dLocal Verifications API

openapi: 3.0.3
info:
  title: dLocal Payins Accounts Verifications API
  description: 'Accept payments from customers in emerging markets using 1,000+ local payment methods including cards, bank transfers, cash, mobile money, eWallets, and Pix. Supports 3D Secure, installments, recurring payments, merchant-initiated transactions, and authorization/capture flows.

    '
  version: '2.1'
  contact:
    name: dLocal Developer Support
    url: https://docs.dlocal.com/
  termsOfService: https://www.dlocal.com/terms-of-service/
servers:
- url: https://api.dlocal.com
  description: Production
- url: https://sandbox.dlocal.com
  description: Sandbox
security:
- HmacAuth: []
tags:
- name: Verifications
  description: Identity verification requests
paths:
  /verifications:
    post:
      summary: Create a Verification
      description: 'Initiate an identity verification request. Supports PAYOUT_HOLD and REMITTANCE verification types.

        '
      operationId: createVerification
      tags:
      - Verifications
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateVerificationRequest'
            example:
              type: PAYOUT_HOLD
              order_id: VER-001
              payer:
                name: John Doe
                email: john@example.com
                document: '12345678901'
                document_type: CPF
                country: BR
              notification_url: https://webhook.site/verification
      responses:
        '200':
          description: Verification created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Verification'
        '400':
          description: Bad request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
  /verifications/{verification_id}:
    get:
      summary: Retrieve a Verification
      description: Get status and details of a specific verification request.
      operationId: getVerification
      tags:
      - Verifications
      parameters:
      - name: verification_id
        in: path
        required: true
        schema:
          type: string
          example: VER-ABCD1234
      responses:
        '200':
          description: Verification retrieved
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Verification'
        '404':
          description: Verification not found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
  /verifications/{verification_id}/status:
    put:
      summary: Update Verification Status
      description: Update the status of a verification (e.g., approve or reject during compliance workflows).
      operationId: updateVerificationStatus
      tags:
      - Verifications
      parameters:
      - name: verification_id
        in: path
        required: true
        schema:
          type: string
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
              - status
              properties:
                status:
                  type: string
                  enum:
                  - APPROVED
                  - REJECTED
                reason:
                  type: string
                  description: Rejection reason (required when status is REJECTED)
      responses:
        '200':
          description: Status updated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Verification'
components:
  schemas:
    DocumentRecord:
      type: object
      properties:
        id:
          type: string
        type:
          type: string
        side:
          type: string
        filename:
          type: string
        status:
          type: string
          enum:
          - PENDING
          - ACCEPTED
          - REJECTED
        rejection_reason:
          type: string
        uploaded_date:
          type: string
          format: date-time
    Address:
      type: object
      properties:
        street:
          type: string
        number:
          type: string
        city:
          type: string
        state:
          type: string
        zip_code:
          type: string
        country:
          type: string
    Verification:
      type: object
      properties:
        id:
          type: string
          description: dLocal verification identifier
          example: VER-ABCD1234
        type:
          type: string
          enum:
          - PAYOUT_HOLD
          - REMITTANCE
        order_id:
          type: string
        payer:
          $ref: '#/components/schemas/Payer'
        status:
          type: string
          enum:
          - PENDING
          - IN_PROGRESS
          - APPROVED
          - REJECTED
          - EXPIRED
          description: Current verification status
        status_detail:
          type: string
        redirect_url:
          type: string
          format: uri
          description: URL to redirect user to complete verification
        created_date:
          type: string
          format: date-time
        updated_date:
          type: string
          format: date-time
        expiration_date:
          type: string
          format: date-time
        documents:
          type: array
          items:
            $ref: '#/components/schemas/DocumentRecord'
    CreateVerificationRequest:
      type: object
      required:
      - type
      - order_id
      - payer
      properties:
        type:
          type: string
          enum:
          - PAYOUT_HOLD
          - REMITTANCE
          description: Type of verification workflow
        order_id:
          type: string
          description: Merchant-assigned unique identifier
        payer:
          $ref: '#/components/schemas/Payer'
        notification_url:
          type: string
          format: uri
          description: Webhook URL for verification status notifications
        callback_url:
          type: string
          format: uri
          description: URL to redirect user after verification completion
        metadata:
          type: object
          description: Additional metadata for the verification
    Payer:
      type: object
      required:
      - name
      - email
      properties:
        name:
          type: string
          example: John Doe
        email:
          type: string
          format: email
        document:
          type: string
          description: National ID or tax identifier
        document_type:
          type: string
          description: Document type code (CPF, CNPJ, DNI, etc.)
        country:
          type: string
          description: ISO 3166-1 alpha-2 country code
        address:
          $ref: '#/components/schemas/Address'
        phone:
          type: string
    Error:
      type: object
      properties:
        code:
          type: integer
        message:
          type: string
        param:
          type: string
  securitySchemes:
    HmacAuth:
      type: apiKey
      in: header
      name: Authorization
      description: 'HMAC-SHA256 signature. Format: "V2-HMAC-SHA256, Signature: {hmac_value}" Signature = HMAC-SHA256(X-Login + X-Date + RequestBody, SecretKey)

        '