Nu (Nubank)

aid: nubank
name: Nu (Nubank)
description: Nu Holdings (Nubank) is Latin America's largest digital bank, with tens of millions of customers across Brazil,
  Mexico, and Colombia. Its core product surface - credit card, account, lending, investments, and insurance - is consumer-facing
  through the Nu mobile app, and Nubank does not publish a general-purpose public developer portal. Nubank participates in
  Brazil's Open Finance (Open Banking Brasil) regime, which standardises consent-driven access to account, transaction, and
  payment-initiation APIs for authorised third parties; Nubank's Open Finance endpoints are registered with the Brazilian
  Central Bank's directory. For merchant acceptance, Nubank operates NuPay for Business, a REST API for checkout payments,
  refunds, OAuth2/CIBA-based authorization, beneficiary management, and webhook event notifications, hosted at api.spinpay.com.br.
type: Index
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: free
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Free
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/nubank.png
access: 3rd-Party
position: Producing
created: '2026-05-23'
modified: '2026-05-23'
tags:
- Neobank
- Banking
- Credit Cards
- Open Finance
- Payments
- Brazil
- Mexico
- Colombia
- Latin America
url: https://raw.githubusercontent.com/api-evangelist/nubank/refs/heads/main/apis.yml
specificationVersion: '0.23'
apis:
- aid: nubank:open-finance
  name: Nubank Open Finance Brasil API
  description: Open Finance Brasil endpoints registered by Nubank in the Central Bank directory. Provides consent-driven access
    to account, credit-card, loan, and payment-initiation data for authorised TPPs under the Brazilian Open Finance regulatory
    framework.
  humanURL: https://openfinance.dev.br/provider/Nubank
  baseURL: https://openbanking.nubank.com.br
  tags:
  - Open Finance
  - Open Banking
  - Consent
  - Brazil
  properties:
  - type: Documentation
    url: https://openfinance.dev.br/provider/Nubank
- aid: nubank:nupay-checkout
  name: NuPay for Business - Checkout API
  description: REST API for creating and managing NuPay checkout orders, querying payment status, cancelling unpaid orders,
    and processing refunds for completed transactions. Built for Brazilian merchants accepting NuPay as a payment method.
  humanURL: https://docs.nupaybusiness.com.br/
  baseURL: https://api.spinpay.com.br
  tags:
  - Checkout
  - Payments
  - Refunds
  properties:
  - type: Documentation
    url: https://docs.nupaybusiness.com.br/checkout/docs/openapi/index.html
- aid: nubank:nupay-auth
  name: NuPay for Business - Authentication API
  description: OAuth2 app-based authorization, CIBA (Client-Initiated Backchannel Authentication) for web flows, OTP validation,
    and token issuance / refresh for NuPay merchant integrations.
  humanURL: https://docs.nupaybusiness.com.br/
  baseURL: https://authentication.spinpay.com.br
  tags:
  - Authentication
  - CIBA
  tags_raw:
  - OAuth2
  - CIBA
  - Authentication
  properties:
  - type: Documentation
    url: https://docs.nupaybusiness.com.br/
- aid: nubank:nupay-beneficiaries
  name: NuPay for Business - Beneficiary Management API
  description: Register, query, and version final beneficiaries on NuPay orders with document validation across CPF, CNPJ,
    and international identifier types.
  humanURL: https://docs.nupaybusiness.com.br/
  baseURL: https://api.spinpay.com.br
  tags:
  - Beneficiaries
  - Compliance
  properties:
  - type: Documentation
    url: https://docs.nupaybusiness.com.br/
- aid: nubank:nupay-webhook
  name: NuPay for Business - Event Webhooks
  description: Signed webhook callbacks delivering payment-status and refund-status updates to merchant-configured endpoints.
    Includes signature validation headers so merchants can verify NuPay as the sender.
  humanURL: https://docs.nupaybusiness.com.br/
  baseURL: customer-configured
  tags:
  - Webhook
  - Event
  - Callbacks
  tags_raw:
  - Webhooks
  - Events
  - Callbacks
  properties:
  - type: Documentation
    url: https://docs.nupaybusiness.com.br/
common:
- type: VulnerabilityDisclosure
  url: security/nubank-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/nubank-domain-security.yml
- type: Website
  url: https://nubank.com.br/
- type: Investor Relations
  url: https://investors.nu/
- type: Engineering Blog
  url: https://building.nubank.com/
- type: GitHub
  url: https://github.com/nubank
- type: LinkedIn
  url: https://www.linkedin.com/company/nubank
- type: Open Finance Directory
  url: https://openfinance.dev.br/provider/Nubank
- type: NuPay Documentation
  url: https://docs.nupaybusiness.com.br/
maintainers:
- FN: API Evangelist
  url: https://apievangelist.com