Celcoin
Celcoin is a Brazilian Banking-as-a-Service (BaaS) infratech platform that provides REST APIs for Pix, boleto, TED transfers, bill payments, prepaid and post-paid cards, digital account opening, open banking integration, and credit operations. Processing over R$30 billion monthly across 6,000+ clients, Celcoin enables fintechs, digital banks, and enterprises to embed financial services without a banking license.
Celcoin publishes 15 API contracts indexed on the APIs.io network, including AnnotationCompetenceCalendar API, BankCorrespondentAgent API, Consignee API, and 12 more. Tagged areas include Banking as a Service, Pix, Boleto, TED, and Bill Payments.
The Celcoin catalog on APIs.io includes 1 Spectral governance ruleset.
Celcoin’s developer surface includes authentication, documentation, engineering blog, pricing, code examples, and 14 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Latin American Open Finance (Brazil OFB + Pix) | regulated | 67.1 | - | - |
| OpenID Certified Implementations (OIDC, FAPI, OpenID4VC) | regulated | 67.1 | - | - |
| Brazil BCB Authorized Institutions (Banco Central do Brasil register beyond Pix) | regulated | 67.1 | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 1
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 15
Individual APIs this provider publishes, each with its own machine-readable definition.
Celcoin Card Solutions API
APIs for white-label card account creation and management, card issuance and tracking, transaction simulation, post-paid invoice management, recurring subscriptions, and webhook...
Celcoin Payments API
Embedded payment APIs covering bill payments, mobile recharges, vehicle debit, payment gateway with multi-acquirer support, Pix instant payments, withdrawals and deposits, and P...
Celcoin Open Finance API
Open Finance and Open Banking APIs for Payment Initiation (ITP with and without redirect), account linking with FIDO biometrics, data sharing and consent management, and sweepin...
Celcoin AnnotationCompetenceCalendar API
The AnnotationCompetenceCalendar API from Celcoin — 1 operation(s) for annotationcompetencecalendar.
Celcoin BankCorrespondentAgent API
The BankCorrespondentAgent API from Celcoin — 2 operation(s) for bankcorrespondentagent.
Celcoin Consignee API
The Consignee API from Celcoin — 1 operation(s) for consignee.
Celcoin Files API
The Files API from Celcoin — 1 operation(s) for files.
Celcoin Guarantee API
The Guarantee API from Celcoin — 21 operation(s) for guarantee.
Celcoin LegacyGuarantee API
The LegacyGuarantee API from Celcoin — 1 operation(s) for legacyguarantee.
Celcoin LegalPerson API
The LegalPerson API from Celcoin — 1 operation(s) for legalperson.
Celcoin NaturalPerson API
The NaturalPerson API from Celcoin — 2 operation(s) for naturalperson.
Celcoin Proposal API
The Proposal API from Celcoin — 2 operation(s) for proposal.
Celcoin Settlement API
The Settlement API from Celcoin — 2 operation(s) for settlement.
Celcoin TaggingJourney API
The TaggingJourney API from Celcoin — 1 operation(s) for taggingjourney.
Celcoin Outstanding Balance API
The Outstanding Balance API from Celcoin — 4 operation(s) for outstanding balance.
Scroll for all 15
Open Collections 12
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
billissuance-settlement-webservice AnnotationCompetenceCalendar BankCorrespondentAgent API
OPEN COLLECTIONScroll for all 12
Celcoin API pricing
Not yet checked against Celcoin's own pricing page. Compiled by API Evangelist; confirm before you rely on a figure.
| Plan | Price |
|---|---|
| BaaS - Banking as a Service | — |
| cel_payments - Payment Solutions | — |
| cel_credit - Credit as a Service | — |
| mybenk - White-Label Banking Platform | — |
Pricing Plans 1
Published pricing tiers and plan structures.
Rate Limits 1
Documented rate limits and quota policies.
Celcoin Rate Limits
RATE LIMITSService Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
Celcoin
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Celcoin Finops
FINOPSSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Celcoin API Rules
SPECTRALExamples 1
Example request and response payloads for these APIs.
Celcoin Examples
EXAMPLESecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 2
Pagination, idempotency, versioning, errors, and events
Build 2
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Celcoin API — frequently asked questions
Does Celcoin have an API?
Yes. APIs.io lists 15 APIs from Celcoin, including Celcoin Card Solutions API, Celcoin Payments API and Celcoin Open Finance API, and 12 more.
Is there an OpenAPI specification for the Celcoin API?
Yes. APIs.io indexes 12 OpenAPI specifications for Celcoin, each linked for download from this page.
How do I authenticate with the Celcoin API?
Celcoin uses bearer-token authentication (apiKey/http · 3 schemes). The details are profiled on APIs.io as Celcoin Authentication.
How much does the Celcoin API cost?
APIs.io lists 4 pricing plans for Celcoin, with each plan's price, limits and inclusions under Pricing on this page.
Is the Celcoin API ready for AI agents?
Celcoin has a Kin Score of 32.7 out of 100 (thin) and an Agent Readiness score of 29.4 (agent-ready), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.