bunq
bunq is a European (Dutch) neobank offering personal and business accounts across the EU. Its Public API is a REST API over HTTPS (https://api.bunq.com/v1, sandbox https://public-api.sandbox.bunq.com/v1) that lets account holders and licensed third parties read accounts, initiate SEPA and internal payments, send and answer payment requests, manage cards, export statements, upload attachments, and subscribe to event callbacks. bunq uses a distinctive multi-step handshake - installation (register an RSA public key), device-server, then session-server - after which requests are RSA-signed with X-Bunq-Client-Signature and authenticated with a session token in X-Bunq-Client-Authentication.
bunq publishes 113 API contracts indexed on the APIs.io network, including Attachment API, Card API, Customer Statement API, and 110 more. Tagged areas include Banking, Neobank, Payments, Account, and SEPA.
The bunq catalog on APIs.io includes 1 Spectral governance ruleset.
bunq’s developer surface includes authentication, documentation, sandbox, pricing, engineering blog, and 14 more developer resources.
What this lets a business do 2
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| EU/EEA Payment and E-Money Institutions (PSD2 passports) | regulated | 24.6 | - | - |
| DACH and Netherlands Financial Supervisor Registers (BaFin, FINMA, DNB) | regulated | 24.6 | - | - |
| Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada) | regulated | 24.6 | - | - |
| Raycast Store Extensions (first-party publishers + community-wrapped products) | regulated | 24.6 | - | - |
| APIs.guru OpenAPI Directory (API definition directory) | regulated | 24.6 | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 1
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 113
Individual APIs this provider publishes, each with its own machine-readable definition.
bunq Attachment API
Upload and retrieve attachment content.
bunq Card API
Debit and credit cards linked to monetary accounts.
bunq Customer Statement API
Generate and download account statement exports (CSV, MT940, PDF).
bunq Monetary Account API
Bank, savings, and joint accounts holding money.
bunq Payment API
Execute and read payments (including SEPA) for a monetary account.
bunq Request Inquiry API
Create and read payment requests (money you ask another party to pay).
bunq User API
The authenticated user (person, company, or payment service provider).
bunq Additional Transaction Information Category API
The additional-transaction-information-category API from bunq — 1 operation(s) for additional-transaction-information-category.
bunq Additional Transaction Information Category User Defined API
The additional-transaction-information-category-user-defined API from bunq — 1 operation(s) for additional-transaction-information-category-user-defined.
bunq Attachment Public API
The attachment-public API from bunq — 2 operation(s) for attachment-public.
bunq Avatar API
The avatar API from bunq — 2 operation(s) for avatar.
bunq Billing Contract Subscription API
The billing-contract-subscription API from bunq — 1 operation(s) for billing-contract-subscription.
bunq Bunqme Fundraiser Profile API
The bunqme-fundraiser-profile API from bunq — 2 operation(s) for bunqme-fundraiser-profile.
bunq Bunqme Fundraiser Result API
The bunqme-fundraiser-result API from bunq — 1 operation(s) for bunqme-fundraiser-result.
bunq Bunqme Tab API
The bunqme-tab API from bunq — 2 operation(s) for bunqme-tab.
bunq Bunqme Tab Result Response API
The bunqme-tab-result-response API from bunq — 1 operation(s) for bunqme-tab-result-response.
bunq Callback URL API
The callback-url API from bunq — 2 operation(s) for callback-url.
bunq Card Batch API
The card-batch API from bunq — 1 operation(s) for card-batch.
bunq Card Batch Replace API
The card-batch-replace API from bunq — 1 operation(s) for card-batch-replace.
bunq Card Credit API
The card-credit API from bunq — 1 operation(s) for card-credit.
bunq Card Debit API
The card-debit API from bunq — 1 operation(s) for card-debit.
bunq Card Name API
The card-name API from bunq — 1 operation(s) for card-name.
bunq Certificate Pinned API
The certificate-pinned API from bunq — 2 operation(s) for certificate-pinned.
bunq Challenge Request API
The challenge-request API from bunq — 1 operation(s) for challenge-request.
bunq Company API
The company API from bunq — 2 operation(s) for company.
bunq Confirmation Of Funds API
The confirmation-of-funds API from bunq — 1 operation(s) for confirmation-of-funds.
bunq Content API
The content API from bunq — 9 operation(s) for content.
bunq Credential Password Ip API
The credential-password-ip API from bunq — 2 operation(s) for credential-password-ip.
bunq Currency Cloud Beneficiary API
The currency-cloud-beneficiary API from bunq — 2 operation(s) for currency-cloud-beneficiary.
bunq Currency Cloud Beneficiary Requirement API
The currency-cloud-beneficiary-requirement API from bunq — 1 operation(s) for currency-cloud-beneficiary-requirement.
bunq Currency Cloud Payment Quote API
The currency-cloud-payment-quote API from bunq — 1 operation(s) for currency-cloud-payment-quote.
bunq Currency Conversion API
The currency-conversion API from bunq — 2 operation(s) for currency-conversion.
bunq Currency Conversion Quote API
The currency-conversion-quote API from bunq — 2 operation(s) for currency-conversion-quote.
bunq Definition API
The definition API from bunq — 1 operation(s) for definition.
bunq Device API
The device API from bunq — 2 operation(s) for device.
bunq Device Server API
The device-server API from bunq — 2 operation(s) for device-server.
bunq Draft Payment API
The draft-payment API from bunq — 2 operation(s) for draft-payment.
bunq Event API
The event API from bunq — 2 operation(s) for event.
bunq Export Annual Overview API
The export-annual-overview API from bunq — 2 operation(s) for export-annual-overview.
bunq Export Rib API
The export-rib API from bunq — 2 operation(s) for export-rib.
bunq Export Statement Card API
The export-statement-card API from bunq — 2 operation(s) for export-statement-card.
bunq Export Statement Card CSV API
The export-statement-card-csv API from bunq — 2 operation(s) for export-statement-card-csv.
bunq Export Statement Card PDF API
The export-statement-card-pdf API from bunq — 2 operation(s) for export-statement-card-pdf.
bunq Feature Announcement API
The feature-announcement API from bunq — 1 operation(s) for feature-announcement.
bunq Generated Cvc2 API
The generated-cvc2 API from bunq — 2 operation(s) for generated-cvc2.
bunq Health Check API
The health-check API from bunq — 1 operation(s) for health-check.
bunq Ideal Merchant Transaction API
The ideal-merchant-transaction API from bunq — 2 operation(s) for ideal-merchant-transaction.
bunq Insight Preference Date API
The insight-preference-date API from bunq — 1 operation(s) for insight-preference-date.
bunq Insights API
The insights API from bunq — 1 operation(s) for insights.
bunq Insights Search API
The insights-search API from bunq — 1 operation(s) for insights-search.
bunq Installation API
The installation API from bunq — 2 operation(s) for installation.
bunq Instance API
The instance API from bunq — 2 operation(s) for instance.
bunq Invoice API
The invoice API from bunq — 4 operation(s) for invoice.
bunq Invoice Export API
The invoice-export API from bunq — 2 operation(s) for invoice-export.
bunq Ip API
The ip API from bunq — 2 operation(s) for ip.
bunq Legal Name API
The legal-name API from bunq — 1 operation(s) for legal-name.
bunq Limit API
The limit API from bunq — 1 operation(s) for limit.
bunq Mastercard Action API
The mastercard-action API from bunq — 2 operation(s) for mastercard-action.
bunq Monetary Account Bank API
The monetary-account-bank API from bunq — 2 operation(s) for monetary-account-bank.
bunq Monetary Account Card API
The monetary-account-card API from bunq — 2 operation(s) for monetary-account-card.
bunq Monetary Account External API
The monetary-account-external API from bunq — 2 operation(s) for monetary-account-external.
bunq Monetary Account External Savings API
The monetary-account-external-savings API from bunq — 2 operation(s) for monetary-account-external-savings.
bunq Monetary Account Joint API
The monetary-account-joint API from bunq — 2 operation(s) for monetary-account-joint.
bunq Monetary Account Savings API
The monetary-account-savings API from bunq — 2 operation(s) for monetary-account-savings.
bunq Name API
The name API from bunq — 1 operation(s) for name.
bunq Note Attachment API
The note-attachment API from bunq — 40 operation(s) for note-attachment.
bunq Note Text API
The note-text API from bunq — 40 operation(s) for note-text.
bunq Notification Filter Email API
The notification-filter-email API from bunq — 1 operation(s) for notification-filter-email.
bunq Notification Filter Failure API
The notification-filter-failure API from bunq — 1 operation(s) for notification-filter-failure.
bunq Notification Filter Push API
The notification-filter-push API from bunq — 1 operation(s) for notification-filter-push.
bunq Notification Filter URL API
The notification-filter-url API from bunq — 2 operation(s) for notification-filter-url.
bunq OAUTH Client API
The oauth-client API from bunq — 2 operation(s) for oauth-client.
bunq Payment Auto Allocate API
The payment-auto-allocate API from bunq — 3 operation(s) for payment-auto-allocate.
bunq Payment Batch API
The payment-batch API from bunq — 2 operation(s) for payment-batch.
bunq Payment Service Provider Credential API
The payment-service-provider-credential API from bunq — 2 operation(s) for payment-service-provider-credential.
bunq Payment Service Provider Draft Payment API
The payment-service-provider-draft-payment API from bunq — 2 operation(s) for payment-service-provider-draft-payment.
bunq Payment Service Provider Issuer Transaction API
The payment-service-provider-issuer-transaction API from bunq — 2 operation(s) for payment-service-provider-issuer-transaction.
bunq PDF Content API
The pdf-content API from bunq — 1 operation(s) for pdf-content.
bunq Replace API
The replace API from bunq — 1 operation(s) for replace.
bunq Request Inquiry Batch API
The request-inquiry-batch API from bunq — 2 operation(s) for request-inquiry-batch.
bunq Request Response API
The request-response API from bunq — 2 operation(s) for request-response.
bunq Sandbox User Company API
The sandbox-user-company API from bunq — 1 operation(s) for sandbox-user-company.
bunq Sandbox User Person API
The sandbox-user-person API from bunq — 1 operation(s) for sandbox-user-person.
bunq Schedule API
The schedule API from bunq — 3 operation(s) for schedule.
bunq Schedule Instance API
The schedule-instance API from bunq — 2 operation(s) for schedule-instance.
bunq Schedule Payment API
The schedule-payment API from bunq — 2 operation(s) for schedule-payment.
bunq Schedule Payment Batch API
The schedule-payment-batch API from bunq — 2 operation(s) for schedule-payment-batch.
bunq Server Error API
The server-error API from bunq — 1 operation(s) for server-error.
bunq Server Public Key API
The server-public-key API from bunq — 1 operation(s) for server-public-key.
bunq Session API
The session API from bunq — 1 operation(s) for session.
bunq Session Server API
The session-server API from bunq — 1 operation(s) for session-server.
bunq Share Invite Monetary Account Inquiry API
The share-invite-monetary-account-inquiry API from bunq — 2 operation(s) for share-invite-monetary-account-inquiry.
bunq Share Invite Monetary Account Response API
The share-invite-monetary-account-response API from bunq — 2 operation(s) for share-invite-monetary-account-response.
bunq Sofort Merchant Transaction API
The sofort-merchant-transaction API from bunq — 2 operation(s) for sofort-merchant-transaction.
bunq Statement API
The statement API from bunq — 2 operation(s) for statement.
bunq Switch Service Payment API
The switch-service-payment API from bunq — 1 operation(s) for switch-service-payment.
bunq Token Qr Request Ideal API
The token-qr-request-ideal API from bunq — 1 operation(s) for token-qr-request-ideal.
bunq Token Qr Request Sofort API
The token-qr-request-sofort API from bunq — 1 operation(s) for token-qr-request-sofort.
bunq Transferwise Currency API
The transferwise-currency API from bunq — 1 operation(s) for transferwise-currency.
bunq Transferwise Quote API
The transferwise-quote API from bunq — 2 operation(s) for transferwise-quote.
bunq Transferwise Quote Temporary API
The transferwise-quote-temporary API from bunq — 2 operation(s) for transferwise-quote-temporary.
bunq Transferwise Recipient API
The transferwise-recipient API from bunq — 2 operation(s) for transferwise-recipient.
bunq Transferwise Recipient Requirement API
The transferwise-recipient-requirement API from bunq — 1 operation(s) for transferwise-recipient-requirement.
bunq Transferwise Transfer API
The transferwise-transfer API from bunq — 2 operation(s) for transferwise-transfer.
bunq Transferwise Transfer Requirement API
The transferwise-transfer-requirement API from bunq — 1 operation(s) for transferwise-transfer-requirement.
bunq Transferwise User API
The transferwise-user API from bunq — 1 operation(s) for transferwise-user.
bunq Tree Progress API
The tree-progress API from bunq — 1 operation(s) for tree-progress.
bunq User Company API
The user-company API from bunq — 1 operation(s) for user-company.
bunq User Payment Service Provider API
The user-payment-service-provider API from bunq — 1 operation(s) for user-payment-service-provider.
bunq User Person API
The user-person API from bunq — 1 operation(s) for user-person.
bunq Whitelist Sdd API
The whitelist-sdd API from bunq — 4 operation(s) for whitelist-sdd.
bunq Whitelist Sdd One Off API
The whitelist-sdd-one-off API from bunq — 2 operation(s) for whitelist-sdd-one-off.
bunq Whitelist Sdd Recurring API
The whitelist-sdd-recurring API from bunq — 2 operation(s) for whitelist-sdd-recurring.
Scroll for all 113
Open Collections 10
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
bunq Public Attachment API
OPEN COLLECTIONbunq Public Attachment Card API
OPEN COLLECTIONbunq Public Attachment Customer Statement API
OPEN COLLECTIONbunq Public Attachment Handshake API
OPEN COLLECTIONbunq Public Attachment Monetary Account API
OPEN COLLECTIONbunq Public Attachment Notification Filter API
OPEN COLLECTIONbunq Public Attachment Payment API
OPEN COLLECTIONbunq Public Attachment Request Inquiry API
OPEN COLLECTIONbunq Public Attachment User API
OPEN COLLECTIONbunq Public API
OPEN COLLECTIONScroll for all 10
bunq API pricing
Not yet checked against bunq's own pricing page. Compiled by API Evangelist on 2026-07-12 from www.bunq.com/en-us/documents/pricing-sheet; confirm before you rely on a figure. A free plan or tier is listed.
| Plan | Price |
|---|---|
| Sandbox freemium | Free |
| bunq Free free | Free |
| bunq Core (Personal) subscription | — |
| bunq Pro (Personal) subscription | — |
| bunq Elite (Personal) subscription | — |
| bunq Business (Free / Core / Pro / Elite) subscription | — |
| PSD2 Third-Party Provider enterprise | Free |
Plan details, limits and sources →
Rate limits
- GET requests (general): 3 requests per 3 seconds
- POST requests (general): 5 requests per 3 seconds
- PUT requests (general): 2 requests per 3 seconds
Compiled by API Evangelist, not yet checked against bunq's documentation. All 6 limits →
Pricing Plans 1
Published pricing tiers and plan structures.
Bunq Plans Pricing
PLANSRate Limits 1
Documented rate limits and quota policies.
Bunq Rate Limits
RATE LIMITSService Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
bunq
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Bunq Finops
FINOPSSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
bunq API Rules
SPECTRALSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 2
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 4
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 1
Properties that don't map to a standard resource type
Source (apis.yml)
bunq API — frequently asked questions
Does bunq have an API?
Yes. APIs.io lists 113 APIs from bunq, including bunq Attachment API, bunq Card API and bunq Customer Statement API, and 110 more.
Is there an OpenAPI specification for the bunq API?
Yes. APIs.io indexes 113 OpenAPI specifications for bunq, each linked for download from this page.
How do I authenticate with the bunq API?
bunq uses bearer-token authentication (apiKey/signature · 3 schemes). The details are profiled on APIs.io as Bunq Authentication.
How much does the bunq API cost?
APIs.io lists 7 pricing plans for bunq, with each plan's price, limits and inclusions under Pricing on this page.
Is the bunq API ready for AI agents?
bunq has a Kin Score of 38.3 out of 100 (thin) and an Agent Readiness score of 21.3 (agent-aware), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.