Mercado Pago
Mercado Pago is the payments and financial-services arm of Mercado Libre, Latin America's largest e-commerce and fintech platform. Founded in 2003, it processes a substantial share of LatAm digital payments across Brazil (PIX, Boleto, cards), Argentina, Mexico (SPEI, OXXO), Chile, Colombia, Peru, and Uruguay, with consumer wallet, merchant acquiring, card issuing, lending, and crypto products layered on top. The developer portal at developers.mercadopago.com exposes a deep payments stack — Checkout Pro (hosted), Checkout Bricks (composable web components), Checkout API (full server-side control), Orders API (next-gen checkout), Subscriptions, Payment Links, Point (in-person card readers), and QR payments — backed by REST APIs and official SDKs in Node.js / TypeScript, Python, PHP, Ruby, Java, .NET, Go, iOS, and Android, plus a CLI, an MCP server for AI agents, e-commerce plugins (WooCommerce, VTEX, Tiendanube, Shopify), and an n8n integration. Regional developer portals (.com.ar, .com.br, .com.mx, .com.cl, .com.co, .com.pe, .com.uy) localise docs and pricing per LATAM market.
APIs
Mercado Pago Payments API
Core REST API for creating and managing payments across cards, account money, bank transfer (PIX in Brazil, SPEI in Mexico, PSE in Colombia), boleto, OXXO cash, and other LATAM ...
Mercado Pago Checkout Pro
Hosted, pre-configured checkout experience. Merchants create a preference via API, then redirect the buyer to a Mercado Pago hosted page that handles UI, payment-method selectio...
Mercado Pago Checkout Bricks
Composable web components ("bricks") merchants embed in their own UI — card form, wallet, payment-method picker, status screen, security code. Lets merchants assemble a branded ...
Mercado Pago Checkout API
Full server-side checkout control. Tokenise cards client-side, create a payment server-side, manage 3DS challenges, handle capture, refund, and installments — all without redire...
Mercado Pago Orders API
Next-generation unified Orders API consolidating payments, captures, refunds, and transactions under a single resource. Supports multi-method orders, partial captures, partial r...
Mercado Pago Subscriptions API
Recurring payment subscriptions (preapproval) with scheduling, shared plans, free trial, proration, and pause / resume / cancel. Supports both subscription plans (preapproval_pl...
Mercado Pago Payment Links API
No-code / low-code link generation for collecting a one-off or recurring payment via shareable URL or button — SMS, WhatsApp, email, social.
Mercado Pago Customers & Cards API
Manage stored customers and tokenised cards for one-click and recurring payments. CRUD for customers, addresses, and card tokens.
Mercado Pago Merchant Orders API
Aggregate a preference + its payments into a single merchant_order resource for reconciliation, multi-payment handling, and order lifecycle.
Mercado Pago Point API (POS)
Integrates merchant systems with Mercado Pago Point card readers for in-person payments. Push an amount to a paired terminal, manage stores, points-of-sale, and terminals, and r...
Mercado Pago QR API
Static and dynamic QR code APIs for in-person collection, with order-linked status retrieval and webhook callbacks. Underpins the Mercado Pago wallet QR pay flow.
Mercado Pago Chargebacks API
Retrieve and respond to chargebacks, including dispute reason codes and lifecycle states.
Mercado Pago Claims & Disputes API
Post-sale claims, mediations, evidence upload, messages, and notification retrieval for resolving buyer disputes.
Mercado Pago Reports API
Generate, configure, and download release / settlement / account-money reports for reconciliation and accounting.
Mercado Pago OAuth 2.0 API
OAuth 2.0 authorisation-code flow for platform integrations: marketplaces and partners obtain delegated access tokens on behalf of merchants.
Mercado Pago Webhooks / Notifications
Event-driven notifications for payments, refunds, chargebacks, subscriptions, merchant orders, and account changes. Webhooks are signed with an x-signature header so receivers c...
Mercado Pago Node.js SDK
Official Node.js / TypeScript SDK wrapping the Mercado Pago REST APIs for payments, preferences, subscriptions, customers, cards, and merchant orders.
Mercado Pago Python SDK
Official Python SDK wrapping the Mercado Pago REST APIs.
Mercado Pago PHP SDK
Official PHP SDK wrapping the Mercado Pago REST APIs. Used by the WooCommerce plugin and most LATAM PHP merchant stacks.
Mercado Pago Ruby SDK
Official Ruby SDK wrapping the Mercado Pago REST APIs.
Mercado Pago Java SDK
Official Java SDK wrapping the Mercado Pago REST APIs.
Mercado Pago .NET SDK
Official .NET / C# SDK wrapping the Mercado Pago REST APIs.
Mercado Pago Go SDK
Official Go SDK for the Mercado Pago REST APIs.
Mercado Pago iOS SDK
Official iOS / Swift mobile SDK providing card tokenisation, hosted payment screens, and Checkout integration for native iOS apps.
Mercado Pago Android SDK
Official Android / Kotlin mobile SDK for tokenisation, payment screens, and Checkout integration in native Android apps.
Mercado Pago CLI
Command-line interface for managing Mercado Pago integrations: trigger test events, inspect webhook deliveries, scaffold sample apps, and run local listeners. Distributed via a ...
Mercado Pago MCP Server
Model Context Protocol server exposing Mercado Pago APIs as tools for AI agents and IDE assistants. Enables agent-driven payment, preference, and checkout workflows from Anthrop...
Mercado Pago WooCommerce Plugin
Official WooCommerce gateway plugin enabling Mercado Pago Checkout Pro, Bricks, and Checkout API payment methods in WordPress stores.
Mercado Pago n8n Node
Official n8n workflow automation node for orchestrating Mercado Pago operations alongside other SaaS apps.
Collections
Pricing Plans
Rate Limits
FinOps
Mercado Pago Finops
FINOPSEvent Specifications
Mercado Pago Webhooks (IPN / Webhooks v2)
Mercado Pago webhook notifications for payments, refunds, chargebacks, merchant orders, subscriptions, and POS events. Webhook payloads include `x-signature` and `x-request-id` ...
ASYNCAPI