Latin American Open Finance (Brazil OFB + Pix)
Regulated market (open finance brasil directory with per-family conformance; pix participants register). The Kin Score Market layer reads each provider in its market: who it integrates with, how deep those integrations go, and where the market publishes its own structure. Methodology.
Where this market publishes its structure
- Open Finance Brasil directory (data.directory.openbankingbrasil.org.br/participants) machine-readable, 105 organisations, 3,462 API resources with CertificationStatus; 17 linked (2 new participation edges, 15 reuse open-banking's)
- Pix participants (bcb.gov.br lista-participantes-instituicoes-em-adesao-pix-20261015.csv) machine-readable, 881 participants, name + CNPJ only; domain via OFB CNPJ or Wikidata P6204->P856 (2,112 CNPJ items); 18 linked
- Mexico CNBV ITF (Fintech) authorised list not machine-readable: SharePoint page rendered by JS; /_api 403; gob.mx behind a bot challenge (2026-10-15)
- Chile CMF Sistema de Finanzas Abiertas / Ley Fintec registers not machine-readable: cmfchile.cl refuses non-browser connections (2026-10-15)
- Colombia SFC open finance not machine-readable: voluntary regime; no participant register published
Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.
Taxonomy how this market maps onto apis.io
Derived 2026-10-15 from the 29 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.
| Tags | Payments 86%, Fintech 76%, Brazil 55%, Pix 55%, Latin America 52%, Boleto 31%, Banking 24%, Subscription 21%, Point-of-Sale 21%, Mexico 21%, Checkout 21% |
|---|---|
| Tag groups | Fintech 93%, Brazil 66%, Latin America 52%, Tokenization 38%, Embedded Finance 28%, Agentic Commerce 24%, Finance 24%, Restaurant 21% |
| Industries | Payments & Money Movement 90%, Financial Technology 76%, Banking & Open Banking 41% |
| Capabilities | Payments & Card Management 21% |
share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py
Leaders by position (provisional)
Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.
builds-on 1 · publishes apps on other platforms' stores
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Openpay | 17.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | builds-on-platform 100% |
covered 1 · reached mainly through aggregators
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Bitso | 28.9 thin | 2 | 0 / 2 | 0 | 0 | 0 | covered 100% |
regulated 18 · named in a regulator's register or partners' contracts
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Banco do Brasil | 71.7 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Mercado Pago | 70.8 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Nu (Nubank) | 70.8 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Stone | 70.8 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Celcoin | 69.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 75%, standard 25% |
| PicPay | 68.9 | 4 | 0 / 4 | 0 | 0 | 0 | contract 75%, standard 25% |
| Dock | 68.1 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| EBANX | 66.4 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Cora | 65.5 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Belvo | 64.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 75%, standard 25% |
| Iniciador | 64.1 | 4 | 0 / 4 | 0 | 0 | 0 | contract 75%, standard 25% |
| Asaas | 61.1 | 4 | 0 / 4 | 0 | 0 | 0 | contract 75%, builds-on-platform 25% |
| Revolut | 58.3 | 13 | 0 / 13 | 0 | 0 | 1 | provider-built 20%, ipaas-bridge 7%, contract 60%, standard 7%, covered 7% |
| MercadoBitcoin | 56.1 | 5 | 0 / 5 | 0 | 0 | 0 | contract 60%, covered 40% |
| Cielo | 53.6 | 4 | 0 / 4 | 0 | 0 | 1 | ipaas-bridge 25%, contract 75% |
| Efí | 47.5 | 4 | 0 / 4 | 0 | 0 | 1 | ipaas-bridge 25%, contract 75% |
| Wise | 41.7 | 6 | 0 / 6 | 0 | 0 | 2 | ipaas-bridge 33%, contract 67% |
| Getnet | 26.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
mixed 1 · no single mode dominates
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Iugu | 40.2 | 3 | 0 / 3 | 0 | 0 | 1 | ipaas-bridge 33%, contract 33%, standard 33% |
undeclared 8 · declares nothing we can read: no number
Workflows
No in-market workflows yet; bridges: 2 (2 not yet mapped to a capability). In-market workflows only: a step on the market provider's side maps to this market's business capabilities (BC-1340, BC-1320, BC-1300, BC-210.40), and the partner is not a generic export/notify app. Other workflows are counted as bridges (including any whose steps do not resolve to a capability yet). Methodology.
Generated 2026-10-15 from API Evangelist's own files; nothing on this page is a model's judgement. Provisional and unweighted; not part of the Kin Score composite or agent readiness. Read the Market layer methodology. Disagree with an edge? Every edge cites its evidence and can be corrected through the normal correction path.