Celcoin website screenshot

Celcoin

Celcoin is a Brazilian Banking-as-a-Service (BaaS) infratech platform that provides REST APIs for Pix, boleto, TED transfers, bill payments, prepaid and post-paid cards, digital account opening, open banking integration, and credit operations. Processing over R$30 billion monthly across 6,000+ clients, Celcoin enables fintechs, digital banks, and enterprises to embed financial services without a banking license.

Celcoin publishes 12 APIs on the APIs.io network, including AnnotationCompetenceCalendar API, BankCorrespondentAgent API, Consignee API, and 9 more. Tagged areas include Banking as a Service, BaaS, Pix, Boleto, and TED.

Celcoin’s developer surface includes authentication, documentation, engineering blog, pricing, code examples, and 13 more developer resources.

🌐 Visit website 📡 Source on GitHub
35.7/100 thin ▬ flat Agent 41/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessSelf serve
15 APIs
Banking as a ServiceBaaSPixBoletoTEDBill PaymentsPrepaid CardsDigital AccountsOpen BankingOpen FinanceCreditFintechBrazilFinancial Infrastructure

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 35.7/100 · thin
Contract Quality 11.2 / 25
Developer Ergonomics 5.7 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 2.7 / 13
Governance 1.2 / 12
Discoverability 7.4 / 10
Agent readiness — 41/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/celcoin: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 15

Individual APIs this provider publishes, each with its own machine-readable definition.

Celcoin Card Solutions API

APIs for white-label card account creation and management, card issuance and tracking, transaction simulation, post-paid invoice management, recurring subscriptions, and webhook...

Celcoin Payments API

Embedded payment APIs covering bill payments, mobile recharges, vehicle debit, payment gateway with multi-acquirer support, Pix instant payments, withdrawals and deposits, and P...

Celcoin Open Finance API

Open Finance and Open Banking APIs for Payment Initiation (ITP with and without redirect), account linking with FIDO biometrics, data sharing and consent management, and sweepin...

Celcoin AnnotationCompetenceCalendar API

The AnnotationCompetenceCalendar API from Celcoin — 1 operation(s) for annotationcompetencecalendar.

Celcoin BankCorrespondentAgent API

The BankCorrespondentAgent API from Celcoin — 2 operation(s) for bankcorrespondentagent.

Celcoin Consignee API

The Consignee API from Celcoin — 1 operation(s) for consignee.

Celcoin Files API

The Files API from Celcoin — 1 operation(s) for files.

Celcoin Guarantee API

The Guarantee API from Celcoin — 21 operation(s) for guarantee.

Celcoin LegacyGuarantee API

The LegacyGuarantee API from Celcoin — 1 operation(s) for legacyguarantee.

Celcoin LegalPerson API

The LegalPerson API from Celcoin — 1 operation(s) for legalperson.

Celcoin NaturalPerson API

The NaturalPerson API from Celcoin — 2 operation(s) for naturalperson.

Celcoin OutstandingBalance API

The OutstandingBalance API from Celcoin — 4 operation(s) for outstandingbalance.

Celcoin Proposal API

The Proposal API from Celcoin — 2 operation(s) for proposal.

Celcoin Settlement API

The Settlement API from Celcoin — 2 operation(s) for settlement.

Celcoin TaggingJourney API

The TaggingJourney API from Celcoin — 1 operation(s) for taggingjourney.

Scroll for all 15

Pricing Plans 1

Published pricing tiers and plan structures.

Celcoin Plans Pricing

4 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Celcoin Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Celcoin Finops

FINOPS

Examples 1

Example request and response payloads for these APIs.

Celcoin Examples

1 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Celcoin Authentication

apiKey/http · 3 schemes

SECURITY

Celcoin Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Celcoin Agentic Access

45 operations · 31 acting

45 operations · 31 acting

AGENTIC

Resources

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 Reference
Reference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Vocabulary
Vocabulary
 JSONLD
JSONLD

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrg
GitHubOrg
 Examples
Examples

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 2

Status, limits, changes, and where to get help

StatusPage
StatusPage
 RateLimits
RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

Website
Website
 LinkedIn
LinkedIn
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

X
X

Source (apis.yml)

apis.yml Raw ↑ 
aid: celcoin
name: Celcoin
description: Celcoin is a Brazilian Banking-as-a-Service (BaaS) infratech platform that provides REST APIs for Pix, boleto,
  TED transfers, bill payments, prepaid and post-paid cards, digital account opening, open banking integration, and credit
  operations. Processing over R$30 billion monthly across 6,000+ clients, Celcoin enables fintechs, digital banks, and enterprises
  to embed financial services without a banking license.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/celcoin.png
url: https://raw.githubusercontent.com/api-evangelist/celcoin/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
type: Index
tags:
- Banking as a Service
- BaaS
- Pix
- Boleto
- TED
- Bill Payments
- Prepaid Cards
- Digital Accounts
- Open Banking
- Open Finance
- Credit
- Fintech
- Brazil
- Financial Infrastructure
apis:
- aid: celcoin:cards
  name: Celcoin Card Solutions API
  description: APIs for white-label card account creation and management, card issuance and tracking, transaction simulation,
    post-paid invoice management, recurring subscriptions, and webhook-driven card event notifications.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developers.celcoin.com.br/docs
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - Cards
  - Prepaid Cards
  - White Label
  - Payments
  properties:
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:payments
  name: Celcoin Payments API
  description: Embedded payment APIs covering bill payments, mobile recharges, vehicle debit, payment gateway with multi-acquirer
    support, Pix instant payments, withdrawals and deposits, and Payment Initiation (ITP) under the Brazilian Open Finance
    framework.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developers.celcoin.com.br/docs/pagamento-de-contas-1
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - Payments
  - Bill Payments
  - Pix
  - Recharges
  - Payment Gateway
  properties:
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/pagamento-de-contas-1
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:open-finance
  name: Celcoin Open Finance API
  description: Open Finance and Open Banking APIs for Payment Initiation (ITP with and without redirect), account linking
    with FIDO biometrics, data sharing and consent management, and sweeping accounts for intelligent automated transfers.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developers.celcoin.com.br/docs
  baseURL: https://tpp.opb.celcoin.com.br/
  tags:
  - Open Banking
  - Open Finance
  - Payment Initiation
  - Data Sharing
  - Brazil
  properties:
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-annotationcompetencecalendar-api
  name: Celcoin AnnotationCompetenceCalendar API
  description: The AnnotationCompetenceCalendar API from Celcoin — 1 operation(s) for annotationcompetencecalendar.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - AnnotationCompetenceCalendar
  properties:
  - type: OpenAPI
    url: openapi/celcoin-annotationcompetencecalendar-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-bankcorrespondentagent-api
  name: Celcoin BankCorrespondentAgent API
  description: The BankCorrespondentAgent API from Celcoin — 2 operation(s) for bankcorrespondentagent.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - BankCorrespondentAgent
  properties:
  - type: OpenAPI
    url: openapi/celcoin-bankcorrespondentagent-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-consignee-api
  name: Celcoin Consignee API
  description: The Consignee API from Celcoin — 1 operation(s) for consignee.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - Consignee
  properties:
  - type: OpenAPI
    url: openapi/celcoin-consignee-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-files-api
  name: Celcoin Files API
  description: The Files API from Celcoin — 1 operation(s) for files.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - Files
  properties:
  - type: OpenAPI
    url: openapi/celcoin-files-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-guarantee-api
  name: Celcoin Guarantee API
  description: The Guarantee API from Celcoin — 21 operation(s) for guarantee.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - Guarantee
  properties:
  - type: OpenAPI
    url: openapi/celcoin-guarantee-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-legacyguarantee-api
  name: Celcoin LegacyGuarantee API
  description: The LegacyGuarantee API from Celcoin — 1 operation(s) for legacyguarantee.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - LegacyGuarantee
  properties:
  - type: OpenAPI
    url: openapi/celcoin-legacyguarantee-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-legalperson-api
  name: Celcoin LegalPerson API
  description: The LegalPerson API from Celcoin — 1 operation(s) for legalperson.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - LegalPerson
  properties:
  - type: OpenAPI
    url: openapi/celcoin-legalperson-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-naturalperson-api
  name: Celcoin NaturalPerson API
  description: The NaturalPerson API from Celcoin — 2 operation(s) for naturalperson.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - NaturalPerson
  properties:
  - type: OpenAPI
    url: openapi/celcoin-naturalperson-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-outstandingbalance-api
  name: Celcoin OutstandingBalance API
  description: The OutstandingBalance API from Celcoin — 4 operation(s) for outstandingbalance.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - OutstandingBalance
  properties:
  - type: OpenAPI
    url: openapi/celcoin-outstandingbalance-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-proposal-api
  name: Celcoin Proposal API
  description: The Proposal API from Celcoin — 2 operation(s) for proposal.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - Proposal
  properties:
  - type: OpenAPI
    url: openapi/celcoin-proposal-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-settlement-api
  name: Celcoin Settlement API
  description: The Settlement API from Celcoin — 2 operation(s) for settlement.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - Settlement
  properties:
  - type: OpenAPI
    url: openapi/celcoin-settlement-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
- aid: celcoin:celcoin-taggingjourney-api
  name: Celcoin TaggingJourney API
  description: The TaggingJourney API from Celcoin — 1 operation(s) for taggingjourney.
  humanURL: https://developers.celcoin.com.br/docs/sobre-o-baas
  baseURL: https://api.openfinance.celcoin.com.br/
  tags:
  - TaggingJourney
  properties:
  - type: OpenAPI
    url: openapi/celcoin-taggingjourney-api-openapi.yml
  - type: Documentation
    url: https://developers.celcoin.com.br/docs/sobre-o-baas
  - type: Reference
    url: https://developers.celcoin.com.br/reference/integrando-na-celcoin
  - type: Documentation
    url: https://developers.celcoin.com.br/docs
  - type: Reference
    url: https://developers.celcoin.com.br/reference
common:
- type: AgenticAccess
  url: agentic-access/celcoin-agentic-access.yml
- type: DomainSecurity
  url: security/celcoin-domain-security.yml
- type: Authentication
  url: authentication/celcoin-authentication.yml
- type: Website
  url: https://www.celcoin.com.br/
- type: Documentation
  url: https://developers.celcoin.com.br/docs
- type: Reference
  url: https://developers.celcoin.com.br/reference
- type: GitHubOrg
  url: https://github.com/celcoincell
- type: LinkedIn
  url: https://www.linkedin.com/company/celcoin-financial-hub/
- type: Blog
  url: https://www.celcoin.com.br/articles/
- type: Pricing
  url: https://www.celcoin.com.br/developers/
- type: StatusPage
  url: https://redecelcoin.statuspage.io/
- type: X
  url: https://x.com/celcoinbr
- type: Plans
  url: plans/celcoin-plans-pricing.yml
- type: RateLimits
  url: rate-limits/celcoin-rate-limits.yml
- type: FinOps
  url: finops/celcoin-finops.yml
- type: Vocabulary
  url: vocabulary/celcoin-vocabulary.json
- type: Examples
  url: examples/celcoin-examples.json
- type: JSONLD
  url: json-ld/celcoin-jsonld.json
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com