dLocal

dLocal is an emerging markets payment platform that enables global merchants to accept and disburse local payment methods and currencies through a single REST API. The platform covers 60+ countries across Africa, Asia, and Latin America, providing payins, payouts, and platform-as-a-service capabilities with 1,000+ local payment methods including cards, cash, bank transfers, mobile money, and eWallets.

dLocal publishes 17 API contracts indexed on the APIs.io network, including Payouts API, Accounts API, Balance API, and 14 more. Tagged areas include Payments, Emerging Markets, Pay-In, Payouts, and Fintech.

The dLocal catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

dLocal’s developer surface includes developer portal, API reference, signup flow, support, code examples, authentication, documentation, and 57 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

45.7/100 developing ▬ flat Agent 37/100 agent ready Front door AI 3/6 light Heartbeat 66/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessEnterprise

4 published contracts 1 MCP Servers

Payments Emerging Markets Pay-In Payouts Fintech Latin America Africa Asia Local Payment Methods Payment Processing Cross-Border Payments

What this lets a business do 2

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Application Identity & Verification

AE-160

DocumentsKYCVerifications

POST /verifications/{verification_id}/documents POST /accounts/{account_id}/kyc GET /accounts/{account_id}/kyc

Consumer Commerce

AE-140

Payments

POST /payments POST /secure_payments

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 45.7/100 · developing

Contract Quality 10.8 / 19

Developer Ergonomics 10.0 / 15

Access Clarity 5.5 / 15

Operational Transparency 1.8 / 10

Contract Governance 1.2 / 9

Discoverability 5.5 / 8

Regulatory Posture 2.9 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 37/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks
Agent Skills +5 pts — skills artifact present, graded by who authored it

5 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 36.8 — up to +12.6 composite points
Contract Quality scores 57.4 — up to +10.7 composite points
Operational Transparency scores 18.4 — up to +10.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/dlocal/apis.yml: open an issue on github.com/api-evangelist/dlocal to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Latin American Open Finance (Brazil OFB + Pix)	regulated	56.4	-	-
Argentine Fintech Registers (BCRA PSP + entities, CNV agents + PSAV, Cámara Fintech)	regulated	56.4	-	-
African Payments (Nigeria, Kenya, South Africa, Ghana, WAEMU)	regulated	56.4	-	-
EU/EEA Payment and E-Money Institutions (PSD2 passports)	regulated	56.4	-	-
Brazil BCB Authorized Institutions (Banco Central do Brasil register beyond Pix)	regulated	56.4	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (verified)

OpenAPI

measured — observed by APIs.io (published)

APIs 17

Individual APIs this provider publishes, each with its own machine-readable definition.

dLocal Payouts API

Distribute funds globally with multi-currency support and local compliance across 60+ emerging market countries. Includes payout submission and retrieval, balance checking, quot...

dLocal Platforms API

Complete solution for marketplaces and platforms with automated account onboarding, KYC information handling, bank account management, transfer operations, and account status an...

dLocal Verification API

Identity verification and document management API supporting verification creation and retrieval, document management, and status updates for compliance workflows across emergin...

dLocal Accounts API

Platform sub-account management

dLocal Balance API

Query account balances

dLocal Bank Accounts API

Bank account registration and management

dLocal Chargebacks API

Manage chargeback disputes

dLocal Currency API

Foreign exchange rate queries

dLocal Documents API

Document upload and management

dLocal KYC API

Know Your Customer verification

dLocal Payment Methods API

Query available local payment methods

dLocal Payments API

Create and manage payment transactions

dLocal Payouts API

Submit and manage disbursements

dLocal Refunds API

Reverse payment transactions

dLocal Tokens API

Card tokenization operations

dLocal Transfers API

Fund transfers between accounts

dLocal Verifications API

Identity verification requests

Scroll for all 17

Open Collections 14

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

dLocal Payins Accounts API

OPEN COLLECTION

dLocal Payins Accounts Balance API

OPEN COLLECTION

dLocal Payins Accounts Bank Accounts API

OPEN COLLECTION

dLocal Payins Accounts Chargebacks API

OPEN COLLECTION

dLocal Payins Accounts Currency API

OPEN COLLECTION

dLocal Payins Accounts Documents API

OPEN COLLECTION

dLocal Payins Accounts KYC API

OPEN COLLECTION

dLocal Payins Accounts Payment Methods API

OPEN COLLECTION

dLocal Payins Accounts Payments API

OPEN COLLECTION

dLocal Payins Accounts Payouts API

OPEN COLLECTION

dLocal Payins Accounts Refunds API

OPEN COLLECTION

dLocal Payins Accounts Tokens API

OPEN COLLECTION

dLocal Payins Accounts Transfers API

OPEN COLLECTION

dLocal Payins Accounts Verifications API

OPEN COLLECTION

Scroll for all 14

Arazzo Workflows 15

Multi-step API workflows described with the Arazzo specification.

dLocal Authorize and Capture Payment

Authorize a card transaction, confirm the authorization, then capture the funds.

ARAZZO

dLocal Cancel Pending Payment

Create an alternative payment, check its status, and cancel it while it is still PENDING.

ARAZZO

dLocal Create and Resolve KYC Verification

Create a KYC verification, confirm it persisted, then branch on its status to update state or list documents.

ARAZZO

dLocal Create Payment and Confirm Status

Discover a supported payment method, create a payment, then poll its status until it settles.

ARAZZO

dLocal Enroll and Charge Recurring

Enroll a payer for Pix Automatico, confirm the enrollment is ACTIVE, then place the first recurring charge.

ARAZZO

dLocal FX Preview and Pay

Preview the exchange rate for a corridor, then create a payment in the local currency.

ARAZZO

dLocal Hold and Release Payout

Request a payout on hold, review it, then release or cancel based on the review.

ARAZZO

dLocal List and Inspect Payment Refunds

Confirm a payment, list all refunds raised against it, then retrieve one refund in detail.

ARAZZO

dLocal Manage Account Bank Accounts

Add a bank account to a sub-merchant, list the account's bank accounts, retrieve one, then disable it.

ARAZZO

dLocal Onboard Sub-Merchant Account

Create a platform sub-merchant account, attach a bank account, then confirm KYC and balance.

ARAZZO

dLocal Quote and Request Payout

Check balance, lock an FX quote, request a payout against the quote, then confirm its status.

ARAZZO

dLocal Refund Payment and Confirm

Confirm a payment is PAID, issue a refund against it, then verify the refund status.

ARAZZO

dLocal Settle Transfer Between Accounts

Check the source account balance, transfer funds to another account, then confirm the transfer.

ARAZZO

dLocal Simulate and Inspect Chargeback

Create a payment, simulate a chargeback against it in sandbox, then inspect the chargeback and its status.

ARAZZO

dLocal Tokenize Card and Charge

Tokenize a card, verify the stored token, then charge it in a card payment.

ARAZZO

Scroll for all 15

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

dLocal MCP Server

Remote MCP server at mcp.dlocal.com over HTTP; 1 tool listed.

MCP SERVER

dLocal API pricing

Not yet checked against dLocal's own pricing page. Compiled by API Evangelist; confirm before you rely on a figure.

Plan	Price
Enterprise Custom	—

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Dlocal Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Dlocal Rate Limits

0 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

dLocal

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Dlocal Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Dlocal Context

2 classes · 56 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

dLocal — jsonschema rules

6 rules · 5 warnings 1 info

SPECTRAL

dLocal API Rules

6 rules · 4 warnings

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

dLocal Payment

16 properties

JSON SCHEMA

dLocal Payout

13 properties

JSON SCHEMA

Examples 2

Example request and response payloads for these APIs.

Create Payment

4 fields

EXAMPLE

Create Payout

4 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Dlocal Authentication

apiKey · 1 scheme

SECURITY

Dlocal Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Dlocal Agentic Access

34 operations · 18 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Portal

Portal

Signup

Signup

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

APIReference

APIReference

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 20

Pagination, idempotency, versioning, errors, and events

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

Arazzo

ErrorCodes

ErrorCodes

ErrorCodes

ErrorCodes

SpectralRules

Scroll for all 20

Build 16

SDKs, sample code, and the tooling you integrate with

SDKs

SDKs

GitHubOrganization

SDKs

SDKs

SDKs

SDKs

SDKs

SDKs

SDKs

SDKs

SDKs

CodeExamples

CodeExamples

SDKs

GitHubOrg

PostmanWorkspace

Scroll for all 16

Access & Security 4

Authentication, authorization, and security posture

Compliance

DomainSecurity

Authentication

Authentication

Operate 3

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 5

Pricing, plans, and the legal terms of use

TermsOfService

PrivacyPolicy

Pricing

Plans

FinOps

Company 4

The organization behind the API

Newsletter

Newsletter

Website

Website

LinkedIn

Blog

Blog

Other 6

Properties that don't map to a standard resource type

CapabilityMap

Resources

Resources

Troubleshooting

Troubleshooting

Source (apis.yml)

aid: dlocal
name: dLocal
description: dLocal is an emerging markets payment platform that enables global merchants to accept and disburse local payment
  methods and currencies through a single REST API. The platform covers 60+ countries across Africa, Asia, and Latin America,
  providing payins, payouts, and platform-as-a-service capabilities with 1,000+ local payment methods including cards, cash,
  bank transfers, mobile money, and eWallets.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/dlocal.png
url: https://raw.githubusercontent.com/api-evangelist/dlocal/refs/heads/main/apis.yml
created: 2026-06-13
modified: 2026-06-13
specificationVersion: '0.23'
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-09-25
tags:
- Payments
- Emerging Markets
- Pay-In
- Payouts
- Fintech
- Latin America
- Africa
- Asia
- Local Payment Methods
- Payment Processing
- Cross-Border Payments
tags_raw:
- Payments
- Emerging Markets
- Payins
- Payouts
- Fintech
- Latin America
- Africa
- Asia
- Local Payment Methods
- Payment Processing
- Cross-Border Payments
apis:
- name: dLocal Payouts API
  description: Distribute funds globally with multi-currency support and local compliance across 60+ emerging market countries.
    Includes payout submission and retrieval, balance checking, quote generation for currency exchange, payout cancellation
    and release, and account-specific operations.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Payouts
  - Disbursements
  - Foreign Exchange
  - Mass Payments
  tags_raw:
  - Payouts
  - Disbursements
  - Currency Exchange
  - Mass Payments
  properties:
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
- name: dLocal Platforms API
  description: Complete solution for marketplaces and platforms with automated account onboarding, KYC information handling,
    bank account management, transfer operations, and account status and balance queries.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Platform
  - Marketplace
  - KYC
  - Onboarding
  tags_raw:
  - Platforms
  - Marketplaces
  - KYC
  - Onboarding
  properties:
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
- name: dLocal Verification API
  description: Identity verification and document management API supporting verification creation and retrieval, document
    management, and status updates for compliance workflows across emerging markets.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Verification
  - KYC
  - Identity
  - Compliance
  properties:
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
- aid: dlocal:dlocal-accounts-api
  name: dLocal Accounts API
  description: Platform sub-account management
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/dlocal-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-balance-api
  name: dLocal Balance API
  description: Query account balances
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Balances
  tags_raw:
  - Balance
  properties:
  - type: OpenAPI
    url: openapi/dlocal-balance-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-bank-accounts-api
  name: dLocal Bank Accounts API
  description: Bank account registration and management
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Bank Accounts
  properties:
  - type: OpenAPI
    url: openapi/dlocal-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-chargebacks-api
  name: dLocal Chargebacks API
  description: Manage chargeback disputes
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Chargebacks
  properties:
  - type: OpenAPI
    url: openapi/dlocal-chargebacks-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-currency-api
  name: dLocal Currency API
  description: Foreign exchange rate queries
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Currency
  properties:
  - type: OpenAPI
    url: openapi/dlocal-currency-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-documents-api
  name: dLocal Documents API
  description: Document upload and management
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/dlocal-documents-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-kyc-api
  name: dLocal KYC API
  description: Know Your Customer verification
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - KYC
  properties:
  - type: OpenAPI
    url: openapi/dlocal-kyc-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-payment-methods-api
  name: dLocal Payment Methods API
  description: Query available local payment methods
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/dlocal-payment-methods-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-payments-api
  name: dLocal Payments API
  description: Create and manage payment transactions
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/dlocal-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-payouts-api
  name: dLocal Payouts API
  description: Submit and manage disbursements
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/dlocal-payouts-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-refunds-api
  name: dLocal Refunds API
  description: Reverse payment transactions
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/dlocal-refunds-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-tokens-api
  name: dLocal Tokens API
  description: Card tokenization operations
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Tokens
  properties:
  - type: OpenAPI
    url: openapi/dlocal-tokens-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-transfers-api
  name: dLocal Transfers API
  description: Fund transfers between accounts
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Transfers
  properties:
  - type: OpenAPI
    url: openapi/dlocal-transfers-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
- aid: dlocal:dlocal-verifications-api
  name: dLocal Verifications API
  description: Identity verification requests
  humanURL: https://docs.dlocal.com/reference/api
  baseURL: https://api.dlocal.com
  tags:
  - Verification
  tags_raw:
  - Verifications
  properties:
  - type: OpenAPI
    url: openapi/dlocal-verifications-api-openapi.yml
  - type: Documentation
    url: https://docs.dlocal.com/docs/full-api
  - type: Authentication
    url: https://docs.dlocal.com/reference/payins-security
  - type: PostmanCollection
    url: https://docs.dlocal.com/reference/postman-api-collection
common:
- type: CapabilityMap
  url: capabilities/dlocal-capability-edges.yml
  name: dLocal Business Capability Map
- type: Arazzo
  url: arazzo/dlocal-authorize-and-capture-payment-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-cancel-pending-payment-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-create-and-resolve-kyc-verification-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-create-payment-and-confirm-status-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-enroll-and-charge-recurring-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-fx-preview-and-pay-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-hold-and-release-payout-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-list-payment-refunds-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-manage-account-bank-accounts-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-onboard-submerchant-account-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-quote-and-request-payout-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-refund-payment-and-confirm-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-settle-transfer-between-accounts-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-simulate-and-inspect-chargeback-workflow.yml
- type: Arazzo
  url: arazzo/dlocal-tokenize-card-and-charge-workflow.yml
- type: Portal
  url: https://dlocal.com/
- type: APIReference
  url: https://docs.dlocal.com/reference/api
- type: Compliance
  url: https://docs.dlocal.com/docs/pci-compliance
- type: SDKs
  url: https://docs.dlocal.com/reference/postman-api-collection
- type: Signup
  url: https://dlocal.com/contact-sales/
- type: Resources
  url: https://dlocal.com/careers/
- type: Newsletter
  url: https://dlocal.com/press-releases/
- type: Resources
  url: https://investor.dlocal.com/
- type: TermsOfService
  url: https://dlocal.com/terms-and-conditions/
- type: PrivacyPolicy
  url: https://dlocal.com/privacy-policy/
- type: Support
  url: http://intercom.help/end-user-team-faqs/en
- type: GitHubOrganization
  url: https://github.com/dlocal
- type: SDKs
  url: https://github.com/dlocal/dlocal-direct-ios-sdk
- type: SDKs
  url: https://github.com/dlocal/dlocal-direct-android-sdk
- type: SDKs
  url: https://github.com/dlocal/mobile-checkout-sdk-ios
- type: SDKs
  url: https://github.com/dlocal/mobile-checkout-sdk-android
- type: SDKs
  url: https://github.com/dlocal/web-drop-in-sdk-android
- type: SDKs
  url: https://github.com/dlocal/data-collector-sdk-ios
- type: SDKs
  url: https://github.com/dlocal/data-collector-sdk-android
- type: SDKs
  url: https://github.com/dlocal/dlocal-data-collector-capacitor-plugin
- type: SDKs
  url: https://github.com/dlocal/dlocal-direct-js-native-integration
- type: CodeExamples
  url: https://github.com/dlocal/smart-fields-examples
- type: CodeExamples
  url: https://github.com/dlocal/Starter-Code-Examples
- type: SDKs
  url: https://docs.dlocal.com/reference/including-dlocaljs
- type: Troubleshooting
  url: https://docs.dlocal.com/reference/troubleshooting-integration
- type: Troubleshooting
  url: https://docs.dlocal.com/reference/troubleshooting-signature
- type: ErrorCodes
  url: https://docs.dlocal.com/reference/http-errors-payments
- type: ErrorCodes
  url: https://docs.dlocal.com/reference/http-errors-refunds
- type: ErrorCodes
  url: https://docs.dlocal.com/reference/http-errors-cards
- type: ErrorCodes
  url: https://docs.dlocal.com/reference/error-codes-payouts-v3
- type: SpectralRules
  url: rules/dlocal-rules.yml
- type: AgenticAccess
  url: agentic-access/dlocal-agentic-access.yml
- type: DomainSecurity
  url: security/dlocal-domain-security.yml
- type: Authentication
  url: authentication/dlocal-authentication.yml
- type: Website
  url: https://www.dlocal.com/
- type: Documentation
  url: https://docs.dlocal.com/
- type: GettingStarted
  url: https://docs.dlocal.com/docs/get-started
- type: Authentication
  url: https://docs.dlocal.com/reference/payins-security
- type: GitHubOrg
  url: https://github.com/dlocal
- type: LinkedIn
  url: https://www.linkedin.com/company/dlocal
- type: Blog
  url: https://www.dlocal.com/blog/
- type: Pricing
  url: https://www.dlocal.com/faqs/faqs-solutions/
- type: StatusPage
  url: https://dlocal.statuspage.io/
- type: X
  url: https://twitter.com/dLocalPayments
- type: PostmanWorkspace
  url: https://www.postman.com/dlocal-dev
- type: Plans
  url: plans/dlocal-plans-pricing.yml
- type: RateLimits
  url: rate-limits/dlocal-rate-limits.yml
- type: FinOps
  url: finops/dlocal-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

dLocal API — frequently asked questions

Does dLocal have an API?

Yes. APIs.io lists 17 APIs from dLocal, including dLocal Payouts API, dLocal Platforms API and dLocal Verification API, and 14 more.

Is there an OpenAPI specification for the dLocal API?

Yes. APIs.io indexes 15 OpenAPI specifications for dLocal, each linked for download from this page.

How do I authenticate with the dLocal API?

dLocal uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Dlocal Authentication.

How much does the dLocal API cost?

APIs.io lists 1 pricing plan for dLocal, with each plan's price, limits and inclusions under Pricing on this page.

Does dLocal have an MCP server?

Yes. APIs.io lists 1 MCP server for dLocal: Remote MCP server at mcp.dlocal.com over HTTP; 1 tool listed.

Is the dLocal API ready for AI agents?

dLocal has a Kin Score of 45.7 out of 100 (developing) and an Agent Readiness score of 37.3 (agent-ready), scored by API Evangelist on 2026-11-06.

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