Bunq Plans Pricing
bunq is a European neobank whose Public API access is bundled with a bunq personal or business account rather than sold as a separate developer product. There is no separate per-call API fee for account holders. Personal plans observed at the time of writing are bunq Free (EUR 0), Core (EUR 3.99/mo), Pro (EUR 9.99/mo), and Elite (EUR 18.99/mo); business plans are Free (EUR 0), Core (EUR 7.99/mo), Pro (EUR 13.99/mo), and Elite (EUR 23.99/mo). Sandbox access is open and free and does not require a bunq account. Production API access requires a bunq account; PSD2 / Open Banking access for licensed third-party providers uses a separate eIDAS certificate registration path (typically free of charge for regulated TPPs). Exact monthly account fees change over time and are not fully reconciled here.
Bunq Plans Pricing is the machine-readable pricing-plan profile for bunq on the APIs.io network, conforming to the API Commons Plans specification.
It defines 7 plans, covering freemium, free, subscription, and enterprise tiers, with named plans including Sandbox, bunq Free, bunq Core (Personal), bunq Pro (Personal), bunq Elite (Personal), and 2 more.
Tagged areas include Banking, Neobank, Open Banking, PSD2, and Plans.
Plans
Free public sandbox environment for evaluating the bunq API. No bunq account required; sandbox users are auto-provisioned via the developer portal or tinker/hackathon toolkit. Subject to the documented per-endpoint throttle.
- Public Documentation
- Auto-provisioned Sandbox User
- Full API Surface (test data)
- Community Support
Free personal account (EUR 0/mo) - the entry point to the bunq ecosystem. Production API use requires an identified account.
- Savings Account
- Personal Identity
Entry paid personal account. API access bundled. EUR 3.99/mo observed July 2026.
- Production API Access
- Multiple Sub-accounts
- Personal Card
Higher-tier personal account. API access bundled. EUR 9.99/mo observed July 2026.
- Production API Access
- Travel Insurance
- Higher Withdrawal Limits
Premium personal account tier. API access bundled. EUR 18.99/mo observed July 2026.
- Production API Access
- Premium Insurance
- Metal Card
Business account family for sole proprietors and SMEs, with production API access. Observed monthly fees ~EUR 7.99 (Core) / 13.99 (Pro) / 23.99 (Elite); the Free business plan is EUR 0 with per-transfer SEPA pricing. Verify on the pricing sheet.
- Production API Access
- Business IBAN
- Multi-currency Support
Regulated PSD2 access for licensed AISP / PISP / CBPII third-party providers. Requires eIDAS QWAC / QSeal certificates and registration with bunq. Typically free of charge for regulated TPPs under the PSD2 framework.
- Account Information Service (AIS)
- Payment Initiation Service (PIS)
- Confirmation of Funds (CBPII)
- eIDAS Certificate Authentication
Sources
- https://www.bunq.com/en-us/documents/pricing-sheet
- https://www.bunq.com/en-us/personal-account/banking-plans
- https://www.bunq.com/business-account/banking-plans/bunq-pro
- https://doc.bunq.com/
- https://doc.bunq.com/basics/rate-limits
Work with this as data
Every plan here is available over the APIs.io API and to AI agents over MCP.