Tangerine

Tangerine is a Canadian direct (branchless) bank headquartered in Toronto, Ontario, and a federally regulated Schedule I bank chartered as Tangerine Bank (institution number 614). Founded in 1997 as ING Direct Canada, it was acquired by Scotiabank in 2012 and rebranded as Tangerine in 2014; it remains a separate legal entity operating as Scotiabank's digital-banking arm, serving roughly two million clients with no-fee chequing and savings accounts, GICs, mortgages, mutual funds, and a cash-back Mastercard delivered entirely through mobile and web. On API and open-finance posture, Tangerine publishes no first-party public developer portal or downloadable API specifications; Canada has no operational consumer-driven-banking mandate yet (the federal framework is legislated but not live), so third-party access to Tangerine account and transaction data today is aggregator-based via Plaid and Finicity (Mastercard) rather than through a documented first-party API.

Tangerine is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, Canada, Digital Bank, and Neobank.

Tangerine’s developer surface includes support, engineering blog, signup flow, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub
17.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.5
0 APIs
Financial ServicesBankingCanadaDigital BankNeobankSchedule I BankData AggregationInterac

Kin Score

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scored 2026-07-28 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/tangerine: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tangerine Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp
SignUp
 Login
Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn

Source (apis.yml)

apis.yml Raw ↑ 
aid: tangerine
url: https://raw.githubusercontent.com/api-evangelist/tangerine/refs/heads/main/apis.yml
name: Tangerine
kind: company
description: Tangerine is a Canadian direct (branchless) bank headquartered in Toronto, Ontario, and a federally regulated
  Schedule I bank chartered as Tangerine Bank (institution number 614). Founded in 1997 as ING Direct Canada, it was acquired
  by Scotiabank in 2012 and rebranded as Tangerine in 2014; it remains a separate legal entity operating as Scotiabank's digital-banking
  arm, serving roughly two million clients with no-fee chequing and savings accounts, GICs, mortgages, mutual funds, and a
  cash-back Mastercard delivered entirely through mobile and web. On API and open-finance posture, Tangerine publishes no
  first-party public developer portal or downloadable API specifications; Canada has no operational consumer-driven-banking
  mandate yet (the federal framework is legislated but not live), so third-party access to Tangerine account and transaction
  data today is aggregator-based via Plaid and Finicity (Mastercard) rather than through a documented first-party API.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Digital Bank
- Neobank
- Schedule I Bank
- Data Aggregation
- Interac
created: '2026-07-23'
modified: '2026-07-24'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/tangerine-domain-security.yml
- type: Website
  url: https://www.tangerine.ca
- type: TermsOfService
  url: https://www.tangerine.ca/en/legal
- type: PrivacyPolicy
  url: https://www.tangerine.ca/en/privacy
- type: Support
  url: https://www.tangerine.ca/en/help-centre
- type: Blog
  url: https://www.tangerine.ca/en/thejuice
- type: SignUp
  url: https://www.tangerine.ca/app/#/visitor-enroll/instructions?locale=en_CA
- type: Login
  url: https://www.tangerine.ca/app/#/login/login-id?locale=en_CA
- type: LinkedIn
  url: https://ca.linkedin.com/company/tangerine-bank
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com