Cora

Cora is a Brazilian digital bank (conta PJ) for small and medium businesses, offering fee-free business checking, Pix, boletos, transfers, payment initiation and financial management. Its developer platform exposes REST APIs for registered boleto and carnê issuance, Pix QR code generation, account data, balance and statement queries, payment and transfer initiation (including DARF and GPS tax payments), webhook notifications, and municipal service invoice (NFS-e) issuance. Cora offers two integration modalities — Direct Integration (mutual-TLS certificate plus OAuth2 client-credentials) and Cora Partnership — with a Stage sandbox for testing. Backed by QED Investors and Ribbit Capital.

Cora publishes 1 API on the APIs.io network. Tagged areas include Company, Banking, Brazil, Payments, and Pix.

The Cora catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Cora’s developer surface includes documentation, API reference, getting-started guide, authentication, changelog, engineering blog, support, and 15 more developer resources.

🌐 Visit website 📡 Source on GitHub

35.3/100 thin ▬ flat Agent 23/100 agent aware saas Full breakdown ↓
scored 2026-08-30 · rubric v0.17.2

AccessSelf serve

1 APIs

Company Banking Brazil Payments Pix Boleto Invoicing SMB FintechBanking-as-a-Service

Kin Score

Kin Score How this is scored →
scored 2026-08-30 · rubric v0.17.2

Composite quality — 35.3/100 · thin

Contract Quality 9.1 / 21

Developer Ergonomics 6.9 / 17

Access Clarity 3.6 / 17

Operational Transparency 1.7 / 11

Contract Governance 1.9 / 10

Discoverability 6.5 / 9

Regulatory Posture 5.1 / 15

Agent readiness — 23/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cora: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

Webhooks

Lifecycle

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

Postman

Postman

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

Support

Support

ChangeLog

ChangeLog

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: cora
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/cora.png
name: Cora
description: Cora is a Brazilian digital bank (conta PJ) for small and medium businesses, offering fee-free business checking,
  Pix, boletos, transfers, payment initiation and financial management. Its developer platform exposes REST APIs for registered
  boleto and carnê issuance, Pix QR code generation, account data, balance and statement queries, payment and transfer initiation
  (including DARF and GPS tax payments), webhook notifications, and municipal service invoice (NFS-e) issuance. Cora offers
  two integration modalities — Direct Integration (mutual-TLS certificate plus OAuth2 client-credentials) and Cora Partnership
  — with a Stage sandbox for testing. Backed by QED Investors and Ribbit Capital.
url: https://raw.githubusercontent.com/api-evangelist/cora/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
- ribbit-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Banking
- Brazil
- Payments
- Pix
- Boleto
- Invoicing
- SMB
- Fintech
- Banking-as-a-Service
tags_raw:
- Company
- Banking
- Brazil
- Payments
- Pix
- Boleto
- Invoicing
- SMB
- Fintech
- Banking-as-a-Service
apis:
- name: Cora API
  description: 'Cora''s transactional banking API for Direct Integration: registered boleto and carnê (installment) issuance,
    Pix QR codes, account data, balance and statement queries, payment and transfer initiation (DARF/GPS), webhook notification
    endpoints, and NFS-e municipal service invoicing. Authenticated with mutual TLS (client certificate + private key) and
    OAuth2 client-credentials bearer tokens.'
  humanURL: https://developers.cora.com.br/
  baseURL: https://matls-clients.api.cora.com.br
  tags:
  - Banking
  - Payments
  - Pix
  - Boleto
  - Invoicing
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.cora.com.br/
- type: DeveloperPortal
  url: https://developers.cora.com.br/
- type: Documentation
  url: https://developers.cora.com.br/docs/instrucoes-iniciais
- type: APIReference
  url: https://developers.cora.com.br/reference
- type: GettingStarted
  url: https://developers.cora.com.br/docs/instrucoes-iniciais
- type: Authentication
  url: authentication/cora-authentication.yml
- type: ChangeLog
  url: https://developers.cora.com.br/changelog/welcome-to-cora-api
- type: Blog
  url: https://www.cora.com.br/blog/
- type: Support
  url: https://meajuda.cora.com.br/
- type: Pricing
  url: https://www.cora.com.br/integracoes/
- type: TermsOfService
  url: https://www.cora.com.br/termos-e-condicoes-de-apis/
- type: PrivacyPolicy
  url: https://www.cora.com.br/politica-de-privacidade/
- type: Postman
  url: https://www.postman.com/corabank/cora-s-public-workspace/documentation/ppi1okk/api-cora
- type: LLMsTxt
  url: llms/cora-llms.txt
- type: Sandbox
  url: sandbox/cora-sandbox.yml
- type: Conventions
  url: conventions/cora-conventions.yml
- type: Idempotency
  url: conventions/cora-conventions.yml
- type: Webhooks
  url: asyncapi/cora-webhooks.yml
- type: Lifecycle
  url: lifecycle/cora-lifecycle.yml
- type: ChangeLog
  url: changelog/cora-changelog.yml
- type: Conformance
  url: conformance/cora-conformance.yml
- type: DomainSecurity
  url: security/cora-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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