Klar

Klar is a Mexican digital financial services platform (neobank) headquartered in Mexico City with engineering in Berlin, serving roughly 7 million customers. Regulated by Mexico's CNBV, Klar offers a deposit account with yield, a no-annual-fee credit card, a secured (garantizada) credit card, the metal Platino card, personal loans, investment products, and Chubb-underwritten life and fraud insurance, plus cashback and interest-free-months (MSI) benefits. It also runs Klar Empresarial for business customers, partnered with Uber to launch the Uber Card in Mexico, and announced the acquisition of mortgage fintech Yave. Klar's product surface is delivered entirely through its consumer mobile app and website; as of this profile Klar publishes NO public developer portal, API reference, SDKs, or sandbox, and no OpenAPI, AsyncAPI, or webhook surface could be found. Third-party access to Klar accounts is generally brokered through Latin American open-finance aggregators (Belvo, Pluggy, Plaid) rather than a first-party Klar API. Klar does operate a public GitHub organization (klar-mx), but its repositories are internal infrastructure and DevOps tooling and forks, not client libraries for a Klar API.

Klar is profiled on the APIs.io network. Tagged areas include Company, Fintech, Neobank, Banking, and Credit Cards.

Klar’s developer surface includes signup flow, support, and 11 more developer resources.

🌐 Visit website 📡 Source on GitHub

9.2/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Fintech Neobank Banking Credit Cards Consumer Lending Investments Insurance Mexico Latin America

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 9.2/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/klar: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

SecurityOverview

SecurityOverview

Operate 2

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

PressRoom

PressRoom

Careers

Careers

Source (apis.yml)

aid: klar
name: Klar
type: Index
description: Klar is a Mexican digital financial services platform (neobank) headquartered in Mexico City with engineering
  in Berlin, serving roughly 7 million customers. Regulated by Mexico's CNBV, Klar offers a deposit account with yield, a
  no-annual-fee credit card, a secured (garantizada) credit card, the metal Platino card, personal loans, investment products,
  and Chubb-underwritten life and fraud insurance, plus cashback and interest-free-months (MSI) benefits. It also runs Klar
  Empresarial for business customers, partnered with Uber to launch the Uber Card in Mexico, and announced the acquisition
  of mortgage fintech Yave. Klar's product surface is delivered entirely through its consumer mobile app and website; as of
  this profile Klar publishes NO public developer portal, API reference, SDKs, or sandbox, and no OpenAPI, AsyncAPI, or webhook
  surface could be found. Third-party access to Klar accounts is generally brokered through Latin American open-finance aggregators
  (Belvo, Pluggy, Plaid) rather than a first-party Klar API. Klar does operate a public GitHub organization (klar-mx), but
  its repositories are internal infrastructure and DevOps tooling and forks, not client libraries for a Klar API.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/klar.png
access: Private
position: Consumer-App
url: https://raw.githubusercontent.com/api-evangelist/klar/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- prosus-ventures
x-tier: no-public-api
x-tier-reason: Consumer neobank with no public developer program. Enrichment pass 2026-07-19 probed klar.mx, developer/docs/api
  subdomains, /llms.txt, /.well-known/*, the klar-mx GitHub organization, and open-banking trackers; no API surface exists
  to catalog. Identity and domain-security artifacts only.
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Neobank
- Banking
- Credit Cards
- Consumer Lending
- Investments
- Insurance
- Mexico
- Latin America
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/klar-domain-security.yml
- type: WellKnown
  url: well-known/klar-well-known.yml
- type: Website
  url: https://klar.mx
- type: SignUp
  url: https://signup.klar.mx
- type: Support
  url: https://klar.mx/contacta-a-klar
- type: HelpCenter
  url: https://klar.mx/soporte-faq
- type: TermsOfService
  url: https://klar.mx/klar-legal
- type: PrivacyPolicy
  url: https://klar.mx/aviso-de-privacidad
- type: GitHubOrganization
  url: https://github.com/klar-mx
- type: PressRoom
  url: https://klar.mx/sala-de-prensa
- type: Careers
  url: https://klar.mx/bolsa-de-trabajo
- type: SecurityOverview
  url: https://klar.mx/seguridad
- type: LLMsTxt
  url: llms/klar-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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