Neobanks

A collection of APIs from leading neobanks and digital banking platforms including Revolut, Monzo, Starling Bank, N26, Nubank, Bunq, and others that offer modern banking services through developer-friendly APIs.

Neobanks publishes 4 APIs on the APIs.io network. Tagged areas include Digital Banking, Fintech, Mobile Banking, Neobank, and Open Banking.

🌐 Visit website 📡 Source on GitHub

9.2/100 minimal ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-24 · rubric v0.12.1

AccessFreemium

4 APIs

Digital Banking Fintech Mobile Banking Neobank Open Banking

Kin Score

Kin Score How this is scored →
scored 2026-08-24 · rubric v0.12.1

Composite quality — 9.2/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 2.7 / 17

Operational Transparency 0.9 / 11

Contract Governance 0.0 / 10

Discoverability 6.3 / 9

Regulatory Posture 2.3 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/neobanks: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Neobanks Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Access & Security 2

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Source (apis.yml)

aid: neobanks
name: Neobanks
description: A collection of APIs from leading neobanks and digital banking platforms including Revolut, Monzo, Starling Bank,
  N26, Nubank, Bunq, and others that offer modern banking services through developer-friendly APIs.
type: Index
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/neobanks.png
tags:
- Digital Banking
- Fintech
- Mobile Banking
- Neobank
- Open Banking
url: https://raw.githubusercontent.com/api-evangelist/neobanks/refs/heads/main/apis.yml
created: '2024-01-15'
modified: '2026-04-28'
specificationVersion: '0.23'
apis:
- aid: neobanks:revolut
  name: Revolut API
  description: Digital banking platform offering accounts, payments, and financial services.
  humanURL: https://developer.revolut.com
  baseURL: https://api.revolut.com
  tags:
  - Banking
  - Fintech
  - Neobank
  - Payments
  properties:
  - type: Documentation
    url: https://developer.revolut.com/docs
  - type: Authentication
    url: https://developer.revolut.com/docs/api-authentication
- aid: neobanks:monzo
  name: Monzo API
  description: UK-based digital bank with API-first approach.
  humanURL: https://docs.monzo.com
  baseURL: https://api.monzo.com
  tags:
  - Banking
  - Neobank
  - Open Banking
  - UK
  properties:
  - type: Documentation
    url: https://docs.monzo.com
- aid: neobanks:starling-bank
  name: Starling Bank API
  description: UK digital bank with comprehensive developer platform.
  humanURL: https://developer.starlingbank.com
  baseURL: https://api.starlingbank.com
  tags:
  - Banking
  - Neobank
  - Open Banking
  - UK
  properties:
  - type: Documentation
    url: https://developer.starlingbank.com/docs
  - type: GettingStarted
    url: https://developer.starlingbank.com/get-started
- aid: neobanks:bunq
  name: Bunq API
  description: European neobank with extensive API capabilities.
  humanURL: https://doc.bunq.com
  baseURL: https://api.bunq.com
  tags:
  - Banking
  - Europe
  - Neobank
  properties:
  - type: Documentation
    url: https://doc.bunq.com
  - type: Reference
    url: https://doc.bunq.com/api-reference
  - type: GitHubOrganization
    url: https://github.com/bunq
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
common:
- type: VulnerabilityDisclosure
  url: security/neobanks-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/neobanks-domain-security.yml

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Neobanks

Kin Score

APIs 4

Revolut API

Monzo API

Starling Bank API

Bunq API

Pricing Plans 1

Neobanks Plans Pricing

Rate Limits 1

Neobanks Rate Limits

FinOps 1

Neobanks Finops

Security Posture 2

Neobanks Domain Security

Neobanks Vulnerability Disclosure

Resources