AMP Bank

AMP Bank Limited is the retail and business banking arm of AMP Limited (ASX:AMP), a diversified Australian financial services group operating since 1849 and headquartered in Sydney. AMP Bank is a publicly listed (shareholder-owned, not a mutual) authorised deposit-taking institution (ADI) regulated by APRA, offering home loans, deposit and savings accounts, and the digital AMP Bank GO small-business and everyday banking brand. As an active ADI, AMP participates in Australia's Consumer Data Right (CDR / Open Banking) regime and exposes public, unauthenticated Product Reference Data (PRD) APIs conforming to the DSB Consumer Data Standards, alongside the accredited, FAPI-secured consumer data sharing surface used by authorised data recipients.

AMP Bank publishes 8 API contracts indexed on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 5 more. Tagged areas include Finance, Banks, Open Banking, CDR, and Consumer Banking.

The AMP Bank catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

AMP Bank’s developer surface includes authentication, pricing, engineering blog, documentation, getting-started guide, support, and 32 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

51.5/100 developing ▬ flat Agent 29/100 agent ready Front door AI 3/6 light Heartbeat 100/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 published contract 5 Agent Skills

Finance Banks Open Banking CDR Consumer Banking Australia Product Reference Data ADI

What this lets a business do 4

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Personal Finance & Consumer Money

AE-190

Banking Account Direct DebitsBanking Account TransactionsBanking Payees

GET /banking/accounts/{accountId}/transactions GET /banking/accounts/{accountId}/direct-debits GET /banking/payees

Deposits & Savings Management

BC-1330

Banking Account BalancesBanking Accounts

GET /banking/accounts/balances GET /banking/accounts/{accountId}/balance GET /banking/accounts

Banking Product Management

BC-1310

Banking Products

GET /banking/products

Payments & Card Management

BC-1340

Banking Account Scheduled Payments

GET /banking/payments/scheduled

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 51.5/100 · developing

Contract Quality 11.6 / 19

Developer Ergonomics 8.8 / 15

Access Clarity 4.9 / 15

Operational Transparency 4.4 / 10

Contract Governance 2.0 / 9

Discoverability 5.6 / 8

Regulatory Posture 5.7 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 29/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 32.9 — up to +13.4 composite points
Contract Quality scores 61.6 — up to +9.6 composite points
Contract Governance scores 22.0 — up to +9.4 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/amp-bank/apis.yml: open an issue on github.com/api-evangelist/amp-bank to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Australia Consumer Data Right register (accredited data recipients; banking, energy, non-bank lending)	regulated	57.5	-	-
Australia AFS, Credit and ADI Registers (ASIC + APRA licensing)	regulated	57.5	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 4

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

OpenID Connect

measured — observed by APIs.io (declared)

Mutual TLS

measured — observed by APIs.io (declared)

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

AMP Bank Banking Account Balances API

Banking Account Balance endpoints

AMP Bank Banking Account Direct Debits API

Banking Account Direct Debit endpoints

AMP Bank Banking Account Scheduled Payments API

Banking Account Scheduled Payment endpoints

AMP Bank Banking Account Transactions API

Banking Account Transaction endpoints

AMP Bank Banking Accounts API

Banking Account endpoints

AMP Bank Banking Payees API

Banking Payee endpoints

AMP Bank GO Banking Products API

Public Consumer Data Right Product Reference Data endpoints (GET /banking/products and /banking/products/{productId}) for the AMP Bank - Mobile banking (AMP Bank GO) brand, as p...

AMP Bank Banking Products API

Banking Product endpoints

Scroll for all 8

AGENT SKILL

AMP Bank API pricing

Rate limits

Public traffic (unauthenticated endpoints): 300 TPS total across all consumers (additive to secure traffic)
Customer Present - per customer: 10 TPS per customer
Customer Present - per software product: 50 TPS per Data Recipient Software Product

All 8 limits →

Pricing Plans 1

Published pricing tiers and plan structures.

Amp Bank Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Amp Bank Rate Limits

8 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

AMP Bank

SLA

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Amp Bank Context

95 classes · 280 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

AMP Bank API Rules

17 rules · 15 errors 1 warnings 1 info

SPECTRAL

OpenAPI Overlays 8

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Amp Bank Banking Account Balances Api Overlay

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Amp Bank Authentication

none/oauth2/openIdConnect/mutualTLS · 4 schemes

SECURITY

Amp Bank Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Amp Bank Vulnerability Disclosure

security.txt · contact published

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Amp Bank Scopes

5 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Amp Bank Agentic Access

19 operations

19 operations · 0 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Login

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

AgentSkill

AgentSkill

WellKnown

WellKnown

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Scroll for all 8

Build 1

SDKs, sample code, and the tooling you integrate with

IntegrationEdges

IntegrationEdges

Access & Security 6

Authentication, authorization, and security posture

Authentication

Authentication

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

Security

OAuthScopes

SecurityTxt

Operate 3

Status, limits, changes, and where to get help

RateLimits

RateLimits

Support

Support

Deprecation

Deprecation

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

Newsroom

Newsroom

Blog

Blog

Website

Website

LinkedIn

Other 5

Properties that don't map to a standard resource type

Overlay

Hosts

Vendors

CapabilityMap

HackerOne

Source (apis.yml)

aid: amp-bank
url: https://raw.githubusercontent.com/api-evangelist/amp-bank/refs/heads/main/apis.yml
name: AMP Bank
kind: company
description: AMP Bank Limited is the retail and business banking arm of AMP Limited (ASX:AMP), a diversified Australian financial
  services group operating since 1849 and headquartered in Sydney. AMP Bank is a publicly listed (shareholder-owned, not a
  mutual) authorised deposit-taking institution (ADI) regulated by APRA, offering home loans, deposit and savings accounts,
  and the digital AMP Bank GO small-business and everyday banking brand. As an active ADI, AMP participates in Australia's
  Consumer Data Right (CDR / Open Banking) regime and exposes public, unauthenticated Product Reference Data (PRD) APIs conforming
  to the DSB Consumer Data Standards, alongside the accredited, FAPI-secured consumer data sharing surface used by authorised
  data recipients.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: covered
  source:
  - authentication
  - rate-limits
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/amp-bank.png
tags:
- Finance
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Product Reference Data
- ADI
tags_raw:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Product Reference Data
- ADI
created: '2026-07-20'
modified: '2026-10-20'
specificationVersion: '0.23'
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
common:
- type: Authentication
  url: authentication/amp-bank-authentication.yml
- type: AgenticAccess
  url: agentic-access/amp-bank-agentic-access.yml
- type: RateLimits
  url: rate-limits/amp-bank-rate-limits.yml
- type: Spectral
  url: rules/amp-bank-rules.yml
- type: JSONLD
  url: json-ld/amp-bank-context.jsonld
- type: Vocabulary
  url: vocabulary/amp-bank-vocabulary.yml
- type: Overlay
  url: overlays/amp-bank-banking-account-balances-api-overlay.yaml
- type: Hosts
  url: hosts/amp-bank-hosts.yml
- type: IntegrationEdges
  url: integrations/amp-bank-integration-edges.yml
- type: Vendors
  url: vendors/amp-bank-vendors.yml
- type: Pricing
  url: https://www.amp.com.au/investments/pricing-and-performance
- type: Newsroom
  url: https://www.amp.com.au/about-amp/news
- url: https://www.amp.com.au/about-amp/news
  type: Blog
- type: CapabilityMap
  url: capabilities/amp-bank-capability-edges.yml
  name: AMP Bank Business Capability Map
- type: VulnerabilityDisclosure
  url: security/amp-bank-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/amp-bank-domain-security.yml
- type: Website
  url: https://www.amp.com.au/
- type: Documentation
  url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
- type: DeveloperPortal
  url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
- type: GettingStarted
  url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
- type: LinkedIn
  url: https://www.linkedin.com/company/amp
- type: TermsOfService
  url: https://www.amp.com.au/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.amp.com.au/privacy
- type: Support
  url: https://www.amp.com.au/help-and-support
- type: Login
  url: https://secure.amp.com.au/public/login
  name: Sign in to My AMP
- type: Security
  url: https://www.amp.com.au/help-and-support/security
  name: AMP Help and Support - Security
- type: HackerOne
  url: https://hackerone.com/ampau
  name: AMP entry in the HackerOne directory (listed as an External Program; page states no known reporting guidelines)
- type: OAuthScopes
  url: scopes/amp-bank-scopes.yml
- type: Conventions
  url: conventions/amp-bank-conventions.yml
- type: ErrorCatalog
  url: errors/amp-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/amp-bank-lifecycle.yml
- type: Deprecation
  url: https://consumerdatastandardsaustralia.github.io/standards/#versioning
- type: Conformance
  url: conformance/amp-bank-conformance.yml
- type: DataModel
  url: data-model/amp-bank-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/amp-bank-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgentSkill
  url: skills/_index.yml
- type: WellKnown
  url: well-known/amp-bank-well-known.yml
- type: SecurityTxt
  url: well-known/amp-bank-security.txt
apis:
- aid: amp-bank:amp-bank-banking-account-balances-api
  name: AMP Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  baseURL: https://api.cdr-api.amp.com.au/cds-au/v1
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/amp-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-accounts-balance-list-schema.json
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-accounts-balance-by-id-schema.json
- aid: amp-bank:amp-bank-banking-account-direct-debits-api
  name: AMP Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  baseURL: https://api.cdr-api.amp.com.au/cds-au/v1
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/amp-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-direct-debit-authorisation-list-schema.json
- aid: amp-bank:amp-bank-banking-account-scheduled-payments-api
  name: AMP Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  baseURL: https://api.cdr-api.amp.com.au/cds-au/v1
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/amp-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-scheduled-payments-list-v2-schema.json
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-instalment-plan-list-schema.json
- aid: amp-bank:amp-bank-banking-account-transactions-api
  name: AMP Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  baseURL: https://api.cdr-api.amp.com.au/cds-au/v1
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/amp-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-transaction-list-v2-schema.json
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-transaction-by-id-v3-schema.json
- aid: amp-bank:amp-bank-banking-accounts-api
  name: AMP Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  baseURL: https://api.cdr-api.amp.com.au/cds-au/v1
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/amp-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-account-list-v3-schema.json
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-account-by-id-v5-schema.json
- aid: amp-bank:amp-bank-banking-payees-api
  name: AMP Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  baseURL: https://api.cdr-api.amp.com.au/cds-au/v1
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/amp-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-payee-list-v2-schema.json
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-payee-by-id-v2-schema.json
- aid: amp-bank:amp-bank-go-banking-products-api
  name: AMP Bank GO Banking Products API
  description: Public Consumer Data Right Product Reference Data endpoints (GET /banking/products and /banking/products/{productId})
    for the AMP Bank - Mobile banking (AMP Bank GO) brand, as published on AMP's open banking API page; no authentication
    required. The documented host returned 404 on GET /banking/products on 2026-10-20.
  humanURL: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  baseURL: https://pub.cdr-sme.amp.com.au/cds-au/v1
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/amp-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-product-list-v4-schema.json
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-product-by-id-v7-schema.json
- aid: amp-bank:amp-bank-banking-products-api
  name: AMP Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  baseURL: https://api.cdr-api.amp.com.au/cds-au/v1
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/amp-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-product-list-v4-schema.json
  - type: JSONSchema
    url: json-schema/amp-bank-response-banking-product-by-id-v7-schema.json
  - type: Examples
    url: examples/amp-bank-banking-products-live-response.json
x-coverage:
  state: covered
  reason: identity-verified
  detail: Website www.amp.com.au verified live; open banking page publishes base URIs https://api.cdr-api.amp.com.au/cds-au/v1/banking
    (My AMP) and https://pub.cdr-sme.amp.com.au/cds-au/v1/banking (AMP Bank GO / mobile banking brand).
  evidence:
  - url: https://www.amp.com.au/
    status: 200
  - url: https://www.amp.com.au/personal-banking/open-banking/open-banking-api
    status: 200
  - url: https://secure.amp.com.au/public/login
    status: 200
  - url: https://www.amp.com.au/help-and-support/security
    status: 200
  - url: https://hackerone.com/ampau
    status: 200
  - url: https://www.linkedin.com/company/amp
    status: 200
  - url: https://www.amp.com.au/about-amp/news
    status: 200
x-enrichment:
  date: '2026-10-20'
  status: enriched
  artifacts_added: 35
  pass: modular-v1
  engine: identity=anthropic,contract=anthropic,surfaces=anthropic,docs=anthropic,regulatory=anthropic

AMP Bank API — frequently asked questions

Does AMP Bank have an API?

Yes. APIs.io lists 8 APIs from AMP Bank, including AMP Bank Banking Account Balances API, AMP Bank Banking Account Direct Debits API and AMP Bank Banking Account Scheduled Payments API, and 5 more.

Is there an OpenAPI specification for the AMP Bank API?

Yes. APIs.io indexes 8 OpenAPI specifications for AMP Bank, each linked for download from this page.

How do I authenticate with the AMP Bank API?

AMP Bank uses bearer-token authentication (none/oauth2/openIdConnect/mutualTLS · 4 schemes). The details are profiled on APIs.io as Amp Bank Authentication.

Is the AMP Bank API ready for AI agents?

AMP Bank has a Kin Score of 51.5 out of 100 (developing) and an Agent Readiness score of 29.2 (agent-ready), scored by API Evangelist on 2026-11-06.

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