suncorp-bank/refs/heads/main/apis.yml
name: Suncorp Bank
kind: company
description: Suncorp Bank is an Australian retail and business bank headquartered in Brisbane, Queensland, offering transaction
  and savings accounts, home and personal lending, credit cards, and business banking. Formerly the banking arm of Suncorp
  Group, it was acquired by Australia and New Zealand Banking Group (ANZ) on 31 July 2024 and now operates as a division of
  ANZ while retaining the Suncorp Bank brand under a multi-year transition. As an authorised deposit-taking institution (ADI)
  it is a data holder under Australia's Consumer Data Right (CDR / Open Banking) and exposes a public, unauthenticated Product
  Reference Data (PRD) API conforming to the Consumer Data Standards, powered by the Frollo PRD portal.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/suncorp-bank.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Product Reference Data
- Consumer Data Right
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: suncorp-bank:suncorp-bank-gateway-payments-api
  name: Suncorp Bank Gateway (Mastercard) Payments API
  tags:
  - Payments
  - Merchant Services
  - Card Processing
  - Mastercard Gateway
  - Partner Gated
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://suncorp.gateway.mastercard.com/api/documentation/integrationGuidelines/index.html
  baseURL: https://suncorp.gateway.mastercard.com/api/rest
  properties:
  - url: https://suncorp.gateway.mastercard.com/api/documentation/integrationGuidelines/index.html
    type: Documentation
  - url: https://suncorp.gateway.mastercard.com/api/documentation/integrationGuidelines/apiReference/apiReference.html
    type: APIReference
  description: Suncorp Bank's merchant payment gateway, a Suncorp-branded instance of Mastercard Payment Gateway Services
    (MPGS). It offers merchants a REST/JSON (and NVP) API plus hosted checkout, hosted batch, and mobile SDKs to authorize,
    capture, refund and tokenize card payments. Documented publicly at suncorp.gateway.mastercard.com/api/documentation (docs
    live, HTTP 200); the REST API itself is credentialed per-merchant (HTTP 401 without merchant credentials) and Mastercard
    publishes no downloadable OpenAPI/Swagger for MPGS, so this entry is humanURL-only with no machine-readable spec (partner/merchant-gated).
- aid: suncorp-bank:suncorp-bank-banking-account-balances-api
  name: Suncorp Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.suncorpbank.com.au/help-support/open-banking.html
  baseURL: https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/suncorp-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.suncorpbank.com.au/help-support/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
- aid: suncorp-bank:suncorp-bank-banking-account-direct-debits-api
  name: Suncorp Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.suncorpbank.com.au/help-support/open-banking.html
  baseURL: https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/suncorp-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.suncorpbank.com.au/help-support/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
- aid: suncorp-bank:suncorp-bank-banking-account-scheduled-payments-api
  name: Suncorp Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.suncorpbank.com.au/help-support/open-banking.html
  baseURL: https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/suncorp-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.suncorpbank.com.au/help-support/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
- aid: suncorp-bank:suncorp-bank-banking-account-transactions-api
  name: Suncorp Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.suncorpbank.com.au/help-support/open-banking.html
  baseURL: https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/suncorp-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.suncorpbank.com.au/help-support/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
- aid: suncorp-bank:suncorp-bank-banking-accounts-api
  name: Suncorp Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.suncorpbank.com.au/help-support/open-banking.html
  baseURL: https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/suncorp-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.suncorpbank.com.au/help-support/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
- aid: suncorp-bank:suncorp-bank-banking-payees-api
  name: Suncorp Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.suncorpbank.com.au/help-support/open-banking.html
  baseURL: https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/suncorp-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.suncorpbank.com.au/help-support/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
- aid: suncorp-bank:suncorp-bank-banking-products-api
  name: Suncorp Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.suncorpbank.com.au/help-support/open-banking.html
  baseURL: https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/suncorp-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.suncorpbank.com.au/help-support/open-banking.html
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
common:
- type: AgenticAccess
  url: agentic-access/suncorp-bank-agentic-access.yml
- type: DomainSecurity
  url: security/suncorp-bank-domain-security.yml
- type: Authentication
  url: authentication/suncorp-bank-authentication.yml
- type: OAuthScopes
  url: scopes/suncorp-bank-scopes.yml
- type: WellKnown
  url: well-known/suncorp-bank-well-known.yml
- type: Conformance
  url: conformance/suncorp-bank-conformance.yml
- type: Compliance
  url: https://www.cdr.gov.au/find-a-provider
- type: ErrorCatalog
  url: errors/suncorp-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/suncorp-bank-lifecycle.yml
- type: StatusPage
  url: https://www.cdr.gov.au/performance
- type: Deprecation
  url: https://www.suncorpbank.com.au/variation
- type: Conventions
  url: conventions/suncorp-bank-conventions.yml
- type: MCPServer
  url: mcp/suncorp-bank-mcp.yml
- type: LLMsTxt
  url: llms/suncorp-bank-llms.txt
- type: Overlay
  url: overlays/suncorp-bank-cds-banking-products-overlay.yaml
- type: DataModel
  url: data-model/suncorp-bank-data-model.yml
- type: AgentSkill
  url: skills/suncorp-bank-product-reference-data.md
- type: Website
  url: https://www.suncorpbank.com.au/
- type: DeveloperPortal
  url: https://www.suncorpbank.com.au/help-support/open-banking.html
- type: Documentation
  url: https://consumerdatastandardsaustralia.github.io/standards/
- type: GitHubOrganization
  url: https://github.com/suncorp
- type: LinkedIn
  url: https://www.linkedin.com/company/suncorp/
- type: PrivacyPolicy
  url: https://www.suncorpbank.com.au/about-us/legal/privacy.html
- type: TermsOfService
  url: https://www.suncorpbank.com.au/about-us/legal.html
- type: Support
  url: https://www.suncorpbank.com.au/help-support/open-banking.html
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Suncorp Bank

Kin Score

APIs 8

Suncorp Bank Gateway (Mastercard) Payments API

Suncorp Bank Banking Account Balances API

Suncorp Bank Banking Account Direct Debits API

Suncorp Bank Banking Account Scheduled Payments API

Suncorp Bank Banking Account Transactions API

Suncorp Bank Banking Accounts API

Suncorp Bank Banking Payees API

Suncorp Bank Banking Products API

MCP Servers 1

suncorp-bank-mcp.yml

Security Posture 2

Suncorp Bank Authentication

Suncorp Bank Domain Security