Up website screenshot

Up

Up is an Australian digital-only neobank founded in 2018 as a collaboration between Melbourne software company Ferocia and Bendigo and Adelaide Bank. Up is not a mutual and is not separately licensed; it operates as a brand of ASX-listed Bendigo and Adelaide Bank, which holds the Authorised Deposit-taking Institution (ADI) licence, provides the underlying deposit products, and acquired full ownership of Ferocia and Up in 2021. Marketed as Australia's first fully cloud-hosted bank, Up serves more than one million customers through a mobile-first app with no monthly account fees, high-interest savers, and rich transaction categorisation. Up has a strong public API posture for its size - it exposes both a documented personal-banking developer API (accounts, transactions, tags, webhooks) and, as required of every Australian data holder under the Consumer Data Right (CDR / Open Banking), a public, unauthenticated Product Reference Data (PRD) API conforming to the DSB Consumer Data Standards.

Up publishes 14 APIs on the APIs.io network, including Accounts API, Attachments API, Banking Account Balances API, and 11 more. Tagged areas include Financial, Banks, Open Banking, CDR, and Consumer Banking.

The Up catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Up’s developer surface includes documentation, getting-started guide, engineering blog, pricing, signup flow, support, authentication, and 27 more developer resources.

🌐 Visit website 📡 Source on GitHub
56.5/100 developing ▬ flat Agent 85/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
14 APIs 1 MCP Servers
FinancialBanksOpen BankingCDRConsumer BankingAustraliaNeobankProduct Reference Data

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 56.5/100 · developing
Contract Quality 15.6 / 25
Developer Ergonomics 12.2 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 4.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 85/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/up-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 14

Individual APIs this provider publishes, each with its own machine-readable definition.

Up Accounts API

Accounts represent the underlying store used to track balances and the transactions that have occurred to modify those balances over time. Up currently has three types of accoun...

Up Attachments API

Attachments represent uploaded files that are attached to transactions, these are commonly receipts.

Up Banking Account Balances API

Banking Account Balance endpoints

Up Banking Account Direct Debits API

Banking Account Direct Debit endpoints

Up Banking Account Scheduled Payments API

Banking Account Scheduled Payment endpoints

Up Banking Account Transactions API

Banking Account Transaction endpoints

Up Banking Accounts API

Banking Account endpoints

Up Banking Payees API

Banking Payee endpoints

Up Banking Products API

Banking Product endpoints

Up Categories API

Categories enable understanding where your money goes by driving powerful insights in Up. All categories in Up are pre-defined and are automatically assigned to new purchases in...

Up Tags API

Tags are custom labels that can be associated with transactions on Up. Within the Up application, tags provide additional insight into spending. For example, you could have a "T...

Up Transactions API

Transactions represent the movement of money into and out of an account. They have many characteristics that vary depending on the kind of transaction. Transactions may be tempo...

Up Utility endpoints API

Some endpoints exist not to expose data, but to test the API itself. Currently there is only one endpoint in this group: ping!

Up Webhooks API

Webhooks provide a mechanism for a configured URL to receive events when transaction activity occurs on Up. You can think of webhooks as being like push notifications for your s...

Scroll for all 14

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

up-bank-mcp.yml

MCP SERVER

Rate Limits 1

Documented rate limits and quota policies.

Up Bank Rate Limits

0 limits

RATE LIMITS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Up Personal Banking Webhooks

Event surface for the Up Personal Banking API. Once a webhook is registered (POST /webhooks), Up delivers JSON-encoded POST callbacks to the configured URL whenever transaction ...

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Up Bank Authentication

http/oauth2/openIdConnect · 2 schemes

SECURITY

Up Bank Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Up Bank Vulnerability Disclosure

Bugcrowd · security.txt · contact published

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Up Bank Scopes

10 scopes

10 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Up Bank Agentic Access

39 operations · 9 acting

39 operations · 9 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 AsyncAPI
AsyncAPI

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 WellKnown
WellKnown
 MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel
 Webhooks
Webhooks

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Packages
Packages

Access & Security 6

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity
 Security
Security
 Authentication
Authentication
 OAuthScopes
OAuthScopes
 SecurityTxt
SecurityTxt

Operate 3

Status, limits, changes, and where to get help

Support
Support
 Deprecation
Deprecation
 RateLimits
RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

Website
Website
 LinkedIn
LinkedIn
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

OpenIDConnect
OpenIDConnect

Source (apis.yml)

apis.yml Raw ↑ 
aid: up-bank
url: https://raw.githubusercontent.com/api-evangelist/up-bank/refs/heads/main/apis.yml
name: Up
kind: company
description: Up is an Australian digital-only neobank founded in 2018 as a collaboration between Melbourne software company
  Ferocia and Bendigo and Adelaide Bank. Up is not a mutual and is not separately licensed; it operates as a brand of ASX-listed
  Bendigo and Adelaide Bank, which holds the Authorised Deposit-taking Institution (ADI) licence, provides the underlying
  deposit products, and acquired full ownership of Ferocia and Up in 2021. Marketed as Australia's first fully cloud-hosted
  bank, Up serves more than one million customers through a mobile-first app with no monthly account fees, high-interest savers,
  and rich transaction categorisation. Up has a strong public API posture for its size - it exposes both a documented personal-banking
  developer API (accounts, transactions, tags, webhooks) and, as required of every Australian data holder under the Consumer
  Data Right (CDR / Open Banking), a public, unauthenticated Product Reference Data (PRD) API conforming to the DSB Consumer
  Data Standards.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/up-bank.png
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Neobank
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-22'
specificationVersion: '0.19'
apis:
- aid: up-bank:up-bank-accounts-api
  name: Up Accounts API
  description: 'Accounts represent the underlying store used to track balances

    and the transactions that have occurred to modify those balances

    over time. Up currently has three types of account: `SAVER`—used to

    earn interest and to hit savings goals, `TRANSACTIONAL`—used

    for everyday spending, and `HOME_LOAN`-for those with an Up Home loan.'
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/up-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-attachments-api
  name: Up Attachments API
  description: Attachments represent uploaded files that are attached to transactions, these are commonly receipts.
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Attachments
  properties:
  - type: OpenAPI
    url: openapi/up-bank-attachments-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-banking-account-balances-api
  name: Up Banking Account Balances API
  description: Banking Account Balance endpoints
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Balances
  properties:
  - type: OpenAPI
    url: openapi/up-bank-banking-account-balances-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-banking-account-direct-debits-api
  name: Up Banking Account Direct Debits API
  description: Banking Account Direct Debit endpoints
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/up-bank-banking-account-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-banking-account-scheduled-payments-api
  name: Up Banking Account Scheduled Payments API
  description: Banking Account Scheduled Payment endpoints
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/up-bank-banking-account-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-banking-account-transactions-api
  name: Up Banking Account Transactions API
  description: Banking Account Transaction endpoints
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Banking Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/up-bank-banking-account-transactions-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-banking-accounts-api
  name: Up Banking Accounts API
  description: Banking Account endpoints
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Banking Accounts
  properties:
  - type: OpenAPI
    url: openapi/up-bank-banking-accounts-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-banking-payees-api
  name: Up Banking Payees API
  description: Banking Payee endpoints
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Banking Payees
  properties:
  - type: OpenAPI
    url: openapi/up-bank-banking-payees-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-banking-products-api
  name: Up Banking Products API
  description: Banking Product endpoints
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Banking Products
  properties:
  - type: OpenAPI
    url: openapi/up-bank-banking-products-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-categories-api
  name: Up Categories API
  description: 'Categories enable understanding where your money goes by driving

    powerful insights in Up. All categories in Up are pre-defined

    and are automatically assigned to new purchases in most cases. A

    parent-child relationship is used to represent categories,

    however parent categories cannot be directly assigned to

    transactions.'
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Categories
  properties:
  - type: OpenAPI
    url: openapi/up-bank-categories-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-tags-api
  name: Up Tags API
  description: 'Tags are custom labels that can be associated with transactions

    on Up. Within the Up application, tags provide additional insight

    into spending. For example, you could have a "Take Away" tag that

    you apply to purchases from food delivery services. The Up API

    allows you to manage the tags associated with transactions. Each

    transaction may have up to 6 tags.


    Tags are identified by their labels, which are unique strings,

    so the tag "Holiday" has also the `id` `"Holiday"`.'
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Tags
  properties:
  - type: OpenAPI
    url: openapi/up-bank-tags-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-transactions-api
  name: Up Transactions API
  description: 'Transactions represent the movement of money into and out of an

    account. They have many characteristics that vary depending on

    the kind of transaction. Transactions may be temporarily `HELD`

    (pending) or `SETTLED`, typically depending on which payment

    method was used at the point of sale.'
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/up-bank-transactions-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-utility-endpoints-api
  name: Up Utility endpoints API
  description: 'Some endpoints exist not to expose data, but to test the API

    itself. Currently there is only one endpoint in this group: ping!'
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Utility endpoints
  properties:
  - type: OpenAPI
    url: openapi/up-bank-utility-endpoints-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
- aid: up-bank:up-bank-webhooks-api
  name: Up Webhooks API
  description: 'Webhooks provide a mechanism for a configured URL to receive

    events when transaction activity occurs on Up. You can think of

    webhooks as being like push notifications for your server-side

    application.'
  humanURL: https://up.com.au/cdr-policy/
  baseURL: https://api.up.com.au/cds-au/v1/banking/products
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/up-bank-webhooks-api-openapi.yml
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  - type: APIReference
    url: https://consumerdatastandardsaustralia.github.io/standards/#consumer-data-standards-banking-apis
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  - type: Documentation
    url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  - type: Documentation
    url: https://developer.up.com.au/
  - type: APIReference
    url: https://developer.up.com.au/#welcome
  - type: SourceCode
    url: https://github.com/up-banking/api
  - type: AsyncAPI
    url: asyncapi/up-bank-webhooks-asyncapi.yml
common:
- type: AgenticAccess
  url: agentic-access/up-bank-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/up-bank-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/up-bank-domain-security.yml
- type: Website
  url: https://www.up.com.au/
- type: DeveloperPortal
  url: https://developer.up.com.au/
- type: Documentation
  url: https://developer.up.com.au/
- type: GettingStarted
  url: https://developer.up.com.au/#getting-started
- type: GitHubOrganization
  url: https://github.com/up-banking
- type: LinkedIn
  url: https://www.linkedin.com/company/upbanking/
- type: Blog
  url: https://up.com.au/blog/
- type: Pricing
  url: https://www.up.com.au/pricing/
- type: SignUp
  url: https://up.com.au/download/
- type: TermsOfService
  url: https://up.com.au/terms-and-information/
- type: PrivacyPolicy
  url: https://www.up.com.au/privacy/
- type: Support
  url: https://up.com.au/support/
- type: Security
  url: https://bugcrowd.com/engagements/bendigobank-vdp
- type: Authentication
  url: authentication/up-bank-authentication.yml
- type: OpenIDConnect
  url: well-known/up-bank-openid-configuration.json
- type: OAuthScopes
  url: scopes/up-bank-scopes.yml
- type: Conventions
  url: conventions/up-bank-conventions.yml
- type: ErrorCatalog
  url: errors/up-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/up-bank-lifecycle.yml
- type: Deprecation
  url: https://developer.up.com.au/
- type: Conformance
  url: conformance/up-bank-conformance.yml
- type: WellKnown
  url: well-known/up-bank-well-known.yml
- type: SecurityTxt
  url: well-known/up-bank-security.txt
- type: MCPServer
  url: mcp/up-bank-mcp.yml
- type: LLMsTxt
  url: llms/up-bank-llms.txt
- type: Packages
  url: packages/up-bank-packages.yml
- type: RateLimits
  url: rate-limits/up-bank-rate-limits.yml
- type: DataModel
  url: data-model/up-bank-data-model.yml
- type: AsyncAPI
  url: asyncapi/up-bank-webhooks-asyncapi.yml
- type: Webhooks
  url: asyncapi/up-bank-webhooks-asyncapi.yml
- type: AgentSkill
  url: skills/_index.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com