EBANX

EBANX is a Brazil-founded payments processor specializing in pay-in, payout, and cross-border payments for Latin America and other emerging markets. The EBANX API ecosystem covers Pay-in (Direct API, Payment Page, Payment Link, Drop-in), Payouts (local and cross-border), Foreign Exchange, Card Tokenization, and signed Payment Notifications across 19+ countries including Brazil, Mexico, Colombia, Chile, Argentina, Peru, Ecuador, Bolivia, Uruguay, Paraguay, Costa Rica, Guatemala, Panama, Dominican Republic, India, the Philippines, Kenya, Nigeria, South Africa, and Egypt. EBANX is best known for connecting global merchants to local payment methods like Pix, Pix Automatico, Boleto, OXXO, SPEI, PSE, Efecty, PagoEfectivo, Nequi, Mercado Pago, NuPay, PicPay, and dozens of others, plus an expanding recurring-payments product on top of alternative payment methods.

EBANX publishes 6 APIs on the APIs.io network, including Tokenization API, FX API, Payment Notifications, and 3 more. Tagged areas include Payments, Pay-In, Payouts, Foreign Exchange, and Tokenization.

The EBANX catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 3 Spectral governance rulesets.

EBANX’s developer surface includes authentication and 3 more developer resources.

📡 Source on GitHub

44.1/100 developing ▬ flat Agent 24/100 agent aware Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessEnterprise

3 APIs

Payments Pay-In Payouts Foreign Exchange Tokenization LatAm Emerging Markets Pix Boleto OXXO SPEI PSE Cross-Border Webhook

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 44.1/100 · developing

Contract Quality 13.7 / 19

Developer Ergonomics 4.3 / 15

Access Clarity 5.5 / 15

Operational Transparency 3.1 / 10

Contract Governance 1.2 / 9

Discoverability 4.9 / 8

Regulatory Posture 6.1 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 24/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/ebanx: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

EBANX Tokenization API

Tokenize cards on EBANX so PAN never touches merchant servers, and refresh CVVs on stored tokens before high-risk reuse. Reusable tokens power one-click checkout, subscriptions,...

EBANX FX API

Quote current FX rates between a merchant pricing currency (typically USD or EUR) and EBANX market currencies, and mint a short-lived FX token to lock a rate so a quoted price i...

EBANX Payment Notifications

Signed HTTP POST callbacks delivered to a merchant-configured Notification URL whenever a payment, refund, chargeback, or Pix MED return request changes state. Each callback car...

EBANX PaymentPage API

The PaymentPage API from EBANX — 1 operation(s) for paymentpage.

EBANX Payments API

The Payments API from EBANX — 12 operation(s) for payments.

EBANX Payouts API

The Payouts API from EBANX — 12 operation(s) for payouts.

Open Collections 9

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

EBANX FX API

OPEN COLLECTION

EBANX Pay-in Direct API

OPEN COLLECTION

EBANX Payment Page API

OPEN COLLECTION

EBANX FX PaymentPage API

OPEN COLLECTION

EBANX FX Payments API

OPEN COLLECTION

EBANX Payout API

OPEN COLLECTION

EBANX FX Payouts API

OPEN COLLECTION

EBANX FX Tokenization API

OPEN COLLECTION

Scroll for all 9

Pricing Plans 1

Published pricing tiers and plan structures.

Ebanx Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Ebanx Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Ebanx Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

EBANX Payment Notifications

EBANX sends HTTP POST callbacks to a merchant-configured Notification URL whenever a payment changes state — approved, pending, cancelled, refunded, or chargeback. Each request ...

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Ebanx Context

35 classes · 0 properties

JSON-LD

Spectral Rules 3

Spectral governance rulesets for linting and validating these APIs.

EBANX API Rules

6 rules · 1 errors 5 warnings

SPECTRAL

EBANX API Rules

5 rules · 4 warnings 1 info

SPECTRAL

EBANX API Rules

9 rules · 5 errors 4 warnings

SPECTRAL

JSON Schema 4

Standalone JSON Schema definitions for this provider's data models.

EBANX Card Token

5 properties

JSON SCHEMA

EBANX Payment

14 properties

JSON SCHEMA

EBANX Payout

13 properties

JSON SCHEMA

EBANX Refund

8 properties

JSON SCHEMA

JSON Structure 2

JSON Structure definitions describing this provider's data shapes.

Ebanx Payment Structure

13 properties

JSON STRUCTURE

Ebanx Payout Structure

13 properties

JSON STRUCTURE

Examples 4

Example request and response payloads for these APIs.

Ebanx Create Direct Payment Card Example

2 fields

EXAMPLE

Ebanx Create Direct Payment Pix Example

2 fields

EXAMPLE

Ebanx Create Payout Example

2 fields

EXAMPLE

Ebanx Payment Notification Example

3 fields

EXAMPLE

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ebanx Authentication

apiKey · 1 scheme

SECURITY

Ebanx Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Ebanx Trust Center

ISO 27001

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Ebanx Agentic Access

29 operations · 29 acting

AGENTIC

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Access & Security 3

Authentication, authorization, and security posture

TrustCenter

TrustCenter

DomainSecurity

DomainSecurity

Authentication

Authentication

Source (apis.yml)

aid: ebanx
url: https://raw.githubusercontent.com/api-evangelist/ebanx/refs/heads/main/apis.yml
name: EBANX
tags:
- Payments
- Pay-In
- Payouts
- Foreign Exchange
- Tokenization
- LatAm
- Emerging Markets
- Pix
- Boleto
- OXXO
- SPEI
- PSE
- Cross-Border
- Webhook
tags_raw:
- Payments
- Pay-in
- Payouts
- Foreign Exchange
- Tokenization
- LATAM
- Emerging Markets
- Pix
- Boleto
- OXXO
- SPEI
- PSE
- Cross-Border
- Webhooks
description: EBANX is a Brazil-founded payments processor specializing in pay-in, payout, and cross-border payments for Latin
  America and other emerging markets. The EBANX API ecosystem covers Pay-in (Direct API, Payment Page, Payment Link, Drop-in),
  Payouts (local and cross-border), Foreign Exchange, Card Tokenization, and signed Payment Notifications across 19+ countries
  including Brazil, Mexico, Colombia, Chile, Argentina, Peru, Ecuador, Bolivia, Uruguay, Paraguay, Costa Rica, Guatemala,
  Panama, Dominican Republic, India, the Philippines, Kenya, Nigeria, South Africa, and Egypt. EBANX is best known for connecting
  global merchants to local payment methods like Pix, Pix Automatico, Boleto, OXXO, SPEI, PSE, Efecty, PagoEfectivo, Nequi,
  Mercado Pago, NuPay, PicPay, and dozens of others, plus an expanding recurring-payments product on top of alternative payment
  methods.
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: true
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://www.ebanx.com/static/images/ebanx-symbol-yellow.svg
created: '2026-05-24'
modified: '2026-05-24'
position: Consuming
specificationVersion: '0.23'
humanURL: https://www.ebanx.com
baseURL: https://api.ebanxpay.com
apis:
- aid: ebanx:ebanx-tokenization-api
  name: EBANX Tokenization API
  tags:
  - Payments
  - Tokenization
  - Cards
  - PCI
  humanURL: https://docs.ebanx.com/api/
  baseURL: https://api.ebanxpay.com
  properties:
  - url: https://docs.ebanx.com/api/
    type: APIReference
  - url: openapi/ebanx-tokenization-api-openapi.yml
    type: OpenAPI
  - url: json-schema/ebanx-card-token-schema.json
    type: JSONSchema
  description: Tokenize cards on EBANX so PAN never touches merchant servers, and refresh CVVs on stored tokens before high-risk
    reuse. Reusable tokens power one-click checkout, subscriptions, and stored-card flows.
- aid: ebanx:ebanx-fx-api
  name: EBANX FX API
  tags:
  - Foreign Exchange
  - FX
  - Cross-Border
  humanURL: https://docs.ebanx.com/api/
  baseURL: https://api.ebanxpay.com
  properties:
  - url: https://docs.ebanx.com/api/
    type: APIReference
  - url: openapi/ebanx-fx-api-openapi.yml
    type: OpenAPI
  description: Quote current FX rates between a merchant pricing currency (typically USD or EUR) and EBANX market currencies,
    and mint a short-lived FX token to lock a rate so a quoted price is honored when the underlying Direct Payment is captured.
- aid: ebanx:ebanx-notifications
  name: EBANX Payment Notifications
  tags:
  - Webhook
  - Notification
  - Event
  tags_raw:
  - Webhooks
  - Notifications
  - Events
  humanURL: https://docs.ebanx.com/docs/payments/guides/features/payment-notifications/
  properties:
  - url: https://docs.ebanx.com/docs/payments/guides/features/payment-notifications/
    type: Documentation
  - url: asyncapi/ebanx-notifications-asyncapi.yml
    type: AsyncAPI
  - url: examples/ebanx-payment-notification-example.json
    type: Examples
  description: Signed HTTP POST callbacks delivered to a merchant-configured Notification URL whenever a payment, refund,
    chargeback, or Pix MED return request changes state. Each callback carries the EBANX hash so the merchant can re-query
    the Direct API for authoritative payment state.
- aid: ebanx:ebanx-paymentpage-api
  name: EBANX PaymentPage API
  description: The PaymentPage API from EBANX — 1 operation(s) for paymentpage.
  humanURL: https://docs.ebanx.com/api/
  baseURL: https://api.ebanxpay.com
  tags:
  - PaymentPage
  properties:
  - type: OpenAPI
    url: openapi/ebanx-paymentpage-api-openapi.yml
  - type: APIReference
    url: https://docs.ebanx.com/api/
  - type: Documentation
    url: https://docs.ebanx.com/docs/pay-in/solution/integration-methods/direct-api
  - type: Documentation
    url: https://docs.ebanx.com/docs/pay-in/solution/pay-in-guide
  - type: JSONSchema
    url: json-schema/ebanx-payment-schema.json
  - type: JSONSchema
    url: json-schema/ebanx-refund-schema.json
  - type: JSONStructure
    url: json-structure/ebanx-payment-structure.json
  - type: Examples
    url: examples/ebanx-create-direct-payment-pix-example.json
  - type: Examples
    url: examples/ebanx-create-direct-payment-card-example.json
  - type: Documentation
    url: https://docs.ebanx.com/docs/pay-in/solution/integration-methods/payment-page
  - type: Documentation
    url: https://docs.ebanx.com/docs/payout/payouts-overview
  - type: JSONSchema
    url: json-schema/ebanx-payout-schema.json
  - type: JSONStructure
    url: json-structure/ebanx-payout-structure.json
  - type: Examples
    url: examples/ebanx-create-payout-example.json
- aid: ebanx:ebanx-payments-api
  name: EBANX Payments API
  description: The Payments API from EBANX — 12 operation(s) for payments.
  humanURL: https://docs.ebanx.com/api/
  baseURL: https://api.ebanxpay.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/ebanx-payments-api-openapi.yml
  - type: APIReference
    url: https://docs.ebanx.com/api/
  - type: Documentation
    url: https://docs.ebanx.com/docs/pay-in/solution/integration-methods/direct-api
  - type: Documentation
    url: https://docs.ebanx.com/docs/pay-in/solution/pay-in-guide
  - type: JSONSchema
    url: json-schema/ebanx-payment-schema.json
  - type: JSONSchema
    url: json-schema/ebanx-refund-schema.json
  - type: JSONStructure
    url: json-structure/ebanx-payment-structure.json
  - type: Examples
    url: examples/ebanx-create-direct-payment-pix-example.json
  - type: Examples
    url: examples/ebanx-create-direct-payment-card-example.json
  - type: Documentation
    url: https://docs.ebanx.com/docs/pay-in/solution/integration-methods/payment-page
  - type: Documentation
    url: https://docs.ebanx.com/docs/payout/payouts-overview
  - type: JSONSchema
    url: json-schema/ebanx-payout-schema.json
  - type: JSONStructure
    url: json-structure/ebanx-payout-structure.json
  - type: Examples
    url: examples/ebanx-create-payout-example.json
- aid: ebanx:ebanx-payouts-api
  name: EBANX Payouts API
  description: The Payouts API from EBANX — 12 operation(s) for payouts.
  humanURL: https://docs.ebanx.com/api/
  baseURL: https://api.ebanxpay.com
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/ebanx-payouts-api-openapi.yml
  - type: APIReference
    url: https://docs.ebanx.com/api/
  - type: Documentation
    url: https://docs.ebanx.com/docs/pay-in/solution/integration-methods/direct-api
  - type: Documentation
    url: https://docs.ebanx.com/docs/pay-in/solution/pay-in-guide
  - type: JSONSchema
    url: json-schema/ebanx-payment-schema.json
  - type: JSONSchema
    url: json-schema/ebanx-refund-schema.json
  - type: JSONStructure
    url: json-structure/ebanx-payment-structure.json
  - type: Examples
    url: examples/ebanx-create-direct-payment-pix-example.json
  - type: Examples
    url: examples/ebanx-create-direct-payment-card-example.json
  - type: Documentation
    url: https://docs.ebanx.com/docs/pay-in/solution/integration-methods/payment-page
  - type: Documentation
    url: https://docs.ebanx.com/docs/payout/payouts-overview
  - type: JSONSchema
    url: json-schema/ebanx-payout-schema.json
  - type: JSONStructure
    url: json-structure/ebanx-payout-structure.json
  - type: Examples
    url: examples/ebanx-create-payout-example.json
properties:
- url: https://www.ebanx.com
  type: Portal
- url: https://www.ebanx.com/en/
  type: Marketing
- url: https://business.ebanx.com
  type: Portal
- url: https://insights.ebanx.com
  type: Content
- url: https://docs.ebanx.com
  type: Documentation
- url: https://docs.ebanx.com/api/
  type: APIReference
- url: https://docs.ebanx.com/docs/get-started/api-ecosystem
  type: GettingStarted
- url: https://docs.ebanx.com/docs/pay-in/dev-tools/postman
  type: Postman
- url: https://docs.ebanx.com/docs/pay-in/features/ebanx-js
  name: ebanx.js
  type: SDKs
- url: https://github.com/ebanx
  type: GitHubOrganization
- url: https://github.com/ebanx/lib-js
  name: ebanx lib-js (JavaScript / TypeScript)
  type: SDKs
- url: https://github.com/ebanx/benjamin
  name: benjamin (PHP business rules library)
  type: SDKs
- url: https://github.com/ebanx/woocommerce-gateway-ebanx
  name: EBANX WooCommerce Gateway
  type: Plugin
- url: https://github.com/ebanx/magento2-gateway-ebanx
  name: EBANX Magento 2 Gateway
  type: Plugin
- url: https://github.com/ebanx/device-fingerprint
  name: EBANX Device Fingerprint
  type: SDKs
- url: https://github.com/ebanx/ebanx-pay-ruby-sdk
  name: EBANX Pay Ruby SDK
  type: SDKs
- url: https://www.linkedin.com/company/ebanx/
  type: LinkedIn
- url: https://twitter.com/EBANX
  type: Twitter
- url: https://www.ebanx.com/en/contact/#sales
  type: Sales
- url: https://www.ebanx.com/en/legal/merchants/terms-and-conditions-for-payment-processing-services/
  type: TermsOfService
- url: plans/ebanx-plans-pricing.yml
  type: Plans
- url: rate-limits/ebanx-rate-limits.yml
  type: RateLimits
- url: finops/ebanx-finops.yml
  type: FinOps
- url: vocabulary/ebanx-vocabulary.yml
  type: Vocabulary
- url: json-ld/ebanx-context.jsonld
  type: JSONLD
- url: rules/ebanx-rules.yml
  type: SpectralRuleset
- type: Features
  data:
  - Pay-in Direct API for full-control checkout across 100+ local payment methods
  - Payment Page hosted checkout (PCI scope handled by EBANX)
  - Payment Link no-code checkout via the EBANX dashboard
  - Drop-in pre-built UI component for embedded payment selection
  - Pix and Pix Automatico (recurring Pix) in Brazil
  - Boleto Bancario in Brazil
  - OXXO and SPEI in Mexico
  - PSE and Nequi in Colombia
  - Efecty, PagoEfectivo, Rapipago, PagoFacil in the Andean region
  - Card payments (Visa, Mastercard, Amex, Hipercard, Elo, Diners) with 3DS
  - Card installments (parcelamento) with installment-plan lookup
  - Card tokenization with reusable tokens and per-charge CVV refresh
  - Payouts to local bank accounts and e-wallets in 19+ markets
  - Cross-border payouts where merchant funds in USD and EBANX converts to local currency
  - Real-time payout balance and bank/account verification
  - Mass payouts for payroll, marketplace seller payments, and gig disbursements
  - Foreign exchange quotes and FX tokens for locked-rate payments
  - Refund and chargeback APIs with MED Pix return-request handling
  - Signed Payment Notifications webhook for payment, refund, chargeback, and MED Pix events
  - Sandbox environment with test cards and simulated payment methods
  - Postman collections and Insomnia exports for every API surface
  - ebanx.js for in-browser card tokenization, 3DS, and device fingerprinting
  - Open-source WooCommerce and Magento 2 gateway plugins
  - Self-serve sub-product for Brazil SMB via Juno / EBANX Pay
  - Geographic coverage: BR, MX, CO, CL, AR, PE, EC, BO, PY, UY, GT, CR, PA, DO, IN, PH, KE, NG, ZA, EG
  sources:
  - https://www.ebanx.com/en/
  - https://docs.ebanx.com
  - https://docs.ebanx.com/docs/get-started/api-ecosystem
  - https://docs.ebanx.com/docs/pay-in/solution/pay-in-guide
  - https://docs.ebanx.com/docs/payout/payouts-overview
  - https://business.ebanx.com/en/press-room/press-releases/ebanx-acquires-b2b-fintech-juno-in-brazil
  updated: '2026-05-24'
maintainers:
- FN: Kin Lane
  email: info@apievangelist.com
  X: apievangelist
  url: https://apievangelist.com
- name: EBANX Sales Engineering
  email: sales.engineering@ebanx.com
  url: https://www.ebanx.com
common:
- type: AgenticAccess
  url: agentic-access/ebanx-agentic-access.yml
- type: TrustCenter
  url: security/ebanx-trust-center.yml
- type: DomainSecurity
  url: security/ebanx-domain-security.yml
- type: Authentication
  url: authentication/ebanx-authentication.yml

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