Payments & Money Movement API pricing
Based on the 473 providers in this industry whose pricing pages we have read. Providers can belong to several. Pricing data as of 2026-10-30.
$27/momedian entry price, from 28 developer APIs
$14.2–$136middle half of entry prices
52%state a model other than negotiated
1.23%median take rate, from 56 providers
How they charge
323 of 473 providers state a pricing model. Shares are of those that do.
Tiered subscription 38% · 122 Negotiated 24% · 77 Share of transaction 20% · 64 Per call 12% · 39 Other usage-based 3% · 9 Flat platform fee 2% · 7 Free 1% · 3 Per seat 1% · 2What you pay for
Quoted or calculated from quotes, per unit. Calculated figures assume the plan's quota is fully used. Units are never averaged together, credits get no price because each vendor defines its own, and units with fewer than 5 providers show a count only.
| Billing unit | Providers | Median price per unit |
|---|---|---|
| transaction | 19 | $0.3 |
| request | 14 | $0.000845 |
| message | 4 | — |
| credit | 4 | — |
| token | 2 | — |
Lowest entry prices
The cheapest paid plan is a floor on getting started, not what real usage will cost. Excludes take-rate providers and add-ons.
| Provider | Entry plan | Charges by | Per month |
|---|---|---|---|
| Insforge | Nano compute | Tiered subscription | $5 |
| UniRate API | Pro Tier | Tiered subscription | $9 |
| ExchangeRate-API | Pro | Tiered subscription | $10 |
| Neutrino API | Tier 1 | Per call | $10 |
| Oracle Hospitality | Oracle Hospitality Integration Cloud Service | Per call | $10 |
| Open Exchange Rates | The Developer Plan | Tiered subscription | $12 |
| Currencylayer | Basic (yearly) | Tiered subscription | $14 |
| Fixer | BASIC | Per call | $15 |
| EODHD | EOD Historical (annual) | Tiered subscription | $16.6 |
| SKU IQ | Basic | Tiered subscription | $19 |
| APIFreaks - API Hub for Developers | Teams & Organizations Lite | Per call | $20 |
| FinancialData.Net | Standard (yearly) | Tiered subscription | $20.8 |
| Tiingo | Individual (annual) | Tiered subscription | $25 |
| Memberstack | Basic (Monthly) | Tiered subscription | $25 |
| Massive (formerly Polygon.io) | Financials & Ratios | Tiered subscription | $29 |