niche · 1.4

Neobank

Score 17.1 / 100 51 providers 5 APIs Search apis.io →

Providers using this tag (51)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 1 Complete, well-documented, and agent-ready
QontoBusiness BankingFintechPayments1 API73.3
Strong 1 Solid coverage with minor gaps
Cash AppFinancial-ServicesPaymentsUnited StatesFintech12 APIs56.7
Developing 3 Usable, with meaningful gaps to close
UpFinancialBanksOpen BankingCDR2 APIs47.4ChimeFintechBankingChecking Accounts1 API44.6CuencaCompanyFintechPaymentsBanking1 API40.9
Thin 3 Limited public surface area
bunqBankingPaymentsAccount1 API39.1UaláCompanyFintechPaymentsBanking2 APIs38.0Number26CompanyFintechBanking1 API35.7
Emerging 17 Early or largely undocumented
Open (open.money)Connected BankingSMBEmbedded Finance10 APIs25.6Copper BankingCompanyFinancial-ServicesFintechConsumer Finance1 API23.6NovoFinancial-ServicesBankingUnited States20.4PicPayPaymentsDigital WalletDigital Bank4 APIs19.3heliosCompanyBankingFintech18.4NeobanksDigital BankingFintechMobile Banking4 APIs16.4Nu (Nubank)BankingCredit CardsOpen Finance5 APIs15.6DeblockCompanyFintechBanking15.3KOHOFinancial-ServicesBankingCanadaFintech14.8DaveCompanyFintechBanking13.7SumeriaCompanyPaymentsBankingFintech13.4OneCompanyFintechBankingPayments12.6CurrentCompanyFintechConsumer Banking1 API11.5ComunCompanyFintechBanking11.3TangerineFinancial-ServicesBankingCanadaDigital Bank11.3AlboCompanyBankingFinancial-ServicesFintech11.0Marcus by Goldman SachsFinancial-ServicesBankingUnited StatesConsumer Banking1 API11.0
Minimal 26 Almost no public developer surface
NohCompanyFintechPayments10.7Charlie FinanceCompanyFintechBanking9.9KlarCompanyFintechBanking9.2Neo FinancialFinancial-ServicesBankingCanadaFintech9.0SliceBankingSmall Finance BankConsumer Finance8.9Jupiter MoneyBankingDigital BankingFintech8.8N26CompanyFintechBanking8.6TonikCompanyFintechDigital Bank8.6VividCompanyFintechBanking8.6Fidor BankCompanyFintechBankingBanking as a Service1 API7.5Fintech FarmCompanyBankingFinancial-Services6.5Fi MoneyFintechConsumer BankingPersonal Finance5.0KudaBankingDigital BankRetail Banking4.9Niyo SolutionsFintechConsumer BankingTravel Banking4.8SpotPayCompanyPaymentsStablecoin4.2LydiaCompanyPaymentsFintechMobile Payments3.3BankiomCompanyFintechBanking2.4FairMoneyDigital BankMobile BankingMicro-Lending2.2UaláFintechDigital BankingPrepaid Card2.0FlorinCompanyFintechBanking as a Service1.5NEO SuccessCompanyFintechPersonal FinanceMoney Management1.5OnitCompanyFintechBanking1.5OpenCompanyFintechBankingBusiness Banking1.5OxygenCompanyFintechBanking1.5StoriFinancial-ServicesDigital BankConsumer Finance1.5LanistarCompanyDefunctFinancial-ServicesFintech0.0

APIs with this tag (5)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Emerging 5 Early or largely undocumented
Open Connected Banking PlatformOpen's flagship SMB neobanking application. Connects one or more partner-bank current accounts (ICICI, SBI,...25.6Bunq APIEuropean neobank with extensive API capabilities.16.4Monzo APIUK-based digital bank with API-first approach.16.4Revolut APIDigital banking platform offering accounts, payments, and financial services.16.4Starling Bank APIUK digital bank with comprehensive developer platform.16.4

Score breakdown

Frequency
48.3
log-scaled weighted occurrences
Breadth
1.4
spread across providers
Quality lift
18.0
mean composite of providers using it
Cohesion
7.1
strength of nearest seed neighbor

Related tags

Mobile Banking 11 co-occurrences Digital Bank 7 co-occurrences Digital Banking 7 co-occurrences Consumer Finance 13 co-occurrences Savings 8 co-occurrences Banking 36 co-occurrences Credit Cards 7 co-occurrences Consumer Banking 6 co-occurrences

Where this tag comes from

Provider tag51
Api tag5

Cohort brief

Auto-generated

The 51 providers in the APIs.io catalog tagged Neobank, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
51
all scored
Mean Kin Score
15.1
-5.6 vs catalog 20.7
Mean Agent Readiness
6
-3.7 vs catalog 9.7
Spread
0–74.6
median 9.2 · σ 16.3
How the 51 split by band
Exemplar 1Strong 2Developing 3Thin 2Emerging 13Minimal 30
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Access Clarity 22.4 22.3 +0.1 51
Discoverability 58.2 60.4 -2.2 51
Operational Transparency 8.8 11.3 -2.5 51
Contract Governance 2.9 6.4 -3.5 51
Developer Ergonomics 14 17.9 -3.9 51
Contract Quality 8.1 17.5 -9.4 51

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 14% 16% -2
MCP server (first-party) 6% 7% -1
Agent Skills 0% 0% 0
OAuth scopes 8% 9% -1
Security 98% 88% +10
Arazzo workflows 0% 2% -2
Governance rules 2% 13% -11

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Qonto 74.6
  2. 2 Cash App 61.5
  3. 3 Up 55.5
  4. 4 Chime 43.7
  5. 5 Cuenca 40.9
  6. 6 Ualá 40.1
  7. 7 bunq 37.3
  8. 8 Number26 37.2
  9. 9 Copper Banking 24.7
  10. 10 Novo 20.4
Top by Agent Readiness
  1. 1 Up 50.5
  2. 2 Cash App 48
  3. 3 Qonto 44.1
  4. 4 Ualá 35.1
  5. 5 Cuenca 26.8
  6. 6 Chime 25.5
  7. 7 Number26 23.4
  8. 8 bunq 19.8
  9. 9 Copper Banking 15.1
  10. 10 Fidor Bank 2.5
All 51 members of this roster resolve to a scored provider in the catalog.Generated from the catalog build of 25 August 2026, across 26891 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

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  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
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