Openpay · FinOps Profile

Openpay Finops

FinOps view of Openpay processing costs. Openpay's cost is a per-transaction commission rather than per-API-call billing: card payments incur a percentage plus a fixed fee, store/cash (Paynet) and bank transfer (SPEI) payments incur flat per-transaction fees, and payouts incur a per-payout fee. Costs scale with payment volume and method mix, vary by country (Mexico, Colombia), and are set by the merchant's Openpay / BBVA commercial agreement. Rates here are not reconciled against a current published rate card.

Openpay Finops is the FinOps profile for Openpay on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 7 billable meters, billed in MXN, on a monthly cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Fintech, Cards, SPEI, and Subscriptions.

Category: Payment Processing Pricing: Usage-Based Billing: Monthly FOCUS v1.3
PaymentsFintechCardsSPEISubscriptionsFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseAdjustment

FOCUS Columns

BillingCurrency
MXN
ChargeCategory
Usage
InvoiceIssuerName
Openpay
PricingCategory
Usage-Based
ProviderName
Openpay
PublisherName
Openpay
ServiceCategory
Payment Processing
ServiceName
Openpay Payments

Meters

card_transaction_volume
Unit: currency
Value of card charges processed, billed as a percentage commission.
card_transaction_count
Unit: transactions
Count of card charges, billed with a fixed per-transaction fee.
store_transaction_count
Unit: transactions
Count of store/cash (Paynet) payments, billed a flat fee per transaction.
spei_transaction_count
Unit: transactions
Count of bank-transfer (SPEI) payments, billed a flat fee per transaction.
payout_count
Unit: transactions
Count of payouts sent to bank accounts, billed a per-payout fee.
refund_count
Unit: transactions
Count of refunds processed; refund handling and fee retention vary by contract.
chargeback_count
Unit: transactions
Count of chargebacks/disputes, which may carry handling fees.

Sources