BankVic
BankVic is an Australian customer-owned mutual bank and the trading name of Police Financial Services Limited, an authorised deposit-taking institution (ADI) founded in 1974 and headquartered in Melbourne, Victoria. Member-owned rather than shareholder-driven, it has served Victoria's police, health, and emergency-services communities and the broader Victorian public under a "people before profits" ethos for more than fifty years, offering everyday accounts, home and personal loans, term deposits, credit cards, and insurance. As a regulated ADI, BankVic participates in Australia's Consumer Data Right (CDR / Open Banking) regime and exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Data Standards Body (DSB) Consumer Data Standards, alongside its consented, ADR-mediated consumer data-sharing surface.
BankVic publishes 7 API contracts indexed on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Finance, Banks, Open Banking, CDR, and Consumer Banking.
The BankVic catalog on APIs.io includes 1 Spectral governance ruleset.
BankVic’s developer surface includes engineering blog, authentication, documentation, getting-started guide, API reference, support, signup flow, and 22 more developer resources.
What this lets a business do 2
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Australia Consumer Data Right register (accredited data recipients; banking, energy, non-bank lending) | regulated | 19.2 (thin) | - | - |
| Australia AFS, Credit and ADI Registers (ASIC + APRA licensing) | regulated | 19.2 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 4
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 7
Individual APIs this provider publishes, each with its own machine-readable definition.
BankVic Banking Account Balances API
Banking Account Balance endpoints
BankVic Banking Account Direct Debits API
Banking Account Direct Debit endpoints
BankVic Banking Account Scheduled Payments API
Banking Account Scheduled Payment endpoints
BankVic Banking Account Transactions API
Banking Account Transaction endpoints
BankVic Banking Accounts API
Banking Account endpoints
BankVic Banking Payees API
Banking Payee endpoints
BankVic Banking Products API
Banking Product endpoints
Scroll for all 7
Open Collections 7
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
CDR Banking Banking Account Balances API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Accounts API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Payees API
OPEN COLLECTIONCDR Banking Banking Account Balances Banking Products API
OPEN COLLECTIONScroll for all 7
Arazzo Workflows 2
Multi-step API workflows described with the Arazzo specification.
BankVic consented account data overview
For an accredited Data Recipient (ADR) holding an active consumer consent: list the member's accounts, read one account's current balance, then page its transactions. Requires t...
ARAZZOBankVic product discovery
Discover BankVic's public product catalogue then drill into one product's full terms via the unauthenticated CDR Product Reference Data (PRD) surface. Runnable as-is against the...
ARAZZOAgent Skills 1
Packaged agent skills for driving this provider's APIs from an AI assistant.
Query BankVic product reference data
AGENT SKILLSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
BankVic API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll for all 7
Access & Security 4
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
BankVic API — frequently asked questions
Does BankVic have an API?
Yes. APIs.io lists 7 APIs from BankVic, including BankVic Banking Account Balances API, BankVic Banking Account Direct Debits API and BankVic Banking Account Scheduled Payments API, and 4 more.
Is there an OpenAPI specification for the BankVic API?
Yes. APIs.io indexes 7 OpenAPI specifications for BankVic, each linked for download from this page.
How do I authenticate with the BankVic API?
BankVic uses bearer-token authentication (none-public/oauth2/openIdConnect/mutualTLS · 2 schemes). The details are profiled on APIs.io as Bankvic Authentication.
Is the BankVic API ready for AI agents?
BankVic has a Kin Score of 46.0 out of 100 (developing) and an Agent Readiness score of 25.5 (agent-aware), scored by API Evangelist on 2026-11-06.
Work with this as data
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