Neobanks

A collection of APIs from leading neobanks and digital banking platforms including Revolut, Monzo, Starling Bank, N26, Nubank, Bunq, and others that offer modern banking services through developer-friendly APIs.

Neobanks publishes 4 APIs on the APIs.io network. Tagged areas include Digital Banking, Fintech, Mobile Banking, Neobank, and Open Banking.

18.8/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessFreemium
4 APIs
Digital BankingFintechMobile BankingNeobankOpen Banking

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 18.8/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 7.9 / 20
Operational Transparency 4.1 / 13
Governance 0.0 / 12
Discoverability 7.4 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/neobanks: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Revolut API

Digital banking platform offering accounts, payments, and financial services.

Monzo API

UK-based digital bank with API-first approach.

Starling Bank API

UK digital bank with comprehensive developer platform.

Bunq API

European neobank with extensive API capabilities.

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

Neobanks Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Neobanks Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Neobanks Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Access & Security 2

Authentication, authorization, and security posture

Source (apis.yml)

apis.yml Raw ↑
aid: neobanks
name: Neobanks
description: A collection of APIs from leading neobanks and digital banking platforms including Revolut, Monzo, Starling Bank,
  N26, Nubank, Bunq, and others that offer modern banking services through developer-friendly APIs.
type: Index
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/neobanks.png
tags:
- Digital Banking
- Fintech
- Mobile Banking
- Neobank
- Open Banking
url: https://raw.githubusercontent.com/api-evangelist/neobanks/refs/heads/main/apis.yml
created: '2024-01-15'
modified: '2026-04-28'
specificationVersion: '0.19'
apis:
- aid: neobanks:revolut
  name: Revolut API
  description: Digital banking platform offering accounts, payments, and financial services.
  humanURL: https://developer.revolut.com
  baseURL: https://api.revolut.com
  tags:
  - Banking
  - Fintech
  - Neobank
  - Payments
  properties:
  - type: Documentation
    url: https://developer.revolut.com/docs
  - type: Authentication
    url: https://developer.revolut.com/docs/api-authentication
- aid: neobanks:monzo
  name: Monzo API
  description: UK-based digital bank with API-first approach.
  humanURL: https://docs.monzo.com
  baseURL: https://api.monzo.com
  tags:
  - Banking
  - Neobank
  - Open Banking
  - UK
  properties:
  - type: Documentation
    url: https://docs.monzo.com
- aid: neobanks:starling-bank
  name: Starling Bank API
  description: UK digital bank with comprehensive developer platform.
  humanURL: https://developer.starlingbank.com
  baseURL: https://api.starlingbank.com
  tags:
  - Banking
  - Neobank
  - Open Banking
  - UK
  properties:
  - type: Documentation
    url: https://developer.starlingbank.com/docs
  - type: GettingStarted
    url: https://developer.starlingbank.com/get-started
- aid: neobanks:bunq
  name: Bunq API
  description: European neobank with extensive API capabilities.
  humanURL: https://doc.bunq.com
  baseURL: https://api.bunq.com
  tags:
  - Banking
  - Europe
  - Neobank
  properties:
  - type: Documentation
    url: https://doc.bunq.com
  - type: Reference
    url: https://doc.bunq.com/api-reference
  - type: GitHubOrganization
    url: https://github.com/bunq
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
common:
- type: VulnerabilityDisclosure
  url: security/neobanks-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/neobanks-domain-security.yml