MyState Bank website screenshot

MyState Bank

MyState Bank is an Australian retail bank headquartered in Hobart, Tasmania, and the principal banking brand of ASX-listed MyState Limited (ASX:MYS). It traces its origins to a Tasmanian credit union serving teachers, police and nurses, formed its current group in the 2009 merger of Tasmanian Perpetual Trustees and MyState Financial, was authorised to use the MyState Bank name in 2014, and in February 2025 completed a merger with Queensland regional lender Auswide Bank to create one of Australia's larger regional banking groups. As an authorised deposit-taking institution (ADI) it is a regulated data holder under the Australian Consumer Data Right (CDR / Open Banking) and exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Consumer Data Standards (CDS). Consumer data sharing beyond PRD is protected under the CDR's accredited-data-recipient model.

MyState Bank publishes 8 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 5 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Data Right.

MyState Bank’s developer surface includes support, documentation, authentication, and 18 more developer resources.

🌐 Visit website 📡 Source on GitHub
39.6/100 thin ▬ flat Agent 51/100 agent ready Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
8 APIs 1 MCP Servers
FinancialBanksOpen BankingCDRConsumer Data RightConsumer BankingAustraliaProduct Reference Data

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 39.6/100 · thin
Contract Quality 14.0 / 25
Developer Ergonomics 7.8 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 51/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/mystate-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

MyState Bank Banking Account Balances API

Banking Account Balance endpoints

MyState Bank Banking Account Direct Debits API

Banking Account Direct Debit endpoints

MyState Bank Banking Account Scheduled Payments API

Banking Account Scheduled Payment endpoints

MyState Bank Banking Account Transactions API

Banking Account Transaction endpoints

MyState Bank Banking Accounts API

Banking Account endpoints

MyState Bank Banking Payees API

Banking Payee endpoints

MyState Bank Banking Products API

Banking Product endpoints

MyState Bank Products API

The Products API from MyState Bank — 2 operation(s) for products.

Scroll for all 8

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

mystate-bank-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Mystate Bank Authentication

none/oauth2/mutualTLS · 3 schemes

SECURITY

Mystate Bank Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Documentation 2

Reference material describing how the API behaves

ProductReferenceData
ProductReferenceData
 Documentation
Documentation

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Conformance
Conformance
 Lifecycle
Lifecycle
 DataModel
DataModel

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 2

Status, limits, changes, and where to get help

Support
Support
 Deprecation
Deprecation

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 3

The organization behind the API

Website
Website
 LinkedIn
LinkedIn
 InvestorRelations
InvestorRelations

Other 2

Properties that don't map to a standard resource type

Standards
Standards
 Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: mystate-bank
url: https://raw.githubusercontent.com/api-evangelist/mystate-bank/refs/heads/main/apis.yml
name: MyState Bank
kind: company
description: MyState Bank is an Australian retail bank headquartered in Hobart, Tasmania, and the principal banking brand
  of ASX-listed MyState Limited (ASX:MYS). It traces its origins to a Tasmanian credit union serving teachers, police and
  nurses, formed its current group in the 2009 merger of Tasmanian Perpetual Trustees and MyState Financial, was authorised
  to use the MyState Bank name in 2014, and in February 2025 completed a merger with Queensland regional lender Auswide Bank
  to create one of Australia's larger regional banking groups. As an authorised deposit-taking institution (ADI) it is a regulated
  data holder under the Australian Consumer Data Right (CDR / Open Banking) and exposes a public, unauthenticated Product
  Reference Data (PRD) API conforming to the Consumer Data Standards (CDS). Consumer data sharing beyond PRD is protected
  under the CDR's accredited-data-recipient model.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/mystate-bank.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Australia
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: mystate-bank:mystate-bank-banking-account-balances-api
  name: MyState Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://mystate.com.au/help-centre/open-banking-help/
  baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/mystate-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://mystate.com.au/help-centre/open-banking-help/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: mystate-bank:mystate-bank-banking-account-direct-debits-api
  name: MyState Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://mystate.com.au/help-centre/open-banking-help/
  baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/mystate-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://mystate.com.au/help-centre/open-banking-help/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: mystate-bank:mystate-bank-banking-account-scheduled-payments-api
  name: MyState Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://mystate.com.au/help-centre/open-banking-help/
  baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/mystate-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://mystate.com.au/help-centre/open-banking-help/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: mystate-bank:mystate-bank-banking-account-transactions-api
  name: MyState Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://mystate.com.au/help-centre/open-banking-help/
  baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/mystate-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://mystate.com.au/help-centre/open-banking-help/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: mystate-bank:mystate-bank-banking-accounts-api
  name: MyState Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://mystate.com.au/help-centre/open-banking-help/
  baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/mystate-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://mystate.com.au/help-centre/open-banking-help/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: mystate-bank:mystate-bank-banking-payees-api
  name: MyState Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://mystate.com.au/help-centre/open-banking-help/
  baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/mystate-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://mystate.com.au/help-centre/open-banking-help/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: mystate-bank:mystate-bank-banking-products-api
  name: MyState Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://mystate.com.au/help-centre/open-banking-help/
  baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/mystate-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://mystate.com.au/help-centre/open-banking-help/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: mystate-bank:mystate-bank-products-api
  name: MyState Bank Products API
  description: The Products API from MyState Bank — 2 operation(s) for products.
  humanURL: https://mystate.com.au/help-centre/open-banking-help/
  baseURL: https://public.cdr.mystate.com.au/cds-au/v1/banking/products
  tags:
  - Products
  properties:
  - type: OpenAPI
    url: openapi/mystate-bank-products-api-openapi.yml
  - type: Documentation
    url: https://mystate.com.au/help-centre/open-banking-help/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
common:
- type: DomainSecurity
  url: security/mystate-bank-domain-security.yml
- type: Website
  url: https://www.mystate.com.au/
- type: LinkedIn
  url: https://www.linkedin.com/company/mystate-limited
- type: InvestorRelations
  url: https://mystatelimited.com.au/
- type: ProductReferenceData
  url: https://public.cdr.mystate.com.au/cds-au/v1/banking/products
- type: Standards
  url: https://consumerdatastandardsaustralia.github.io/standards/
- type: Support
  url: https://mystate.com.au/help-centre/open-banking-help/
- type: Documentation
  url: https://mystate.com.au/help-centre/open-banking-help/
- type: PrivacyPolicy
  url: https://mystate.com.au/legal/privacy-policy/
- type: TermsOfService
  url: https://mystate.com.au/legal/
- type: Conventions
  url: conventions/mystate-bank-conventions.yml
- type: Authentication
  url: authentication/mystate-bank-authentication.yml
- type: ErrorCatalog
  url: errors/mystate-bank-problem-types.yml
- type: Conformance
  url: conformance/mystate-bank-conformance.yml
- type: Lifecycle
  url: lifecycle/mystate-bank-lifecycle.yml
- type: Deprecation
  url: https://consumerdatastandardsaustralia.github.io/standards/#versioning
- type: DataModel
  url: data-model/mystate-bank-data-model.yml
- type: MCPServer
  url: mcp/mystate-bank-mcp.yml
- type: LLMsTxt
  url: llms/mystate-bank-llms.txt
- type: Overlay
  url: overlays/mystate-bank-cds-banking-products-overlay.yaml
- type: AgentSkill
  url: skills/_index.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com