Police Bank

Police Bank is a mutual, member-owned Australian bank (ABN 95 087 650 799, ACN 087 650 799, AFSL / Australian Credit Licence No. 240018) founded to serve the New South Wales police community and their families and now open to the wider public. As an Authorised Deposit-taking Institution it participates in Australia's Consumer Data Right (Open Banking) regime as an active data holder - it publishes an unauthenticated Product Reference Data (PRD) API conforming to the Consumer Data Standards, and lets members share their banking data with ACCC-accredited data recipients. Police Bank states it is in the process of gaining ACCC accreditation to also receive data as an Accredited Data Recipient.

Police Bank publishes 7 APIs on the APIs.io network, including Banking Account Balances API, Banking Account Direct Debits API, Banking Account Scheduled Payments API, and 4 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

Police Bank’s developer surface includes documentation, support, authentication, and 15 more developer resources.

🌐 Visit website 📡 Source on GitHub

40.0/100 thin ▬ flat Agent 65/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5

AccessOpen

7 APIs 1 MCP Servers

FinancialBanksOpen BankingCDRConsumer BankingAustraliaMutual BankProduct Reference Data

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 40.0/100 · thin

Contract Quality 13.5 / 25

Developer Ergonomics 9.6 / 20

Commercial Clarity 2.1 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 10.0 / 10

Agent readiness — 65/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/police-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Police Bank Scopes

5 scopes · authorizationCode

5 scopes

SCOPES

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

MCPServer

AgentSkill

LLMsTxt

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

ErrorCatalog

Conventions

Conformance

Lifecycle

DataModel

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: police-bank
url: https://raw.githubusercontent.com/api-evangelist/police-bank/refs/heads/main/apis.yml
name: Police Bank
kind: company
description: Police Bank is a mutual, member-owned Australian bank (ABN 95 087 650 799, ACN 087 650 799, AFSL / Australian
  Credit Licence No. 240018) founded to serve the New South Wales police community and their families and now open to the
  wider public. As an Authorised Deposit-taking Institution it participates in Australia's Consumer Data Right (Open Banking)
  regime as an active data holder - it publishes an unauthenticated Product Reference Data (PRD) API conforming to the Consumer
  Data Standards, and lets members share their banking data with ACCC-accredited data recipients. Police Bank states it is
  in the process of gaining ACCC accreditation to also receive data as an Accredited Data Recipient.
accessModel:
  pricing: unknown
  onboarding: open
  trial: false
  try_now: false
  public: true
  label: Open access
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/police-bank.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Mutual Bank
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21T12:00:00Z'
specificationVersion: '0.19'
apis:
- aid: police-bank:police-bank-banking-account-balances-api
  name: Police Bank Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://www.policebank.com.au/open-banking
  baseURL: https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/police-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://www.policebank.com.au/open-banking
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: police-bank:police-bank-banking-account-direct-debits-api
  name: Police Bank Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://www.policebank.com.au/open-banking
  baseURL: https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/police-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://www.policebank.com.au/open-banking
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: police-bank:police-bank-banking-account-scheduled-payments-api
  name: Police Bank Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://www.policebank.com.au/open-banking
  baseURL: https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/police-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://www.policebank.com.au/open-banking
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: police-bank:police-bank-banking-account-transactions-api
  name: Police Bank Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://www.policebank.com.au/open-banking
  baseURL: https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/police-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://www.policebank.com.au/open-banking
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: police-bank:police-bank-banking-accounts-api
  name: Police Bank Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://www.policebank.com.au/open-banking
  baseURL: https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/police-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://www.policebank.com.au/open-banking
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: police-bank:police-bank-banking-payees-api
  name: Police Bank Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://www.policebank.com.au/open-banking
  baseURL: https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/police-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://www.policebank.com.au/open-banking
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
- aid: police-bank:police-bank-banking-products-api
  name: Police Bank Banking Products API
  description: Banking Product endpoints
  humanURL: https://www.policebank.com.au/open-banking
  baseURL: https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/police-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://www.policebank.com.au/open-banking
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
common:
- type: AgenticAccess
  url: agentic-access/police-bank-agentic-access.yml
- type: DomainSecurity
  url: security/police-bank-domain-security.yml
- type: Website
  url: https://www.policebank.com.au/
- type: Documentation
  url: https://www.policebank.com.au/open-banking
- type: PrivacyPolicy
  url: https://www.policebank.com.au/privacy-policy
- type: Support
  url: https://www.policebank.com.au/contact-us
- type: DeveloperPortal
  url: https://product.api.policebank.com.au/
- type: Authentication
  url: authentication/police-bank-authentication.yml
- type: OAuthScopes
  url: scopes/police-bank-scopes.yml
- type: ErrorCatalog
  url: errors/police-bank-problem-types.yml
- type: Conventions
  url: conventions/police-bank-conventions.yml
- type: Conformance
  url: conformance/police-bank-conformance.yml
- type: Lifecycle
  url: lifecycle/police-bank-lifecycle.yml
- type: MCPServer
  url: mcp/police-bank-mcp.yml
- type: DataModel
  url: data-model/police-bank-data-model.yml
- type: Overlay
  url: overlays/police-bank-cds-banking-products-overlay.yaml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/police-bank-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Police Bank

Kin Score

APIs 7

Police Bank Banking Account Balances API

Police Bank Banking Account Direct Debits API

Police Bank Banking Account Scheduled Payments API

Police Bank Banking Account Transactions API

Police Bank Banking Accounts API

Police Bank Banking Payees API

Police Bank Banking Products API

MCP Servers 1

police-bank-mcp.yml

Security Posture 2

Police Bank Authentication

Police Bank Domain Security