Mercado Pago · Pricing Plans

Mercado Pago Plans Pricing

Commercial model for the Mercado Pago API surface. Mercado Pago does not meter its APIs on a per-request basis — pricing is transaction-based and set per market, per product, per payment method, and per settlement window (immediate, daily, 14-day, 30-day). API access itself is free; the merchant pays per successfully processed transaction. The published Brazilian rates below are representative scaffold values; reconcile per market and per acquiring contract.

Mercado Pago Plans Pricing is the machine-readable pricing-plan profile for Mercado Pago on the APIs.io network, conforming to the API Commons Plans specification.

It defines 2 plans, covering free and usage tiers, with named plans including Developer Access, Transaction Pricing (Brazil reference).

Tagged areas include Payments, Checkout, Subscriptions, POS, and QR.

2 Plans API Commons Plans
View Source
PaymentsCheckoutSubscriptionsPOSQRPIXLatin AmericaBrazilArgentinaMexicoFintech

Plans

Developer Access free

Free, self-serve access to the Mercado Pago APIs, sandbox, SDKs, CLI, and MCP server. No monthly API fee. Merchant pays only per processed transaction.

API Access (included) 0.00 USD
Sandbox Environment (included) 0.00 USD
Webhooks (included) 0.00 USD
Transaction Pricing (Brazil reference) usage

Representative per-transaction commissions for Brazil (MLB). Mercado Pago publishes country-specific rate cards; the published headline rates as of 2026 are summarised below. Reconcile against `https://www.mercadopago.com.br/custos-de-vender/precos-cobrar` for live pricing.

Credit Card — Immediate Settlement (percent_of_transaction) 4.98 BRL
Credit Card — 30 Day Settlement (percent_of_transaction) 3.79 BRL
PIX (percent_of_transaction) 0.99 BRL
Boleto (fixed_per_transaction) 3.49 BRL
Debit Card (percent_of_transaction) 1.99 BRL

Work with this as data

Every plan here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for plans

4 MCP tools reach this
  • find_plansBrowse and filter every plan in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This plan 
curl "https://apis.io/api/v1/plans/mercado-pago-plans-pricing"
All plans 
curl "https://apis.io/api/v1/plans?limit=25"

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