bunq · FinOps Profile

Bunq Finops

FOCUS-aligned FinOps for bunq: there is no per-request API fee - API access is bundled with a bunq personal/business account subscription (personal Core/Pro/Elite plus savings-only Free; business Free/Core/Pro/Elite) rather than billed per request. Cost shape is therefore a tiered monthly subscription per account/seat with bank-product fee schedules (cards, FX, ATM, per-transfer SEPA) layered on top. Per-unit fees are not reconciled here.

Bunq Finops is the FinOps profile for bunq on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in EUR, on a monthly cycle, and pricing category tiered subscription.

The profile maps 7 FOCUS columns for cost-allocation reporting.

Tagged areas include Banking, Neobank, FinOps, FOCUS, and SEPA.

Category: Banking / Fintech Pricing: Tiered Subscription Billing: Monthly FOCUS v1.3
BankingNeobankFinOpsFOCUSSEPA

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

PurchaseUsageTaxAdjustmentRefund

FOCUS Columns

BillingCurrency
EUR
ChargeCategory
Purchase
InvoiceIssuerName
bunq B.V.
ProviderName
bunq
PublisherName
bunq B.V.
ServiceCategory
Banking / Fintech
ServiceName
bunq API

Meters

account_subscription
Unit: month
Monthly subscription fee for the bunq account tier (Free, Core, Pro, Elite) that grants API access.
api_requests
Unit: request
Count of API requests made against the bunq production API. Not directly billed but tracked for fair-use, throttling and capacity reporting.
card_transactions
Unit: transaction
Card payments processed against the underlying bunq account; some operations carry per-transaction fees per the bunq pricing PDF.
fx_conversions
Unit: transaction
Foreign-exchange conversions on payments and transfers. Carries a per-conversion fee per the bunq pricing PDF.
atm_withdrawals
Unit: transaction
ATM cash withdrawals; free up to a monthly cap per tier, then per-withdrawal fee applies.

Sources