CloudWalk

CloudWalk, Inc. is a Sunnyvale- and São Paulo-based payments and financial-infrastructure company that builds an AI-native transaction layer for small businesses. It operates three consumer-facing brands: InfinitePay, its Brazilian acquirer and digital-banking platform (card machines, Tap to Pay, hosted checkout, payment links, Pix, PJ accounts, credit and CDB); JIM, a phone-as-POS operating system for self-employed workers in the United States; and Pierre, a personal-finance intelligence product built on Brazilian Open Finance. Its public developer surface is deliberately small and integration-shaped rather than platform-shaped: an Integrated Checkout REST API on api.checkout.infinitepay.io that creates hosted payment links and checks their status, an approved-payment webhook, and an InfiniteTap deeplink contract that hands a Tap-to-Pay transaction from a third-party POS app to the InfinitePay mobile app and back. CloudWalk publishes no OpenAPI, no machine-readable discovery documents and no MCP or agent surface. The legal entity behind InfinitePay is CLOUDWALK INSTITUIÇÃO DE PAGAMENTO E SERVIÇOS LTDA (CNPJ 18.189.547/0001-42), a Brazilian payment institution supervised by the Banco Central do Brasil.

CloudWalk publishes 3 API contracts indexed on the APIs.io network: Checkout Links API, InfinitePay Checkout API, and Payments API. Tagged areas include Company, Payments, Financial Services, Fintech, and Checkout.

The CloudWalk catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

CloudWalk’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, pricing, signup flow, and 35 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

58.8/100 strong ▬ flat Agent 30/100 agent ready Front door AI 3/6 light Heartbeat 92/100 alive saas Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessPaidOpen

1 published contract 3 Agent Skills

Company Payments Financial Services Fintech Checkout Point-of-Sale Acquiring Pix Brazil Banking Webhook Tap to Pay

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

Checkout LinksPayments

POST /links POST /payment_check

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 58.8/100 · strong

Contract Quality 10.7 / 19

Developer Ergonomics 9.9 / 15

Access Clarity 11.8 / 15

Operational Transparency 3.5 / 10

Contract Governance 1.6 / 9

Discoverability 5.6 / 8

Regulatory Posture 4.8 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 30/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented) Ask about this →
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document Ask about this →
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented) Ask about this →

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 57.2 — up to +10.7 composite points Ask about this →
Contract Governance scores 18.2 — up to +9.8 composite points Ask about this →
Operational Transparency scores 35.7 — up to +8.4 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/cloudwalk/apis.yml: open an issue on github.com/api-evangelist/cloudwalk to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Latin American Open Finance (Brazil OFB + Pix)	regulated	45.5	-	-
EMV Card Terminals (card acceptance hardware and kernels)	regulated	45.5	-	-
Brazil BCB Authorized Institutions (Banco Central do Brasil register beyond Pix)	regulated	45.5	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

EMV Contactless Chip

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

OpenAPI

measured — observed by APIs.io (published)

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

CloudWalk Checkout Links API

Create InfinitePay-hosted checkout payment links.

CloudWalk InfinitePay Checkout API

The InfinitePay Checkout API API from CloudWalk — 0 operation(s) for infinitepay checkout api.

CloudWalk Payments API

Query the payment status of a checkout link.

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

InfinitePay Checkout API

OPEN COLLECTION

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

Collect a payment with an InfinitePay checkout link

AGENT SKILL

Reconcile an InfinitePay payment webhook

AGENT SKILL

Take an in-person Tap to Pay payment with InfiniteTap

AGENT SKILL

CloudWalk API pricing

Prices published by CloudWalk, read 2026-09-20 from www.infinitepay.io/taxas.

Plan	Price
Plano Inicial (até 20 mil/mês) — Maquininha & InfiniteTap, em 1 dia útil	Débito 1,37% Crédito à vista 3,15% 12x 12,40% Includes: Pix GRÁTIS
Faturamento acima de 20 mil por mês	Pix GRÁTIS Débito 0,85% Crédito à vista 2,89% 12x 10,12% Includes: Pix GRÁTIS
Faturamento acima de 40 mil por mês	Pix GRÁTIS Débito 0,79% Crédito à vista 2,79% 12x 9,56% Includes: Pix GRÁTIS
Faturamento acima de 80 mil por mês	Pix GRÁTIS Débito 0,75% Crédito à vista 2,69% 12x 8,99% Includes: Pix GRÁTIS
InfiniteNitro (recebimento na hora)	Pix GRÁTIS Débito 2,79% Crédito à vista 5,99%
Link de Pagamento — Na hora (Visa, Mastercard e Elo)	Pix GRÁTIS Crédito à vista 5,49% Includes: Pix GRÁTIS
Maquininha Smart (hardware)	12x R$16,58 ou R$199 no Pix

Plan details, limits and sources →

Billed by: por venda · FinOps profile →

Pricing Plans 1

Published pricing tiers and plan structures.

CloudWalk Plans Pricing

7 plans

PLANS

Terms of Service 1

What its API terms permit and prohibit, quoted from its own page.

CloudWalk

7 quoted statements, read from CloudWalk's own page on 2026-11-09.

TERMS

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

CloudWalk

23 quoted statements, read from CloudWalk's own page on 2026-11-09.

PRIVACY

Eligibility 1

Who may sign up and where, quoted from its own terms.

CloudWalk

4 quoted statements, read from CloudWalk's own page on 2026-11-09.

ELIGIBILITY

AI Preferences 1

Its stance on AI training, inference and agents, quoted from its own pages.

CloudWalk

1 quoted statement, read from CloudWalk's own page on 2026-11-09.

AI PREFS

Data License 1

How its data and outputs may be reused, quoted from its own terms.

CloudWalk

3 quoted statements, read from CloudWalk's own page on 2026-11-09.

LICENSE

FinOps 1

Cost, billing, and metering signals for API financial operations.

CloudWalk Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Cloudwalk Infinitepay Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

CloudWalk API Rules

50 rules · 48 error-severity 1 warn-severity 1 info-severity

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

CloudWalk Infinitepay Checkout Overlay

5 actions · update · cloudwalk-infinitepay-checkout-openapi.yml

DERIVED

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

CloudWalk Authentication

0 schemes

SECURITY

CloudWalk Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

CloudWalk Vulnerability Disclosure

Hackerone · contact published

SECURITY

Agentic Access (API Evangelist recommendations) 1

Recommended x-agentic-access execution contracts for AI agents.

CloudWalk Agentic Access

2 operations · 2 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Documentation 3

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

AIPreferences

AIPreferences

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

AgenticAccess

WellKnown

LLMsTxt

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

Components

DataModel

Webhooks

Scroll for all 7

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

SDKs

SDKs

Access & Security 5

Authentication, authorization, and security posture

Security

Compliance

Authentication

DomainSecurity

VulnerabilityDisclosure

VulnerabilityDisclosure

Operate 2

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

Commercial 6

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

UsageTerms

DataLicense

Company 3

The organization behind the API

Website

Website

Blog

Blog

Newsroom

Newsroom

Other 4

Properties that don't map to a standard resource type

CapabilityMap

Overlay

DataProcessing

Eligibility

Source (apis.yml)

aid: cloudwalk
name: CloudWalk
description: 'CloudWalk, Inc. is a Sunnyvale- and São Paulo-based payments and financial-infrastructure company that builds
  an AI-native transaction layer for small businesses. It operates three consumer-facing brands: InfinitePay, its Brazilian
  acquirer and digital-banking platform (card machines, Tap to Pay, hosted checkout, payment links, Pix, PJ accounts, credit
  and CDB); JIM, a phone-as-POS operating system for self-employed workers in the United States; and Pierre, a personal-finance
  intelligence product built on Brazilian Open Finance. Its public developer surface is deliberately small and integration-shaped
  rather than platform-shaped: an Integrated Checkout REST API on api.checkout.infinitepay.io that creates hosted payment
  links and checks their status, an approved-payment webhook, and an InfiniteTap deeplink contract that hands a Tap-to-Pay
  transaction from a third-party POS app to the InfinitePay mobile app and back. CloudWalk publishes no OpenAPI, no machine-readable
  discovery documents and no MCP or agent surface. The legal entity behind InfinitePay is CLOUDWALK INSTITUIÇÃO DE PAGAMENTO
  E SERVIÇOS LTDA (CNPJ 18.189.547/0001-42), a Brazilian payment institution supervised by the Banco Central do Brasil.'
url: https://raw.githubusercontent.com/api-evangelist/cloudwalk/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: open
  trial: false
  try_now: false
  public: true
  gated: none
  gated_source:
  - onboarding
  label: Paid · Open access
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-13'
  method: derived
image: https://cdn.prod.website-files.com/6654b3697a9d140e0ca14dcc/6a0bb9e1bb37dcd08e538cc1_Cover-Profile%2044.webp
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-01'
modified: '2026-08-01'
tags:
- Company
- Payments
- Financial Services
- Fintech
- Checkout
- Point-of-Sale
- Acquiring
- Pix
- Brazil
- Banking
- Webhook
- Tap to Pay
tags_raw:
- Company
- Payments
- Financial Services
- Fintech
- Checkout
- Point of Sale
- Acquiring
- Pix
- Brazil
- Banking
- Webhooks
- Tap to Pay
- Financial-Services
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: cloudwalk:cloudwalk-checkout-links-api
  name: CloudWalk Checkout Links API
  description: Create InfinitePay-hosted checkout payment links.
  humanURL: https://www.infinitepay.io/checkout-documentacao
  baseURL: https://api.checkout.infinitepay.io
  tags:
  - Checkout Links
  properties:
  - type: OpenAPI
    url: openapi/cloudwalk-checkout-links-api-openapi.yml
  - type: Documentation
    url: https://www.infinitepay.io/checkout-documentacao
  - type: APIReference
    url: https://www.infinitepay.io/checkout-documentacao
  - type: Webhooks
    url: asyncapi/cloudwalk-infinitepay-webhooks.yml
  - type: ErrorCatalog
    url: errors/cloudwalk-problem-types.yml
  - type: DataModel
    url: data-model/cloudwalk-data-model.yml
- aid: cloudwalk:cloudwalk-infinitepay-checkout-api-api
  name: CloudWalk InfinitePay Checkout API
  description: The InfinitePay Checkout API API from CloudWalk — 0 operation(s) for infinitepay checkout api.
  humanURL: https://www.infinitepay.io/checkout-documentacao
  baseURL: https://api.checkout.infinitepay.io
  tags:
  - InfinitePay Checkout API
  properties:
  - type: OpenAPI
    url: openapi/cloudwalk-infinitepay-checkout-api-api-openapi.yml
  - type: Documentation
    url: https://www.infinitepay.io/checkout-documentacao
  - type: APIReference
    url: https://www.infinitepay.io/checkout-documentacao
  - type: Webhooks
    url: asyncapi/cloudwalk-infinitepay-webhooks.yml
  - type: ErrorCatalog
    url: errors/cloudwalk-problem-types.yml
  - type: DataModel
    url: data-model/cloudwalk-data-model.yml
- aid: cloudwalk:cloudwalk-payments-api
  name: CloudWalk Payments API
  description: Query the payment status of a checkout link.
  humanURL: https://www.infinitepay.io/checkout-documentacao
  baseURL: https://api.checkout.infinitepay.io
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/cloudwalk-payments-api-openapi.yml
  - type: Documentation
    url: https://www.infinitepay.io/checkout-documentacao
  - type: APIReference
    url: https://www.infinitepay.io/checkout-documentacao
  - type: Webhooks
    url: asyncapi/cloudwalk-infinitepay-webhooks.yml
  - type: ErrorCatalog
    url: errors/cloudwalk-problem-types.yml
  - type: DataModel
    url: data-model/cloudwalk-data-model.yml
common:
- type: Plans
  url: plans/cloudwalk-plans-pricing.yml
- type: CapabilityMap
  url: capabilities/cloudwalk-capability-edges.yml
  name: CloudWalk Business Capability Map
- type: Overlay
  url: overlays/cloudwalk-infinitepay-checkout-overlay.yaml
- type: X-MCPServerCandidate
  url: mcp/cloudwalk-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgenticAccess
  url: agentic-access/cloudwalk-agentic-access.yml
- type: Website
  url: https://www.cloudwalk.io/
- type: DeveloperPortal
  url: https://www.infinitepay.io/desenvolvedores
- type: Documentation
  url: https://www.infinitepay.io/checkout-documentacao
- type: APIReference
  url: https://www.infinitepay.io/checkout-documentacao
- type: GettingStarted
  url: https://www.infinitepay.io/checkout
- type: Support
  url: https://ajuda.infinitepay.io/pt-BR/
- type: Blog
  url: https://www.infinitepay.io/blog
- type: GitHubOrganization
  url: https://github.com/cloudwalk
- type: Pricing
  url: https://www.infinitepay.io/taxas
- type: SignUp
  url: https://app.infinitepay.io
- type: Login
  url: https://app.infinitepay.io
- type: TermsOfService
  url: https://www.infinitepay.io/legal/termos-de-uso
- type: PrivacyPolicy
  url: https://www.infinitepay.io/legal/aviso-de-privacidade
- type: StatusPage
  url: https://status.infinitepay.io/
- type: Security
  url: https://www.infinitepay.io/security
- type: Compliance
  url: https://www.infinitepay.io/legal/politica-de-seguranca-cibernetica
- type: Newsroom
  url: https://www.cloudwalk.io/newsroom
- type: Packages
  url: packages/cloudwalk-packages.yml
- type: SDKs
  url: packages/cloudwalk-packages.yml
- type: WellKnown
  url: well-known/cloudwalk-well-known.yml
- type: LLMsTxt
  url: llms/cloudwalk-llms.txt
- type: Conformance
  url: conformance/cloudwalk-conformance.yml
- type: ErrorCatalog
  url: errors/cloudwalk-problem-types.yml
- type: Lifecycle
  url: lifecycle/cloudwalk-lifecycle.yml
- type: Authentication
  url: authentication/cloudwalk-authentication.yml
- type: DomainSecurity
  url: security/cloudwalk-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/cloudwalk-vulnerability-disclosure.yml
- type: Conventions
  url: conventions/cloudwalk-conventions.yml
- type: Components
  url: components/cloudwalk-components.yml
- type: DataModel
  url: data-model/cloudwalk-data-model.yml
- type: Webhooks
  url: asyncapi/cloudwalk-infinitepay-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: UsageTerms
  url: terms/cloudwalk-terms-of-service.yml
- type: DataProcessing
  url: privacy/cloudwalk-privacy-policy.yml
- type: Eligibility
  url: eligibility/cloudwalk-eligibility.yml
- type: AIPreferences
  url: ai-preferences/cloudwalk-ai-preferences.yml
- type: DataLicense
  url: data-license/cloudwalk-data-license.yml
x-enrichment:
  date: '2026-08-01'
  status: enriched
  artifacts_added: 21
  pass: local-v1

CloudWalk API — frequently asked questions

Does CloudWalk have an API?

Yes. APIs.io lists 3 APIs from CloudWalk, including CloudWalk Checkout Links API, CloudWalk InfinitePay Checkout API and CloudWalk Payments API.

Is there an OpenAPI specification for the CloudWalk API?

Yes. APIs.io indexes 3 OpenAPI specifications for CloudWalk, each linked for download from this page.

How do I authenticate with the CloudWalk API?

CloudWalk uses bearer-token authentication (0 schemes). The details are profiled on APIs.io as CloudWalk Authentication.

How much does the CloudWalk API cost?

CloudWalk publishes its prices; its Plano Inicial (até 20 mil/mês) — Maquininha & InfiniteTap, em 1 dia útil plan is Débito 1,37% Crédito à vista 3,15% 12x 12,40% as of 2026-09-20. APIs.io lists 7 pricing plans for CloudWalk, with each plan's price, limits and inclusions under Pricing on this page.

Is the CloudWalk API ready for AI agents?

CloudWalk has a Kin Score of 58.8 out of 100 (strong) and an Agent Readiness score of 30.4 (agent-ready), scored by API Evangelist on 2026-11-13.

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