BankVic

BankVic is an Australian customer-owned mutual bank and the trading name of Police Financial Services Limited, an authorised deposit-taking institution (ADI) founded in 1974 and headquartered in Melbourne, Victoria. Member-owned rather than shareholder-driven, it has served Victoria's police, health, and emergency-services communities and the broader Victorian public under a "people before profits" ethos for more than fifty years, offering everyday accounts, home and personal loans, term deposits, credit cards, and insurance. As a regulated ADI, BankVic participates in Australia's Consumer Data Right (CDR / Open Banking) regime and exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Data Standards Body (DSB) Consumer Data Standards, alongside its consented, ADR-mediated consumer data-sharing surface.

BankVic publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

BankVic’s developer surface includes authentication, documentation, getting-started guide, API reference, support, signup flow, and 21 more developer resources.

🌐 Visit website 📡 Source on GitHub

51.9/100 developing ▬ flat Agent 65/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessSelf serve

7 APIs 1 MCP Servers

FinancialBanksOpen BankingCDRConsumer BankingAustraliaMutual BankProduct Reference Data

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 51.9/100 · developing

Contract Quality 13.3 / 25

Developer Ergonomics 13.0 / 20

Commercial Clarity 8.4 / 20

Operational Transparency 1.0 / 13

Governance 0.0 / 12

Discoverability 10.0 / 10

Agent readiness — 65/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bankvic: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Bankvic Scopes

9 scopes · authorizationCode

9 scopes

SCOPES

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

MCPServer

LLMsTxt

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

ErrorCatalog

Conventions

Conformance

Arazzo

Arazzo

Lifecycle

DataModel

Scroll for all 7

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

Authentication

Compliance

OAuthScopes

Operate 2

Status, limits, changes, and where to get help

Deprecation

Deprecation

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: bankvic
url: https://raw.githubusercontent.com/api-evangelist/bankvic/refs/heads/main/apis.yml
name: BankVic
kind: company
description: BankVic is an Australian customer-owned mutual bank and the trading name of Police Financial Services Limited,
  an authorised deposit-taking institution (ADI) founded in 1974 and headquartered in Melbourne, Victoria. Member-owned rather
  than shareholder-driven, it has served Victoria's police, health, and emergency-services communities and the broader Victorian
  public under a "people before profits" ethos for more than fifty years, offering everyday accounts, home and personal loans,
  term deposits, credit cards, and insurance. As a regulated ADI, BankVic participates in Australia's Consumer Data Right
  (CDR / Open Banking) regime and exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Data
  Standards Body (DSB) Consumer Data Standards, alongside its consented, ADR-mediated consumer data-sharing surface.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bankvic.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Mutual Bank
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: bankvic:bankvic-banking-account-balances-api
  name: BankVic Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.bankvic.com.au/get-help/open-banking/
  baseURL: https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/bankvic-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.bankvic.com.au/get-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankvic:bankvic-banking-account-direct-debits-api
  name: BankVic Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.bankvic.com.au/get-help/open-banking/
  baseURL: https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/bankvic-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.bankvic.com.au/get-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankvic:bankvic-banking-account-scheduled-payments-api
  name: BankVic Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.bankvic.com.au/get-help/open-banking/
  baseURL: https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/bankvic-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.bankvic.com.au/get-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankvic:bankvic-banking-account-transactions-api
  name: BankVic Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.bankvic.com.au/get-help/open-banking/
  baseURL: https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/bankvic-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.bankvic.com.au/get-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankvic:bankvic-banking-accounts-api
  name: BankVic Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.bankvic.com.au/get-help/open-banking/
  baseURL: https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/bankvic-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.bankvic.com.au/get-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankvic:bankvic-banking-payees-api
  name: BankVic Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.bankvic.com.au/get-help/open-banking/
  baseURL: https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/bankvic-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.bankvic.com.au/get-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
- aid: bankvic:bankvic-banking-products-api
  name: BankVic Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.bankvic.com.au/get-help/open-banking/
  baseURL: https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/bankvic-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.bankvic.com.au/get-help/open-banking/
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
common:
- type: AgenticAccess
  url: agentic-access/bankvic-agentic-access.yml
- type: DomainSecurity
  url: security/bankvic-domain-security.yml
- type: Authentication
  url: authentication/bankvic-authentication.yml
- type: ErrorCatalog
  url: errors/bankvic-problem-types.yml
- type: Conventions
  url: conventions/bankvic-conventions.yml
- type: Conformance
  url: conformance/bankvic-conformance.yml
- type: Compliance
  url: https://uat.bankvic.com.au/documents/95c3605a8cf64a12ae35608ca0188c73.pdf
- type: OAuthScopes
  url: scopes/bankvic-scopes.yml
- type: Arazzo
  name: BankVic product discovery
  url: arazzo/bankvic-product-discovery.yml
- type: Arazzo
  name: BankVic consented account data overview
  url: arazzo/bankvic-account-data-overview.yml
- type: Lifecycle
  url: lifecycle/bankvic-lifecycle.yml
- type: Deprecation
  url: https://consumerdatastandardsaustralia.github.io/standards/#versioning
- type: DataModel
  url: data-model/bankvic-data-model.yml
- type: MCPServer
  url: mcp/bankvic-mcp.yml
- type: LLMsTxt
  url: llms/bankvic-llms.txt
- type: Overlay
  url: overlays/bankvic-cds-banking-products-overlay.yaml
- type: AgentSkill
  url: skills/bankvic-product-reference-data.md
- type: Website
  url: https://www.bankvic.com.au/
- type: Documentation
  url: https://www.bankvic.com.au/get-help/open-banking/
- type: DeveloperPortal
  url: https://www.bankvic.com.au/get-help/open-banking/
- type: GettingStarted
  url: https://www.bankvic.com.au/get-help/open-banking/
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
- type: Support
  url: https://www.bankvic.com.au/get-help/
- type: SignUp
  url: https://www.bankvic.com.au/join-bankvic/
- type: Login
  url: https://ib.bankvic.com.au/
- type: TermsOfService
  url: https://cdn.intelligencebank.com/au/share/NZw2/RVzr/yzJw/original/BankVic+Terms+%26+Conditions
- type: PrivacyPolicy
  url: https://cdn.intelligencebank.com/au/share/NZw2/19DD/6daB/original/Privacy+Policy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

BankVic

Kin Score

APIs 7

BankVic Banking Account Balances API

BankVic Banking Account Direct Debits API

BankVic Banking Account Scheduled Payments API

BankVic Banking Account Transactions API

BankVic Banking Accounts API

BankVic Banking Payees API

BankVic Banking Products API

Arazzo Workflows 3

_Index

BankVic consented account data overview

BankVic product discovery

MCP Servers 1

bankvic-mcp.yml

Security Posture 2

Bankvic Authentication

Bankvic Domain Security