Cora

Cora is a Brazilian digital bank (conta PJ) for small and medium businesses, offering fee-free business checking, Pix, boletos, transfers, payment initiation and financial management. Its developer platform exposes REST APIs for registered boleto and carnê issuance, Pix QR code generation, account data, balance and statement queries, payment and transfer initiation (including DARF and GPS tax payments), webhook notifications, and municipal service invoice (NFS-e) issuance. Cora offers two integration modalities — Direct Integration (mutual-TLS certificate plus OAuth2 client-credentials) and Cora Partnership — with a Stage sandbox for testing. Backed by QED Investors and Ribbit Capital.

Cora publishes 15 API contracts indexed on the APIs.io network, including Balance API, Banks API, Boletos V2 API, and 12 more. Tagged areas include Company, Banking, Brazil, Payments, and Pix.

The Cora catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Cora’s developer surface includes documentation, API reference, getting-started guide, authentication, changelog, engineering blog, support, and 24 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

56.3/100 strong ▲ 7.9 Agent 36/100 agent ready Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

AccessSelf serve

16 published contracts

Company Banking Brazil Payments Pix Boleto Invoicing Small Business Fintech Banking as a Service

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 56.3/100 · strong

Contract Quality 11.9 / 21

Developer Ergonomics 11.7 / 17

Access Clarity 10.3 / 17

Operational Transparency 2.6 / 11

Contract Governance 3.2 / 10

Discoverability 6.2 / 9

Regulatory Posture 5.2 / 15

Agent readiness — 36/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 56.2 — up to +11.0 composite points
Operational Transparency scores 23.7 — up to +9.9 composite points
Contract Governance scores 31.8 — up to +8.2 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/cora/apis.yml: open an issue on github.com/api-evangelist/cora to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Latin American Open Finance (Brazil OFB + Pix)	regulated	65.5	-	-
Brazil BCB Authorized Institutions (Banco Central do Brasil register beyond Pix)	regulated	65.5	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 15

Individual APIs this provider publishes, each with its own machine-readable definition.

Cora API

Cora's transactional banking API for Direct Integration: registered boleto and carnê (installment) issuance, Pix QR codes, account data, balance and statement queries, payment a...

Cora Balance API

The Balance API from Cora — 1 operation(s) for balance.

Cora Banks API

The Banks API from Cora — 1 operation(s) for banks.

Cora Boletos V2 API

The Boletos V2 API from Cora — 3 operation(s) for boletos v2.

Cora Businesses API

The Businesses API from Cora — 3 operation(s) for businesses.

Cora Credentials API

The Credentials API from Cora — 1 operation(s) for credentials.

Cora Dados De Conta API

The Dados De Conta API from Cora — 1 operation(s) for dados de conta.

Cora Initiate API

The Initiate API from Cora — 1 operation(s) for initiate.

Cora Issuer API

The Issuer API from Cora — 1 operation(s) for issuer.

Cora Notificações API

The Notificações API from Cora — 1 operation(s) for notificações.

Cora Notifications API

The Notifications API from Cora — 1 operation(s) for notifications.

Cora Pagamento De Impostos API

The Pagamento De Impostos API from Cora — 1 operation(s) for pagamento de impostos.

Cora Pay API

The Pay API from Cora — 1 operation(s) for pay.

Cora Service Receipt API

The Service Receipt API from Cora — 1 operation(s) for service receipt.

Cora Statement API

The Statement API from Cora — 1 operation(s) for statement.

Scroll for all 15

Pricing Plans 2

Published pricing tiers and plan structures.

Cora Plans Pricing

5 plans

PLANS

Cora Price Estimates

0 plans

PLANS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Cora Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Cora Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Cora API Rules

13 rules · 8 errors 3 warnings 2 info

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cora Authentication

oauth2/mutualTLS · 2 schemes

SECURITY

Cora Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Cora Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Cora Agentic Access

20 operations · 9 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LLMsTxt

LLMsTxt

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Spectral

ErrorCatalog

Conventions

Idempotency

Webhooks

Lifecycle

Conformance

Scroll for all 7

Build 2

SDKs, sample code, and the tooling you integrate with

IntegrationEdges

IntegrationEdges

Postman

Postman

Access & Security 3

Authentication, authorization, and security posture

OAuthScopes

OAuthScopes

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

Support

Support

ChangeLog

ChangeLog

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

Pricing

Pricing

TermsOfService

TermsOfService

Company 4

The organization behind the API

Newsroom

BlogRSS

Website

Blog

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: cora
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/cora.png
name: Cora
description: Cora is a Brazilian digital bank (conta PJ) for small and medium businesses, offering fee-free business checking,
  Pix, boletos, transfers, payment initiation and financial management. Its developer platform exposes REST APIs for registered
  boleto and carnê issuance, Pix QR code generation, account data, balance and statement queries, payment and transfer initiation
  (including DARF and GPS tax payments), webhook notifications, and municipal service invoice (NFS-e) issuance. Cora offers
  two integration modalities — Direct Integration (mutual-TLS certificate plus OAuth2 client-credentials) and Cora Partnership
  — with a Stage sandbox for testing. Backed by QED Investors and Ribbit Capital.
url: https://raw.githubusercontent.com/api-evangelist/cora/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
- ribbit-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-10-06'
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-09-24
tags:
- Company
- Banking
- Brazil
- Payments
- Pix
- Boleto
- Invoicing
- Small Business
- Fintech
- Banking as a Service
tags_raw:
- Company
- Banking
- Brazil
- Payments
- Pix
- Boleto
- Invoicing
- SMB
- Fintech
- Banking-as-a-Service
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/cora-plans-pricing.yml
- type: AgenticAccess
  url: agentic-access/cora-agentic-access.yml
- type: Spectral
  url: rules/cora-rules.yml
- type: ErrorCatalog
  url: errors/cora-problem-types.yml
- type: Hosts
  url: hosts/cora-hosts.yml
- type: IntegrationEdges
  url: integrations/cora-integration-edges.yml
- type: Vendors
  url: vendors/cora-vendors.yml
- type: Newsroom
  url: https://www.cora.com.br/news/
- type: OAuthScopes
  url: scopes/cora-scopes.yml
- url: https://www.cora.com.br/blog/feed/
  type: BlogRSS
- type: Website
  url: https://www.cora.com.br/
- type: DeveloperPortal
  url: https://developers.cora.com.br/
- type: Documentation
  url: https://developers.cora.com.br/docs/instrucoes-iniciais
- type: APIReference
  url: https://developers.cora.com.br/reference
- type: GettingStarted
  url: https://developers.cora.com.br/docs/instrucoes-iniciais
- type: Authentication
  url: authentication/cora-authentication.yml
- type: ChangeLog
  url: https://developers.cora.com.br/changelog/welcome-to-cora-api
- type: Blog
  url: https://www.cora.com.br/blog/
- type: Support
  url: https://meajuda.cora.com.br/
- type: Pricing
  url: https://www.cora.com.br/integracoes/
- type: TermsOfService
  url: https://www.cora.com.br/termos-e-condicoes-de-apis/
- type: Postman
  url: https://www.postman.com/corabank/cora-s-public-workspace/documentation/ppi1okk/api-cora
- type: LLMsTxt
  url: llms/cora-llms.txt
- type: Sandbox
  url: sandbox/cora-sandbox.yml
- type: Conventions
  url: conventions/cora-conventions.yml
- type: Idempotency
  url: conventions/cora-conventions.yml
- type: Webhooks
  url: asyncapi/cora-webhooks.yml
- type: Lifecycle
  url: lifecycle/cora-lifecycle.yml
- type: ChangeLog
  url: changelog/cora-changelog.yml
- type: Conformance
  url: conformance/cora-conformance.yml
- type: DomainSecurity
  url: security/cora-domain-security.yml
apis:
- name: Cora API
  description: 'Cora''s transactional banking API for Direct Integration: registered boleto and carnê (installment) issuance,
    Pix QR codes, account data, balance and statement queries, payment and transfer initiation (DARF/GPS), webhook notification
    endpoints, and NFS-e municipal service invoicing. Authenticated with mutual TLS (client certificate + private key) and
    OAuth2 client-credentials bearer tokens.'
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Banking
  - Payments
  - Pix
  - Boleto
  - Invoicing
  aid: cora:cora-api
- aid: cora:cora-balance-api
  name: Cora Balance API
  description: The Balance API from Cora — 1 operation(s) for balance.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Balances
  tags_raw:
  - Balance
  properties:
  - type: OpenAPI
    url: openapi/cora-balance-api-openapi.yml
- aid: cora:cora-banks-api
  name: Cora Banks API
  description: The Banks API from Cora — 1 operation(s) for banks.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Banks
  properties:
  - type: OpenAPI
    url: openapi/cora-banks-api-openapi.yml
- aid: cora:cora-boletos-v2-api
  name: Cora Boletos V2 API
  description: The Boletos V2 API from Cora — 3 operation(s) for boletos v2.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Boletos V2
  properties:
  - type: OpenAPI
    url: openapi/cora-boletos-v2-api-openapi.yml
- aid: cora:cora-businesses-api
  name: Cora Businesses API
  description: The Businesses API from Cora — 3 operation(s) for businesses.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Business
  tags_raw:
  - Businesses
  properties:
  - type: OpenAPI
    url: openapi/cora-businesses-api-openapi.yml
- aid: cora:cora-credentials-api
  name: Cora Credentials API
  description: The Credentials API from Cora — 1 operation(s) for credentials.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Credentials
  properties:
  - type: OpenAPI
    url: openapi/cora-credentials-api-openapi.yml
- aid: cora:cora-dados-de-conta-api
  name: Cora Dados De Conta API
  description: The Dados De Conta API from Cora — 1 operation(s) for dados de conta.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Dados De Conta
  properties:
  - type: OpenAPI
    url: openapi/cora-dados-de-conta-api-openapi.yml
- aid: cora:cora-initiate-api
  name: Cora Initiate API
  description: The Initiate API from Cora — 1 operation(s) for initiate.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Initiate
  properties:
  - type: OpenAPI
    url: openapi/cora-initiate-api-openapi.yml
- aid: cora:cora-issuer-api
  name: Cora Issuer API
  description: The Issuer API from Cora — 1 operation(s) for issuer.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Issuer
  properties:
  - type: OpenAPI
    url: openapi/cora-issuer-api-openapi.yml
- aid: cora:cora-notifica-es-api
  name: Cora Notificações API
  description: The Notificações API from Cora — 1 operation(s) for notificações.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Notificações
  properties:
  - type: OpenAPI
    url: openapi/cora-notifica-es-api-openapi.yml
- aid: cora:cora-notifications-api
  name: Cora Notifications API
  description: The Notifications API from Cora — 1 operation(s) for notifications.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Notification
  tags_raw:
  - Notifications
  properties:
  - type: OpenAPI
    url: openapi/cora-notifications-api-openapi.yml
- aid: cora:cora-pagamento-de-impostos-api
  name: Cora Pagamento De Impostos API
  description: The Pagamento De Impostos API from Cora — 1 operation(s) for pagamento de impostos.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Pagamento De Impostos
  properties:
  - type: OpenAPI
    url: openapi/cora-pagamento-de-impostos-api-openapi.yml
- aid: cora:cora-pay-api
  name: Cora Pay API
  description: The Pay API from Cora — 1 operation(s) for pay.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Pay
  properties:
  - type: OpenAPI
    url: openapi/cora-pay-api-openapi.yml
- aid: cora:cora-service-receipt-api
  name: Cora Service Receipt API
  description: The Service Receipt API from Cora — 1 operation(s) for service receipt.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Service Receipt
  properties:
  - type: OpenAPI
    url: openapi/cora-service-receipt-api-openapi.yml
- aid: cora:cora-statement-api
  name: Cora Statement API
  description: The Statement API from Cora — 1 operation(s) for statement.
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Statement
  properties:
  - type: OpenAPI
    url: openapi/cora-statement-api-openapi.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence
x-readme-harvest:
  date: '2026-10-14'
  ops: 20
  tool: harvest-readme-openapi.py
  portal: https://developers.cora.com.br

Cora API — frequently asked questions

Does Cora have an API?

Yes. APIs.io lists 15 APIs from Cora, including Cora API, Cora Balance API and Cora Banks API, and 12 more.

Is there an OpenAPI specification for the Cora API?

Yes. APIs.io indexes 14 OpenAPI specifications for Cora, each linked for download from this page.

How do I authenticate with the Cora API?

Cora uses bearer-token authentication (oauth2/mutualTLS · 2 schemes). The details are profiled on APIs.io as Cora Authentication.

How much does the Cora API cost?

APIs.io lists 5 pricing plans for Cora, with each plan's price, limits and inclusions under Pricing Plans on this page.

Is the Cora API ready for AI agents?

Cora has a Kin Score of 56.3 out of 100 (strong) and an Agent Readiness score of 35.7 (agent-ready), scored by API Evangelist on 2026-10-31.

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