Openpay

Openpay is a Mexican and Colombian online payments platform, part of the BBVA group, offering a REST API for accepting card payments, cash/store payments, and bank transfers (SPEI). The API covers charges, customers, cards, tokens, subscriptions, plans, payouts, transfers, fees, and webhooks under a per-merchant base path with HTTP Basic authentication using a private API key.

Openpay publishes 11 APIs on the APIs.io network, including BankAccounts API, Cards API, Charges API, and 8 more. Tagged areas include Payments, Fintech, Cards, SPEI, and Subscriptions.

Openpay’s developer surface includes authentication, documentation, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
33.3/100 thin ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
AccessPaidSelf serve
11 APIs
PaymentsFintechCardsSPEISubscriptions

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 33.3/100 · thin
Contract Quality 14.0 / 25
Developer Ergonomics 3.9 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 4.8 / 13
Governance 0.0 / 12
Discoverability 7.4 / 10
Agent readiness — 31/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/openpay: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 11

Individual APIs this provider publishes, each with its own machine-readable definition.

Openpay BankAccounts API

Manage customer bank accounts used as payout destinations.

Openpay Cards API

Store and manage cards at merchant or customer level.

Openpay Charges API

Create and manage charges to cards, stores, and banks.

Openpay Customers API

Manage customer records.

Openpay Fees API

Charge commission fees to a customer's Openpay balance.

Openpay Payouts API

Send funds to registered bank accounts.

Openpay Plans API

Templates defining amount and frequency for recurring charges.

Openpay Subscriptions API

Associate customers and cards to plans for recurring billing.

Openpay Tokens API

Client-side tokenization of card data.

Openpay Transfers API

Move funds between Openpay customers.

Openpay Webhooks API

Register and manage webhook endpoints for event notifications.

Scroll for all 11

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Openpay API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Openpay Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Openpay Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Openpay Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Openpay Authentication

http · 1 scheme

SECURITY

Openpay Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Openpay Agentic Access

48 operations · 25 acting

48 operations · 25 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps

Company 2

The organization behind the API

LinkedIn
LinkedIn
 Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: openpay
url: https://raw.githubusercontent.com/api-evangelist/openpay/refs/heads/main/apis.yml
name: Openpay
kind: company
description: Openpay is a Mexican and Colombian online payments platform, part of the BBVA group, offering a REST API for
  accepting card payments, cash/store payments, and bank transfers (SPEI). The API covers charges, customers, cards, tokens,
  subscriptions, plans, payouts, transfers, fees, and webhooks under a per-merchant base path with HTTP Basic authentication
  using a private API key.
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/openpay.png
tags:
- Payments
- Fintech
- Cards
- SPEI
- Subscriptions
created: '2026-06-21'
modified: '2026-06-21'
specificationVersion: '0.19'
apis:
- aid: openpay:openpay-bankaccounts-api
  name: Openpay BankAccounts API
  description: Manage customer bank accounts used as payout destinations.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - BankAccounts
  properties:
  - type: OpenAPI
    url: openapi/openpay-bankaccounts-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
- aid: openpay:openpay-cards-api
  name: Openpay Cards API
  description: Store and manage cards at merchant or customer level.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/openpay-cards-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
- aid: openpay:openpay-charges-api
  name: Openpay Charges API
  description: Create and manage charges to cards, stores, and banks.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - Charges
  properties:
  - type: OpenAPI
    url: openapi/openpay-charges-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
- aid: openpay:openpay-customers-api
  name: Openpay Customers API
  description: Manage customer records.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/openpay-customers-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
- aid: openpay:openpay-fees-api
  name: Openpay Fees API
  description: Charge commission fees to a customer's Openpay balance.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - Fees
  properties:
  - type: OpenAPI
    url: openapi/openpay-fees-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
- aid: openpay:openpay-payouts-api
  name: Openpay Payouts API
  description: Send funds to registered bank accounts.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/openpay-payouts-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
- aid: openpay:openpay-plans-api
  name: Openpay Plans API
  description: Templates defining amount and frequency for recurring charges.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - Plans
  properties:
  - type: OpenAPI
    url: openapi/openpay-plans-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
- aid: openpay:openpay-subscriptions-api
  name: Openpay Subscriptions API
  description: Associate customers and cards to plans for recurring billing.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/openpay-subscriptions-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
- aid: openpay:openpay-tokens-api
  name: Openpay Tokens API
  description: Client-side tokenization of card data.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - Tokens
  properties:
  - type: OpenAPI
    url: openapi/openpay-tokens-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
- aid: openpay:openpay-transfers-api
  name: Openpay Transfers API
  description: Move funds between Openpay customers.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - Transfers
  properties:
  - type: OpenAPI
    url: openapi/openpay-transfers-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
- aid: openpay:openpay-webhooks-api
  name: Openpay Webhooks API
  description: Register and manage webhook endpoints for event notifications.
  humanURL: https://documents.openpay.mx/docs/api
  baseURL: https://api.openpay.mx/v1
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/openpay-webhooks-api-openapi.yml
  - type: Documentation
    url: https://documents.openpay.mx/docs/api
  - type: APIReference
    url: https://documents.openpay.mx/docs/api
  - type: PostmanCollection
    url: collections/openpay.postman_collection.json
  - type: OpenCollection
    url: collections/openpay.opencollection.json
  - type: Documentation
    url: https://documents.openpay.mx/docs/webhooks.html
common:
- type: AgenticAccess
  url: agentic-access/openpay-agentic-access.yml
- type: DomainSecurity
  url: security/openpay-domain-security.yml
- type: Authentication
  url: authentication/openpay-authentication.yml
- type: GitHubOrganization
  url: https://github.com/open-pay
- type: LinkedIn
  url: https://www.linkedin.com/company/openpay
- type: Website
  url: https://www.openpay.mx
- type: Documentation
  url: https://documents.openpay.mx/docs/api
- type: Plans
  url: plans/openpay-plans-pricing.yml
- type: RateLimits
  url: rate-limits/openpay-rate-limits.yml
- type: FinOps
  url: finops/openpay-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com